ZURICH AMERICAN INSURANCE COMPANY

Company Details

License Status:
Active
NAIC Number:
16535
Phone Number:
8476056000
Company Address:

1299 Zurich Way
Schaumburg, IL 60196

Description:
Property and Casualty
License Number:
B422821
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Accident & Health 0.04% $6,030,284 $5,821,918 $3,941,617 $3,968,799 68.17%
2023 Total Group Accident & Health 0.06% $6,030,284 $5,821,918 $3,941,617 $3,968,799 68.17%
2023 Group Accident Only 1.85% $2,497,672 $2,369,385 $2,040,710 $1,529,432 64.55%
2023 Group Stop Loss 0.36% $3,532,612 $3,452,533 $1,900,907 $2,439,367 70.65%
2023 Total Property & Casualty 0.91% $144,044,423 $143,792,299 $97,607,799 $91,734,142 63.8%
2023 Total Fire & Allied Lines 3.05% $23,690,460 $22,951,221 $23,348,854 $16,152,236 70.38%
2023 Commercial Fire & Allied Lines 7.37% $23,690,460 $22,951,221 $23,348,854 $16,152,236 70.38%
2023 Commercial Multi-Peril 0.59% $6,574,076 $5,756,132 $4,502,890 $2,017,523 35.05%
2023 Ocean Marine 1.44% $755,756 $889,946 $56,161 $-40,442 -4.54%
2023 Inland Marine (Incl Auto Cargo) 1.79% $9,989,628 $11,213,328 $6,855,963 $9,299,379 82.93%
2023 Total Medical Malpractice 0% $0 $0 $0 $36,585 0%
2023 Medical Malpractice - Physicians & Surgeons 0% $0 $0 $0 $18,389 0%
2023 Medical Malpractice - Hospitals 0% $0 $0 $0 $18,196 0%
2023 Earthquake 0.94% $1,340,334 $1,321,059 $0 $1,100 0.08%
2023 Direct Workers Compensation 3.79% $40,805,273 $40,810,291 $20,871,406 $29,734,628 72.86%
2023 Other Liability - Bodily Injury & Property Damage 2.66% $25,364,242 $25,595,663 $18,529,066 $17,890,743 69.9%
2023 Excess Workers Compensation 0.67% $169,168 $125,035 $0 $-129,545 -103.61%
2023 Products Liability 1.18% $584,108 $636,833 $638,011 $-3,447,572 -541.36%
2023 Total Private Passenger Automobile 0% $0 $0 $3,502 $3,502 0%
2023 Private Passenger Auto Liability Property Damage 0% $0 $0 $3,502 $3,502 0%
2023 Total Commercial Automobile 2.81% $28,917,219 $28,781,808 $22,669,402 $19,939,094 69.28%
2023 Commercial Auto Liability Bodily Injury 3.38% $17,495,967 $17,007,860 $14,613,700 $11,438,331 67.25%
2023 Commercial Auto Liability Property Damage 0% $0 $0 $1,835,145 $1,886,132 0%
2023 Commercial Auto Medical Payments 11.58% $872,124 $984,734 $15,000 $17,061 1.73%
2023 Commercial Auto Uninsured Motorists 2.8% $1,166,175 $1,322,842 $45,335 $535,894 40.51%
2023 Commercial Auto Comprehensive 4.89% $5,848,804 $5,871,007 $2,810,603 $2,811,680 47.89%
2023 Commercial Auto Collision 1.76% $3,534,149 $3,595,365 $3,349,619 $3,249,996 90.39%
2023 Fidelity 2.99% $792,948 $817,570 $59,778 $114,345 13.99%
2023 Surety 1.14% $1,306,736 $1,432,603 $0 $93,241 6.51%
2023 Burglary & Theft 1.66% $129,462 $142,729 $0 $-13,184 -9.24%
2023 Boiler & Machinery 4.86% $2,225,166 $2,026,524 $0 $60,629 2.99%
2023 Private Flood 20.48% $1,399,847 $1,291,557 $72,766 $21,880 1.69%
2022 Total Accident & Health 0.04% $4,785,850 $4,771,402 $3,293,451 $3,454,977 72.41%
2022 Total Group Accident & Health 0.06% $4,785,850 $4,771,402 $3,293,451 $3,454,977 72.41%
2022 Group Accident Only 1.78% $2,353,584 $2,106,081 $2,649,784 $1,643,475 78.03%
2022 Group Stop Loss 0.27% $2,432,266 $2,665,321 $643,667 $1,811,502 67.97%
2022 Total Property & Casualty 0.95% $136,895,116 $125,584,660 $66,460,806 $111,018,899 88.4%
2022 Total Fire & Allied Lines 5.45% $26,233,091 $20,959,559 $10,785,635 $24,660,978 117.66%
2022 Commercial Fire & Allied Lines 8.3% $26,233,091 $20,959,559 $10,785,635 $24,660,978 117.66%
2022 Commercial Multi-Peril 0.4% $4,010,018 $4,410,950 $5,397,303 $4,798,929 108.8%
2022 Ocean Marine 1.83% $896,486 $710,184 $346,176 $399,436 56.24%
2022 Inland Marine (Incl Auto Cargo) 2.44% $12,869,679 $11,735,951 $5,647,769 $6,582,499 56.09%
2022 Total Medical Malpractice 0% $0 $0 $0 $-1,017 0%
2022 Medical Malpractice - Physicians & Surgeons 0% $0 $0 $0 $-1,161 0%
2022 Medical Malpractice - Hospitals 0% $0 $0 $0 $144 0%
2022 Earthquake 0.97% $1,326,784 $1,088,988 $0 $4,033 0.37%
2022 Direct Workers Compensation 3.31% $34,336,938 $34,125,008 $19,766,163 $22,723,731 66.59%
