Company Details
License Status:
Active
NAIC Number:
23388
Phone Number:
5734458441
Company Address:
1817 WEST BROADWAY
COLUMBIA, MO 65218-0001
Description:
Property and Casualty
License Number:
B419067
Date Admitted:
Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Property & Casualty | 3.7% | $587,406,889 | $561,188,107 | $485,481,403 | $513,055,965 | 91.42% |
| 2023 | Total Fire & Allied Lines | 7.53% | $58,501,869 | $57,377,490 | $53,054,757 | $53,732,455 | 93.65% |
| 2023 | Dwelling Fire & Allied Lines | 20.97% | $48,699,703 | $48,286,912 | $40,362,692 | $40,878,267 | 84.66% |
| 2023 | Commercial Fire & Allied Lines | 1.36% | $4,381,012 | $3,946,501 | $4,905,584 | $4,968,246 | 125.89% |
| 2023 | Farm Fire & Allied Lines | 2.43% | $5,421,154 | $5,144,077 | $7,786,481 | $7,885,942 | 153.3% |
| 2023 | Farmowners Multi-Peril | 10.26% | $24,725,607 | $23,633,233 | $31,572,304 | $33,266,498 | 140.76% |
| 2023 | Total Homeowners | 4.84% | $144,295,262 | $136,226,379 | $145,961,893 | $159,898,082 | 117.38% |
| 2023 | Homeowners Multi-Peril | 5% | $144,295,262 | $136,226,379 | $145,961,893 | $159,898,082 | 117.38% |
| 2023 | Commercial Multi-Peril | 1.39% | $15,468,693 | $14,659,149 | $17,653,355 | $17,066,605 | 116.42% |
| 2023 | Mobile Homes | 10.04% | $3,122,912 | $3,093,848 | $3,862,996 | $4,231,828 | 136.78% |
| 2023 | Inland Marine (Incl Auto Cargo) | 1.19% | $6,629,095 | $6,347,472 | $3,962,001 | $4,201,224 | 66.19% |
| 2023 | Earthquake | 3.06% | $4,351,132 | $4,213,151 | $0 | $287 | 0.01% |
| 2023 | Direct Workers Compensation | 0% | $0 | $0 | $923,185 | $140,798 | 0% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 1.36% | $12,950,476 | $12,548,014 | $13,019,387 | $15,629,648 | 124.56% |
| 2023 | Products Liability | 0.14% | $66,902 | $66,286 | $219,240 | $195,861 | 295.48% |
| 2023 | Total Private Passenger Automobile | 5.77% | $316,317,845 | $302,074,495 | $214,772,616 | $224,076,403 | 74.18% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 3.63% | $49,079,636 | $49,009,163 | $41,360,006 | $45,498,763 | 92.84% |
| 2023 | Private Passenger Auto Liability Property Damage | 7.82% | $78,542,118 | $73,411,152 | $40,893,442 | $44,985,511 | 61.28% |
| 2023 | Private Passenger Auto Medical Payments | 6.76% | $5,985,174 | $6,048,038 | $3,305,751 | $3,636,546 | 60.13% |
| 2023 | Private Passenger Uninsured Motorists | 3.39% | $9,684,215 | $9,261,635 | $6,225,035 | $6,847,953 | 73.94% |
| 2023 | Private Passenger Underinsured Motorists | 4.47% | $5,140,528 | $4,826,400 | $2,630,825 | $2,894,083 | 59.96% |
| 2023 | Private Passenger Accidential Death & Disab/Dism | 30.86% | $501,435 | $508,899 | $150,133 | $165,156 | 32.45% |
| 2023 | Private Passenger Auto Comprehensive | 7.72% | $87,524,939 | $82,970,361 | $69,057,122 | $68,965,760 | 83.12% |
| 2023 | Private Passenger Auto Collision | 5.31% | $79,859,800 | $76,038,847 | $51,150,302 | $51,082,631 | 67.18% |
| 2023 | Total Commercial Automobile | 0.05% | $543,205 | $549,958 | $458,363 | $581,973 | 105.82% |
| 2023 | Commercial Auto Liability Bodily Injury | 0.03% | $170,014 | $172,653 | $300,000 | $420,315 | 243.44% |
| 2023 | Commercial Auto Liability Property Damage | 0.06% | $91,546 | $92,967 | $16,540 | $23,174 | 24.93% |
| 2023 | Commercial Auto Medical Payments | 0.44% | $32,822 | $33,196 | $4,262 | $5,971 | 17.99% |
| 2023 | Commercial Auto Uninsured Motorists | 0.26% | $109,839 | $110,760 | $-137 | $-192 | -0.17% |
| 2023 | Commercial Auto Comprehensive | 0.05% | $64,945 | $65,541 | $73,621 | $70,951 | 108.25% |
| 2023 | Commercial Auto Collision | 0.04% | $74,039 | $74,841 | $64,077 | $61,754 | 82.51% |
| 2023 | Burglary & Theft | 5.57% | $433,891 | $398,632 | $21,306 | $34,303 | 8.61% |
