Auto Insurance Top 5 Policy Overview Progressive Casualty Insurance Company

Insuring Agreement
If you pay the premium for this coverage, we will pay damages for bodily injury and property damage for which an insured person becomes legally responsible because of an accident. Damages include interest awarded against an insured person. We will settle or defend, at our option, any claim for damages covered by this Part I.

Insuring Agreement
If you pay the premium for this coverage, we will pay the reasonable expenses incurred for necessary medical services received within three years from the date of a motor vehicle accident because of bodily injury;  

1. sustained by an insured person;  and

2. caused by that motor vehicle accident. We, or someone on our behalf, will determine;  

1. whether the expenses for medical services are reasonable;  and

2. whether the medical services are necessary.

Insuring Agreement
If you pay the premium for this coverage, we will pay for damages that an insured person is legally entitled to recover from the owner or operator of an uninsured motor vehicle because of bodily injury;  

1. sustained by that insured person;

2. caused by an accident;  and
3. arising out of the ownership, maintenance, or use of an uninsured motor vehicle. Any judgment or settlement for damages against an owner or operator of an uninsured motor vehicle that arises out of a lawsuit brought without our written consent is not binding on us.

Insuring If you pay the premium for this coverage, we will pay for damages that an insured person i s legally entitled to recover from the owner or operator of an underinsured motor vehicle because of bodily injury;  

1. sustained by that insured person;

2. caused by an accident;  and
3. arising out of the ownership, maintenance, or use of an underinsured motor vehicle. We will pay under this Part III (B) only after the limits of liability under all applicable bodily injury liability bonds and policies have been exhausted by payment of judgments or settlements. Any judgment or settlement for damages against an owner or operator of an underinsured motor vehicle that arises out of a lawsuit brought without our written consent is not binding on us.

Insuring Agreement
- COLLISION COVERAGE If you pay the premium for this coverage, we will pay for sudden, direct, and accidental loss to a;  

1. covered auto, including an attached trailer;  or

2. non-owned auto;  and its custom parts or equipment, resulting from collision. In addition, we will pay the reasonable cost to replace any child safety seat damaged in an accident to which this coverage applies.

Insuring Agreement
If you pay the premium for this coverage, we will pay for damages that an insured person is legally entitled to recover from the owner or operator of an uninsured motor vehicle because of bodily injury;  

1. sustained by that insured person;

2. caused by an accident;  and
3. arising out of the ownership, maintenance, or use of an uninsured motor vehicle. Any judgment or settlement for damages against an owner or operator of an uninsured motor vehicle that arises out of a lawsuit brought without our written consent is not binding on us.

Insuring If you pay the premium for this coverage, we will pay for damages that an insured person i s legally entitled to recover from the owner or operator of an underinsured motor vehicle because of bodily injury;  

1. sustained by that insured person;

2. caused by an accident;  and
3. arising out of the ownership, maintenance, or use of an underinsured motor vehicle. We will pay under this Part III (B) only after the limits of liability under all applicable bodily injury liability bonds and policies have been exhausted by payment of judgments or settlements. Any judgment or settlement for damages against an owner or operator of an underinsured motor vehicle that arises out of a lawsuit brought without our written consent is not binding on us.