SHELTER GENERAL INSURANCE COMPANY

Company Details

License Status:
Active
NAIC Number:
23361
Phone Number:
5734458441
Company Address:

1817 WEST BROADWAY
COLUMBIA, MO 65218-0001

Description:
Property and Casualty
License Number:
B418179
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.1% $15,980,993 $14,918,831 $10,617,345 $11,431,639 76.63%
2023 Total Fire & Allied Lines 0.91% $7,055,742 $6,410,302 $5,319,935 $5,341,051 83.32%
2023 Dwelling Fire & Allied Lines 0.05% $117,925 $123,830 $64,361 $64,617 52.18%
2023 Commercial Fire & Allied Lines 2.16% $6,937,817 $6,286,472 $5,255,574 $5,276,434 83.93%
2023 Earthquake 0.02% $23,442 $22,176 $0 $0 0%
2023 Total Private Passenger Automobile 0% $-7,299 $46,686 $678,517 $-50,604 -108.39%
2023 Private Passenger Auto Liability Bodily Injury 0% $-999 $7,798 $397,000 $-39,808 -510.49%
2023 Private Passenger Auto Liability Property Damage 0% $-1,593 $12,268 $56,378 $-5,653 -46.08%
2023 Private Passenger Auto Medical Payments 0% $-253 $964 $7,114 $-713 -73.96%
2023 Private Passenger Uninsured Motorists 0% $-538 $3,074 $150,505 $-15,091 -490.92%
2023 Private Passenger Underinsured Motorists 0% $0 $0 $25,000 $-2,507 0%
2023 Private Passenger Auto Comprehensive 0% $-1,157 $6,721 $8,414 $2,606 38.77%
2023 Private Passenger Auto Collision 0% $-2,759 $15,861 $34,106 $10,562 66.59%
2023 Total Commercial Automobile 0.86% $8,907,932 $8,438,368 $4,618,893 $6,141,192 72.78%
2023 Commercial Auto Liability Bodily Injury 0.58% $3,022,683 $2,901,345 $1,728,792 $2,653,580 91.46%
2023 Commercial Auto Liability Property Damage 1.13% $1,627,598 $1,562,263 $991,627 $1,522,081 97.43%
2023 Commercial Auto Medical Payments 1.27% $95,395 $91,684 $5,000 $7,675 8.37%
2023 Commercial Auto Uninsured Motorists 0.83% $346,205 $332,400 $560 $860 0.26%
2023 Commercial Auto Comprehensive 1.16% $1,381,168 $1,276,791 $569,849 $589,140 46.14%
2023 Commercial Auto Collision 1.21% $2,434,883 $2,273,885 $1,323,065 $1,367,856 60.16%
2023 Burglary & Theft 0.02% $1,176 $1,299 $0 $0 0%
2022 Total Property & Casualty 0.1% $14,438,863 $13,784,386 $8,108,139 $9,768,753 70.87%
2022 Total Fire & Allied Lines 1.24% $5,982,402 $5,329,347 $3,458,617 $4,389,820 82.37%
2022 Dwelling Fire & Allied Lines 0.09% $140,612 $132,372 $162,231 $205,910 155.55%
2022 Commercial Fire & Allied Lines 1.85% $5,841,790 $5,196,975 $3,296,386 $4,183,910 80.51%
2022 Earthquake 0.02% $21,447 $20,126 $0 $0 0%
2022 Total Private Passenger Automobile 0.02% $907,050 $1,233,241 $1,626,269 $1,631,009 132.25%
2022 Private Passenger Auto Liability Bodily Injury 0.02% $235,611 $320,462 $425,943 $455,712 142.2%
2022 Private Passenger Auto Liability Property Damage 0.02% $158,548 $214,797 $301,774 $322,865 150.31%
2022 Private Passenger Auto Medical Payments 0.03% $23,787 $31,821 $46,070 $49,290 154.9%
2022 Private Passenger Uninsured Motorists 0.02% $63,113 $83,707 $115,629 $123,710 147.79%
2022 Private Passenger Underinsured Motorists 0% $0 $0 $62,500 $66,870 0%
