SHELTER GENERAL INSURANCE COMPANY

Company Details

License Status:
Active
NAIC Number:
23361
Phone Number:
5734458441
Company Address:

1817 WEST BROADWAY
COLUMBIA, MO 65218-0001

Description:
Property and Casualty
License Number:
B418179
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.1% $15,980,993 $14,918,831 $10,617,345 $11,431,639 76.63%
2023 Total Fire & Allied Lines 0.91% $7,055,742 $6,410,302 $5,319,935 $5,341,051 83.32%
2023 Dwelling Fire & Allied Lines 0.05% $117,925 $123,830 $64,361 $64,617 52.18%
2023 Commercial Fire & Allied Lines 2.16% $6,937,817 $6,286,472 $5,255,574 $5,276,434 83.93%
2023 Earthquake 0.02% $23,442 $22,176 $0 $0 0%
2023 Total Private Passenger Automobile 0% $-7,299 $46,686 $678,517 $-50,604 -108.39%
2023 Private Passenger Auto Liability Bodily Injury 0% $-999 $7,798 $397,000 $-39,808 -510.49%
2023 Private Passenger Auto Liability Property Damage 0% $-1,593 $12,268 $56,378 $-5,653 -46.08%
2023 Private Passenger Auto Medical Payments 0% $-253 $964 $7,114 $-713 -73.96%
2023 Private Passenger Uninsured Motorists 0% $-538 $3,074 $150,505 $-15,091 -490.92%
2023 Private Passenger Underinsured Motorists 0% $0 $0 $25,000 $-2,507 0%
2023 Private Passenger Auto Comprehensive 0% $-1,157 $6,721 $8,414 $2,606 38.77%
2023 Private Passenger Auto Collision 0% $-2,759 $15,861 $34,106 $10,562 66.59%
2023 Total Commercial Automobile 0.86% $8,907,932 $8,438,368 $4,618,893 $6,141,192 72.78%
2023 Commercial Auto Liability Bodily Injury 0.58% $3,022,683 $2,901,345 $1,728,792 $2,653,580 91.46%
2023 Commercial Auto Liability Property Damage 1.13% $1,627,598 $1,562,263 $991,627 $1,522,081 97.43%
2023 Commercial Auto Medical Payments 1.27% $95,395 $91,684 $5,000 $7,675 8.37%
2023 Commercial Auto Uninsured Motorists 0.83% $346,205 $332,400 $560 $860 0.26%
2023 Commercial Auto Comprehensive 1.16% $1,381,168 $1,276,791 $569,849 $589,140 46.14%
2023 Commercial Auto Collision 1.21% $2,434,883 $2,273,885 $1,323,065 $1,367,856 60.16%
2023 Burglary & Theft 0.02% $1,176 $1,299 $0 $0 0%
2022 Total Property & Casualty 0.1% $14,438,863 $13,784,386 $8,108,139 $9,768,753 70.87%
2022 Total Fire & Allied Lines 1.24% $5,982,402 $5,329,347 $3,458,617 $4,389,820 82.37%
2022 Dwelling Fire & Allied Lines 0.09% $140,612 $132,372 $162,231 $205,910 155.55%
2022 Commercial Fire & Allied Lines 1.85% $5,841,790 $5,196,975 $3,296,386 $4,183,910 80.51%
2022 Earthquake 0.02% $21,447 $20,126 $0 $0 0%
2022 Total Private Passenger Automobile 0.02% $907,050 $1,233,241 $1,626,269 $1,631,009 132.25%
2022 Private Passenger Auto Liability Bodily Injury 0.02% $235,611 $320,462 $425,943 $455,712 142.2%
2022 Private Passenger Auto Liability Property Damage 0.02% $158,548 $214,797 $301,774 $322,865 150.31%
2022 Private Passenger Auto Medical Payments 0.03% $23,787 $31,821 $46,070 $49,290 154.9%
2022 Private Passenger Uninsured Motorists 0.02% $63,113 $83,707 $115,629 $123,710 147.79%
2022 Private Passenger Underinsured Motorists 0% $0 $0 $62,500 $66,870 0%
