Company search
Company Details for:
MONUMENTAL LIFE INSURANCE COMPANY
Address
4333 EDGEWOOD RD NECEDAR RAPIDS IA, 52499-3210
Phone
319-355-8549Market Share
Link to Supplemental Data Page
Accident & Health
| Year | Line | Market Share |
Num of Insureds |
Direct Prem Written |
Direct Prem Earned |
Div. Paid |
Direct Losses Paid |
Direct Losses Incurr |
Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2012 | Total Accident & Health | 0.14% | 62,943 | $10,867,198 | $10,883,371 | $0 | $3,986,329 | $4,001,118 | 36.76% |
| 2012 | Total Individual Accident & Health | 0.02% | 1,129 | $369,335 | $370,636 | $0 | $217,396 | $245,704 | 66.29% |
| 2012 | Individual Medicare Supplement | 0.03% | 56 | $128,322 | $129,206 | $0 | $127,087 | $127,350 | 98.56% |
| 2012 | Individual Long Term Care | 0.08% | 108 | $170,466 | $170,850 | $0 | $57,052 | $86,088 | 50.39% |
| 2012 | Individual Specified Disease | 0.02% | 185 | $15,110 | $14,869 | $0 | $1,833 | $675 | 4.54% |
| 2012 | Individual Accident Only | 0.02% | 232 | $10,408 | $10,407 | $0 | $0 | $0 | 0.00% |
| 2012 | Individual Disability Income | 0.01% | 110 | $9,139 | $9,167 | $0 | $0 | $-89 | -0.97% |
| 2012 | Individual Limited Benefit | 0.11% | 438 | $35,890 | $36,137 | $0 | $31,424 | $31,680 | 87.67% |
| 2012 | Total Group Accident & Health | 0.19% | 61,814 | $10,497,863 | $10,512,735 | $0 | $3,768,933 | $3,755,414 | 35.72% |
| 2012 | Group Medicare Supplement | 0.16% | 103 | $329,035 | $328,885 | $0 | $175,308 | $175,301 | 53.30% |
| 2012 | Group Long Term Care | 0.01% | 3 | $2,732 | $2,757 | $0 | $-1,307 | $-2,694 | -97.71% |
| 2012 | Group Specified Disease | 2.80% | 2,784 | $493,167 | $492,944 | $0 | $99,083 | $99,079 | 20.10% |
| 2012 | Group Accident Only | 6.55% | 53,269 | $6,139,636 | $6,136,845 | $0 | $1,590,433 | $1,590,375 | 25.92% |
| 2012 | Group Limited Benefit | 2.19% | 4,936 | $3,257,164 | $3,255,684 | $0 | $1,856,995 | $1,856,928 | 57.04% |
| 2012 | Group Short Term Credit Disability | 0.39% | 321 | $55,353 | $74,844 | $0 | $30,403 | $17,882 | 23.89% |
| 2012 | Group Stop Loss | 0.12% | 398 | $220,776 | $220,776 | $0 | $18,018 | $18,543 | 8.40% |
| 2011 | Total Accident & Health | 0.14% | 63,987 | $10,522,844 | $10,360,255 | $0 | $3,823,631 | $3,869,814 | 37.35% |
| 2011 | Total Individual Accident & Health | 0.02% | 1,223 | $374,222 | $378,296 | $0 | $365,649 | $405,950 | 107.31% |
| 2011 | Individual Medicare Supplement | 0.03% | 61 | $130,802 | $136,497 | $0 | $213,635 | $206,128 | 151.01% |
| 2011 | Individual Long Term Care | 0.08% | 108 | $165,688 | $165,903 | $0 | $150,995 | $215,933 | 130.16% |
| 2011 | Individual Specified Disease | 0.02% | 199 | $13,531 | $13,202 | $0 | $901 | $-17,674 | -133.87% |
| 2011 | Individual Accident Only | 0.03% | 258 | $16,333 | $13,588 | $0 | $-6,407 | $-3,310 | -24.36% |
| 2011 | Individual Disability Income | 0.01% | 121 | $9,882 | $9,919 | $0 | $263 | $-1,069 | -10.78% |
| 2011 | Individual Limited Benefit | 0.11% | 476 | $37,986 | $39,187 | $0 | $6,262 | $5,942 | 15.16% |
| 2011 | Total Group Accident & Health | 0.18% | 62,764 | $10,148,622 | $9,981,959 | $0 | $3,457,982 | $3,463,864 | 34.70% |
