Is Damage to My Roof Covered
Roofs Covered:
Yes
Underwriting Restriction:
No
Roofing Details:
N/A
What Will I Have to Pay?
(My Out of Pocket)
Your deductible. A deductible is the part (or amount) of the claim you're responsible for. Insurance companies will deduct this amount from any claim settlement amounts they pay to you or on your behalf. So if your insurance policy has a $1,000 deductible, that means you've agreed to pay $1,000 out of your pocket for the damage to your home.
A deductible can be either a specific dollar amount or a percentage of the total amount of insurance. There are special deductibles that apply to certain types of claims; some deductibles are applied to specific parts of your home, like your roof. You can learn about the deductibles for your policy by looking at the declarations page or the front page of your homeowners' insurance policies.
Deductible - Policy or Specific
Damage to the roof is subject to an All Other Peril or a Wind/Hail deductible dependent upon the covered cause of loss type. There is not a separate Roof Damage Deductible.
Flat Dollar or Percentage
N/A
Deductible Amount Options
N/A
Company Determined Deduct
N/A
How Will My Claim Be Calculated
RCV, ACV OR FRC:
Replacement Cost Value
Options Determined by:
Determined by policy
Criteria For Settlement:
N/A
Any Other Exclusions or Limitations
Matching of Undamaged Property-see HO 2008 Program, HO-3R(02) Special Form(07-08), Section 1 Conditions #5