March 31, 2015

Missouri Department of Insurance reminds teens to be safe on road during spring break and prom

Department's Mo Eyes on the Road Campaign aims to curb distracted driving

Jefferson City, Mo. - The Missouri Department of Insurance wants to remind teenagers and college students to keep their eyes on the road when getting behind the wheel. With spring break and prom season here, there will be increased activity on Missouri roadways. According to the Missouri State Highway Patrol, distracted driving caused nearly 7,000 auto accidents and 17 fatalities from March through May last year.

"This time of year is exciting for teenagers and college students as the school year winds down," said Department of Insurance Director John M. Huff. "It's important we all take a step back when getting behind the wheel and remember to keep our attention focused on the road. It's equally important to talk to our young drivers about the dangers of distracted driving."

From March through May last year, the Highway Patrol reported there were nearly 43,000 accidents in Missouri. Of those, about 25 percent involved a driver who was 21 or younger; 52 were fatalities.

According to one insurer, a teen with no chargeable accidents and no demerit points can expect to pay semi-annual rates of about $837 for full coverage and $517 for liability only. However, if that same teen gets distracted on the road and causes an accident, those rates can shoot up to $1,394 and $913, respectively, for three years.

The department urges everyone to keep their eyes on the road. Parents and teens can fill out a teen driver contract at to commit to no more distracted driving.

Take the pledge, get information and join the movement at