OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.12% $3,660.00 $3,556.00 $0.00 $339.00 9.53%
Missouri Total 100.00% $3,075,875 $3,041,453 $1,243,717 $856,560 28.16%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.82% $847,900.00 $756,392.00 $300,572.00 $289,062.00 38.22%
Missouri Total 100.00% $102,908,301 $100,472,114 $46,435,406 $45,818,749 45.60%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.78% $1,089,204.00 $960,651.00 $506,116.00 $528,602.00 55.03%
Missouri Total 100.00% $61,203,306 $60,296,445 $32,970,544 $31,213,703 51.77%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.53% $1,404,667.00 $1,236,896.00 $225,325.00 $1,683,566.00 136.11%
Missouri Total 100.00% $266,104,571 $257,394,838 $167,500,159 $156,039,811 60.62%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.92% $829,239.00 $739,404.00 $306,309.00 $316,893.00 42.86%
Missouri Total 100.00% $90,257,005 $91,663,772 $42,132,717 $46,623,735 50.86%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.71% $55,215.00 $49,370.00 $2,856.00 $8,972.00 18.17%
Missouri Total 100.00% $7,769,372 $7,592,187 $4,641,831 $2,048,509 26.98%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.63% $280,159.00 $247,064.00 $49,625.00 $116,007.00 46.95%
Missouri Total 100.00% $17,185,381 $17,045,912 $7,666,069 $5,465,527 32.06%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.19% $257,218.00 $257,196.00 $10,507.00 $11,974.00 4.66%
Missouri Total 100.00% $135,095,191 $140,253,823 $59,288,986 $58,928,282 42.02%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.60% $9,653,490.00 $9,094,750.00 $5,691,372.00 $5,238,590.00 57.60%
Missouri Total 100.00% $604,339,988 $594,249,075 $246,348,996 $288,959,671 48.63%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.54% $5,232,765.00 $4,445,464.00 $1,700,072.00 $3,026,519.00 68.08%
Missouri Total 100.00% $963,548,981 $951,290,491 $478,733,108 $593,495,368 62.39%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.46% $325,515.00 $305,725.00 $0.00 $86.00 0.03%
Missouri Total 100.00% $71,142,042 $68,942,586 $2,034 $663,937 0.96%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $3,598.00 $3,085.00 $-1,230.00 $-1,014.00 -32.87%
Missouri Total 100.00% $22,168,831 $22,600,150 $8,928,202 $9,230,395 40.84%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Glass

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 30.99% $2,499.00 $2,623.00 $0.00 $6.00 0.23%
Missouri Total 100.00% $8,065 $8,554 $1,457 $860 10.05%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.15% $1,482,923.00 $1,219,256.00 $502,430.00 $273,054.00 22.40%
Missouri Total 100.00% $957,852,647 $915,218,541 $542,464,859 $553,032,164 60.43%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.56% $1,051,706.00 $985,040.00 $277,112.00 $458,762.00 46.57%
Missouri Total 100.00% $187,073,322 $187,813,880 $81,270,526 $85,100,266 45.31%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Mobile Homes

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $13,378.00 $11,928.00 $3,235.00 $3,298.00 27.65%
Missouri Total 100.00% $26,873,321 $25,924,561 $13,298,187 $14,529,368 56.04%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $202,888.00 $134,168.00 $0.00 $195,303.00 145.57%
Missouri Total 100.00% $409,263,293 $444,911,829 $227,717,624 $368,806,231 82.89%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.12% $959,163.00 $842,230.00 $445,252.00 $464,435.00 55.14%
Missouri Total 100.00% $820,637,371 $824,990,169 $451,512,091 $448,885,997 54.41%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.15% $671,876.00 $589,189.00 $269,464.00 $274,629.00 46.61%
Missouri Total 100.00% $459,520,370 $458,810,495 $324,057,579 $320,620,799 69.88%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.10% $732,065.00 $656,938.00 $1,023,218.00 $691,286.00 105.23%
Missouri Total 100.00% $700,801,940 $700,339,537 $408,256,743 $436,363,936 62.31%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $545,992.00 $489,507.00 $309,939.00 $313,102.00 63.96%
Missouri Total 100.00% $591,742,243 $586,980,073 $366,797,232 $371,881,808 63.36%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $87,355.00 $78,056.00 $49,752.00 $62,041.00 79.48%
Missouri Total 100.00% $100,319,759 $100,748,913 $63,654,390 $64,668,029 64.19%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.29% $266,756.00 $237,357.00 $475,110.00 $217,174.00 91.50%
Missouri Total 100.00% $92,384,978 $94,194,036 $52,820,842 $53,774,503 57.09%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.83% $4,506,384.00 $3,989,777.00 $1,390,803.00 $2,943,102.00 73.77%
Missouri Total 100.00% $545,427,936 $534,465,268 $301,346,726 $287,210,034 53.74%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% $257,218.00 $257,196.00 $10,507.00 $11,974.00 4.66%
Missouri Total 100.00% $228,110,674 $229,282,107 $100,938,474 $99,328,482 43.32%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.14% $1,482,923.00 $1,219,256.00 $502,430.00 $273,054.00 22.40%
Missouri Total 100.00% $1,032,753,386 $985,036,736 $579,404,501 $591,492,521 60.05%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.12% $3,263,207.00 $2,893,277.00 $2,572,735.00 $2,022,667.00 69.91%
Missouri Total 100.00% $2,808,444,459 $2,808,256,870 $1,697,738,108 $1,729,295,285 61.58%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.33% $26,028,653.00 $23,367,105.00 $12,147,036.00 $14,176,255.00 60.67%
Missouri Total 100.00% $7,912,453,158 $7,829,991,916 $4,189,177,430 $4,504,110,599 57.52%



OWNERS INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Umbrella

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $29,422.00 $21,260.00 $0.00 $3,569.00 16.79%
Missouri Total 100.00% $41,308,702 $38,099,920 $30,896,056 $18,075,721 47.44%



Additional data is available for this company for the following year(s):