Company Details
License Status:
Active
NAIC Number:
68357
Phone Number:
3148194300
Company Address:
1350 Timberlake Manor Parkway
Suite 200
Chesterfield, MO 63017
Description:
Life and Health
License Number:
A419846
Date Admitted:
Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Accident & Health | 0% | $271,676 | $270,807 | $47,045 | $68,177 | 25.18% |
| 2023 | Total Individual Accident & Health | 0.01% | $271,676 | $270,807 | $47,045 | $68,177 | 25.18% |
| 2023 | Individual Specified Disease | 0.2% | $209,072 | $208,404 | $15,251 | $22,106 | 10.61% |
| 2023 | Individual Accident Only | 0.03% | $26,515 | $26,430 | $31,138 | $45,121 | 170.72% |
| 2023 | Individual Limited Benefit | 0.03% | $36,089 | $35,973 | $656 | $950 | 2.64% |
| 2023 | Total Life | 0.07% | $9,049,671 | $0 | $9,875,582 | $0 | 109.13% |
| 2023 | Total Individual Life | 0.09% | $9,049,671 | $0 | $9,875,582 | $0 | 109.13% |
| 2023 | Individual Whole Life | 0.85% | $7,413,974 | $0 | $9,324,955 | $0 | 125.78% |
| 2023 | Individual Term Life | 0.01% | $76,297 | $0 | $174,554 | $0 | 228.78% |
| 2023 | Individual Universal Life | 0.03% | $160,415 | $0 | $223,695 | $0 | 139.45% |
| 2023 | Individual Graded Death Benefits | 8% | $1,398,985 | $0 | $152,378 | $0 | 10.89% |
| 2023 | Total Group Life | 0% | $0 | $0 | $0 | $0 | 0% |
| 2023 | Group Whole Life | 0% | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Accident & Health | 0% | $288,855 | $288,827 | $107,498 | $35,175 | 12.18% |
| 2022 | Total Individual Accident & Health | 0.01% | $288,855 | $288,827 | $107,498 | $35,175 | 12.18% |
| 2022 | Individual Specified Disease | 0.12% | $144,015 | $144,001 | $67,106 | $21,958 | 15.25% |
| 2022 | Individual Accident Only | 0.18% | $112,255 | $112,244 | $34,524 | $11,297 | 10.06% |
| 2022 | Individual Disability Income | 0% | $0 | $0 | $0 | $0 | 0% |
| 2022 | Individual Limited Benefit | 0.03% | $32,585 | $32,582 | $5,868 | $1,920 | 5.89% |
| 2022 | Total Life | 0.07% | $9,648,185 | $0 | $10,271,415 | $0 | 106.46% |
| 2022 | Total Individual Life | 0.1% | $9,648,185 | $0 | $10,271,415 | $0 | 106.46% |
| 2022 | Individual Whole Life | 0.8% | $6,915,322 | $0 | $8,815,549 | $0 | 127.48% |
| 2022 | Individual Term Life | 0.1% | $652,598 | $0 | $342,157 | $0 | 52.43% |
| 2022 | Individual Universal Life | 0.06% | $483,301 | $0 | $420,238 | $0 | 86.95% |
| 2022 | Individual Graded Death Benefits | 6.81% | $1,596,964 | $0 | $693,471 | $0 | 43.42% |
| 2022 | Total Group Life | 0% | $0 | $0 | $0 | $0 | 0% |
| 2022 | Group Whole Life | 0% | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 0% | $283,575 | $284,562 | $74,402 | $-15,581 | -5.48% |
| 2021 | Total Individual Accident & Health | 0.01% | $283,575 | $284,562 | $74,402 | $-14,393 | -5.06% |
| 2021 | Individual Specified Disease | 0.14% | $142,812 | $143,310 | $44,842 | $-8,202 | -5.72% |
| 2021 | Individual Accident Only | 0.19% | $115,996 | $116,399 | $19,560 | $-4,097 | -3.52% |
| 2021 | Individual Disability Income | 0% | $0 | $0 | $0 | $0 | 0% |
| 2021 | Individual Limited Benefit | 0.04% | $24,767 | $24,853 | $10,000 | $-2,094 | -8.43% |
| 2021 | Total Group Accident & Health | 0% | $0 | $0 | $0 | $-1,188 | 0% |
| 2021 | Group Disability Income | 0% | $0 | $0 | $0 | $-1,188 | 0% |
| 2021 | Total Life | 0.08% | $9,561,478 | $0 | $10,350,072 | $0 | 108.25% |
| 2021 | Total Individual Life | 0.12% | $9,561,478 | $0 | $10,350,072 | $0 | 108.25% |
| 2021 | Individual Whole Life | 0.79% | $6,962,610 | $0 | $8,993,409 | $0 | 129.17% |
| 2021 | Individual Term Life | 0.13% | $797,566 | $0 | $388,549 | $0 | 48.72% |
| 2021 | Individual Universal Life | 0.03% | $223,426 | $0 | $236,067 | $0 | 105.66% |
| 2021 | Individual Graded Death Benefits | 7.27% | $1,577,876 | $0 | $732,047 | $0 | 46.39% |
| 2021 | Total Group Life | 0% | $0 | $0 | $0 | $0 | 0% |
| 2021 | Group Whole Life | 0% | $0 | $0 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Health | 0% | 0 | 0 |
| 2023 | Life and Annuities | 0.09% | 30 | 4541 |
| 2022 | Health | 0% | 0 | 0 |
| 2022 | Life and Annuities | 0.09% | 37 | 5439 |
| 2021 | Health | 0% | 0 | 0 |
| 2021 | Life and Annuities | 0.1% | 37 | 4759 |
Company Changes
Effective Date:
Clayton Reinsurance LTD merged with and into The Reliable Life Insurance Co.