STATE AUTO PROPERTY & CASUALTY INSURANCE COMPANY

Company Details

License Status:
Active
NAIC Number:
25127
Phone Number:
5152239438
Company Address:

175 Berkeley Street
Boston, MA 02116

Description:
Property and Casualty
License Number:
B418160
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.14% $21,581,862 $21,469,920 $13,977,085 $13,554,452 63.13%
2023 Total Fire & Allied Lines 1.2% $9,293,614 $8,902,201 $7,403,794 $4,763,645 53.51%
2023 Dwelling Fire & Allied Lines 0.05% $106,558 $102,020 $146,428 $139,043 136.29%
2023 Commercial Fire & Allied Lines 2.86% $9,187,056 $8,800,181 $7,257,366 $4,624,602 52.55%
2023 Total Homeowners 0.06% $1,831,233 $1,920,580 $1,144,479 $1,080,149 56.24%
2023 Homeowners Multi-Peril 0.06% $1,831,233 $1,920,580 $1,144,479 $1,080,149 56.24%
2023 Commercial Multi-Peril 0.35% $3,859,692 $3,930,165 $1,918,689 $1,812,640 46.12%
2023 Inland Marine (Incl Auto Cargo) 0.05% $289,563 $322,078 $37,436 $42,530 13.2%
2023 Earthquake 0.47% $670,714 $679,239 $0 $0 0%
2023 Direct Workers Compensation 0.09% $949,206 $708,865 $287,510 $567,410 80.04%
2023 Other Liability - Bodily Injury & Property Damage 0.24% $2,309,952 $2,445,149 $342,851 $3,243,981 132.67%
2023 Products Liability 0.77% $380,570 $419,317 $453,549 $106,213 25.33%
2023 Total Private Passenger Automobile 0.01% $412,784 $423,585 $293,949 $240,437 56.76%
2023 Private Passenger Auto Liability Bodily Injury 0.01% $94,741 $98,265 $187,554 $153,867 156.58%
2023 Private Passenger Auto Liability Property Damage 0.01% $58,295 $60,463 $17,508 $16,636 27.51%
2023 Private Passenger Auto Medical Payments 0.01% $7,266 $7,535 $3,923 $3,301 43.81%
2023 Private Passenger Uninsured Motorists 0% $10,744 $11,142 $0 $0 0%
2023 Private Passenger Underinsured Motorists 0.01% $16,928 $17,557 $10,655 $-6,407 -36.49%
2023 Private Passenger Auto Comprehensive 0.01% $62,143 $63,197 $23,010 $21,741 34.4%
2023 Private Passenger Auto Collision 0.01% $162,667 $165,426 $51,299 $51,299 31.01%
2023 Total Commercial Automobile 0.14% $1,451,383 $1,572,046 $2,056,128 $1,652,805 105.14%
2023 Commercial Auto Liability Bodily Injury 0.17% $889,550 $970,465 $1,313,819 $1,253,962 129.21%
2023 Commercial Auto Medical Payments 0.31% $23,534 $25,671 $21,195 $19,580 76.27%
2023 Commercial Auto Uninsured Motorists 0.2% $84,399 $92,064 $60,653 $-146,199 -158.8%
2023 Commercial Auto Comprehensive 0.16% $193,792 $206,575 $281,681 $281,681 136.36%
2023 Commercial Auto Collision 0.13% $260,108 $277,271 $378,780 $243,781 87.92%
2023 Fidelity 0.1% $26,659 $28,474 $38,700 $39,877 140.05%
2023 Burglary & Theft 0.03% $2,505 $2,925 $0 $118 4.03%
2023 Boiler & Machinery 0.23% $103,987 $115,296 $0 $4,647 4.03%
2022 Total Property & Casualty 0.15% $21,698,173 $22,816,945 $7,387,164 $13,779,550 60.39%
2022 Total Fire & Allied Lines 1.82% $8,735,872 $8,890,329 $3,985,115 $6,150,268 69.18%
2022 Dwelling Fire & Allied Lines 0.06% $100,164 $101,884 $78,815 $84,872 83.3%
2022 Commercial Fire & Allied Lines 2.73% $8,635,708 $8,788,445 $3,906,300 $6,065,396 69.02%
2022 Total Homeowners 0.07% $1,972,724 $2,062,689 $643,401 $716,768 34.75%
2022 Homeowners Multi-Peril 0.08% $1,972,724 $2,062,689 $643,401 $716,768 34.75%
2022 Commercial Multi-Peril 0.39% $3,929,571 $4,231,120 $1,093,456 $1,972,201 46.61%
2022 Inland Marine (Incl Auto Cargo) 0.08% $403,374 $428,820 $179,090 $81,761 19.07%
2022 Earthquake 0.52% $708,554 $739,979 $0 $0 0%
2022 Direct Workers Compensation 0.03% $361,099 $406,855 $130,395 $119,828 29.45%
2022 Other Liability - Bodily Injury & Property Damage 0.31% $2,652,357 $2,816,468 $110,886 $2,168,547 77%
2022 Other Liability - Warranty 0.21% $64,256 $74,490 $0 $25,251 33.9%
2022 Products Liability 1.16% $511,902 $528,817 $84,972 $205,988 38.95%
2022 Total Private Passenger Automobile 0.01% $449,947 $457,583 $474,989 $399,374 87.28%
2022 Private Passenger Auto Liability Bodily Injury 0.01% $106,226 $109,171 $270,529 $195,772 179.33%
2022 Private Passenger Auto Liability Property Damage 0.01% $65,361 $67,174 $25,254 $23,318 34.71%