| 2011 | Group Medicare Supplement | 0.14% | 118 | $307,505 | $337,219 | $0 | $247,510 | $311,105 | 92.26% |
| 2011 | Group Long Term Care | 0.01% | 4 | $3,583 | $3,592 | $0 | $21,437 | $-10,888 | -303.12% |
| 2011 | Group Specified Disease | 1.81% | 1,858 | $288,956 | $274,240 | $0 | $120,962 | $107,173 | 39.08% |
| 2011 | Group Accident Only | 6.63% | 52,794 | $6,450,726 | $6,382,874 | $0 | $1,002,706 | $1,047,864 | 16.42% |
| 2011 | Group Disability Income | 0.01% | 108 | $22,006 | $20,858 | $0 | $11,163 | $9,890 | 47.42% |
| 2011 | Group Dental | 0.00% | 1 | $0 | $0 | $0 | $0 | $0 | N/A |
| 2011 | Group Limited Benefit | 1.99% | 2,974 | $2,698,865 | $2,589,584 | $0 | $1,829,490 | $1,695,283 | N/A |
| 2011 | Group Short Term Credit Disability | 0.63% | 348 | $84,578 | $81,189 | $0 | $15,094 | $53,867 | N/A |
| 2011 | Group Stop Loss | 0.17% | 4,559 | $292,403 | $292,403 | $0 | $209,620 | $249,570 | N/A |
| 2010 | Total Accident & Health | 0.09% | 43,319 | $6,552,656 | $6,560,233 | $0 | $3,686,967 | $3,890,399 | N/A |
| 2010 | Total Individual Accident & Health | 0.02% | 1,321 | $421,394 | $425,983 | $0 | $298,230 | $387,696 | N/A |
| 2010 | Individual Medicare Supplement | 0.05% | 75 | $161,821 | $162,792 | $0 | $157,688 | $147,532 | N/A |
| 2010 | Individual Long Term Care | 0.09% | 118 | $182,654 | $182,420 | $0 | $118,563 | $200,429 | N/A |
| 2010 | Individual Specified Disease | 0.02% | 213 | $14,176 | $16,995 | $0 | $10,488 | $28,663 | N/A |
| 2010 | Individual Accident Only | 0.02% | 268 | $11,420 | $11,427 | $0 | $34 | $37 | N/A |
| 2010 | Individual Disability Income | 0.01% | 132 | $11,612 | $12,163 | $0 | $2,774 | $2,561 | N/A |
| 2010 | Individual Limited Benefit | 0.12% | 515 | $39,711 | $40,186 | $0 | $8,683 | $8,474 | N/A |
| 2010 | Total Group Accident & Health | 0.12% | 41,998 | $6,131,262 | $6,134,250 | $0 | $3,388,737 | $3,502,703 | N/A |
| 2010 | Group Medicare Supplement | 0.15% | 135 | $341,732 | $348,334 | $0 | $221,151 | $218,443 | N/A |
| 2010 | Group Long Term Care | 0.02% | 6 | $4,960 | $4,974 | $0 | $166 | $290 | N/A |
| 2010 | Group Specified Disease | 1.39% | 4,101 | $300,662 | $299,167 | $0 | $116,558 | $121,091 | N/A |
| 2010 | Group Accident Only | 3.07% | 30,322 | $2,946,250 | $2,970,553 | $0 | $1,002,389 | $955,653 | N/A |
| 2010 | Group Disability Income | 0.01% | 131 | $25,972 | $25,837 | $0 | $1,538 | $1,598 | N/A |
| 2010 | Group Limited Benefit | 1.64% | 2,086 | $1,999,505 | $1,994,155 | $0 | $1,423,823 | $1,564,038 | N/A |
| 2010 | Group Short Term Credit Disability | 0.59% | 262 | $81,968 | $61,017 | $0 | $6,802 | $21,922 | N/A |
| 2010 | Group Stop Loss | 0.29% | 4,955 | $430,213 | $430,213 | $0 | $616,310 | $619,668 | N/A |
Life
| Year | Line | Market Share |
Num of Insureds |
Direct Prem & Annuities |
Divs Paid |
Direct Claims & Benefits Pd. |
Life Ins in Force |
Benefits Ratio |
|---|---|---|---|---|---|---|---|---|
| 2012 | Total Life | 0.23% | 38,806 | $25,719,415 | $4,522 | $33,888,354 | $637,966 | N/A |
| 2012 | Total Individual Life | 0.32% | 33,211 | $22,752,240 | $4,522 | $25,280,743 | $527,967 | N/A |
| 2012 | Individual Whole Life | 0.52% | 27,417 | $4,146,813 | $4,176 | $2,481,139 | $303,545 | N/A |
