ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Aircraft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.49% $364,325.00 $356,559.00 $0.00 $-15.00 0.00%
Missouri Total 100.00% $24,527,934 $23,888,665 $10,773,107 $19,821,446 82.97%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.32% $600,007.00 $526,737.00 $12,741.00 $52,130.00 9.90%
Missouri Total 100.00% $18,078,330 $15,769,749 $7,629,302 $4,214,136 26.72%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $2,772.00 $2,635.00 $12,376.00 $12,376.00 469.68%
Missouri Total 100.00% $3,465,977 $3,228,055 $562,918 $768,490 23.81%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.44% $387,769.00 $342,493.00 $313,547.00 $445,679.00 130.13%
Missouri Total 100.00% $89,023,604 $83,770,150 $59,840,556 $58,876,439 70.28%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.49% $291,619.00 $253,916.00 $132,994.00 $143,375.00 56.47%
Missouri Total 100.00% $60,069,425 $56,196,985 $60,624,955 $60,853,849 108.29%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.57% $1,148,172.00 $2,218,164.00 $659,591.00 $3,303,523.00 148.93%
Missouri Total 100.00% $201,535,699 $192,610,379 $127,619,526 $140,587,106 72.99%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $20,525.00 $-3,484.00 $858,476.00 $3,069,976.00 -88,116.42%
Missouri Total 100.00% $82,992,112 $75,857,460 $46,399,238 $53,711,196 70.81%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 24.31% $2,802,824.00 $1,926,296.00 $28,211.00 $99,625.00 5.17%
Missouri Total 100.00% $11,531,399 $9,008,916 $1,547,977 $1,985,357 22.04%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 37.41% $10,208,870.00 $9,620,900.00 $20,000.00 $46,520.00 0.48%
Missouri Total 100.00% $27,286,933 $26,496,932 $10,902,707 $15,098,737 56.98%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.55% $4,835,087.00 $4,143,866.00 $2,898,623.00 $868,576.00 20.96%
Missouri Total 100.00% $106,356,632 $94,441,265 $51,666,074 $94,569,258 100.14%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.55% $2,580,918.00 $1,997,987.00 $698,138.00 $757,574.00 37.92%
Missouri Total 100.00% $467,186,106 $434,710,993 $365,393,232 $374,772,510 86.21%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.32% $16,094,502.00 $14,773,090.00 $4,214,950.00 $13,382,360.00 90.59%
Missouri Total 100.00% $692,772,404 $639,587,072 $446,020,714 $495,073,762 77.41%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.27% $606,474.00 $457,107.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $47,756,919 $47,273,158 $15,171 $23,085 0.05%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Excess Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $36,591.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $11,104,649 $8,614,414 $2,328,688 $8,156,361 94.68%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.48% $246,590.00 $41,799.00 $96,727.00 $119,981.00 287.04%
Missouri Total 100.00% $16,607,341 $16,028,683 $10,929,057 $9,809,969 61.20%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 7.54% 74,494 $6,632,497.00 $6,789,670.00 $0.00 $0.00 $335,265.00 4.94%
Missouri Total 100.00% 3,668,966 $87,918,966 $87,535,591 $269,857 $34,651,876 $37,745,931 43.12%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.52% 4,371 $906,359.00 $905,995.00 $0.00 $54,222.00 $46,027.00 5.08%
Missouri Total 100.00% 938,463 $175,547,865 $176,774,386 $407,123 $124,446,429 $151,673,545 85.80%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Accident & Health

Group Stop Loss

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.78% 12,092 $939,177.00 $939,177.00 $0.00 $0.00 $0.00 0.00%
Missouri Total 100.00% 717,373 $120,388,858 $158,905,375 $0 $90,549,995 $98,213,306 61.81%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.02% $4,112,948.00 $3,035,056.00 $1,768,138.00 $1,175,806.00 38.74%
Missouri Total 100.00% $136,243,514 $130,635,934 $67,744,367 $61,731,657 47.25%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 16.16% $2,749,325.00 $2,449,941.00 $2,512,500.00 $2,970,390.00 121.24%
Missouri Total 100.00% $17,016,926 $16,318,434 $12,078,108 $26,157,360 160.29%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.32% $1,784,930.00 $2,369,712.00 $455,385.00 $2,491,716.00 105.15%
Missouri Total 100.00% $77,092,452 $67,579,007 $53,869,948 $41,141,286 60.88%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.14% $632,408.00 $439,131.00 $49,083.00 $105,026.00 23.92%
Missouri Total 100.00% $29,488,980 $26,192,638 $21,713,943 $11,030,728 42.11%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.15% $7,051,080.00 $6,033,111.00 $2,960,308.00 $41,311.00 0.68%
Missouri Total 100.00% $327,449,582 $293,152,900 $173,674,398 $125,831,601 42.92%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $303.00 0.00%
Missouri Total 100.00% $641,412,208 $641,462,099 $369,630,252 $405,980,622 63.29%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-487.00 0.00%
Missouri Total 100.00% $438,818,978 $435,702,792 $359,254,775 $363,422,021 83.41%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 8.61% $2,695,300.00 $2,358,200.00 $78,894.00 $883,122.00 37.45%
Missouri Total 100.00% $31,306,007 $28,710,311 $25,734,786 $45,651,277 159.01%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-450.00 $123.00 $0.00 $-5.00 -4.07%
Missouri Total 100.00% $52,187,453 $48,755,658 $9,022,254 $13,952,137 28.62%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.26% 90,957 $8,478,033.00 $8,634,842.00 $0.00 $54,222.00 $381,292.00 4.42%
Missouri Total 100.00% 13,171,697 $3,211,384,649 $3,219,638,475 $2,571,356 $2,272,170,301 $2,357,964,065 73.24%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.15% $14,859,779.00 $14,358,285.00 $2,012,819.00 $7,108,698.00 49.51%
Missouri Total 100.00% $472,439,172 $443,940,822 $306,934,959 $331,112,684 74.58%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.00% $4,835,087.00 $4,143,866.00 $2,898,623.00 $868,576.00 20.96%
Missouri Total 100.00% $161,378,427 $148,321,206 $100,302,396 $146,233,999 98.59%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.36% 90,957 $8,478,033.00 $8,634,842.00 $0.00 $54,222.00 $381,292.00 4.42%
Missouri Total 100.00% 11,464,897 $2,333,289,732 $2,367,586,559 $1,740,059 $1,728,723,840 $1,781,524,816 75.25%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.16% $4,534,255.00 $4,819,653.00 $2,967,885.00 $5,462,106.00 113.33%
Missouri Total 100.00% $109,081,421 $97,027,590 $76,730,820 $79,027,069 81.45%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-184.00 0.00%
Missouri Total 100.00% $2,412,777,240 $2,394,340,556 $1,853,274,701 $1,896,476,609 79.21%



ZURICH AMERICAN INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.96% $59,215,995.00 $53,379,930.00 $17,770,682.00 $29,968,862.00 56.14%
Missouri Total 100.00% $6,188,970,011 $5,903,395,113 $4,903,959,691 $5,108,444,948 86.53%



Additional data is available for this company for the following year(s):