ZURICH AMERICAN INSURANCE COMPANY

Company Details

License Status:
Active
NAIC Number:
16535
Phone Number:
8476056000
Company Address:

1299 Zurich Way
Schaumburg, IL 60196

Description:
Property and Casualty
License Number:
B422821
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Accident & Health 0.04% $6,030,284 $5,821,918 $3,941,617 $3,968,799 68.17%
2023 Total Group Accident & Health 0.06% $6,030,284 $5,821,918 $3,941,617 $3,968,799 68.17%
2023 Group Accident Only 1.85% $2,497,672 $2,369,385 $2,040,710 $1,529,432 64.55%
2023 Group Stop Loss 0.36% $3,532,612 $3,452,533 $1,900,907 $2,439,367 70.65%
2023 Total Property & Casualty 0.91% $144,044,423 $143,792,299 $97,607,799 $91,734,142 63.8%
2023 Total Fire & Allied Lines 3.05% $23,690,460 $22,951,221 $23,348,854 $16,152,236 70.38%
2023 Commercial Fire & Allied Lines 7.37% $23,690,460 $22,951,221 $23,348,854 $16,152,236 70.38%
2023 Commercial Multi-Peril 0.59% $6,574,076 $5,756,132 $4,502,890 $2,017,523 35.05%
2023 Ocean Marine 1.44% $755,756 $889,946 $56,161 $-40,442 -4.54%
2023 Inland Marine (Incl Auto Cargo) 1.79% $9,989,628 $11,213,328 $6,855,963 $9,299,379 82.93%
2023 Total Medical Malpractice 0% $0 $0 $0 $36,585 0%
2023 Medical Malpractice - Physicians & Surgeons 0% $0 $0 $0 $18,389 0%
2023 Medical Malpractice - Hospitals 0% $0 $0 $0 $18,196 0%
2023 Earthquake 0.94% $1,340,334 $1,321,059 $0 $1,100 0.08%
2023 Direct Workers Compensation 3.79% $40,805,273 $40,810,291 $20,871,406 $29,734,628 72.86%
2023 Other Liability - Bodily Injury & Property Damage 2.66% $25,364,242 $25,595,663 $18,529,066 $17,890,743 69.9%
2023 Excess Workers Compensation 0.67% $169,168 $125,035 $0 $-129,545 -103.61%
2023 Products Liability 1.18% $584,108 $636,833 $638,011 $-3,447,572 -541.36%
2023 Total Private Passenger Automobile 0% $0 $0 $3,502 $3,502 0%
2023 Private Passenger Auto Liability Property Damage 0% $0 $0 $3,502 $3,502 0%
2023 Total Commercial Automobile 2.81% $28,917,219 $28,781,808 $22,669,402 $19,939,094 69.28%
2023 Commercial Auto Liability Bodily Injury 3.38% $17,495,967 $17,007,860 $14,613,700 $11,438,331 67.25%
2023 Commercial Auto Liability Property Damage 0% $0 $0 $1,835,145 $1,886,132 0%
2023 Commercial Auto Medical Payments 11.58% $872,124 $984,734 $15,000 $17,061 1.73%
2023 Commercial Auto Uninsured Motorists 2.8% $1,166,175 $1,322,842 $45,335 $535,894 40.51%
2023 Commercial Auto Comprehensive 4.89% $5,848,804 $5,871,007 $2,810,603 $2,811,680 47.89%
2023 Commercial Auto Collision 1.76% $3,534,149 $3,595,365 $3,349,619 $3,249,996 90.39%
2023 Fidelity 2.99% $792,948 $817,570 $59,778 $114,345 13.99%
2023 Surety 1.14% $1,306,736 $1,432,603 $0 $93,241 6.51%
2023 Burglary & Theft 1.66% $129,462 $142,729 $0 $-13,184 -9.24%
2023 Boiler & Machinery 4.86% $2,225,166 $2,026,524 $0 $60,629 2.99%
2023 Private Flood 20.48% $1,399,847 $1,291,557 $72,766 $21,880 1.69%
2022 Total Accident & Health 0.04% $4,785,850 $4,771,402 $3,293,451 $3,454,977 72.41%
2022 Total Group Accident & Health 0.06% $4,785,850 $4,771,402 $3,293,451 $3,454,977 72.41%
2022 Group Accident Only 1.78% $2,353,584 $2,106,081 $2,649,784 $1,643,475 78.03%
2022 Group Stop Loss 0.27% $2,432,266 $2,665,321 $643,667 $1,811,502 67.97%
2022 Total Property & Casualty 0.95% $136,895,116 $125,584,660 $66,460,806 $111,018,899 88.4%
2022 Total Fire & Allied Lines 5.45% $26,233,091 $20,959,559 $10,785,635 $24,660,978 117.66%
2022 Commercial Fire & Allied Lines 8.3% $26,233,091 $20,959,559 $10,785,635 $24,660,978 117.66%
2022 Commercial Multi-Peril 0.4% $4,010,018 $4,410,950 $5,397,303 $4,798,929 108.8%
2022 Ocean Marine 1.83% $896,486 $710,184 $346,176 $399,436 56.24%
2022 Inland Marine (Incl Auto Cargo) 2.44% $12,869,679 $11,735,951 $5,647,769 $6,582,499 56.09%
2022 Total Medical Malpractice 0% $0 $0 $0 $-1,017 0%
2022 Medical Malpractice - Physicians & Surgeons 0% $0 $0 $0 $-1,161 0%
2022 Medical Malpractice - Hospitals 0% $0 $0 $0 $144 0%
2022 Earthquake 0.97% $1,326,784 $1,088,988 $0 $4,033 0.37%
2022 Direct Workers Compensation 3.31% $34,336,938 $34,125,008 $19,766,163 $22,723,731 66.59%
