Company Details
License Status:
Active
NAIC Number:
22306
Phone Number:
5088537200
Company Address:
440 Lincoln Street
Worcester, MA 01653
Description:
Property and Casualty
License Number:
B418146
Date Admitted:
Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Property & Casualty | 0.01% | $2,369,860 | $2,482,130 | $2,365,270 | $2,757,813 | 111.11% |
| 2023 | Total Fire & Allied Lines | 0% | $18,640 | $19,817 | $5,369 | $-981 | -4.95% |
| 2023 | Commercial Fire & Allied Lines | 0.01% | $18,640 | $19,817 | $5,369 | $-981 | -4.95% |
| 2023 | Total Homeowners | 0% | $8,628 | $7,913 | $20,724 | $14,078 | 177.91% |
| 2023 | Homeowners Multi-Peril | 0% | $8,628 | $7,913 | $20,724 | $14,078 | 177.91% |
| 2023 | Commercial Multi-Peril | 0.14% | $1,547,218 | $1,598,392 | $1,986,913 | $2,252,452 | 140.92% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0% | $3,564 | $2,900 | $0 | $93 | 3.21% |
| 2023 | Earthquake | 0.02% | $35,371 | $22,713 | $0 | $67 | 0.29% |
| 2023 | Direct Workers Compensation | 0.05% | $546,009 | $530,803 | $329,237 | $572,106 | 107.78% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0% | $24,447 | $112,951 | $-500 | $-98,641 | -87.33% |
| 2023 | Products Liability | 0.1% | $48,816 | $47,912 | $0 | $14 | 0.03% |
| 2023 | Total Private Passenger Automobile | 0% | $-5 | $-5 | $0 | $0 | 0% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0% | $-5 | $-5 | $0 | $0 | 0% |
| 2023 | Total Commercial Automobile | 0.01% | $83,334 | $101,652 | $23,527 | $18,602 | 18.3% |
| 2023 | Commercial Auto Liability Bodily Injury | 0.01% | $40,642 | $49,601 | $5,600 | $0 | 0% |
| 2023 | Commercial Auto Liability Property Damage | 0.01% | $14,420 | $17,589 | $3,558 | $2,684 | 15.26% |
| 2023 | Commercial Auto Comprehensive | 0.01% | $9,947 | $22,119 | $14,369 | $14,973 | 67.69% |
| 2023 | Commercial Auto Collision | 0.01% | $18,325 | $12,343 | $0 | $945 | 7.66% |
| 2023 | Fidelity | 0% | $0 | $0 | $0 | $-5 | 0% |
| 2023 | Burglary & Theft | 0% | $215 | $215 | $0 | $28 | 13.02% |
| 2023 | Boiler & Machinery | 0% | $1,633 | $1,797 | $0 | $0 | 0% |
| 2023 | Umbrella | 0.05% | $51,990 | $35,070 | $0 | $0 | 0% |
| 2022 | Total Property & Casualty | 0.02% | $2,514,204 | $2,447,113 | $294,827 | $1,005,460 | 41.09% |
| 2022 | Total Fire & Allied Lines | 0.01% | $26,710 | $21,918 | $3,463 | $10,265 | 46.83% |
| 2022 | Commercial Fire & Allied Lines | 0.01% | $26,710 | $21,918 | $3,463 | $10,265 | 46.83% |
| 2022 | Total Homeowners | 0% | $7,013 | $7,994 | $0 | $6,692 | 83.71% |
| 2022 | Homeowners Multi-Peril | 0% | $7,013 | $7,994 | $0 | $6,692 | 83.71% |
| 2022 | Commercial Multi-Peril | 0.16% | $1,607,489 | $1,568,547 | $99,462 | $629,210 | 40.11% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0% | $193 | $193 | $25,000 | $-24 | -12.44% |
| 2022 | Earthquake | 0.01% | $16,104 | $16,037 | $0 | $59 | 0.37% |
| 2022 | Direct Workers Compensation | 0.05% | $492,727 | $508,541 | $153,426 | $374,528 | 73.65% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.02% | $175,006 | $147,863 | $500 | $26,977 | 18.24% |
| 2022 | Products Liability | 0.11% | $47,986 | $57,944 | $8,082 | $-12,976 | -22.39% |