| 2022 | Total Property & Casualty | 3.56% | $514,066,894 | $487,753,241 | $310,091,280 | $325,230,300 | 66.68% |
| 2022 | Total Fire & Allied Lines | 11.18% | $53,776,799 | $46,909,595 | $24,279,155 | $25,265,364 | 53.86% |
| 2022 | Dwelling Fire & Allied Lines | 29.49% | $45,649,158 | $39,378,886 | $18,538,903 | $19,291,945 | 48.99% |
| 2022 | Commercial Fire & Allied Lines | 1.18% | $3,718,917 | $3,267,664 | $3,363,102 | $3,499,710 | 107.1% |
| 2022 | Farm Fire & Allied Lines | 44.18% | $4,408,724 | $4,263,045 | $2,377,150 | $2,473,709 | 58.03% |
| 2022 | Farmowners Multi-Peril | 9.91% | $22,572,380 | $21,767,042 | $14,183,359 | $17,389,216 | 79.89% |
| 2022 | Total Homeowners | 4.77% | $128,959,600 | $122,670,741 | $65,514,713 | $64,454,029 | 52.54% |
| 2022 | Homeowners Multi-Peril | 4.94% | $128,959,600 | $122,670,741 | $65,514,713 | $64,454,029 | 52.54% |
| 2022 | Commercial Multi-Peril | 1.39% | $13,899,322 | $13,294,936 | $10,272,629 | $11,653,674 | 87.65% |
| 2022 | Mobile Homes | 10.51% | $3,088,076 | $3,055,314 | $1,749,703 | $1,721,375 | 56.34% |
| 2022 | Inland Marine (Incl Auto Cargo) | 1.14% | $6,038,099 | $5,772,855 | $3,380,417 | $2,996,685 | 51.91% |
| 2022 | Earthquake | 2.99% | $4,103,230 | $3,969,986 | $0 | $-6,000 | -0.15% |
| 2022 | Direct Workers Compensation | 0% | $0 | $0 | $110,577 | $500,000 | 0% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 1.43% | $12,204,133 | $11,975,086 | $8,378,627 | $11,435,959 | 95.5% |
| 2022 | Products Liability | 0.15% | $66,121 | $65,361 | $58,390 | $448,927 | 686.84% |
| 2022 | Total Private Passenger Automobile | 5.67% | $268,401,919 | $257,358,499 | $181,961,791 | $188,822,550 | 73.37% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 3.82% | $46,734,273 | $45,038,023 | $39,086,191 | $42,083,338 | 93.44% |
| 2022 | Private Passenger Auto Liability Property Damage | 7.46% | $63,829,855 | $61,513,693 | $35,772,383 | $38,515,426 | 62.61% |
| 2022 | Private Passenger Auto Medical Payments | 6.96% | $6,176,546 | $6,171,391 | $3,536,918 | $3,808,131 | 61.71% |
| 2022 | Private Passenger Uninsured Motorists | 3.35% | $8,481,885 | $8,135,804 | $7,110,631 | $7,655,877 | 94.1% |
| 2022 | Private Passenger Underinsured Motorists | 4.94% | $4,309,067 | $4,099,247 | $1,745,500 | $1,879,346 | 45.85% |
| 2022 | Private Passenger Accidential Death & Disab/Dism | 31.93% | $529,637 | $538,596 | $171,666 | $184,829 | 34.32% |
| 2022 | Private Passenger Auto Comprehensive | 7.59% | $70,603,243 | $66,699,053 | $44,452,705 | $44,526,575 | 66.76% |
| 2022 | Private Passenger Auto Collision | 5.22% | $67,737,413 | $65,162,692 | $50,085,797 | $50,169,028 | 76.99% |
| 2022 | Total Commercial Automobile | 0.06% | $565,993 | $576,605 | $188,243 | $495,883 | 86% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.04% | $177,619 | $181,773 | $0 | $0 | 0% |
| 2022 | Commercial Auto Liability Property Damage | 0.06% | $95,641 | $97,878 | $17,955 | $326,575 | 333.66% |
| 2022 | Commercial Auto Medical Payments | 0.48% | $34,175 | $34,747 | $0 | $0 | 0% |
| 2022 | Commercial Auto Uninsured Motorists | 0.3% | $113,157 | $115,351 | $-167 | $-3,041 | -2.64% |
| 2022 | Commercial Auto Comprehensive | 0.05% | $67,663 | $68,514 | $91,684 | $92,703 | 135.31% |
| 2022 | Commercial Auto Collision | 0.04% | $77,738 | $78,342 | $78,771 | $79,646 | 101.66% |
| 2022 | Burglary & Theft | 5.39% | $391,222 | $337,221 | $13,676 | $52,638 | 15.61% |
| 2021 | Total Property & Casualty | 3.46% | $459,705,338 | $450,022,816 | $264,867,037 | $287,396,459 | 63.86% |
| 2021 | Total Fire & Allied Lines | 7.08% | $46,743,576 | $45,370,941 | $21,227,914 | $22,394,919 | 49.36% |
| 2021 | Dwelling Fire & Allied Lines | 27.26% | $39,529,158 | $38,515,389 | $17,331,998 | $18,284,825 | 47.47% |
