STATE NATIONAL INSURANCE COMPANY INC

Company Details

License Status:
Active
NAIC Number:
12831
Phone Number:
8172652000
Company Address:

1900 L. DON DODSON DR.
BEDFORD, TX 76021

Description:
Property and Casualty
License Number:
B419956
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.07% $10,370,032 $12,283,841 $2,897,206 $8,649,856 70.42%
2023 Total Fire & Allied Lines 0% $1,584 $584 $0 $0 0%
2023 Dwelling Fire & Allied Lines 0% $1,584 $584 $0 $0 0%
2023 Farmowners Multi-Peril 0% $94 $94 $0 $0 0%
2023 Commercial Multi-Peril -0.01% $-151,147 $48,853 $-2,717,170 $-2,259,170 -4,624.42%
2023 Ocean Marine 0.16% $81,563 $156,563 $0 $299,000 190.98%
2023 Inland Marine (Incl Auto Cargo) 0.13% $738,256 $816,256 $198,315 $598,315 73.3%
2023 Earthquake 0% $685 $685 $0 $0 0%
2023 Direct Workers Compensation 0.1% $1,074,633 $1,068,633 $338,860 $665,860 62.31%
2023 Other Liability - Bodily Injury & Property Damage 0.2% $1,944,174 $1,870,174 $273,544 $3,262,544 174.45%
2023 Products Liability 0% $300 $300 $0 $0 0%
2023 Total Private Passenger Automobile 0.11% $5,883,913 $7,529,721 $4,056,953 $4,657,141 61.85%
2023 Private Passenger Auto Comprehensive 0.52% $5,883,913 $7,529,721 $4,056,953 $4,657,141 61.85%
2023 Total Commercial Automobile 0% $33,802 $189,803 $420,222 $465,222 245.11%
2023 Commercial Auto Liability Bodily Injury 0.01% $65,181 $68,235 $187,591 $175,142 256.67%
2023 Commercial Auto Liability Property Damage -0.03% $-41,187 $68,235 $204,174 $190,623 279.36%
2023 Commercial Auto Medical Payments -0.01% $-713 $5,441 $0 $0 0%
2023 Commercial Auto Uninsured Motorists 0.01% $6,029 $4,400 $0 $0 0%
2023 Commercial Auto Comprehensive 0% $4,898 $43,492 $28,457 $99,457 228.68%
2023 Commercial Auto Collision 0% $-406 $0 $0 $0 0%
2023 Aircraft 0.5% $159,576 $121,576 $0 $0 0%
2023 Fidelity 0.01% $3,729 $2,729 $0 $2,000 73.29%
2023 Surety 0.49% $556,207 $435,207 $261,731 $880,731 202.37%
2023 Burglary & Theft 0% $24 $24 $0 $0 0%
2023 VSI/Collateral Protection 0.32% $42,639 $42,639 $64,751 $78,213 183.43%
2022 Total Property & Casualty 0.11% $16,087,970 $14,350,338 $9,985,250 $10,290,378 71.71%
2022 Commercial Multi-Peril 0.24% $2,399,868 $2,203,868 $4,273,773 $3,608,773 163.75%
2022 Ocean Marine 0.69% $335,343 $316,343 $14,548 $-32,452 -10.26%
2022 Inland Marine (Incl Auto Cargo) 0.19% $1,017,517 $932,517 $251,708 $461,708 49.51%
2022 Direct Workers Compensation 0.12% $1,289,840 $1,286,840 $565,641 $565,641 43.96%
2022 Other Liability - Bodily Injury & Property Damage 0.13% $1,087,508 $877,508 $249,773 $1,428,773 162.82%
2022 Total Private Passenger Automobile 0.2% $9,288,458 $8,063,826 $3,555,290 $3,909,498 48.48%
2022 Private Passenger Auto Comprehensive 1% $9,288,458 $8,063,826 $3,555,290 $3,909,498 48.48%
2022 Total Commercial Automobile 0.03% $328,579 $487,579 $947,796 $674,796 138.4%
