RESERVE NATIONAL INSURANCE COMPANY

Company Details

License Status:
Active
NAIC Number:
68462
Phone Number:
2166872759
Company Address:

C/O Medical Mutual of Ohio
100 American Road, MZ: 02-3B-5370
Cleveland, OH 44144

Description:
Life and Health
License Number:
A418949
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Accident & Health 0.05% $7,061,027 $7,090,833 $4,722,490 $4,546,859 64.12%
2023 Total Individual Accident & Health 0.13% $6,882,420 $6,910,328 $4,378,024 $4,150,189 60.06%
2023 Individual Medicare Supplement 0.09% $500,437 $507,432 $966,633 $957,864 188.77%
2023 Individual Specified Disease 0.62% $649,720 $644,439 $478,973 $486,962 75.56%
2023 Individual Accident Only 0.61% $493,586 $501,462 $199,737 $178,128 35.52%
2023 Individual Dental 0.93% $488,111 $482,566 $201,176 $197,764 40.98%
2023 Individual Limited Benefit 4.21% $4,750,566 $4,774,429 $2,531,505 $2,329,471 48.79%
2023 Total Group Accident & Health 0% $178,607 $180,505 $344,466 $396,670 219.76%
2023 Group Specified Disease 0.18% $90,174 $87,518 $253,970 $302,593 345.75%
2023 Group Accident Only 0.06% $75,404 $79,684 $87,699 $91,481 114.8%
2023 Group Dental 0% $386 $403 $750 $383 95.04%
2023 Group Limited Benefit 0% $12,643 $12,900 $2,047 $2,213 17.16%
2023 Total Life 0% $407,601 $0 $291,086 $0 71.41%
2023 Total Individual Life 0% $307,361 $0 $278,808 $0 90.71%
2023 Individual Whole Life 0.03% $262,509 $0 $200,901 $0 76.53%
2023 Individual Term Life 0.01% $44,852 $0 $77,907 $0 173.7%
2023 Total Group Life 0% $100,240 $0 $12,278 $0 12.25%
2023 Group Whole Life 0.17% $100,240 $0 $12,278 $0 12.25%
2022 Total Accident & Health 0.06% $7,529,048 $7,712,327 $3,877,770 $3,587,538 46.52%
2022 Total Individual Accident & Health 0.15% $7,252,961 $7,449,947 $3,515,123 $3,293,307 44.21%
2022 Individual Comprehensive Medical Expense 0.02% $291,178 $307,934 $244,117 $234,991 76.31%
2022 Individual Medicare Supplement 0.13% $714,048 $743,532 $517,945 $507,094 68.2%
2022 Individual Specified Disease 0.54% $638,441 $665,588 $239,710 $208,777 31.37%
2022 Individual Accident Only 0.77% $473,045 $481,263 $121,442 $114,585 23.81%
2022 Individual Dental 1.07% $519,799 $531,318 $219,538 $218,103 41.05%
2022 Individual Limited Benefit 4.62% $4,616,450 $4,720,312 $2,172,371 $2,009,757 42.58%
2022 Total Group Accident & Health 0% $276,087 $262,380 $362,647 $294,231 112.14%
2022 Group Comprehensive Medical Expense - Association 1.76% $20,401 $20,415 $303 $263 1.29%
2022 Group Specified Disease 0.3% $144,696 $135,498 $254,669 $207,048 152.81%
2022 Group Accident Only 0.08% $99,730 $95,400 $100,714 $81,318 85.24%
2022 Group Disability Income 0% $376 $183 $0 $0 0%
2022 Group Dental 0% $10,884 $10,884 $6,961 $5,602 51.47%
2022 Total Life 0% $463,681 $0 $421,776 $0 90.96%
2022 Total Individual Life 0% $352,806 $0 $388,776 $0 110.2%
2022 Individual Whole Life 0.03% $289,301 $0 $318,796 $0 110.2%
2022 Individual Term Life 0.01% $45,865 $0 $50,541 $0 110.2%
2022 Individual Universal Life 0% $17,640 $0 $19,439 $0 110.2%
2022 Total Group Life 0% $110,875 $0 $33,000 $0 29.76%
2022 Group Whole Life 0.27% $110,875 $0 $33,000 $0 29.76%
2021 Total Accident & Health 0.07% $8,094,322 $8,099,386 $4,566,510 $4,445,832 54.89%
2021 Total Individual Accident & Health 0.17% $7,794,505 $7,794,505 $4,320,024 $4,186,015 53.7%
2021 Individual Comprehensive Medical Expense 0.02% $330,344 $330,087 $158,248 $152,757 46.28%
2021 Individual Medicare Supplement 0.2% $1,142,033 $1,141,139 $1,287,265 $1,263,975 110.76%
2021 Individual Specified Disease 0.69% $713,975 $713,417 $293,113 $346,880 48.62%
2021 Individual Accident Only 0.63% $393,325 $397,999 $44,557 $47,423 11.92%
2021 Individual Dental 1.08% $504,290 $503,895 $228,140 $225,404 44.73%
2021 Individual Limited Benefit 6.93% $4,710,538 $4,707,968 $2,308,701 $2,149,576 45.66%
2021 Total Group Accident & Health 0% $299,817 $304,881 $246,486 $259,817 85.22%
2021 Group Comprehensive Medical Expense - Association 0.05% $20,190 $20,190 $1,241 $1,372 6.8%
2021 Group Specified Disease 0.36% $161,175 $163,655 $183,802 $194,580 118.9%
2021 Group Accident Only 0.09% $112,865 $116,039 $61,132 $63,560 54.77%
2021 Group Disability Income 0% $3,220 $2,630 $0 $0 0%
2021 Group Dental 0% $2,367 $2,367 $311 $305 12.89%
2021 Total Life 0% $516,552 $0 $347,346 $0 67.24%
2021 Total Individual Life 0.01% $398,059 $0 $347,346 $0 87.26%
2021 Individual Whole Life 0.03% $306,389 $0 $295,186 $0 96.34%
2021 Individual Term Life 0.01% $53,411 $0 $8,251 $0 15.45%
2021 Individual Graded Death Benefits 0.18% $38,259 $0 $43,909 $0 114.77%
2021 Total Group Life 0% $118,493 $0 $0 $0 0%
2021 Group Whole Life 0.26% $118,493 $0 $0 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Health 0.03% 0 0
2025 Life and Annuities 0% 1 0
2024 Health 0.03% 1 183
2024 Life and Annuities 0% 1 3652
2023 Health 0.07% 3 191
2023 Life and Annuities 0% 1 2966
2023 Medicare Supplement Insurance 0.1% 0 0
2022 Health 0.1% 4 191
2022 Life and Annuities 0% 0 0
2022 Medicare Supplement Insurance 0.15% 0 0
2021 Health 0.1% 6 243
2021 Life and Annuities 0.01% 0 0
2021 Medicare Supplement Insurance 0.2% 0 0

Company Changes

This company does not have any company changes.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.