ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.67% $2,203,511.00 $1,883,348.00 $0.00 $13,328.00 0.71%
Missouri Total 100.00% $38,875,138 $38,640,425 $4,397,782 $5,336,233 13.81%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.64% $191,482.00 $181,571.00 $0.00 $-12,910.00 -7.11%
Missouri Total 100.00% $7,256,894 $6,967,884 $1,140,604 $1,368,670 19.64%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.13% $2,054,080.00 $406,847.00 $1,789,891.00 $2,273,347.00 558.77%
Missouri Total 100.00% $182,467,243 $173,766,792 $120,185,570 $124,494,751 71.64%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.78% $4,697,347.00 $6,091,659.00 $1,056,330.00 $1,280,454.00 21.02%
Missouri Total 100.00% $124,104,313 $122,039,860 $70,210,684 $75,358,027 61.75%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.14% $15,029,047.00 $13,217,057.00 $6,292,497.00 $25,639,752.00 193.99%
Missouri Total 100.00% $478,548,035 $470,411,353 $229,279,050 $353,257,233 75.10%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $1,293,601.00 $1,473,074.00 0.00%
Missouri Total 100.00% $151,010,129 $148,314,209 $80,762,812 $96,515,813 65.08%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 12.76% $912,916.00 $817,835.00 $0.00 $5,100.00 0.62%
Missouri Total 100.00% $7,156,689 $6,817,539 $1,648,628 $2,215,509 32.50%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.39% $1,275,665.00 $1,135,792.00 $34,000.00 $7,500.00 0.66%
Missouri Total 100.00% $37,626,441 $30,729,559 $27,371,889 $37,003,555 120.42%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 8.30% $26,233,091.00 $20,959,559.00 $10,785,635.00 $24,660,978.00 117.66%
Missouri Total 100.00% $316,126,751 $290,466,312 $177,277,224 $194,661,917 67.02%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.40% $4,010,018.00 $4,410,950.00 $5,397,303.00 $4,798,929.00 108.80%
Missouri Total 100.00% $1,001,547,372 $964,975,689 $458,876,235 $578,923,500 59.99%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.31% $34,336,938.00 $34,125,008.00 $19,766,163.00 $22,723,731.00 66.59%
Missouri Total 100.00% $1,038,288,660 $1,035,533,379 $495,299,002 $592,332,736 57.20%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.97% $1,326,784.00 $1,088,988.00 $0.00 $4,033.00 0.37%
Missouri Total 100.00% $137,061,953 $130,834,771 $3,946 $276,414 0.21%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Excess Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total -0.08% $-30,338.00 $125,434.00 $400,507.00 $-921,279.00 -734.47%
Missouri Total 100.00% $36,215,620 $36,727,933 $15,896,407 $29,677,870 80.80%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.26% $855,001.00 $515,420.00 $742,233.00 $756,023.00 146.68%
Missouri Total 100.00% $26,244,239 $25,500,708 $3,730,543 $5,123,857 20.09%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.78% 161,389 $2,353,584.00 $2,106,081.00 $0.00 $2,649,784.00 $1,643,475.00 78.03%
Missouri Total 100.00% 5,208,643 $132,394,047 $130,978,218 $440,537 $67,054,609 $72,981,639 55.72%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Accident & Health

Group Stop Loss

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.27% 2,191 $2,432,266.00 $2,665,321.00 $0.00 $643,667.00 $1,811,502.00 67.97%
Missouri Total 100.00% 1,659,287 $890,798,246 $890,872,851 $101,110 $838,560,994 $846,342,367 95.00%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.44% $12,869,679.00 $11,735,951.00 $5,647,769.00 $6,582,499.00 56.09%
Missouri Total 100.00% $528,075,701 $508,596,595 $193,679,763 $224,487,630 44.14%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $144.00 0.00%
Missouri Total 100.00% $42,714,228 $41,930,030 $20,510,261 $18,066,197 43.09%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-1,161.00 0.00%
Missouri Total 100.00% $73,425,947 $69,478,176 $40,619,580 $51,344,483 73.90%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.83% $896,486.00 $710,184.00 $346,176.00 $399,436.00 56.24%
Missouri Total 100.00% $48,932,434 $46,455,612 $18,299,782 $19,296,143 41.54%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.09% $26,317,751.00 $25,342,126.00 $11,297,274.00 $19,634,008.00 77.48%
Missouri Total 100.00% $850,647,622 $850,363,506 $487,535,366 $602,775,127 70.88%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Private Flood

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 19.22% $1,373,091.00 $1,545,152.00 $100,000.00 $140,677.00 9.10%
Missouri Total 100.00% $7,144,988 $7,585,897 $1,529,197 $8,938,619 117.83%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.68% $1,179,092.00 $995,136.00 $1,511,427.00 $1,544,189.00 155.17%
Missouri Total 100.00% $44,065,962 $43,306,013 $16,565,105 $30,016,473 69.31%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.13% $1,163,475.00 $296,643.00 $0.00 $17,047.00 5.75%
Missouri Total 100.00% $102,729,803 $99,805,285 $47,227,464 $13,953,358 13.98%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% 163,580 $4,785,850.00 $4,771,402.00 $0.00 $3,293,451.00 $3,454,977.00 72.41%
Missouri Total 100.00% 18,996,233 $12,159,223,075 $12,118,138,424 $13,998,881 $9,873,450,917 $9,928,870,548 81.93%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.44% $23,969,055.00 $21,669,190.00 $10,466,319.00 $30,679,227.00 141.58%
Missouri Total 100.00% $980,912,850 $952,079,312 $529,458,633 $688,844,888 72.35%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.45% $26,233,091.00 $20,959,559.00 $10,785,635.00 $24,660,978.00 117.66%
Missouri Total 100.00% $480,925,504 $442,958,709 $241,771,765 $260,793,381 58.88%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% 163,580 $4,785,850.00 $4,771,402.00 $0.00 $3,293,451.00 $3,454,977.00 72.41%
Missouri Total 100.00% 15,015,732 $7,412,104,907 $7,372,968,918 $2,219,915 $6,047,915,454 $6,045,389,440 81.99%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-1,017.00 0.00%
Missouri Total 100.00% $137,333,585 $132,398,191 $70,273,633 $76,727,378 57.95%



ZURICH AMERICAN INSURANCE COMPANY

2022 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.95% $136,895,116.00 $125,584,660.00 $66,460,806.00 $111,018,899.00 88.40%
Missouri Total 100.00% $14,431,752,648 $14,005,360,055 $7,722,657,305 $8,755,823,239 62.52%



Additional data is available for this company for the following year(s):