2022 Private Passenger Auto Comprehensive 0.01% $126,759 $173,969 $342,545 $311,157 178.86%
2022 Private Passenger Auto Collision 0.02% $299,232 $408,485 $331,808 $301,405 73.79%
2022 Total Commercial Automobile 0.77% $7,526,485 $7,200,095 $3,023,253 $3,747,924 52.05%
2022 Commercial Auto Liability Bodily Injury 0.85% $4,068,405 $3,916,896 $615,150 $1,001,705 25.57%
2022 Commercial Auto Liability Property Damage 0% $0 $0 $516,238 $840,638 0%
2022 Commercial Auto Medical Payments 1.2% $85,753 $83,559 $4,000 $6,514 7.8%
2022 Commercial Auto Uninsured Motorists 0.82% $309,856 $300,896 $-547 $-890 -0.3%
2022 Commercial Auto Comprehensive 0.87% $1,081,413 $1,008,151 $603,562 $607,252 60.23%
2022 Commercial Auto Collision 1.09% $1,981,058 $1,890,593 $1,284,850 $1,292,705 68.38%
2022 Burglary & Theft 0.02% $1,479 $1,577 $0 $0 0%
2021 Total Property & Casualty 0.1% $12,841,454 $12,451,381 $8,913,663 $8,132,097 65.31%
2021 Total Fire & Allied Lines 0.69% $4,580,633 $4,365,535 $2,307,971 $2,398,884 54.95%
2021 Dwelling Fire & Allied Lines 0.08% $118,233 $149,226 $133,473 $138,731 92.97%
2021 Commercial Fire & Allied Lines 1.34% $4,462,400 $4,216,309 $2,174,498 $2,260,153 53.61%
2021 Earthquake 0.01% $17,052 $17,951 $0 $0 0%
2021 Total Private Passenger Automobile 0.03% $1,507,764 $1,520,718 $1,950,136 $1,892,019 124.42%
2021 Private Passenger Auto Liability Bodily Injury 0.03% $404,736 $408,740 $410,767 $375,949 91.98%
2021 Private Passenger Auto Liability Property Damage 0.03% $269,333 $271,699 $459,944 $420,954 154.93%
2021 Private Passenger Auto Medical Payments 0.04% $37,492 $38,145 $66,423 $60,792 159.37%
2021 Private Passenger Uninsured Motorists 0.04% $99,320 $101,197 $208,108 $190,466 188.21%
2021 Private Passenger Underinsured Motorists 0% $0 $0 $50,000 $45,761 0%
2021 Private Passenger Auto Comprehensive 0.02% $207,801 $208,976 $215,497 $227,830 109.02%
2021 Private Passenger Auto Collision 0.04% $489,082 $491,961 $539,397 $570,267 115.92%
2021 Total Commercial Automobile 0.75% $6,736,005 $6,547,177 $4,655,556 $3,841,194 58.67%
2021 Commercial Auto Liability Bodily Injury 0.82% $3,744,700 $3,648,983 $2,744,545 $2,050,484 56.19%
2021 Commercial Auto Liability Property Damage 0% $0 $0 $466,232 $348,328 0%
2021 Commercial Auto Medical Payments 1.23% $81,674 $79,466 $7,796 $5,824 7.33%
2021 Commercial Auto Uninsured Motorists 0.98% $289,925 $285,108 $217,321 $162,363 56.95%
2021 Commercial Auto Comprehensive 0.88% $895,711 $857,703 $517,832 $540,985 63.07%
2021 Commercial Auto Collision 1% $1,723,995 $1,675,917 $701,830 $733,210 43.75%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2023 Private Passenger Auto 0.02% 1 350
2023 Homeowners 0% 1 2014
2022 Private Passenger Auto 0.03% 3 664
2022 Homeowners 0% 2 4256
2021 Private Passenger Auto 0.04% 4 659
2021 Homeowners 0.01% 0 0

Company Changes

This company does not have any company changes.

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