2022 Private Passenger Auto Medical Payments 0.01% $8,147 $8,372 $5,658 $4,279 51.11%
2022 Private Passenger Uninsured Motorists 0% $12,047 $12,379 $0 $0 0%
2022 Private Passenger Underinsured Motorists 0.02% $18,980 $19,505 $15,368 $-22,495 -115.33%
2022 Private Passenger Auto Comprehensive 0.01% $66,117 $66,613 $48,981 $89,301 134.06%
2022 Private Passenger Auto Collision 0.01% $173,069 $174,369 $109,199 $109,199 62.63%
2022 Total Commercial Automobile 0.18% $1,744,298 $2,002,328 $684,860 $1,931,194 96.45%
2022 Commercial Auto Liability Bodily Injury 0.22% $1,055,252 $1,224,946 $183,599 $451,745 36.88%
2022 Commercial Auto Medical Payments 0.39% $27,918 $32,403 $2,962 $10,200 31.48%
2022 Commercial Auto Uninsured Motorists 0.27% $100,121 $116,205 $8,476 $935,134 804.73%
2022 Commercial Auto Comprehensive 0.19% $239,521 $268,451 $208,905 $208,905 77.82%
2022 Commercial Auto Collision 0.18% $321,486 $360,323 $280,918 $325,210 90.26%
2022 Fidelity 0.12% $32,719 $36,039 $0 $1,729 4.8%
2022 Burglary & Theft 0.06% $4,036 $4,352 $0 $195 4.48%
2022 Boiler & Machinery 0.33% $127,464 $137,076 $0 $6,446 4.7%
2021 Total Property & Casualty 0.18% $23,821,960 $25,217,860 $14,208,187 $12,498,375 49.56%
2021 Total Fire & Allied Lines 1.37% $9,031,303 $9,493,619 $4,199,726 $3,929,127 41.39%
2021 Dwelling Fire & Allied Lines 0.07% $103,551 $108,798 $83,060 $82,303 75.65%
2021 Commercial Fire & Allied Lines 2.67% $8,927,752 $9,384,821 $4,116,666 $3,846,824 40.99%
2021 Total Homeowners 0.09% $2,218,827 $2,404,173 $673,430 $755,902 31.44%
2021 Homeowners Multi-Peril 0.09% $2,218,827 $2,404,173 $673,430 $755,902 31.44%
2021 Commercial Multi-Peril 0.49% $4,504,127 $4,778,614 $2,999,475 $3,094,578 64.76%
2021 Inland Marine (Incl Auto Cargo) 0.09% $442,112 $460,528 $124,892 $100,374 21.8%
2021 Earthquake 0.58% $762,174 $861,849 $0 $34,104 3.96%
2021 Direct Workers Compensation 0.04% $358,430 $319,563 $98,094 $-128,621 -40.25%
2021 Other Liability - Bodily Injury & Property Damage 0.37% $2,975,777 $3,164,137 $2,318,636 $1,908,394 60.31%
2021 Products Liability 1.06% $431,532 $461,966 $52,159 $197,766 42.81%
2021 Total Private Passenger Automobile 0.01% $488,895 $508,658 $460,982 $516,434 101.53%
2021 Private Passenger Auto Liability Bodily Injury 0.01% $118,955 $123,979 $262,650 $274,345 221.28%
2021 Private Passenger Auto Liability Property Damage 0.01% $73,194 $76,285 $24,519 $24,822 32.54%
2021 Private Passenger Auto Medical Payments 0.01% $9,123 $9,507 $5,493 $5,709 60.05%
2021 Private Passenger Uninsured Motorists 0.01% $13,490 $14,058 $0 $0 0%
2021 Private Passenger Underinsured Motorists 0.03% $21,254 $22,151 $14,921 $20,844 94.1%
2021 Private Passenger Auto Comprehensive 0.01% $69,902 $72,610 $47,500 $84,815 116.81%
2021 Private Passenger Auto Collision 0.02% $182,977 $190,068 $105,899 $105,899 55.72%
2021 Total Commercial Automobile 0.27% $2,412,836 $2,558,501 $3,267,478 $2,083,690 81.44%
2021 Commercial Auto Liability Bodily Injury 0.33% $1,515,281 $1,593,662 $2,766,512 $2,507,068 157.31%
2021 Commercial Auto Medical Payments 0.6% $40,089 $42,156 $44,631 $37,628 89.26%
2021 Commercial Auto Uninsured Motorists 0.49% $143,767 $151,183 $127,717 $-768,870 -508.57%
2021 Commercial Auto Comprehensive 0.3% $304,713 $329,388 $140,153 $140,153 42.55%
2021 Commercial Auto Collision 0.24% $408,986 $442,112 $188,465 $167,711 37.93%
2021 Fidelity 0.15% $37,862 $40,988 $0 $-6,017 -14.68%
2021 Burglary & Theft 0.07% $4,789 $4,632 $0 $1,210 26.12%
2021 Boiler & Machinery 0.41% $153,296 $160,632 $13,315 $11,434 7.12%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2023 Private Passenger Auto 0.01% 0 0
2023 Homeowners 0.07% 2 240
2022 Private Passenger Auto 0.01% 0 0
2022 Homeowners 0.08% 1 126
2021 Private Passenger Auto 0.01% 0 0
2021 Homeowners 0.1% 1 109

Company Changes

This company does not have any company changes.

Market Regulation Actions

Date:
Date:
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Financial Exams

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