Missouri law authorizes the Department to issue no-action letters to insurance companies related to matters arising out of the business of insurance in Missouri. A no-action letter is only binding as to the specific underwriting company submitting the request and is based upon the specific facts and circumstances presented. Under Missouri law, a no-action letter is not considered a statement of general applicability that would require promulgation by rule.
For more information about no-action letters, including definitions and other requirements, please see Section 374.018 RSMo.
Pursuant to Section 374.018.13 RSMo. insurance company requests for a no-action letter, the Department’s response and all supporting information that is not proprietary or trade secret are considered a public record as of the date of the Department’s response.
Below are requests for no-action letters and responses issued by the Department.
| NAIC # | Company | Line of Insurance | Statute or Regulation | Documents |
|---|---|---|---|---|
| 21261 | Electric Insurance Company | Homeowners | 20 CSR 500-1.100 |
| NAIC # | Company | Line of Insurance | Statute or Regulation | Documents |
|---|---|---|---|---|
| 73288 | Humana Insurance Company | Health | Section 379.938 |
| NAIC # | Company | Line of Insurance | Statute or Regulation | Documents |
|---|---|---|---|---|
| 60054 | Aetna Life Insurance Company | Health | Section 376.454.4 |
| NAIC # | Company | Line of Insurance | Statute or Regulation | Documents |
|---|---|---|---|---|
| 60040 | Cox Health Systems Insurance Company | Health | Section 376.383 | |
| 18600 | USAA General Indemnity Company | Dwelling Fire | Section 379.318.4 | |
| 25941 | United Services Automobile Association | Renters | Section 379.318.4 | |
| 25968 | USAA Casualty Insurance Company | Renters | Section 379.318.4 | |
| 21253 | Garrison Property and Casualty Company | Dwelling Fire | Section 379.318.4 | |
| 25968 | USAA Casualty Insurance Company | Dwelling Fire | Section 379.318.4 | |
| 25941 | United Services Automobile Association | Renters | Section 379.318.4 | |
| 19100 | AMCO Insurance Company | Private Passenger Auto | Section 379.470 | |
| 25941 | United Services Automobile Association | Dwelling Fire | Section 379.318.4 | |
| 21253 | Garrison Property and Casualty Company | Renters | Section 379.318.4 | |
| 18600 | USAA General Indemnity Company | Renters | Section 379.318.4 | |
| 25453 | Nationwide Insurance Company of America | Private Passenger Auto | Section 379.470 |
| NAIC # | Company | Line of Insurance | Statute or Regulation | Documents |
|---|---|---|---|---|
| 21253 | Garrison Property and Casualty Company | Homeowners | Section 379.318.4 | |
| 39012 | Safeco Insurance Company of Illinois | Private Passenger Auto | Section 379.470 | |
| 25968 | USAA Casualty Insurance Company | Homeowners | Section 379.318.4 | |
| 18988 | Auto-Owners Insurance Company | Homeowners | Section 379.318.4 | |
| 60040 | Cox Health Systems Insurance Company | Health | Section 376.454 | |
| 18600 | USAA General Indemnity Company | Homeowners | Section 379.318.4 | |
| 25941 | United States Automobile Association | Homeowners | Section 379.318.4 |