UNITED FIRE AND CASUALTY COMPANY

Company Details

License Status:
Active
NAIC Number:
13021
Phone Number:
8003327977
Company Address:

PO Box 73909
Cedar Rapids, IA 52407-3909

Description:
Property and Casualty
License Number:
B422566
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.28% $45,073,057 $43,900,505 $37,591,113 $34,279,899 78.09%
2023 Total Fire & Allied Lines 0.98% $7,618,901 $7,450,379 $4,053,942 $5,461,714 73.31%
2023 Dwelling Fire & Allied Lines 0% $0 $0 $0 $-117 0%
2023 Commercial Fire & Allied Lines 2.37% $7,618,901 $7,450,379 $4,053,942 $5,461,831 73.31%
2023 Total Homeowners 0% $0 $0 $0 $-31,242 0%
2023 Homeowners Multi-Peril 0% $0 $0 $0 $-31,242 0%
2023 Commercial Multi-Peril 0.18% $1,946,695 $2,007,460 $1,486,806 $1,863,209 92.81%
2023 Ocean Marine 0.29% $153,932 $80,663 $0 $4,849 6.01%
2023 Inland Marine (Incl Auto Cargo) 0.62% $3,464,726 $3,281,924 $2,479,119 $2,358,515 71.86%
2023 Earthquake 0.13% $179,690 $173,881 $0 $3,657 2.1%
2023 Direct Workers Compensation 0.22% $2,333,379 $2,074,446 $2,584,357 $2,467,786 118.96%
2023 Other Liability - Bodily Injury & Property Damage 1.05% $10,047,174 $9,816,845 $13,432,915 $10,851,035 110.53%
2023 Products Liability 6.82% $3,370,656 $3,344,873 $3,299,953 $1,129,977 33.78%
2023 Total Private Passenger Automobile 0% $0 $0 $0 $2,049 0%
2023 Private Passenger Auto Liability Bodily Injury 0% $0 $0 $0 $2,660 0%
2023 Private Passenger Auto Liability Property Damage 0% $0 $0 $0 $1,816 0%
2023 Private Passenger Auto Medical Payments 0% $0 $0 $0 $-2,905 0%
2023 Private Passenger Uninsured Motorists 0% $0 $0 $0 $346 0%
2023 Private Passenger Underinsured Motorists 0% $0 $0 $0 $764 0%
2023 Private Passenger Auto Comprehensive 0% $0 $0 $0 $-243 0%
2023 Private Passenger Auto Collision 0% $0 $0 $0 $-389 0%
2023 Total Commercial Automobile 1.32% $13,589,373 $13,462,821 $10,220,726 $9,782,827 72.67%
2023 Commercial Auto Liability Bodily Injury 0.93% $4,783,933 $4,756,537 $5,823,410 $4,382,492 92.14%
2023 Commercial Auto Liability Property Damage 2.51% $3,609,166 $3,588,478 $1,291,481 $2,226,793 62.05%
2023 Commercial Auto Medical Payments 0.74% $56,009 $56,245 $30,908 $53,767 95.59%
2023 Commercial Auto Uninsured Motorists 1.1% $456,900 $459,302 $592,500 $656,322 142.9%
2023 Commercial Auto Comprehensive 1.68% $2,005,027 $1,929,864 $1,212,473 $1,006,914 52.18%
2023 Commercial Auto Collision 1.33% $2,678,338 $2,672,395 $1,269,954 $1,456,539 54.5%
2023 Fidelity 0.02% $5,677 $6,073 $0 $618 10.18%
2023 Surety 1.71% $1,953,876 $1,796,149 $0 $366,191 20.39%
2023 Burglary & Theft 0.83% $64,783 $65,005 $10,740 $11,282 17.36%
2023 Boiler & Machinery 0.75% $344,195 $339,986 $22,555 $7,432 2.19%
2022 Total Property & Casualty 0.3% $43,481,285 $44,183,829 $32,303,420 $41,469,678 93.86%
2022 Total Fire & Allied Lines 1.46% $7,002,642 $7,013,880 $4,096,463 $5,219,044 74.41%
2022 Dwelling Fire & Allied Lines 0% $0 $0 $0 $-287 0%
2022 Commercial Fire & Allied Lines 2.22% $7,002,642 $7,013,880 $4,096,463 $5,219,331 74.41%
2022 Total Homeowners 0% $0 $0 $56,115 $3,654 0%
2022 Homeowners Multi-Peril 0% $0 $0 $56,115 $3,654 0%
2022 Commercial Multi-Peril 0.21% $2,118,118 $2,279,939 $2,413,468 $1,815,523 79.63%
2022 Inland Marine (Incl Auto Cargo) 0.57% $3,019,976 $3,106,516 $2,213,471 $2,561,037 82.44%
2022 Earthquake 0.13% $172,069 $165,815 $0 $2,447 1.48%
2022 Direct Workers Compensation 0.2% $2,126,312 $2,456,267 $3,417,484 $2,917,079 118.76%
2022 Other Liability - Bodily Injury & Property Damage 1.16% $9,851,562 $9,945,191 $3,871,719 $9,510,668 95.63%
2022 Products Liability 7.48% $3,298,334 $3,244,980 $1,293,256 $4,741,077 146.1%
2022 Total Private Passenger Automobile 0% $0 $0 $370,637 $218,986 0%
2022 Private Passenger Auto Liability Bodily Injury 0% $0 $0 $100,000 $-5,356 0%
2022 Private Passenger Auto Liability Property Damage 0% $0 $0 $0 $-5,425 0%
2022 Private Passenger Auto Medical Payments 0% $0 $0 $0 $-2,170 0%
2022 Private Passenger Uninsured Motorists 0% $0 $0 $25,000 $-1,457 0%
