STATE AUTO PROPERTY & CASUALTY INSURANCE COMPANY

Company Details

License Status:
Active
NAIC Number:
25127
Phone Number:
5152239438
Company Address:

175 Berkeley Street
Boston, MA 02116

Description:
Property and Casualty
License Number:
B418160
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.14% $21,581,862 $21,469,920 $13,977,085 $13,554,452 63.13%
2023 Total Fire & Allied Lines 1.2% $9,293,614 $8,902,201 $7,403,794 $4,763,645 53.51%
2023 Dwelling Fire & Allied Lines 0.05% $106,558 $102,020 $146,428 $139,043 136.29%
2023 Commercial Fire & Allied Lines 2.86% $9,187,056 $8,800,181 $7,257,366 $4,624,602 52.55%
2023 Total Homeowners 0.06% $1,831,233 $1,920,580 $1,144,479 $1,080,149 56.24%
2023 Homeowners Multi-Peril 0.06% $1,831,233 $1,920,580 $1,144,479 $1,080,149 56.24%
2023 Commercial Multi-Peril 0.35% $3,859,692 $3,930,165 $1,918,689 $1,812,640 46.12%
2023 Inland Marine (Incl Auto Cargo) 0.05% $289,563 $322,078 $37,436 $42,530 13.2%
2023 Earthquake 0.47% $670,714 $679,239 $0 $0 0%
2023 Direct Workers Compensation 0.09% $949,206 $708,865 $287,510 $567,410 80.04%
2023 Other Liability - Bodily Injury & Property Damage 0.24% $2,309,952 $2,445,149 $342,851 $3,243,981 132.67%
2023 Products Liability 0.77% $380,570 $419,317 $453,549 $106,213 25.33%
2023 Total Private Passenger Automobile 0.01% $412,784 $423,585 $293,949 $240,437 56.76%
2023 Private Passenger Auto Liability Bodily Injury 0.01% $94,741 $98,265 $187,554 $153,867 156.58%
2023 Private Passenger Auto Liability Property Damage 0.01% $58,295 $60,463 $17,508 $16,636 27.51%
2023 Private Passenger Auto Medical Payments 0.01% $7,266 $7,535 $3,923 $3,301 43.81%
2023 Private Passenger Uninsured Motorists 0% $10,744 $11,142 $0 $0 0%
2023 Private Passenger Underinsured Motorists 0.01% $16,928 $17,557 $10,655 $-6,407 -36.49%
2023 Private Passenger Auto Comprehensive 0.01% $62,143 $63,197 $23,010 $21,741 34.4%
2023 Private Passenger Auto Collision 0.01% $162,667 $165,426 $51,299 $51,299 31.01%
2023 Total Commercial Automobile 0.14% $1,451,383 $1,572,046 $2,056,128 $1,652,805 105.14%
2023 Commercial Auto Liability Bodily Injury 0.17% $889,550 $970,465 $1,313,819 $1,253,962 129.21%
2023 Commercial Auto Medical Payments 0.31% $23,534 $25,671 $21,195 $19,580 76.27%
2023 Commercial Auto Uninsured Motorists 0.2% $84,399 $92,064 $60,653 $-146,199 -158.8%
2023 Commercial Auto Comprehensive 0.16% $193,792 $206,575 $281,681 $281,681 136.36%
2023 Commercial Auto Collision 0.13% $260,108 $277,271 $378,780 $243,781 87.92%
2023 Fidelity 0.1% $26,659 $28,474 $38,700 $39,877 140.05%
2023 Burglary & Theft 0.03% $2,505 $2,925 $0 $118 4.03%
2023 Boiler & Machinery 0.23% $103,987 $115,296 $0 $4,647 4.03%
2022 Total Property & Casualty 0.15% $21,698,173 $22,816,945 $7,387,164 $13,779,550 60.39%
2022 Total Fire & Allied Lines 1.82% $8,735,872 $8,890,329 $3,985,115 $6,150,268 69.18%
2022 Dwelling Fire & Allied Lines 0.06% $100,164 $101,884 $78,815 $84,872 83.3%
2022 Commercial Fire & Allied Lines 2.73% $8,635,708 $8,788,445 $3,906,300 $6,065,396 69.02%
2022 Total Homeowners 0.07% $1,972,724 $2,062,689 $643,401 $716,768 34.75%
2022 Homeowners Multi-Peril 0.08% $1,972,724 $2,062,689 $643,401 $716,768 34.75%
2022 Commercial Multi-Peril 0.39% $3,929,571 $4,231,120 $1,093,456 $1,972,201 46.61%
2022 Inland Marine (Incl Auto Cargo) 0.08% $403,374 $428,820 $179,090 $81,761 19.07%
2022 Earthquake 0.52% $708,554 $739,979 $0 $0 0%
2022 Direct Workers Compensation 0.03% $361,099 $406,855 $130,395 $119,828 29.45%
2022 Other Liability - Bodily Injury & Property Damage 0.31% $2,652,357 $2,816,468 $110,886 $2,168,547 77%
2022 Other Liability - Warranty 0.21% $64,256 $74,490 $0 $25,251 33.9%
2022 Products Liability 1.16% $511,902 $528,817 $84,972 $205,988 38.95%
2022 Total Private Passenger Automobile 0.01% $449,947 $457,583 $474,989 $399,374 87.28%
2022 Private Passenger Auto Liability Bodily Injury 0.01% $106,226 $109,171 $270,529 $195,772 179.33%
2022 Private Passenger Auto Liability Property Damage 0.01% $65,361 $67,174 $25,254 $23,318 34.71%
