Company Details
License Status:
Active
NAIC Number:
68136
Phone Number:
2052681000
Company Address:
PO Box 2606
Birmingham, AL 35223
Description:
Life and Health
License Number:
A422427
Date Admitted:
Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Accident & Health | 0.01% | $914,700 | $956,813 | $413,331 | $627,345 | 65.57% |
| 2023 | Total Individual Accident & Health | 0% | $159,799 | $167,122 | $259,553 | $187,423 | 112.15% |
| 2023 | Individual Specified Disease | 0.15% | $159,050 | $166,373 | $259,553 | $187,423 | 112.65% |
| 2023 | Individual Disability Income | 0% | $749 | $749 | $0 | $0 | 0% |
| 2023 | Total Group Accident & Health | 0.01% | $754,901 | $789,691 | $153,778 | $439,922 | 55.71% |
| 2023 | Group Specified Disease | 0.02% | $7,788 | $8,147 | $0 | $0 | 0% |
| 2023 | Group Disability Income | 0.18% | $740,575 | $774,705 | $150,778 | $436,922 | 56.4% |
| 2023 | Group Limited Benefit | 0% | $6,538 | $6,839 | $3,000 | $3,000 | 43.87% |
| 2023 | Total Life | 3.42% | $463,945,593 | $0 | $670,778,932 | $0 | 144.59% |
| 2023 | Total Individual Life | 4.61% | $462,617,627 | $0 | $507,808,082 | $0 | 109.78% |
| 2023 | Individual Whole Life | 0.13% | $1,098,195 | $0 | $638,167 | $0 | 59.46% |
| 2023 | Individual Term Life | 2.52% | $14,895,365 | $0 | $11,474,194 | $0 | 77.16% |
| 2023 | Individual Universal Life | 14.23% | $81,351,448 | $0 | $33,579,898 | $0 | 41.28% |
| 2023 | Individual Credit Life | 0% | $0 | $0 | $0 | $0 | 0% |
| 2023 | Individual Ordinary Annuities | 0.98% | $26,155,325 | $0 | $67,883,372 | $0 | 259.54% |
| 2023 | Individual Variable Annuities | 22.42% | $335,094,159 | $0 | $378,100,605 | $0 | 112.83% |
| 2023 | Individual Equity Indexed Annuities | 0.18% | $4,023,135 | $0 | $0 | $0 | 0% |
| 2023 | Individual Deposit-Type Funds | 0% | $0 | $0 | $16,131,846 | $0 | 0% |
| 2023 | Total Group Life | 0.04% | $1,327,966 | $0 | $162,970,850 | $0 | 12,272.2% |
| 2023 | Group Whole Life | 0% | $1,822 | $0 | $0 | $0 | 0% |
| 2023 | Group Term Life | 0.22% | $1,281,977 | $0 | $1,129,171 | $0 | 88.08% |
| 2023 | Group Universal Life | 0.1% | $44,167 | $0 | $0 | $0 | 0% |
| 2023 | Group Ordinary Annuities | 0% | $0 | $0 | $161,841,679 | $0 | 0% |
| 2022 | Total Accident & Health | 0.01% | $1,283,378 | $494,712 | $300,938 | $297,236 | 60.08% |
| 2022 | Total Individual Accident & Health | 0% | $232,374 | $236,673 | $296,905 | $263,330 | 111.26% |
| 2022 | Individual Specified Disease | 0.2% | $231,625 | $235,861 | $296,905 | $264,429 | 112.11% |
| 2022 | Individual Disability Income | 0% | $749 | $753 | $0 | $-1,090 | -144.75% |
| 2022 | Individual Long Term Credit Disability | 0% | $0 | $59 | $0 | $-9 | -15.25% |
| 2022 | Total Group Accident & Health | 0.01% | $1,051,004 | $258,039 | $4,033 | $33,906 | 13.14% |
| 2022 | Group Specified Disease | 0.02% | $8,197 | $8,197 | $0 | $0 | 0% |
| 2022 | Group Disability Income | 0.27% | $1,036,076 | $243,111 | $3,633 | $33,506 | 13.78% |
| 2022 | Group Limited Benefit | 0% | $6,731 | $6,731 | $400 | $400 | 5.94% |
| 2022 | Total Life | 2.2% | $315,739,145 | $0 | $446,998,137 | $0 | 141.58% |
| 2022 | Total Individual Life | 3.18% | $314,002,438 | $0 | $424,860,927 | $0 | 135.32% |
| 2022 | Individual Whole Life | 0.12% | $1,009,808 | $0 | $641,163 | $0 | 66.62% |
| 2022 | Individual Term Life | 3.55% | $22,070,384 | $0 | $14,505,593 | $0 | 65.72% |
| 2022 | Individual Universal Life | 2.82% | $22,040,545 | $0 | $19,244,820 | $0 | 87.32% |
