LIBERTY MUTUAL INSURANCE COMPANY

Company Details

License Status:
Active
NAIC Number:
23043
Phone Number:
6173579500
Company Address:

175 Berkeley Street
Boston, MA 02116

Description:
Property and Casualty
License Number:
B423430
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.14% $22,444,805 $20,584,818 $5,055,726 $5,102,586 24.79%
2023 Total Fire & Allied Lines 0.03% $223,278 $171,225 $0 $177,997 103.96%
2023 Dwelling Fire & Allied Lines 0% $0 $0 $0 $173,880 0%
2023 Commercial Fire & Allied Lines 0.07% $223,278 $171,225 $0 $4,117 2.4%
2023 Farmowners Multi-Peril 0% $543 $543 $0 $-9 -1.66%
2023 Total Homeowners 0.09% $2,768,984 $2,794,476 $1,737,012 $1,175,894 42.08%
2023 Homeowners Multi-Peril 0.1% $2,768,984 $2,794,476 $1,737,012 $1,175,894 42.08%
2023 Commercial Multi-Peril 0.02% $264,767 $255,759 $1,500 $-40,019 -15.65%
2023 Ocean Marine 1.15% $602,816 $774,245 $65,468 $-71,424 -9.22%
2023 Inland Marine (Incl Auto Cargo) 0.06% $314,377 $383,914 $210,192 $206,891 53.89%
2023 Earthquake 0% $3,186 $3,501 $0 $106 3.03%
2023 Direct Workers Compensation 0% $-83 $-5,704 $753,293 $309,604 -5,427.84%
2023 Other Liability - Bodily Injury & Property Damage 0.02% $228,226 $256,496 $13,887 $261,349 101.89%
2023 Products Liability 0.01% $5,287 $12,539 $31,923 $133,786 1,066.96%
2023 Total Private Passenger Automobile 0.01% $780,796 $1,046,862 $979,025 $147,579 14.1%
2023 Private Passenger Auto Liability Bodily Injury 0.02% $284,757 $387,278 $614,840 $-760,781 -196.44%
2023 Private Passenger Auto Liability Property Damage 0.02% $190,222 $268,708 $188,842 $78,172 29.09%
2023 Private Passenger Auto Medical Payments 0% $2,181 $4,680 $0 $-2,180 -46.58%
2023 Private Passenger Uninsured Motorists 0.02% $70,265 $95,021 $40,000 $635,908 669.23%
2023 Private Passenger Underinsured Motorists 0.03% $35,508 $48,201 $21,000 $94,084 195.19%
2023 Private Passenger Auto Comprehensive 0.01% $82,462 $106,165 $45,588 $30,569 28.79%
2023 Private Passenger Auto Collision 0.01% $115,401 $136,809 $68,755 $71,807 52.49%
2023 Total Commercial Automobile 0.01% $150,739 $92,841 $0 $5,567 6%
2023 Commercial Auto Liability Bodily Injury 0.02% $113,175 $67,973 $0 $-26,386 -38.82%
2023 Commercial Auto Liability Property Damage 0.02% $32,026 $19,267 $-27,300 $-86,582 -449.38%
2023 Commercial Auto Medical Payments 0% $60 $59 $0 $13,193 22,361%
2023 Commercial Auto Uninsured Motorists 0% $312 $280 $27,300 $115,864 41,380%
2023 Commercial Auto Comprehensive 0% $1,116 $1,468 $0 $-1,935 -131.81%
2023 Commercial Auto Collision 0% $4,050 $3,794 $0 $-8,587 -226.33%
2023 Aircraft 0% $0 $0 $-2 $-3,491 0%
2023 Fidelity 0.47% $124,218 $100,353 $0 $46,269 46.11%
2023 Surety 12.43% $14,222,336 $11,722,352 $75,928 $1,865,366 15.91%
2023 Credit Property (Excluding V.S.I.) 5.77% $1,356,936 $1,428,659 $0 $435,502 30.48%
2023 Umbrella 1.36% $1,398,399 $1,546,757 $1,187,500 $451,619 29.2%