2022 Private Passenger Auto Comprehensive 0.01% $126,759 $173,969 $342,545 $311,157 178.86%
2022 Private Passenger Auto Collision 0.02% $299,232 $408,485 $331,808 $301,405 73.79%
2022 Total Commercial Automobile 0.77% $7,526,485 $7,200,095 $3,023,253 $3,747,924 52.05%
2022 Commercial Auto Liability Bodily Injury 0.85% $4,068,405 $3,916,896 $615,150 $1,001,705 25.57%
2022 Commercial Auto Liability Property Damage 0% $0 $0 $516,238 $840,638 0%
2022 Commercial Auto Medical Payments 1.2% $85,753 $83,559 $4,000 $6,514 7.8%
2022 Commercial Auto Uninsured Motorists 0.82% $309,856 $300,896 $-547 $-890 -0.3%
2022 Commercial Auto Comprehensive 0.87% $1,081,413 $1,008,151 $603,562 $607,252 60.23%
2022 Commercial Auto Collision 1.09% $1,981,058 $1,890,593 $1,284,850 $1,292,705 68.38%
2022 Burglary & Theft 0.02% $1,479 $1,577 $0 $0 0%
2021 Total Property & Casualty 0.1% $12,841,454 $12,451,381 $8,913,663 $8,132,097 65.31%
2021 Total Fire & Allied Lines 0.69% $4,580,633 $4,365,535 $2,307,971 $2,398,884 54.95%
2021 Dwelling Fire & Allied Lines 0.08% $118,233 $149,226 $133,473 $138,731 92.97%
2021 Commercial Fire & Allied Lines 1.34% $4,462,400 $4,216,309 $2,174,498 $2,260,153 53.61%
2021 Earthquake 0.01% $17,052 $17,951 $0 $0 0%
2021 Total Private Passenger Automobile 0.03% $1,507,764 $1,520,718 $1,950,136 $1,892,019 124.42%
2021 Private Passenger Auto Liability Bodily Injury 0.03% $404,736 $408,740 $410,767 $375,949 91.98%
2021 Private Passenger Auto Liability Property Damage 0.03% $269,333 $271,699 $459,944 $420,954 154.93%
2021 Private Passenger Auto Medical Payments 0.04% $37,492 $38,145 $66,423 $60,792 159.37%
2021 Private Passenger Uninsured Motorists 0.04% $99,320 $101,197 $208,108 $190,466 188.21%
2021 Private Passenger Underinsured Motorists 0% $0 $0 $50,000 $45,761 0%
2021 Private Passenger Auto Comprehensive 0.02% $207,801 $208,976 $215,497 $227,830 109.02%
2021 Private Passenger Auto Collision 0.04% $489,082 $491,961 $539,397 $570,267 115.92%
2021 Total Commercial Automobile 0.75% $6,736,005 $6,547,177 $4,655,556 $3,841,194 58.67%
2021 Commercial Auto Liability Bodily Injury 0.82% $3,744,700 $3,648,983 $2,744,545 $2,050,484 56.19%
2021 Commercial Auto Liability Property Damage 0% $0 $0 $466,232 $348,328 0%
2021 Commercial Auto Medical Payments 1.23% $81,674 $79,466 $7,796 $5,824 7.33%
2021 Commercial Auto Uninsured Motorists 0.98% $289,925 $285,108 $217,321 $162,363 56.95%
2021 Commercial Auto Comprehensive 0.88% $895,711 $857,703 $517,832 $540,985 63.07%
2021 Commercial Auto Collision 1% $1,723,995 $1,675,917 $701,830 $733,210 43.75%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0% 3 9999
2024 Private Passenger Auto 0.01% 1 1026
2024 Homeowners 0% 2 0
2023 Private Passenger Auto 0.02% 1 350
2023 Homeowners 0% 1 2014
2022 Private Passenger Auto 0.03% 3 664
2022 Homeowners 0% 2 4256
2021 Private Passenger Auto 0.04% 4 659
2021 Homeowners 0.01% 0 0

Company Changes

This company does not have any company changes.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.