| 2022 | Individual Credit Life | 0% | $0 | $0 | $0 | $0 | 0% |
| 2022 | Individual Variable Life | 4.72% | $10,373,970 | $0 | $1,951,993 | $0 | 18.82% |
| 2022 | Individual Ordinary Annuities | 0.19% | $4,537,972 | $0 | $8,634,985 | $0 | 190.28% |
| 2022 | Individual Variable Annuities | 12.56% | $247,529,454 | $0 | $359,183,445 | $0 | 145.11% |
| 2022 | Individual Modified Guaranteed Annuities | 0% | $0 | $0 | $8,533,060 | $0 | 0% |
| 2022 | Individual Equity Indexed Annuities | 0.22% | $4,343,174 | $0 | $12,165,868 | $0 | 280.11% |
| 2022 | Individual Deposit-Type Funds | 0.21% | $2,097,131 | $0 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0.04% | $1,736,707 | $0 | $22,137,210 | $0 | 1,274.67% |
| 2022 | Group Whole Life | 0% | $1,757 | $0 | $0 | $0 | 0% |
| 2022 | Group Term Life | 0.31% | $1,681,253 | $0 | $854,881 | $0 | 50.85% |
| 2022 | Group Universal Life | 0.05% | $53,697 | $0 | $-4 | $0 | -0.01% |
| 2022 | Group Modified Guaranteed Annuities | 0% | $0 | $0 | $21,282,333 | $0 | 0% |
| 2021 | Total Accident & Health | 0% | $221,792 | $217,511 | $208,345 | $222,618 | 102.35% |
| 2021 | Total Individual Accident & Health | 0% | $221,792 | $217,511 | $208,345 | $222,618 | 102.35% |
| 2021 | Individual Specified Disease | 0.21% | $221,040 | $216,495 | $208,345 | $223,107 | 103.05% |
| 2021 | Individual Disability Income | 0% | $752 | $752 | $0 | $-479 | -63.7% |
| 2021 | Individual Long Term Credit Disability | 0% | $0 | $264 | $0 | $-10 | -3.79% |
| 2021 | Total Life | 2.93% | $359,280,108 | $0 | $500,943,671 | $0 | 139.44% |
| 2021 | Total Individual Life | 4.57% | $359,034,306 | $0 | $483,065,776 | $0 | 134.56% |
| 2021 | Individual Whole Life | 0.26% | $2,329,475 | $0 | $749,378 | $0 | 33.67% |
| 2021 | Individual Term Life | 2.21% | $13,433,478 | $0 | $17,512,432 | $0 | 130.36% |
| 2021 | Individual Universal Life | 3.94% | $31,385,900 | $0 | $17,742,622 | $0 | 56.53% |
| 2021 | Individual Credit Life | 0.29% | $3,498 | $0 | $56,494 | $0 | 1,615.04% |
| 2021 | Individual Variable Life | 3.44% | $8,130,945 | $0 | $4,123,667 | $0 | 50.72% |
| 2021 | Individual Ordinary Annuities | 0.66% | $10,351,466 | $0 | $6,422,424 | $0 | 62.04% |
| 2021 | Individual Variable Annuities | 12.49% | $282,396,964 | $0 | $420,887,626 | $0 | 149.04% |
| 2021 | Individual Modified Guaranteed Annuities | 0% | $0 | $0 | $8,032,615 | $0 | 0% |
| 2021 | Individual Equity Indexed Annuities | 0.62% | $8,460,655 | $0 | $7,538,518 | $0 | 89.1% |
| 2021 | Individual Deposit-Type Funds | 2.77% | $2,541,925 | $0 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0.01% | $245,802 | $0 | $17,877,895 | $0 | 7,273.29% |
| 2021 | Group Whole Life | 0% | $1,956 | $0 | $10,000 | $0 | 511.25% |
| 2021 | Group Term Life | 0.04% | $226,136 | $0 | $565,767 | $0 | 250.19% |
| 2021 | Group Universal Life | 0.02% | $6,695 | $0 | $0 | $0 | 0% |
| 2021 | Group Modified Guaranteed Annuities | 99.29% | $11,015 | $0 | $17,302,128 | $0 | 157,078% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Life and Annuities | 0% | 6 | 0 |
| 2024 | Life and Annuities | 2.74% | 5 | 27 |
| 2023 | Health | 0.01% | 0 | 0 |
| 2023 | Life and Annuities | 3.1% | 7 | 30 |
| 2022 | Health | 0.01% | 0 | 0 |
| 2022 | Life and Annuities | 2.85% | 5 | 24 |
| 2021 | Health | 0% | 0 | 0 |
| 2021 | Life and Annuities | 2.28% | 12 | 68 |
Company Changes
This company does not have any company changes.
Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.