ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Aircraft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $10.00 $-75,564.00 N/A
Missouri Total 100.00% $20,770,256 $22,481,459 $8,103,035 $10,806,495 48.07%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 6.45% $1,415,704.00 $1,123,073.00 $11,333.00 $31,726.00 2.82%
Missouri Total 100.00% $21,943,004 $21,276,391 $3,177,439 $3,419,960 16.07%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.52% $152,126.00 $124,770.00 $2,958.00 $3,086.00 2.47%
Missouri Total 100.00% $4,321,608 $4,116,053 $237,761 $1,005,021 24.42%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.90% $745,818.00 $843,731.00 $608,097.00 $596,534.00 70.70%
Missouri Total 100.00% $82,894,808 $79,882,130 $55,997,900 $58,740,249 73.53%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.86% $509,783.00 $526,015.00 $189,740.00 $187,273.00 35.60%
Missouri Total 100.00% $59,045,646 $57,606,112 $34,404,141 $33,634,106 58.39%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.09% $5,440,323.00 $6,986,141.00 $3,601,602.00 $2,536,384.00 36.31%
Missouri Total 100.00% $260,009,834 $252,654,610 $128,629,839 $148,672,138 58.84%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $45,425.00 $30,027.00 $827,331.00 $818,662.00 2,726.42%
Missouri Total 100.00% $69,508,352 $67,379,327 $37,701,583 $41,075,325 60.96%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.58% $410,487.00 $474,141.00 $4,340.00 $10,000.00 2.11%
Missouri Total 100.00% $7,350,023 $7,370,777 $1,501,559 $2,269,213 30.79%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.31% $461,539.00 $534,303.00 $-5,000.00 $-62,725.00 -11.74%
Missouri Total 100.00% $19,994,404 $19,740,837 $11,200,435 $13,193,694 66.83%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 6.44% $10,279,935.00 $19,397,317.00 $3,351,943.00 $136,787.00 0.71%
Missouri Total 100.00% $159,633,112 $164,178,492 $94,021,760 $61,788,774 37.64%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.94% $6,467,520.00 $6,331,808.00 $5,237,434.00 $6,051,683.00 95.58%
Missouri Total 100.00% $691,235,498 $678,287,560 $466,032,773 $327,522,304 48.29%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.36% $11,215,768.00 $13,583,581.00 $9,738,669.00 $-1,784,457.00 -13.14%
Missouri Total 100.00% $826,679,767 $798,627,288 $478,911,181 $451,241,679 56.50%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.25% $1,187,254.00 $1,068,249.00 $0.00 $1,148.00 0.11%
Missouri Total 100.00% $94,608,884 $93,614,236 $182,211 $-717,071 -0.77%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Excess Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total -5.76% $-1,444,237.00 $-997,701.00 $11,213.00 $-203,817.00 20.43%
Missouri Total 100.00% $25,093,254 $24,960,818 $4,587,279 $39,916,897 159.92%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.11% $477,627.00 $475,567.00 $94,819.00 $156,108.00 32.83%
Missouri Total 100.00% $22,676,335 $22,014,984 $7,647,967 $6,622,273 30.08%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 8.50% 95,206 $8,420,726.00 $8,100,240.00 $0.00 $5,239,925.00 $2,063,172.00 25.47%
Missouri Total 100.00% 4,563,228 $99,026,369 $100,643,515 $6,319 $47,957,270 $49,955,641 49.64%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 25 $5,613.00 $-8,358.00 $0.00 $3,648.00 $-19,140.00 229.00%
Missouri Total 100.00% 1,125,267 $259,900,676 $260,513,436 $253,141 $212,934,734 $228,524,884 87.72%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Accident & Health

Group Stop Loss

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.75% 5,051 $4,095,818.00 $4,095,818.00 $0.00 $1,651,906.00 $1,461,265.00 35.68%
Missouri Total 100.00% 951,366 $234,150,257 $235,327,544 $0 $180,958,786 $177,937,489 75.61%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Accident & Health

