Company Details
License Status:
Active
NAIC Number:
25135
Phone Number:
6144645000
Company Address:
175 Berkeley Street
Boston, MA 02116
Description:
Property and Casualty
License Number:
B422559
Date Admitted:
Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Property & Casualty | 0.47% | $74,742,031 | $74,498,043 | $53,219,429 | $57,238,274 | 76.83% |
| 2023 | Total Fire & Allied Lines | 1.46% | $11,326,733 | $10,910,157 | $6,203,891 | $5,995,897 | 54.96% |
| 2023 | Commercial Fire & Allied Lines | 3.52% | $11,326,733 | $10,910,157 | $6,203,891 | $5,995,897 | 54.96% |
| 2023 | Farmowners Multi-Peril | 3.47% | $8,374,729 | $7,436,935 | $3,741,211 | $4,104,984 | 55.2% |
| 2023 | Total Homeowners | 0.71% | $21,179,071 | $22,539,143 | $18,892,375 | $19,943,409 | 88.48% |
| 2023 | Homeowners Multi-Peril | 0.73% | $21,179,071 | $22,539,143 | $18,892,375 | $19,943,409 | 88.48% |
| 2023 | Commercial Multi-Peril | 0.87% | $9,615,937 | $8,743,201 | $6,869,455 | $6,296,013 | 72.01% |
| 2023 | Ocean Marine | 0% | $2,005 | $2,062 | $0 | $25 | 1.21% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.06% | $345,995 | $349,680 | $147,544 | $83,992 | 24.02% |
| 2023 | Earthquake | 0.61% | $874,216 | $941,606 | $0 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0.02% | $190,726 | $235,558 | $31,282 | $111,300 | 47.25% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.29% | $2,792,625 | $2,551,732 | $831,668 | $2,017,712 | 79.07% |
| 2023 | Products Liability | 0.09% | $43,085 | $44,327 | $0 | $11,228 | 25.33% |
| 2023 | Total Private Passenger Automobile | 0.16% | $8,754,696 | $10,648,821 | $10,262,962 | $9,174,163 | 86.15% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0.18% | $2,372,499 | $2,864,308 | $6,047,436 | $5,434,025 | 189.72% |
| 2023 | Private Passenger Auto Liability Property Damage | 0.15% | $1,459,814 | $1,762,424 | $564,537 | $548,646 | 31.13% |
| 2023 | Private Passenger Auto Medical Payments | 0.21% | $181,958 | $219,649 | $126,478 | $115,162 | 52.43% |
| 2023 | Private Passenger Uninsured Motorists | 0.09% | $269,057 | $324,785 | $0 | $0 | 0% |
| 2023 | Private Passenger Underinsured Motorists | 0.37% | $423,906 | $511,758 | $343,542 | $32,859 | 6.42% |
| 2023 | Private Passenger Auto Comprehensive | 0.1% | $1,118,813 | $1,372,687 | $984,991 | $847,493 | 61.74% |
| 2023 | Private Passenger Auto Collision | 0.19% | $2,928,649 | $3,593,210 | $2,195,978 | $2,195,978 | 61.11% |
| 2023 | Total Commercial Automobile | 1.08% | $11,115,452 | $9,970,093 | $6,239,041 | $9,494,113 | 95.23% |
| 2023 | Commercial Auto Liability Bodily Injury | 1.23% | $6,352,878 | $5,694,858 | $3,329,574 | $6,060,799 | 106.43% |
| 2023 | Commercial Auto Medical Payments | 3.74% | $281,409 | $252,226 | $147,488 | $268,454 | 106.43% |
| 2023 | Commercial Auto Uninsured Motorists | 2.06% | $859,356 | $770,223 | $450,392 | $819,788 | 106.44% |
| 2023 | Commercial Auto Comprehensive | 1.49% | $1,783,704 | $1,601,945 | $1,138,433 | $1,154,924 | 72.1% |
| 2023 | Commercial Auto Collision | 0.91% | $1,838,105 | $1,650,841 | $1,173,154 | $1,190,148 | 72.09% |
| 2023 | Fidelity | 0.01% | $2,076 | $2,085 | $0 | $97 | 4.65% |
| 2023 | Burglary & Theft | 0.22% | $17,032 | $16,222 | $0 | $726 | 4.48% |