2022 Other Liability - Bodily Injury & Property Damage 3.09% $26,317,751 $25,342,126 $11,297,274 $19,634,008 77.48%
2022 Excess Workers Compensation -0.08% $-30,338 $125,434 $400,507 $-921,279 -734.47%
2022 Products Liability 2.68% $1,179,092 $995,136 $1,511,427 $1,544,189 155.17%
2022 Total Commercial Automobile 2.44% $23,969,055 $21,669,190 $10,466,319 $30,679,227 141.58%
2022 Commercial Auto Liability Bodily Injury 3.14% $15,029,047 $13,217,057 $6,292,497 $25,639,752 193.99%
2022 Commercial Auto Liability Property Damage 0% $0 $0 $1,293,601 $1,473,074 0%
2022 Commercial Auto Medical Payments 12.76% $912,916 $817,835 $0 $5,100 0.62%
2022 Commercial Auto Uninsured Motorists 3.39% $1,275,665 $1,135,792 $34,000 $7,500 0.66%
2022 Commercial Auto Comprehensive 3.78% $4,697,347 $6,091,659 $1,056,330 $1,280,454 21.02%
2022 Commercial Auto Collision 1.13% $2,054,080 $406,847 $1,789,891 $2,273,347 558.77%
2022 Fidelity 3.26% $855,001 $515,420 $742,233 $756,023 146.68%
2022 Surety 1.13% $1,163,475 $296,643 $0 $17,047 5.75%
2022 Burglary & Theft 2.64% $191,482 $181,571 $0 $-12,910 -7.11%
2022 Boiler & Machinery 5.67% $2,203,511 $1,883,348 $0 $13,328 0.71%
2022 Private Flood 19.22% $1,373,091 $1,545,152 $100,000 $140,677 9.1%
2021 Total Accident & Health 0.03% $4,017,464 $4,040,601 $2,342,096 $2,361,707 58.45%
2021 Total Group Accident & Health 0.05% $4,017,464 $4,040,601 $2,342,096 $2,361,707 58.45%
2021 Group Accident Only 2.91% $3,507,613 $3,518,209 $2,287,515 $2,290,917 65.12%
2021 Group Disability Income 0% $0 $0 $24,401 $0 0%
2021 Group Stop Loss 0.06% $509,851 $522,392 $30,180 $70,790 13.55%
2021 Total Property & Casualty 0.85% $113,347,097 $110,900,884 $63,829,895 $31,252,319 28.18%
2021 Total Fire & Allied Lines 2.11% $13,952,454 $15,251,149 $15,723,181 $-677,651 -4.44%
2021 Commercial Fire & Allied Lines 4.18% $13,952,454 $15,251,149 $15,723,181 $-677,651 -4.44%
2021 Commercial Multi-Peril 0.81% $7,475,965 $7,019,286 $8,439,395 $3,807,955 54.25%
2021 Ocean Marine 1.79% $780,821 $854,112 $-302,486 $-412,377 -48.28%
2021 Inland Marine (Incl Auto Cargo) 2.12% $9,915,859 $10,392,445 $2,127,996 $2,030,618 19.54%
2021 Total Medical Malpractice 0% $0 $0 $0 $-216,949 0%
2021 Medical Malpractice - Physicians & Surgeons 0% $0 $0 $0 $-214,090 0%
2021 Medical Malpractice - Hospitals 0% $0 $0 $0 $-2,859 0%
2021 Earthquake 0.81% $1,057,977 $1,462,027 $0 $-1,480 -0.1%
2021 Direct Workers Compensation 3.16% $30,713,290 $30,942,436 $14,831,209 $13,183,542 42.61%
2021 Other Liability - Bodily Injury & Property Damage 2.95% $23,943,815 $22,052,715 $15,356,076 $1,114,939 5.06%
2021 Excess Workers Compensation 1.55% $569,233 $555,621 $30,836 $-829,379 -149.27%
2021 Products Liability 3.57% $1,455,336 $1,104,177 $247,897 $-2,404,752 -217.79%
2021 Total Commercial Automobile 2.15% $19,453,011 $17,826,691 $6,648,126 $15,139,981 84.93%
2021 Commercial Auto Liability Bodily Injury 2.54% $11,660,613 $10,311,715 $3,236,378 $11,285,126 109.44%
2021 Commercial Auto Liability Property Damage 0% $0 $0 $875,651 $979,837 0%
2021 Commercial Auto Medical Payments 11.18% $744,715 $850,655 $1,787 $-13,215 -1.55%
2021 Commercial Auto Uninsured Motorists 3.85% $1,138,473 $1,142,714 $72,000 $138,189 12.09%
2021 Commercial Auto Comprehensive 5.7% $5,814,492 $4,941,869 $660,116 $714,416 14.46%
2021 Commercial Auto Collision 0.05% $94,718 $579,738 $1,802,194 $2,035,628 351.13%
2021 Fidelity 1.44% $366,530 $372,100 $0 $-23,279 -6.26%
2021 Surety 0.42% $432,012 $109,556 $0 $23,746 21.67%
2021 Burglary & Theft 1.64% $111,651 $145,068 $650,000 $388,688 267.94%
2021 Boiler & Machinery 3.95% $1,489,366 $1,487,661 $77,665 $79,451 5.34%
2021 Private Flood 20% $1,629,777 $1,325,840 $0 $49,266 3.72%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2023 Health 0.02% 1 247
2022 Health 0.03% 1 153
2021 Health 0.05% 0 0

Company Changes

Effective Date:
Comments:

Effective 12/31/15 Maryland Casualty Company NAIC Co# 19356 merged with and into Zurich American Insurance Company.

Market Regulation Actions

Date:
Date:

Financial Exams

This company does not have any financial exams.