LOYAL AMERICAN LIFE INSURANCE COMPANY

Company Details

License Status:
Active
NAIC Number:
65722
Phone Number:
3126536000
Company Address:

300 East Randolph Street
Chicago, IL 60601

Description:
Life and Health
License Number:
A424139
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Accident & Health 0.04% $5,519,081 $5,571,447 $2,629,987 $2,697,856 48.42%
2023 Total Individual Accident & Health 0.11% $5,510,984 $5,563,720 $2,628,584 $2,697,913 48.49%
2023 Individual Medicare Supplement 0.34% $1,814,940 $1,832,767 $1,301,817 $1,270,728 69.33%
2023 Individual Long Term Care 0.01% $11,355 $11,587 $0 $-293 -2.53%
2023 Individual Specified Disease 1.84% $1,931,623 $1,967,467 $775,472 $796,867 40.5%
2023 Individual Accident Only 0.73% $592,489 $595,753 $60,207 $69,946 11.74%
2023 Individual Disability Income 0% $1,069 $1,069 $1 $165 15.43%
2023 Individual Limited Benefit 1.03% $1,159,508 $1,155,077 $491,087 $560,500 48.52%
2023 Total Group Accident & Health 0% $8,097 $7,727 $1,403 $-57 -0.74%
2023 Group Specified Disease 0.01% $7,268 $6,898 $1,403 $125 1.81%
2023 Group Limited Benefit 0% $829 $829 $0 $-182 -21.95%
2023 Total Life 0% $177,929 $0 $976,419 $0 549.84%
2023 Total Individual Life 0% $177,645 $0 $976,419 $0 550.72%
2023 Individual Whole Life 0.02% $150,593 $0 $154,731 $0 104.02%
2023 Individual Term Life 0% $3,794 $0 $0 $0 0%
2023 Individual Universal Life 0% $23,094 $0 $106,824 $0 462.56%
2023 Individual Ordinary Annuities 0% $164 $0 $714,864 $0 435,893%
2023 Total Group Life 0% $284 $0 $0 $0 0%
2023 Group Term Life 0% $284 $0 $0 $0 0%
2022 Total Accident & Health 0.04% $4,774,484 $4,755,788 $2,265,784 $2,412,411 50.73%
2022 Total Individual Accident & Health 0.1% $4,766,647 $4,747,791 $2,254,575 $2,403,279 50.62%
2022 Individual Medicare Supplement 0.36% $1,937,178 $1,936,260 $1,336,544 $1,346,396 69.54%
2022 Individual Long Term Care 0.01% $12,037 $12,626 $0 $291 2.3%
2022 Individual Specified Disease 1.4% $1,636,796 $1,627,120 $662,874 $732,428 45.01%
2022 Individual Accident Only 0.79% $487,142 $491,369 $55,495 $62,097 12.64%
2022 Individual Disability Income 0% $1,098 $1,089 $396 $559 51.33%
2022 Individual Limited Benefit 0.69% $692,396 $679,327 $199,266 $261,508 38.5%
2022 Total Group Accident & Health 0% $7,837 $7,997 $11,209 $9,132 114.19%
2022 Group Specified Disease 0.01% $7,016 $7,176 $11,209 $9,111 126.96%
2022 Group Limited Benefit 0% $821 $821 $0 $21 2.56%
2022 Total Life 0% $159,550 $0 $408,356 $0 257.23%
2022 Total Individual Life 0% $159,266 $0 $408,356 $0 257.69%
2022 Individual Whole Life 0.02% $130,522 $0 $255,161 $0 197.06%
2022 Individual Term Life 0% $3,391 $0 $1,932 $0 56.97%
2022 Individual Universal Life 0% $25,131 $0 $100,746 $0 400.88%
2022 Individual Ordinary Annuities 0% $222 $0 $50,517 $0 22,755.4%
2022 Total Group Life 0% $284 $0 $0 $0 0%
2022 Group Term Life 0% $284 $0 $0 $0 0%
2021 Total Accident & Health 0.03% $4,024,612 $4,008,300 $2,056,602 $2,163,961 53.99%
2021 Total Individual Accident & Health 0.09% $4,015,288 $3,999,158 $2,054,476 $2,158,401 53.97%
2021 Individual Medicare Supplement 0.34% $1,979,458 $1,980,662 $1,373,081 $1,387,968 70.08%
2021 Individual Long Term Care 0.01% $11,532 $11,319 $0 $40 0.35%
2021 Individual Specified Disease 1.45% $1,492,323 $1,476,662 $598,381 $676,557 45.82%
2021 Individual Accident Only 0.76% $472,585 $472,229 $41,163 $45,491 9.63%
2021 Individual Disability Income 0% $1,119 $1,130 $138 $97 8.58%
2021 Individual Limited Benefit 0.09% $58,271 $57,156 $41,713 $48,248 84.41%
2021 Total Group Accident & Health 0% $9,324 $9,142 $2,126 $5,560 60.82%
2021 Group Specified Disease 0.02% $8,223 $8,041 $1,865 $5,096 63.38%
2021 Group Limited Benefit 0% $1,101 $1,101 $261 $464 42.14%
2021 Total Life 0% $280,497 $0 $934,749 $0 334.02%
2021 Total Individual Life 0% $280,213 $0 $934,749 $0 334.36%
2021 Individual Whole Life 0.02% $176,352 $0 $634,280 $0 360.9%
2021 Individual Term Life 0% $583 $0 $2,500 $0 428.82%
2021 Individual Universal Life 0% $27,236 $0 $165,654 $0 608.22%
2021 Individual Ordinary Annuities 0% $76,042 $0 $132,315 $0 174%
2021 Total Group Life 0% $284 $0 $0 $0 0%
2021 Group Term Life 0% $284 $0 $0 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2024 Life and Annuities 0% 1 9999
2024 Health 0.1% 3 142
2023 Health 0.04% 2 226
2023 Long-Term Care Insurance 0% 0 0
2023 Life and Annuities 0% 1 6608
2023 Medicare Supplement Insurance 0.24% 0 0
2022 Health 0.05% 3 272
2022 Long-Term Care Insurance 0% 0 0
2022 Life and Annuities 0% 1 6717
2022 Medicare Supplement Insurance 0.25% 1 535
2021 Health 0.05% 2 169
2021 Long-Term Care Insurance 0% 0 0
2021 Life and Annuities 0% 0 0
2021 Medicare Supplement Insurance 0.27% 1 458

Company Changes

Effective Date:
Comments:

Effective 03/19/2025 the above Company was acquired by HCSC Group – Group # 917, departing from Cigna Grp – Group # 901.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.