| 2012 | Individual Term Life | 0.48% | 3,616 | $2,200,296 | $346 | $1,170,230 | $151,252 | N/A |
| 2012 | Individual Universal Life | 0.22% | 1,539 | $1,260,283 | $0 | $1,354,678 | $69,252 | N/A |
| 2012 | Individual Graded Death Benefits | 2.21% | 621 | $212,600 | $0 | $142,106 | $2,588 | N/A |
| 2012 | Individual Variable Life | 0.00% | 10 | $0 | $0 | $0 | $1,330 | N/A |
| 2012 | Individual Ordinary Annuities | 0.95% | 5 | $14,243,312 | $0 | $17,307,437 | $0 | N/A |
| 2012 | Individual Variable Annuities | 0.03% | 2 | $687,300 | $0 | $2,825,153 | $0 | N/A |
| 2012 | Individual Deposit-Type Funds | 0.00% | 1 | $1,636 | $0 | $0 | $0 | N/A |
| 2012 | Total Group Life | 0.07% | 5,595 | $2,967,175 | $0 | $8,607,611 | $109,999 | N/A |
| 2012 | Group Whole Life | 0.69% | 1,350 | $297,877 | $0 | $184,145 | $18,627 | N/A |
| 2012 | Group Term Life | 0.14% | 583 | $643,235 | $0 | $1,071,254 | $43,769 | N/A |
| 2012 | Group Universal Life | 0.00% | 1 | $0 | $0 | $736,002 | $8,549 | N/A |
| 2012 | Group Graded Death Benefits | 6.56% | 1,551 | $444,947 | $0 | $323,571 | $24,030 | N/A |
| 2012 | Group Credit Life | 0.91% | 2,105 | $177,067 | $0 | $37,674 | $15,024 | N/A |
| 2012 | Group Ordinary Annuities | 0.01% | 1 | $148,249 | $0 | $6,254,965 | $0 | N/A |
| 2012 | Group Deposit-Type Funds | 0.00% | 2 | $4,406 | $0 | $0 | $0 | N/A |
| 0.00% | 0 | $0 | $0 | $0 | $0 | N/A | ||
| 2011 | Total Life | 0.16% | 43,296 | $16,212,849 | $5,201 | $27,109,394 | $630,319 | N/A |
| 2011 | Total Individual Life | 0.19% | 35,344 | $14,188,049 | $5,201 | $20,933,780 | $509,719 | N/A |
| 2011 | Individual Whole Life | 0.54% | 26,186 | $4,280,452 | $4,772 | $2,914,704 | $291,393 | N/A |
| 2011 | Individual Term Life | 0.22% | 3,567 | $1,006,183 | $429 | $1,050,550 | $134,053 | N/A |
| 2011 | Individual Universal Life | 0.25% | 1,641 | $1,405,267 | $0 | $1,071,505 | $79,458 | N/A |
| 2011 | Individual Graded Death Benefits | 2.24% | 738 | $225,975 | $0 | $131,801 | $3,610 | N/A |
| 2011 | Individual Variable Life | 0.00% | 10 | $0 | $0 | $0 | $1,205 | N/A |
| 2011 | Individual Ordinary Annuities | 0.02% | 1,493 | $289,217 | $0 | $3,938,184 | $0 | N/A |
| 2011 | Individual Variable Annuities | 0.22% | 1,675 | $6,979,297 | $0 | $11,827,036 | $0 | N/A |
| 2011 | Individual Deposit-Type Funds | 0.00% | 34 | $1,658 | $0 | $0 | $0 | N/A |
| 2011 | Total Group Life | 0.07% | 7,952 | $2,024,800 | $0 | $6,175,614 | $120,600 | N/A |
| 2011 | Group Whole Life | 0.81% | 1,487 | $331,494 | $0 | $367,536 | $7,486 | N/A |
| 2011 | Group Term Life | 0.15% | 683 | $678,025 | $0 | $554,614 | $77,669 | N/A |
| 2011 | Group Universal Life | 0.00% | 1 | $0 | $0 | $331,979 | $9,170 | N/A |
| 2011 | Group Graded Death Benefits | 7.79% | 1,717 | $512,622 | $0 | $591,315 | $9,257 | N/A |
| 2011 | Group Credit Life | 1.11% | 2,587 | $206,859 | $0 | $68,147 | $17,018 | N/A |
| 2011 | Group Ordinary Annuities | 0.02% | 1,472 | $107,760 | $0 | $4,262,023 | $0 | N/A |
| 2011 | Group Deposit-Type Funds | 0.00% | 2 | $2,633 | $0 | $0 | $0 | N/A |
| 0.00% | 0 | $0 | $0 | $0 | $0 | N/A | ||