2022 Commercial Auto Liability Bodily Injury 0.01% $53,020 $104,603 $300,364 $62,369 59.62%
2022 Commercial Auto Liability Property Damage 0.14% $206,275 $264,493 $70,005 $62,369 23.58%
2022 Commercial Auto Medical Payments 0.06% $4,044 $9,495 $36,857 $32,837 345.83%
2022 Commercial Auto Uninsured Motorists 0.01% $4,230 $10,978 $269,059 $239,710 2,183.55%
2022 Commercial Auto Comprehensive 0.02% $26,028 $41,735 $130,952 $133,846 320.7%
2022 Commercial Auto Collision 0.02% $34,982 $56,275 $140,559 $143,665 255.29%
2022 Fidelity 0.02% $4,067 $3,067 $0 $1,000 32.61%
2022 Surety 0.32% $332,067 $174,067 $124,307 $-329,693 -189.41%
2022 Burglary & Theft 0% $112 $112 $0 $0 0%
2022 VSI/Collateral Protection 0.05% $4,611 $4,611 $2,414 $2,334 50.62%
2021 Total Property & Casualty 0.07% $9,530,388 $9,032,965 $3,728,738 $-1,911,714 -21.16%
2021 Total Fire & Allied Lines 0% $0 $0 $17,850 $-115,683 0%
2021 Commercial Fire & Allied Lines 0% $0 $0 $17,850 $-115,683 0%
2021 Commercial Multi-Peril 0.09% $859,715 $911,715 $485,607 $-3,009,233 -330.06%
2021 Ocean Marine 0.52% $228,346 $237,346 $79,727 $85,006 35.82%
2021 Inland Marine (Incl Auto Cargo) 0.12% $555,672 $463,672 $60,830 $84,952 18.32%
2021 Direct Workers Compensation 0.1% $964,505 $964,516 $426,184 $-527,813 -54.72%
2021 Other Liability - Bodily Injury & Property Damage 0.09% $729,303 $905,221 $363,937 $-1,404,658 -155.17%
2021 Excess Workers Compensation 0% $0 $0 $0 $-57,790 0%
2021 Products Liability 0% $0 $0 $0 $-622 0%
2021 Total Private Passenger Automobile 0.12% $5,341,604 $4,897,221 $2,110,767 $2,134,747 43.59%
2021 Private Passenger Auto Comprehensive 0.62% $5,341,604 $4,897,221 $2,110,767 $2,134,747 43.59%
2021 Total Commercial Automobile 0.08% $725,375 $527,406 $141,744 $266,828 50.59%
2021 Commercial Auto Liability Bodily Injury 0% $16,330 $1,942 $47,609 $176,534 9,090.32%
2021 Commercial Auto Liability Property Damage 0.42% $551,192 $395,041 $14,307 $8,841 2.24%
2021 Commercial Auto Medical Payments 0.01% $729 $19 $0 $0 0%
2021 Commercial Auto Uninsured Motorists 0% $1,310 $117 $0 $0 0%
2021 Commercial Auto Comprehensive 0.15% $155,766 $130,133 $79,828 $81,453 62.59%
2021 Commercial Auto Collision 0% $48 $154 $0 $0 0%
2021 Fidelity 0% $686 $686 $0 $-162 -23.62%
2021 Surety 0.12% $118,946 $118,946 $42,092 $634,092 533.09%
2021 Burglary & Theft 0% $64 $64 $0 $-3 -4.69%
2021 Boiler & Machinery -0.01% $-3,108 $-3,108 $0 $-1,422 45.75%
2021 VSI/Collateral Protection 0.11% $9,280 $9,280 $0 $47 0.51%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0.07% 0 0
2025 Homeowners 0% 0 0
2024 Private Passenger Auto 0.11% 2 99
2024 Homeowners 0% 0 0
2023 Private Passenger Auto 0.14% 2 82
2023 Homeowners 0% 0 0
2022 Private Passenger Auto 0.14% 2 95
2021 Private Passenger Auto 0.13% 0 0

Company Changes

This company does not have any company changes.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.