Rates and Rules
This includes rate filings, schedule rating, deductible plans, dividend plans and retro/LRARO plans.  If you are not using  NCCI plans, you must file your own.  Your rating organization cannot file rates, schedule rating plans or large deductible plans for you.  Be aware that any policy forms needed to implement the program will need prior approval.
All forms need prior approval. Be sure to give yourself plenty of lead time.