| 2010 | Total Life | 0.17% | 45,131 | $15,299,817 | $5,053 | $24,726,663 | $632,053 | N/A |
| 2010 | Total Individual Life | 0.20% | 35,545 | $12,942,601 | $5,053 | $18,345,645 | $508,833 | N/A |
| 2010 | Individual Whole Life | 0.56% | 25,595 | $4,258,268 | $4,625 | $2,608,763 | $248,023 | N/A |
| 2010 | Individual Term Life | 0.16% | 4,067 | $712,477 | $428 | $938,735 | $180,022 | N/A |
| 2010 | Individual Universal Life | 0.15% | 1,700 | $858,114 | $0 | $828,080 | $76,396 | N/A |
| 2010 | Individual Graded Death Benefits | 2.64% | 788 | $255,034 | $0 | $107,089 | $3,135 | N/A |
| 2010 | Individual Variable Life | 0.00% | 10 | $0 | $0 | $0 | $1,257 | N/A |
| 2010 | Individual Ordinary Annuities | 0.03% | 1,627 | $346,015 | $0 | $4,166,842 | $0 | N/A |
| 2010 | Individual Variable Annuities | 0.26% | 1,706 | $6,510,615 | $0 | $9,598,769 | $0 | N/A |
| 2010 | Individual Deposit-Type Funds | 0.00% | 38 | $2,078 | $0 | $0 | $0 | N/A |
| 0.00% | 0 | $0 | $0 | $0 | $0 | N/A | ||
| 2010 | Total Group Life | 0.09% | 9,586 | $2,357,216 | $0 | $6,381,018 | $123,220 | N/A |
| 2010 | Group Whole Life | 0.51% | 2,237 | $375,094 | $0 | $345,391 | $8,135 | N/A |
| 2010 | Group Term Life | 0.20% | 1,926 | $754,854 | $0 | $442,471 | $81,702 | N/A |
| 2010 | Group Universal Life | 0.00% | 160 | $0 | $0 | $248,681 | $9,389 | N/A |
| 2010 | Group Graded Death Benefits | 8.63% | 1,888 | $556,144 | $0 | $666,906 | $10,052 | N/A |
| 2010 | Group Credit Life | 1.25% | 1,729 | $237,638 | $0 | $67,113 | $13,942 | N/A |
| 2010 | Group Ordinary Annuities | 0.08% | 1,594 | $289,807 | $0 | $4,610,456 | $0 | N/A |
| 2010 | Group Deposit-Type Funds | 0.00% | 50 | $7,105 | $0 | $0 | $0 | N/A |
| 0.00% | 0 | $0 | $0 | $0 | $0 | N/A |
Enforcements
The department action has not taken enforcement action against this company in the past three years.
Link to Enforcements Page
Link to Enforcements Page
Complaint Index
Link to Complaint Index Page
| Year | Line | Market Share |
Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2011 | Long-term care insurance | 0.08% | 0 | 0 |
| 2011 | Health | 0.11% | 3 | 87 |
| 2011 | Medicare Supplement Insurance | 0.08% | 0 | 0 |
| 2011 | Life and annuities | 0.22% | 19 | 784 |
| 2010 | Life and annuities | 0.26% | 22 | 679 |
| 2010 | Long-term care insurance | 0.08% | 0 | 0 |
| 2010 | Health | 0.09% | 6 | 181 |
| 2010 | Medicare Supplement Insurance | 0.10% | 0 | 0 |
Company Changes
- Effective Date: 01/01/1999
- Comments: Capital Security Life Insurance Co. merged with and into Monumental Life Insurance Co.
- Effective Date: 01/01/1999
- Comments: Commonwealth Life Insurance Co. merged with and into Monumental Life Insurance Co.
- Effective Date: 01/01/1999
- Comments: Peoples Security Life Insurance Co. merged with and into Monumental Life Insurance Co.
- Effective Date: 10/01/2004
- Comments: Pension Life Insurance Company merged with and into Monumental Life Insurance Company.
- Effective Date: 10/01/2007
- Comments: Peoples Benefit Life Insurance Company merged with and into Monumental Life Insurance Company.
Market Conduct
- Date: 06/11/2009
- Pdf Links
- Document
Financial Exams
This company does not have any financial exams.