2022 Other Liability - Bodily Injury & Property Damage 3.09% $26,317,751 $25,342,126 $11,297,274 $19,634,008 77.48%
2022 Excess Workers Compensation -0.08% $-30,338 $125,434 $400,507 $-921,279 -734.47%
2022 Products Liability 2.68% $1,179,092 $995,136 $1,511,427 $1,544,189 155.17%
2022 Total Commercial Automobile 2.44% $23,969,055 $21,669,190 $10,466,319 $30,679,227 141.58%
2022 Commercial Auto Liability Bodily Injury 3.14% $15,029,047 $13,217,057 $6,292,497 $25,639,752 193.99%
2022 Commercial Auto Liability Property Damage 0% $0 $0 $1,293,601 $1,473,074 0%
2022 Commercial Auto Medical Payments 12.76% $912,916 $817,835 $0 $5,100 0.62%
2022 Commercial Auto Uninsured Motorists 3.39% $1,275,665 $1,135,792 $34,000 $7,500 0.66%
2022 Commercial Auto Comprehensive 3.78% $4,697,347 $6,091,659 $1,056,330 $1,280,454 21.02%
2022 Commercial Auto Collision 1.13% $2,054,080 $406,847 $1,789,891 $2,273,347 558.77%
2022 Fidelity 3.26% $855,001 $515,420 $742,233 $756,023 146.68%
2022 Surety 1.13% $1,163,475 $296,643 $0 $17,047 5.75%
2022 Burglary & Theft 2.64% $191,482 $181,571 $0 $-12,910 -7.11%
2022 Boiler & Machinery 5.67% $2,203,511 $1,883,348 $0 $13,328 0.71%
2022 Private Flood 19.22% $1,373,091 $1,545,152 $100,000 $140,677 9.1%
2021 Total Accident & Health 0.03% $4,017,464 $4,040,601 $2,342,096 $2,361,707 58.45%
2021 Total Group Accident & Health 0.05% $4,017,464 $4,040,601 $2,342,096 $2,361,707 58.45%
2021 Group Accident Only 2.91% $3,507,613 $3,518,209 $2,287,515 $2,290,917 65.12%
2021 Group Disability Income 0% $0 $0 $24,401 $0 0%
2021 Group Stop Loss 0.06% $509,851 $522,392 $30,180 $70,790 13.55%
2021 Total Property & Casualty 0.85% $113,347,097 $110,900,884 $63,829,895 $31,252,319 28.18%
2021 Total Fire & Allied Lines 2.11% $13,952,454 $15,251,149 $15,723,181 $-677,651 -4.44%
2021 Commercial Fire & Allied Lines 4.18% $13,952,454 $15,251,149 $15,723,181 $-677,651 -4.44%
2021 Commercial Multi-Peril 0.81% $7,475,965 $7,019,286 $8,439,395 $3,807,955 54.25%
2021 Ocean Marine 1.79% $780,821 $854,112 $-302,486 $-412,377 -48.28%
2021 Inland Marine (Incl Auto Cargo) 2.12% $9,915,859 $10,392,445 $2,127,996 $2,030,618 19.54%
2021 Total Medical Malpractice 0% $0 $0 $0 $-216,949 0%
2021 Medical Malpractice - Physicians & Surgeons 0% $0 $0 $0 $-214,090 0%
2021 Medical Malpractice - Hospitals 0% $0 $0 $0 $-2,859 0%
2021 Earthquake 0.81% $1,057,977 $1,462,027 $0 $-1,480 -0.1%
2021 Direct Workers Compensation 3.16% $30,713,290 $30,942,436 $14,831,209 $13,183,542 42.61%
2021 Other Liability - Bodily Injury & Property Damage 2.95% $23,943,815 $22,052,715 $15,356,076 $1,114,939 5.06%
2021 Excess Workers Compensation 1.55% $569,233 $555,621 $30,836 $-829,379 -149.27%
2021 Products Liability 3.57% $1,455,336 $1,104,177 $247,897 $-2,404,752 -217.79%
2021 Total Commercial Automobile 2.15% $19,453,011 $17,826,691 $6,648,126 $15,139,981 84.93%
2021 Commercial Auto Liability Bodily Injury 2.54% $11,660,613 $10,311,715 $3,236,378 $11,285,126 109.44%
2021 Commercial Auto Liability Property Damage 0% $0 $0 $875,651 $979,837 0%
2021 Commercial Auto Medical Payments 11.18% $744,715 $850,655 $1,787 $-13,215 -1.55%
2021 Commercial Auto Uninsured Motorists 3.85% $1,138,473 $1,142,714 $72,000 $138,189 12.09%
2021 Commercial Auto Comprehensive 5.7% $5,814,492 $4,941,869 $660,116 $714,416 14.46%
2021 Commercial Auto Collision 0.05% $94,718 $579,738 $1,802,194 $2,035,628 351.13%
2021 Fidelity 1.44% $366,530 $372,100 $0 $-23,279 -6.26%
2021 Surety 0.42% $432,012 $109,556 $0 $23,746 21.67%
2021 Burglary & Theft 1.64% $111,651 $145,068 $650,000 $388,688 267.94%
2021 Boiler & Machinery 3.95% $1,489,366 $1,487,661 $77,665 $79,451 5.34%
2021 Private Flood 20% $1,629,777 $1,325,840 $0 $49,266 3.72%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0% 1 0
2025 Homeowners 0% 1 0
2024 Health 0% 1 0
2023 Health 0.02% 1 247
2022 Health 0.03% 1 153
2021 Health 0.05% 0 0

Company Changes

This company does not have any company changes.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.