| 2022 | Total Private Passenger Automobile | 0% | $-31 | $-31 | $0 | $0 | 0% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0% | $-31 | $-31 | $0 | $0 | 0% |
| 2022 | Total Commercial Automobile | 0.01% | $137,431 | $114,985 | $4,894 | $-29,194 | -25.39% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.01% | $69,125 | $57,155 | $0 | $-30,955 | -54.16% |
| 2022 | Commercial Auto Liability Property Damage | 0.02% | $24,386 | $19,957 | $0 | $-208 | -1.04% |
| 2022 | Commercial Auto Comprehensive | 0.01% | $17,482 | $15,259 | $0 | $-465 | -3.05% |
| 2022 | Commercial Auto Collision | 0.01% | $26,438 | $22,614 | $4,894 | $2,434 | 10.76% |
| 2022 | Fidelity | 0% | $0 | $0 | $0 | $-11 | 0% |
| 2022 | Burglary & Theft | 0% | $215 | $194 | $0 | $-19 | -9.79% |
| 2022 | Boiler & Machinery | 0.01% | $2,510 | $2,045 | $0 | $0 | 0% |
| 2022 | Umbrella | 0% | $848 | $880 | $0 | $-26 | -2.95% |
| 2022 | Private Flood | 0% | $3 | $3 | $0 | $-21 | -700% |
| 2021 | Total Property & Casualty | 0.02% | $2,501,426 | $2,636,415 | $388,322 | $893,584 | 33.89% |
| 2021 | Total Fire & Allied Lines | 0% | $-1,679 | $44,581 | $0 | $-3,676 | -8.25% |
| 2021 | Commercial Fire & Allied Lines | 0% | $-1,679 | $44,581 | $0 | $-3,676 | -8.25% |
| 2021 | Total Homeowners | 0% | $8,643 | $8,544 | $0 | $63 | 0.74% |
| 2021 | Homeowners Multi-Peril | 0% | $8,643 | $8,544 | $0 | $63 | 0.74% |
| 2021 | Commercial Multi-Peril | 0.16% | $1,495,157 | $1,679,459 | $110,720 | $831,467 | 49.51% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0% | $197 | $661 | $0 | $24,964 | 3,776.7% |
| 2021 | Earthquake | 0.02% | $21,572 | $28,534 | $0 | $-564 | -1.98% |
| 2021 | Direct Workers Compensation | 0.07% | $647,031 | $538,681 | $79,143 | $-86,892 | -16.13% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.02% | $157,956 | $158,741 | $0 | $29,851 | 18.8% |
| 2021 | Products Liability | 0.17% | $69,769 | $56,268 | $3,857 | $34,667 | 61.61% |
| 2021 | Total Commercial Automobile | 0.01% | $104,172 | $114,163 | $194,602 | $63,678 | 55.78% |
| 2021 | Commercial Auto Liability Bodily Injury | 0.01% | $46,542 | $50,828 | $190,000 | $62,089 | 122.16% |
| 2021 | Commercial Auto Liability Property Damage | 0.01% | $17,231 | $18,722 | $3,101 | $-404 | -2.16% |
| 2021 | Commercial Auto Medical Payments | 0.02% | $1,277 | $1,277 | $0 | $0 | 0% |
| 2021 | Commercial Auto Uninsured Motorists | 0.01% | $2,483 | $2,483 | $0 | $0 | 0% |
| 2021 | Commercial Auto Comprehensive | 0.01% | $13,591 | $14,669 | $570 | $983 | 6.7% |
| 2021 | Commercial Auto Collision | 0.01% | $23,048 | $26,184 | $931 | $1,010 | 3.86% |
| 2021 | Fidelity | 0% | $123 | $123 | $0 | $16 | 13.01% |
| 2021 | Glass | 0% | $0 | $0 | $0 | $-1 | 0% |
| 2021 | Burglary & Theft | 0.01% | $356 | $356 | $0 | $25 | 7.02% |
| 2021 | Boiler & Machinery | 0% | $-1,644 | $5,938 | $0 | $0 | 0% |
| 2021 | Private Flood | 0% | $-227 | $366 | $0 | $-14 | -3.83% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Homeowners | 0% | 0 | 0 |
| 2024 | Homeowners | 0% | 0 | 0 |
| 2023 | Homeowners | 0% | 0 | 0 |
| 2022 | Homeowners | 0% | 0 | 0 |
| 2021 | Homeowners | 0% | 0 | 0 |
Company Changes
This company does not have any company changes.
Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.