| 2023 | Boiler & Machinery | 0.24% | $107,653 | $106,421 | $0 | $4,615 | 4.34% |
| 2022 | Total Property & Casualty | 0.53% | $76,430,997 | $71,465,369 | $40,344,505 | $48,025,133 | 67.2% |
| 2022 | Total Fire & Allied Lines | 2.26% | $10,878,741 | $8,966,661 | $5,569,049 | $5,643,046 | 62.93% |
| 2022 | Commercial Fire & Allied Lines | 3.44% | $10,878,741 | $8,966,661 | $5,569,049 | $5,643,046 | 62.93% |
| 2022 | Farmowners Multi-Peril | 2.83% | $6,443,766 | $5,794,899 | $3,043,874 | $2,560,444 | 44.18% |
| 2022 | Total Homeowners | 0.9% | $24,447,268 | $23,759,605 | $13,970,457 | $15,087,136 | 63.5% |
| 2022 | Homeowners Multi-Peril | 0.94% | $24,447,268 | $23,759,605 | $13,970,457 | $15,087,136 | 63.5% |
| 2022 | Commercial Multi-Peril | 0.77% | $7,710,316 | $6,862,931 | $2,418,019 | $5,013,576 | 73.05% |
| 2022 | Ocean Marine | 0.01% | $2,529 | $2,470 | $0 | $26 | 1.05% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.07% | $357,627 | $326,754 | $156,203 | $228,005 | 69.78% |
| 2022 | Earthquake | 0.73% | $1,002,970 | $935,120 | $0 | $0 | 0% |
| 2022 | Direct Workers Compensation | 0.02% | $198,370 | $243,010 | $2,584 | $50,133 | 20.63% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.28% | $2,365,495 | $1,946,751 | $387,889 | $1,188,110 | 61.03% |
| 2022 | Products Liability | 0.09% | $39,518 | $40,166 | $0 | $15,856 | 39.48% |
| 2022 | Total Private Passenger Automobile | 0.28% | $13,461,375 | $13,763,948 | $10,587,603 | $10,757,135 | 78.15% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.29% | $3,552,188 | $3,626,958 | $5,135,608 | $5,827,820 | 160.68% |
| 2022 | Private Passenger Auto Liability Property Damage | 0.26% | $2,185,684 | $2,231,686 | $479,416 | $223,336 | 10.01% |
| 2022 | Private Passenger Auto Medical Payments | 0.31% | $272,434 | $278,133 | $107,408 | $47,066 | 16.92% |
| 2022 | Private Passenger Uninsured Motorists | 0.16% | $402,842 | $411,263 | $0 | $-238,408 | -57.97% |
| 2022 | Private Passenger Underinsured Motorists | 0.73% | $634,687 | $648,018 | $291,743 | $478,450 | 73.83% |
| 2022 | Private Passenger Accidential Death & Disab/Dism | 0.09% | $1,416 | $1,138 | $0 | $1,224 | 107.56% |
| 2022 | Private Passenger Auto Comprehensive | 0.19% | $1,772,461 | $1,815,200 | $1,416,168 | $1,260,387 | 69.44% |
| 2022 | Private Passenger Auto Collision | 0.36% | $4,639,663 | $4,751,552 | $3,157,260 | $3,157,260 | 66.45% |
| 2022 | Total Commercial Automobile | 0.96% | $9,395,477 | $8,715,848 | $4,205,934 | $7,472,383 | 85.73% |
| 2022 | Commercial Auto Liability Bodily Injury | 1.13% | $5,390,291 | $4,985,506 | $1,651,231 | $4,358,457 | 87.42% |
| 2022 | Commercial Auto Medical Payments | 3.34% | $238,770 | $220,809 | $73,143 | $193,047 | 87.43% |
| 2022 | Commercial Auto Uninsured Motorists | 1.94% | $729,146 | $674,284 | $223,363 | $589,512 | 87.43% |
| 2022 | Commercial Auto Comprehensive | 1.21% | $1,495,825 | $1,396,314 | $1,112,139 | $1,148,175 | 82.23% |
| 2022 | Commercial Auto Collision | 0.84% | $1,541,445 | $1,438,935 | $1,146,058 | $1,183,192 | 82.23% |
| 2022 | Fidelity | 0.01% | $2,096 | $1,128 | $0 | $92 | 8.16% |
| 2022 | Burglary & Theft | 0.22% | $16,205 | $11,979 | $0 | $818 | 6.83% |
| 2022 | Boiler & Machinery | 0.28% | $109,244 | $94,099 | $2,893 | $8,373 | 8.9% |
