STANDARD FIRE INSURANCE COMPANY

Company Details

License Status:
Active
NAIC Number:
19070
Phone Number:
8339032382
Company Address:

ONE TOWER SQUARE
HARTFORD, CT 06183

Description:
Property and Casualty
License Number:
B418161
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 1.04% $164,317,120 $154,299,609 $109,638,509 $123,474,137 80.02%
2023 Total Fire & Allied Lines 0.12% $968,891 $979,924 $756,735 $857,089 87.46%
2023 Dwelling Fire & Allied Lines 0.41% $946,438 $964,289 $756,735 $857,021 88.88%
2023 Commercial Fire & Allied Lines 0.01% $22,453 $15,635 $0 $68 0.43%
2023 Total Homeowners 0.15% $4,548,445 $4,585,711 $2,593,945 $2,373,166 51.75%
2023 Homeowners Multi-Peril 0.16% $4,548,445 $4,585,711 $2,593,945 $2,373,166 51.75%
2023 Commercial Multi-Peril 0.23% $2,563,108 $1,968,056 $1,641,524 $2,789,179 141.72%
2023 Ocean Marine 0.82% $432,361 $423,907 $462,681 $477,027 112.53%
2023 Inland Marine (Incl Auto Cargo) 0.01% $51,753 $54,197 $6,990 $15,816 29.18%
2023 Earthquake 0.4% $565,179 $566,473 $0 $83 0.01%
2023 Direct Workers Compensation 0.83% $8,882,636 $8,683,411 $4,988,984 $6,456,779 74.36%
2023 Other Liability - Bodily Injury & Property Damage 0.01% $63,930 $63,648 $0 $3,319 5.21%
2023 Products Liability 0% $1,092 $998 $0 $-1,212 -121.44%
2023 Total Private Passenger Automobile 2.67% $146,239,639 $136,973,205 $99,187,650 $110,502,885 80.67%
2023 Private Passenger Auto Liability Bodily Injury 3.27% $44,148,385 $41,616,332 $21,126,250 $30,910,547 74.28%
2023 Private Passenger Auto Liability Property Damage 2.13% $21,429,011 $20,348,429 $16,378,168 $17,030,307 83.69%
2023 Private Passenger Auto Medical Payments 2.2% $1,949,325 $1,956,479 $1,173,168 $1,149,935 58.78%
2023 Private Passenger Uninsured Motorists 4.54% $12,959,880 $11,297,151 $7,836,714 $8,375,288 74.14%
2023 Private Passenger Underinsured Motorists 2.49% $2,861,911 $2,471,548 $4,026,127 $4,104,775 166.08%
2023 Private Passenger Auto Comprehensive 2.25% $25,472,495 $23,767,178 $21,565,074 $21,676,498 91.2%
2023 Private Passenger Auto Collision 2.49% $37,418,632 $35,516,088 $27,082,149 $27,255,535 76.74%
2023 Fidelity 0% $72 $67 $0 $5 7.46%
2023 Burglary & Theft 0% $14 $12 $0 $1 8.33%
2022 Total Property & Casualty 0.99% $142,926,289 $133,389,746 $89,530,104 $103,511,147 77.6%
2022 Total Fire & Allied Lines 0.2% $969,625 $1,066,770 $523,653 $529,423 49.63%
2022 Dwelling Fire & Allied Lines 0.63% $967,972 $1,065,660 $523,653 $529,339 49.67%
2022 Commercial Fire & Allied Lines 0% $1,653 $1,110 $0 $84 7.57%
2022 Total Homeowners 0.17% $4,654,853 $4,721,438 $2,132,170 $2,592,098 54.9%
2022 Homeowners Multi-Peril 0.18% $4,654,853 $4,721,438 $2,132,170 $2,592,098 54.9%
2022 Commercial Multi-Peril 0.13% $1,329,714 $811,905 $463,193 $654,327 80.59%
2022 Ocean Marine 0.85% $418,320 $411,900 $443,509 $440,444 106.93%
2022 Inland Marine (Incl Auto Cargo) 0.01% $67,230 $71,444 $9,000 $16,484 23.07%
2022 Earthquake 0.41% $568,526 $577,419 $0 $93 0.02%
2022 Direct Workers Compensation 0.79% $8,216,084 $8,162,110 $7,742,289 $8,261,645 101.22%
2022 Other Liability - Bodily Injury & Property Damage 0.01% $75,435 $80,594 $0 $-4,804 -5.96%
2022 Products Liability 0% $1,476 $1,028 $0 $-361 -35.12%