2022 Private Passenger Underinsured Motorists 0% $0 $0 $250,000 $246,836 0%
2022 Private Passenger Auto Comprehensive 0% $0 $0 $0 $-3,317 0%
2022 Private Passenger Auto Collision 0% $0 $0 $-4,363 $-10,125 0%
2022 Total Commercial Automobile 1.39% $13,604,690 $14,100,487 $14,568,109 $14,513,069 102.93%
2022 Commercial Auto Liability Bodily Injury 1.01% $4,832,833 $5,023,112 $6,084,457 $7,174,776 142.84%
2022 Commercial Auto Liability Property Damage 2.41% $3,646,006 $3,789,567 $1,118,192 $865,415 22.84%
2022 Commercial Auto Medical Payments 0.85% $60,489 $63,600 $18,944 $7,868 12.37%
2022 Commercial Auto Uninsured Motorists 1.28% $481,621 $504,651 $2,720,026 $2,036,072 403.46%
2022 Commercial Auto Comprehensive 1.5% $1,858,601 $1,895,606 $2,541,170 $2,550,117 134.53%
2022 Commercial Auto Collision 1.49% $2,725,140 $2,823,951 $2,085,320 $1,878,821 66.53%
2022 Fidelity 0.03% $7,394 $6,633 $0 $-322 -4.85%
2022 Surety 1.83% $1,880,521 $1,458,330 $0 $-54,344 -3.73%
2022 Burglary & Theft 0.93% $67,485 $69,956 $0 $-6 -0.01%
2022 Boiler & Machinery 0.85% $332,182 $335,835 $2,698 $21,766 6.48%
2021 Total Property & Casualty 0.34% $45,220,422 $50,339,302 $34,211,077 $29,940,247 59.48%
2021 Total Fire & Allied Lines 1.01% $6,691,356 $7,256,153 $2,515,385 $1,768,362 24.37%
2021 Dwelling Fire & Allied Lines 0% $-358 $6,900 $0 $-1,164 -16.87%
2021 Commercial Fire & Allied Lines 2% $6,691,714 $7,249,253 $2,515,385 $1,769,526 24.41%
2021 Total Homeowners 0% $-11,098 $378,949 $396,986 $181,683 47.94%
2021 Homeowners Multi-Peril 0% $-11,098 $378,949 $396,986 $181,683 47.94%
2021 Commercial Multi-Peril 0.28% $2,588,289 $3,094,948 $1,936,027 $2,337,826 75.54%
2021 Inland Marine (Incl Auto Cargo) 0.69% $3,215,930 $3,323,499 $3,292,889 $2,182,805 65.68%
2021 Earthquake 0.12% $151,550 $156,038 $0 $-222 -0.14%
2021 Direct Workers Compensation 0.27% $2,587,082 $2,921,565 $4,046,271 $2,202,459 75.39%
2021 Other Liability - Bodily Injury & Property Damage 1.24% $10,072,330 $11,404,930 $4,673,850 $3,743,392 32.82%
2021 Products Liability 7.51% $3,061,680 $3,328,492 $3,572,327 $2,124,371 63.82%
2021 Total Private Passenger Automobile 0% $31,023 $249,424 $150,533 $-18,889 -7.57%
2021 Private Passenger Auto Liability Bodily Injury 0% $5,344 $46,171 $94,402 $-37,843 -81.96%
2021 Private Passenger Auto Liability Property Damage 0% $3,520 $29,570 $19,581 $15,329 51.84%
2021 Private Passenger Auto Medical Payments 0% $840 $8,123 $5,000 $3,800 46.78%
2021 Private Passenger Uninsured Motorists 0% $1,407 $12,790 $0 $24,832 194.15%
2021 Private Passenger Underinsured Motorists 0% $546 $5,845 $0 $-29,077 -497.47%
2021 Private Passenger Auto Comprehensive 0% $7,342 $55,806 $26,654 $16,235 29.09%
2021 Private Passenger Auto Collision 0% $12,024 $91,119 $4,896 $-12,165 -13.35%
2021 Total Commercial Automobile 1.65% $14,910,137 $16,611,678 $13,567,412 $15,373,856 92.55%
2021 Commercial Auto Liability Bodily Injury 1.16% $5,347,683 $5,997,624 $7,394,746 $10,040,199 167.4%
2021 Commercial Auto Liability Property Damage 3.05% $4,034,419 $4,524,592 $1,730,428 $936,095 20.69%
2021 Commercial Auto Medical Payments 1.02% $68,036 $83,074 $31,946 $-46,094 -55.49%
2021 Commercial Auto Uninsured Motorists 1.86% $551,352 $649,239 $1,406,956 $1,366,936 210.54%
2021 Commercial Auto Comprehensive 1.85% $1,885,136 $1,988,978 $1,207,148 $1,280,157 64.36%
2021 Commercial Auto Collision 1.75% $3,023,511 $3,368,171 $1,796,188 $1,796,563 53.34%
2021 Fidelity 0.02% $6,077 $6,495 $0 $8 0.12%
2021 Surety 1.48% $1,505,711 $1,145,967 $0 $1,147 0.1%
2021 Burglary & Theft 1.07% $72,795 $85,729 $10,340 $8,890 10.37%
2021 Boiler & Machinery 0.9% $337,560 $375,435 $49,057 $34,559 9.21%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2023 Private Passenger Auto 0% 0 0
2023 Homeowners 0% 1 9999
2022 Private Passenger Auto 0.01% 0 0
2022 Homeowners 0.01% 2 1572
2021 Private Passenger Auto 0.02% 0 0
2021 Homeowners 0.04% 2 600

Company Changes

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Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.