Individual Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 1 $55.00 $55.00 $0.00 $0.00 $-6.00 -10.91%
Missouri Total 100.00% 460,939 $56,610,700 $56,692,594 $0 $23,953,435 $23,581,126 41.59%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.38% $3,717,407.00 $3,680,122.00 $1,744,165.00 $1,887,241.00 51.28%
Missouri Total 100.00% $269,318,307 $269,204,255 $108,428,992 $109,184,866 40.56%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-22,783.00 N/A
Missouri Total 100.00% $27,260,542 $27,008,248 $8,753,308 $12,224,931 45.26%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Medical Malpractice - Other

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $5,771.00 $0.00 $-3,309.00 -57.34%
Missouri Total 100.00% $5,222,258 $5,413,807 $1,674,312 $1,558,626 28.79%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-37,782.00 N/A
Missouri Total 100.00% $87,488,292 $99,226,970 $32,178,191 $13,132,287 13.23%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.40% $1,374,300.00 $1,134,712.00 $436,713.00 $441,329.00 38.89%
Missouri Total 100.00% $31,212,639 $29,702,991 $13,365,872 $13,948,248 46.96%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.40% $16,916,509.00 $16,690,309.00 $5,433,506.00 $-1,079,235.00 -6.47%
Missouri Total 100.00% $498,061,411 $476,078,725 $197,983,441 $251,260,209 52.78%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $-750.00 $-750.00 N/A
Missouri Total 100.00% $800,954,415 $793,565,402 $482,384,706 $486,066,310 61.25%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $79,500.00 $79,505.00 N/A
Missouri Total 100.00% $807,845,220 $802,808,573 $468,588,623 $477,815,927 59.52%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.88% $308,662.00 $291,427.00 $-510,902.00 $-3,051,417.00 -1,047.06%
Missouri Total 100.00% $34,952,330 $33,711,194 $10,267,790 $11,053,314 32.79%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.15% 100,283 $12,522,212.00 $12,187,755.00 $0.00 $6,895,479.00 $3,505,291.00 28.76%
Missouri Total 100.00% 13,433,428 $8,132,271,026 $8,147,875,452 $7,435,705 $6,452,592,964 $6,519,529,872 80.02%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.53% $7,613,375.00 $9,394,358.00 $5,226,110.00 $4,086,128.00 43.50%
Missouri Total 100.00% $498,803,067 $484,633,793 $269,435,457 $297,584,725 61.40%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.21% $10,279,935.00 $19,397,317.00 $3,351,943.00 $136,787.00 0.71%
Missouri Total 100.00% $465,445,973 $471,198,182 $373,460,583 $301,165,048 63.91%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.22% 100,282 $12,522,157.00 $12,187,700.00 $0.00 $6,895,479.00 $3,505,297.00 28.76%
Missouri Total 100.00% 11,283,330 $5,727,050,370 $5,749,461,436 $286,975 $4,597,497,313 $4,611,181,967 80.20%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 1 $55.00 $55.00 $0.00 $0.00 $-6.00 -10.91%
Missouri Total 100.00% 2,150,098 $2,405,220,656 $2,398,414,016 $7,148,730 $1,855,095,651 $1,908,347,905 79.57%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $5,771.00 $0.00 $-63,874.00 -1,106.81%
Missouri Total 100.00% $126,013,248 $137,661,413 $46,121,942 $28,714,151 20.86%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $78,750.00 $78,755.00 N/A
Missouri Total 100.00% $3,050,835,935 $3,017,981,285 $1,804,278,707 $1,835,654,434 60.82%



ZURICH AMERICAN INSURANCE COMPANY

2013 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.64% $59,681,950.00 $72,303,363.00 $30,856,721.00 $6,615,627.00 9.15%
Missouri Total 100.00% $9,281,403,597 $9,110,397,202 $5,326,875,791 $4,962,116,395 54.47%



Additional complaint data is available for this company for the following year(s):