| 2021 | Total Property & Casualty | 0.48% | $64,115,804 | $55,586,335 | $30,546,412 | $39,049,073 | 70.25% |
| 2021 | Total Fire & Allied Lines | 1.05% | $6,916,619 | $5,337,106 | $4,046,584 | $4,250,417 | 79.64% |
| 2021 | Commercial Fire & Allied Lines | 2.07% | $6,916,619 | $5,337,106 | $4,046,584 | $4,250,417 | 79.64% |
| 2021 | Farmowners Multi-Peril | 2.52% | $5,351,399 | $4,911,335 | $1,710,620 | $3,116,061 | 63.45% |
| 2021 | Total Homeowners | 0.9% | $22,248,969 | $19,932,614 | $13,096,749 | $15,302,967 | 76.77% |
| 2021 | Homeowners Multi-Peril | 0.94% | $22,248,969 | $19,932,614 | $13,096,749 | $15,302,967 | 76.77% |
| 2021 | Commercial Multi-Peril | 0.65% | $5,939,841 | $4,730,107 | $1,180,422 | $2,077,998 | 43.93% |
| 2021 | Ocean Marine | 0% | $1,917 | $1,361 | $0 | $4 | 0.29% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.05% | $252,973 | $199,587 | $18,754 | $16,725 | 8.38% |
| 2021 | Earthquake | 0.64% | $836,131 | $730,467 | $0 | $16,902 | 2.31% |
| 2021 | Direct Workers Compensation | 0.03% | $273,344 | $190,957 | $28,144 | $-10,531 | -5.51% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.17% | $1,361,705 | $977,058 | $89,973 | $69,050 | 7.07% |
| 2021 | Products Liability | 0.1% | $39,058 | $38,985 | $0 | $-5,660 | -14.52% |
| 2021 | Total Private Passenger Automobile | 0.3% | $13,129,447 | $12,336,804 | $7,624,638 | $9,492,697 | 76.95% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.59% | $6,884,779 | $6,519,066 | $4,026,028 | $5,732,795 | 87.94% |
| 2021 | Private Passenger Auto Comprehensive | 0.72% | $6,244,668 | $5,817,738 | $3,598,610 | $3,759,902 | 64.63% |
| 2021 | Total Commercial Automobile | 0.85% | $7,684,598 | $6,136,991 | $2,750,528 | $4,723,355 | 76.97% |
| 2021 | Commercial Auto Liability Bodily Injury | 0.96% | $4,387,315 | $3,488,220 | $1,186,243 | $2,799,126 | 80.25% |
| 2021 | Commercial Auto Liability Property Damage | 0% | $564 | $1,885 | $499 | $698 | 37.03% |
| 2021 | Commercial Auto Medical Payments | 2.92% | $194,342 | $154,494 | $52,546 | $123,973 | 80.24% |
| 2021 | Commercial Auto Uninsured Motorists | 2% | $593,473 | $471,778 | $160,463 | $378,578 | 80.24% |
| 2021 | Commercial Auto Comprehensive | 1.21% | $1,235,610 | $995,120 | $665,244 | $699,818 | 70.32% |
| 2021 | Commercial Auto Collision | 0.74% | $1,273,294 | $1,025,494 | $685,533 | $721,162 | 70.32% |
| 2021 | Fidelity | 0% | $241 | $161 | $0 | $-106 | -65.84% |
| 2021 | Surety | 0% | $0 | $0 | $0 | $-296 | 0% |
| 2021 | Burglary & Theft | 0.09% | $6,419 | $2,305 | $0 | $-5 | -0.22% |
| 2021 | Boiler & Machinery | 0.19% | $73,143 | $60,497 | $0 | $-505 | -0.83% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Private Passenger Auto | 0.24% | 4 | 95 |
| 2023 | Homeowners | 0.93% | 16 | 138 |
| 2022 | Private Passenger Auto | 0.29% | 5 | 116 |
| 2022 | Homeowners | 0.93% | 9 | 100 |
| 2021 | Private Passenger Auto | 0.31% | 6 | 128 |
| 2021 | Homeowners | 0.85% | 5 | 66 |
Company Changes
Effective Date:
Effective Date:
Comments:
Effective 07/02/14 Meridian Mutual Insurance Company merged with and into State Automobile Mutual Insurance Company.
Financial Exams
This company does not have any financial exams.
Meridian Mutual Insurance Co. merged with and into State Automobile Mutual Insurance Co.