2022 Private Passenger Auto Medical Payments 0.01% $8,147 $8,372 $5,658 $4,279 51.11%
2022 Private Passenger Uninsured Motorists 0% $12,047 $12,379 $0 $0 0%
2022 Private Passenger Underinsured Motorists 0.02% $18,980 $19,505 $15,368 $-22,495 -115.33%
2022 Private Passenger Auto Comprehensive 0.01% $66,117 $66,613 $48,981 $89,301 134.06%
2022 Private Passenger Auto Collision 0.01% $173,069 $174,369 $109,199 $109,199 62.63%
2022 Total Commercial Automobile 0.18% $1,744,298 $2,002,328 $684,860 $1,931,194 96.45%
2022 Commercial Auto Liability Bodily Injury 0.22% $1,055,252 $1,224,946 $183,599 $451,745 36.88%
2022 Commercial Auto Medical Payments 0.39% $27,918 $32,403 $2,962 $10,200 31.48%
2022 Commercial Auto Uninsured Motorists 0.27% $100,121 $116,205 $8,476 $935,134 804.73%
2022 Commercial Auto Comprehensive 0.19% $239,521 $268,451 $208,905 $208,905 77.82%
2022 Commercial Auto Collision 0.18% $321,486 $360,323 $280,918 $325,210 90.26%
2022 Fidelity 0.12% $32,719 $36,039 $0 $1,729 4.8%
2022 Burglary & Theft 0.06% $4,036 $4,352 $0 $195 4.48%
2022 Boiler & Machinery 0.33% $127,464 $137,076 $0 $6,446 4.7%
2021 Total Property & Casualty 0.18% $23,821,960 $25,217,860 $14,208,187 $12,498,375 49.56%
2021 Total Fire & Allied Lines 1.37% $9,031,303 $9,493,619 $4,199,726 $3,929,127 41.39%
2021 Dwelling Fire & Allied Lines 0.07% $103,551 $108,798 $83,060 $82,303 75.65%
2021 Commercial Fire & Allied Lines 2.67% $8,927,752 $9,384,821 $4,116,666 $3,846,824 40.99%
2021 Total Homeowners 0.09% $2,218,827 $2,404,173 $673,430 $755,902 31.44%
2021 Homeowners Multi-Peril 0.09% $2,218,827 $2,404,173 $673,430 $755,902 31.44%
2021 Commercial Multi-Peril 0.49% $4,504,127 $4,778,614 $2,999,475 $3,094,578 64.76%
2021 Inland Marine (Incl Auto Cargo) 0.09% $442,112 $460,528 $124,892 $100,374 21.8%
2021 Earthquake 0.58% $762,174 $861,849 $0 $34,104 3.96%
2021 Direct Workers Compensation 0.04% $358,430 $319,563 $98,094 $-128,621 -40.25%
2021 Other Liability - Bodily Injury & Property Damage 0.37% $2,975,777 $3,164,137 $2,318,636 $1,908,394 60.31%
2021 Products Liability 1.06% $431,532 $461,966 $52,159 $197,766 42.81%
2021 Total Private Passenger Automobile 0.01% $488,895 $508,658 $460,982 $516,434 101.53%
2021 Private Passenger Auto Liability Bodily Injury 0.01% $118,955 $123,979 $262,650 $274,345 221.28%
2021 Private Passenger Auto Liability Property Damage 0.01% $73,194 $76,285 $24,519 $24,822 32.54%
2021 Private Passenger Auto Medical Payments 0.01% $9,123 $9,507 $5,493 $5,709 60.05%
2021 Private Passenger Uninsured Motorists 0.01% $13,490 $14,058 $0 $0 0%
2021 Private Passenger Underinsured Motorists 0.03% $21,254 $22,151 $14,921 $20,844 94.1%
2021 Private Passenger Auto Comprehensive 0.01% $69,902 $72,610 $47,500 $84,815 116.81%
2021 Private Passenger Auto Collision 0.02% $182,977 $190,068 $105,899 $105,899 55.72%
2021 Total Commercial Automobile 0.27% $2,412,836 $2,558,501 $3,267,478 $2,083,690 81.44%
2021 Commercial Auto Liability Bodily Injury 0.33% $1,515,281 $1,593,662 $2,766,512 $2,507,068 157.31%
2021 Commercial Auto Medical Payments 0.6% $40,089 $42,156 $44,631 $37,628 89.26%
2021 Commercial Auto Uninsured Motorists 0.49% $143,767 $151,183 $127,717 $-768,870 -508.57%
2021 Commercial Auto Comprehensive 0.3% $304,713 $329,388 $140,153 $140,153 42.55%
2021 Commercial Auto Collision 0.24% $408,986 $442,112 $188,465 $167,711 37.93%
2021 Fidelity 0.15% $37,862 $40,988 $0 $-6,017 -14.68%
2021 Burglary & Theft 0.07% $4,789 $4,632 $0 $1,210 26.12%
2021 Boiler & Machinery 0.41% $153,296 $160,632 $13,315 $11,434 7.12%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0% 0 0
2025 Homeowners 0.03% 2 302
2024 Homeowners 0.05% 2 302
2024 Private Passenger Auto 0.01% 0 0
2023 Private Passenger Auto 0.01% 0 0
2023 Homeowners 0.07% 2 240
2022 Private Passenger Auto 0.01% 0 0
2022 Homeowners 0.08% 1 126
2021 Private Passenger Auto 0.01% 0 0
2021 Homeowners 0.1% 1 109

Company Changes

This company does not have any company changes.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.