2022 Total Private Passenger Automobile 2.67% $126,624,977 $117,485,105 $78,216,290 $91,021,794 77.48%
2022 Private Passenger Auto Liability Bodily Injury 3.14% $38,440,510 $34,691,724 $16,705,427 $24,504,925 70.64%
2022 Private Passenger Auto Liability Property Damage 2.25% $19,271,322 $18,158,998 $13,358,864 $15,773,943 86.87%
2022 Private Passenger Auto Medical Payments 2.22% $1,973,049 $1,937,852 $1,031,880 $1,088,792 56.19%
2022 Private Passenger Uninsured Motorists 3.73% $9,442,381 $8,794,422 $4,846,021 $5,794,045 65.88%
2022 Private Passenger Underinsured Motorists 2.35% $2,052,921 $1,901,452 $2,528,725 $3,794,962 199.58%
2022 Private Passenger Auto Comprehensive 2.39% $22,193,257 $20,826,303 $16,522,488 $17,229,660 82.73%
2022 Private Passenger Auto Collision 2.56% $33,251,537 $31,174,354 $23,222,885 $22,835,467 73.25%
2022 Fidelity 0% $45 $30 $0 $4 13.33%
2022 Burglary & Theft 0% $4 $3 $0 $0 0%
2021 Total Property & Casualty 0.9% $119,343,790 $111,977,706 $61,676,414 $75,592,517 67.51%
2021 Total Fire & Allied Lines 0.17% $1,151,473 $1,301,228 $302,561 $245,314 18.85%
2021 Dwelling Fire & Allied Lines 0.79% $1,151,473 $1,301,228 $302,561 $245,314 18.85%
2021 Total Homeowners 0.19% $4,708,791 $4,885,309 $2,170,864 $1,885,781 38.6%
2021 Homeowners Multi-Peril 0.2% $4,708,791 $4,885,309 $2,170,864 $1,885,781 38.6%
2021 Commercial Multi-Peril 0.03% $289,137 $147,087 $0 $27,621 18.78%
2021 Ocean Marine 0.92% $399,349 $404,657 $100,143 $124,690 30.81%
2021 Inland Marine (Incl Auto Cargo) 0.01% $66,603 $66,934 $402 $-18,409 -27.5%
2021 Earthquake 0.45% $582,361 $620,127 $0 $-464 -0.07%
2021 Direct Workers Compensation 0.89% $8,653,584 $8,479,988 $4,430,401 $9,550,231 112.62%
2021 Other Liability - Bodily Injury & Property Damage 0.01% $74,243 $76,686 $0 $-93,470 -121.89%
2021 Products Liability 0% $708 $111 $0 $528 475.68%
2021 Total Private Passenger Automobile 2.33% $103,417,541 $95,995,158 $54,672,043 $63,870,692 66.54%
2021 Private Passenger Auto Liability Bodily Injury 2.44% $28,676,633 $26,675,912 $12,993,742 $18,292,256 68.57%
2021 Private Passenger Auto Liability Property Damage 2.07% $16,670,062 $15,781,553 $9,459,405 $11,006,694 69.74%
2021 Private Passenger Auto Medical Payments 2.01% $1,825,298 $1,699,764 $835,337 $819,308 48.2%
2021 Private Passenger Uninsured Motorists 3.31% $7,612,428 $7,071,556 $3,791,379 $4,735,951 66.97%
2021 Private Passenger Underinsured Motorists 2.12% $1,636,861 $1,516,448 $1,923,500 $2,006,099 132.29%
2021 Private Passenger Auto Comprehensive 2.18% $18,804,842 $17,267,665 $9,042,147 $9,720,745 56.29%
2021 Private Passenger Auto Collision 2.36% $28,191,417 $25,982,260 $16,626,533 $17,289,639 66.54%
2021 Surety 0% $0 $360 $0 $0 0%
2021 Burglary & Theft 0% $0 $61 $0 $0 0%
2021 Professional Liability (Excl Medical Malpractice) 0% $0 $0 $0 $3 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 2.49% 29 52
2025 Homeowners 0.12% 3 103
2024 Homeowners 0.14% 2 110
2024 Private Passenger Auto 2.64% 26 56
2023 Private Passenger Auto 2.57% 26 58
2023 Homeowners 0.18% 2 89
2022 Private Passenger Auto 2.37% 25 70
2022 Homeowners 0.21% 1 50
2021 Private Passenger Auto 2.14% 21 65
2021 Homeowners 0.25% 2 91

Company Changes

This company does not have any company changes.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.