| 2021 | Commercial Fire & Allied Lines | 0.85% | $2,836,684 | $2,630,656 | $1,677,853 | $1,770,093 | 67.29% |
| 2021 | Farm Fire & Allied Lines | 2.42% | $4,377,734 | $4,224,896 | $2,218,063 | $2,340,001 | 55.39% |
| 2021 | Farmowners Multi-Peril | 9.91% | $21,030,354 | $20,834,829 | $10,141,469 | $10,614,373 | 50.95% |
| 2021 | Total Homeowners | 4.77% | $117,237,921 | $114,063,865 | $59,560,063 | $65,391,495 | 57.33% |
| 2021 | Homeowners Multi-Peril | 4.96% | $117,237,921 | $114,063,865 | $59,560,063 | $65,391,495 | 57.33% |
| 2021 | Commercial Multi-Peril | 1.37% | $12,619,448 | $12,292,765 | $6,625,349 | $6,966,377 | 56.67% |
| 2021 | Mobile Homes | 10.36% | $3,029,297 | $2,981,655 | $1,986,583 | $2,181,086 | 73.15% |
| 2021 | Inland Marine (Incl Auto Cargo) | 1.15% | $5,403,429 | $5,111,127 | $2,417,406 | $2,512,104 | 49.15% |
| 2021 | Earthquake | 2.99% | $3,897,324 | $3,885,393 | $0 | $6,000 | 0.15% |
| 2021 | Direct Workers Compensation | 0% | $0 | $0 | $113,203 | $0 | 0% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 1.42% | $11,528,191 | $11,086,190 | $5,401,291 | $5,743,355 | 51.81% |
| 2021 | Products Liability | 0.16% | $66,755 | $66,465 | $0 | $0 | 0% |
| 2021 | Total Private Passenger Automobile | 5.35% | $237,217,957 | $233,389,664 | $156,726,285 | $171,500,370 | 73.48% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 3.54% | $41,622,294 | $41,219,328 | $34,861,064 | $40,613,245 | 98.53% |
| 2021 | Private Passenger Auto Liability Property Damage | 7.06% | $56,820,484 | $56,214,320 | $32,634,280 | $38,019,034 | 67.63% |
| 2021 | Private Passenger Auto Medical Payments | 6.85% | $6,217,419 | $6,249,752 | $3,428,304 | $3,993,985 | 63.91% |
| 2021 | Private Passenger Uninsured Motorists | 3.18% | $7,302,330 | $7,177,227 | $5,107,260 | $5,949,973 | 82.9% |
| 2021 | Private Passenger Underinsured Motorists | 4.57% | $3,534,905 | $3,422,200 | $2,288,539 | $2,666,155 | 77.91% |
| 2021 | Private Passenger Accidential Death & Disab/Dism | 32.99% | $556,621 | $563,192 | $120,000 | $139,800 | 24.82% |
| 2021 | Private Passenger Auto Comprehensive | 7.02% | $60,500,557 | $58,975,910 | $34,700,303 | $35,512,036 | 60.21% |
| 2021 | Private Passenger Auto Collision | 5.08% | $60,663,347 | $59,567,735 | $43,586,535 | $44,606,142 | 74.88% |
| 2021 | Total Commercial Automobile | 0.07% | $591,406 | $601,413 | $645,777 | $75,023 | 12.47% |
| 2021 | Commercial Auto Liability Bodily Injury | 0.04% | $186,599 | $190,459 | $509,787 | $-38,470 | -20.2% |
| 2021 | Commercial Auto Liability Property Damage | 0.08% | $100,477 | $102,555 | $16,757 | $-1,265 | -1.23% |
| 2021 | Commercial Auto Medical Payments | 0.54% | $35,742 | $36,328 | $8,001 | $-604 | -1.66% |
| 2021 | Commercial Auto Uninsured Motorists | 0.4% | $117,031 | $119,018 | $-157 | $12 | 0.01% |
| 2021 | Commercial Auto Comprehensive | 0.07% | $70,641 | $71,316 | $31,158 | $32,266 | 45.24% |
| 2021 | Commercial Auto Collision | 0.05% | $80,916 | $81,737 | $80,231 | $83,084 | 101.65% |
| 2021 | Burglary & Theft | 4.99% | $339,680 | $338,509 | $21,697 | $11,357 | 3.36% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Private Passenger Auto | 6.06% | 70 | 52 |
| 2025 | Homeowners | 5.5% | 54 | 39 |
| 2024 | Homeowners | 5.32% | 31 | 43 |
| 2024 | Private Passenger Auto | 5.88% | 44 | 42 |
| 2023 | Private Passenger Auto | 5.61% | 41 | 42 |
| 2023 | Homeowners | 6.37% | 37 | 47 |
| 2022 | Private Passenger Auto | 5.51% | 42 | 51 |
| 2022 | Homeowners | 6.42% | 30 | 49 |
| 2021 | Private Passenger Auto | 5.37% | 57 | 71 |
| 2021 | Homeowners | 6.47% | 30 | 52 |
Company Changes
This company does not have any company changes.
Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.