2022 Total Property & Casualty 0.14% $20,635,610 $20,677,145 $16,813,402 $14,677,807 70.99%
2022 Total Fire & Allied Lines 0.06% $306,913 $289,943 $0 $58,525 20.19%
2022 Dwelling Fire & Allied Lines 0% $0 $0 $0 $56,283 0%
2022 Commercial Fire & Allied Lines 0.1% $306,913 $289,943 $0 $2,242 0.77%
2022 Farmowners Multi-Peril 0% $567 $567 $0 $31 5.47%
2022 Total Homeowners 0.1% $2,820,774 $2,567,708 $1,327,745 $2,123,549 82.7%
2022 Homeowners Multi-Peril 0.11% $2,820,774 $2,567,708 $1,327,745 $2,123,549 82.7%
2022 Commercial Multi-Peril 0.02% $237,140 $226,661 $0 $47,202 20.82%
2022 Ocean Marine 2.39% $1,167,374 $1,118,100 $51,351 $62,946 5.63%
2022 Inland Marine (Incl Auto Cargo) 0.07% $390,950 $381,221 $306,193 $400,401 105.03%
2022 Earthquake 0% $3,448 $2,130 $0 $97 4.55%
2022 Direct Workers Compensation 0% $-24,352 $-30,911 $358,766 $206,153 -666.92%
2022 Other Liability - Bodily Injury & Property Damage 0.03% $258,419 $232,862 $718,509 $7,314,334 3,141.06%
2022 Products Liability 0.05% $21,546 $16,523 $1,094,080 $956,207 5,787.13%
2022 Total Private Passenger Automobile 0.03% $1,268,431 $2,072,886 $1,670,154 $1,529,205 73.77%
2022 Private Passenger Auto Liability Bodily Injury 0.04% $465,596 $700,844 $594,006 $231,637 33.05%
2022 Private Passenger Auto Liability Property Damage 0.04% $332,111 $560,806 $558,301 $501,623 89.45%
2022 Private Passenger Auto Medical Payments 0.01% $6,265 $11,213 $0 $-2,674 -23.85%
2022 Private Passenger Uninsured Motorists 0.05% $121,883 $218,226 $137,539 $339,012 155.35%
2022 Private Passenger Underinsured Motorists 0.07% $62,140 $104,859 $75,000 $150,857 143.87%
2022 Private Passenger Auto Comprehensive 0.01% $131,606 $222,834 $170,029 $166,465 74.7%
2022 Private Passenger Auto Collision 0.01% $148,830 $254,104 $135,279 $142,285 55.99%
2022 Total Commercial Automobile 0% $35,776 $38,739 $0 $17,064 44.05%
2022 Commercial Auto Liability Bodily Injury 0% $23,573 $25,809 $0 $-23,738 -91.98%
2022 Commercial Auto Liability Property Damage 0% $6,679 $7,330 $0 $5,195 70.87%
2022 Commercial Auto Medical Payments 0% $22 $20 $0 $11,869 59,345%
2022 Commercial Auto Uninsured Motorists 0% $84 $88 $0 $23,738 26,975%
2022 Commercial Auto Comprehensive 0% $2,247 $2,223 $0 $0 0%
2022 Commercial Auto Collision 0% $3,171 $3,269 $0 $0 0%
2022 Aircraft 0% $0 $0 $0 $192,735 0%
2022 Fidelity 0.31% $80,352 $82,113 $0 $-105,278 -128.21%
2022 Surety 10.77% $11,066,323 $11,140,508 $10,286,604 $68,519 0.62%
2022 Credit Casualty 13.22% $1,251,060 $763,998 $0 $371,676 48.65%
2022 Umbrella 1.85% $1,750,889 $1,774,097 $1,000,000 $1,434,441 80.85%
2021 Total Property & Casualty 0.14% $19,174,232 $20,230,959 $-10,749,578 $5,776,937 28.55%
2021 Total Fire & Allied Lines 0.04% $240,191 $236,490 $0 $122,853 51.95%
2021 Dwelling Fire & Allied Lines 0% $0 $0 $0 $125,709 0%
2021 Commercial Fire & Allied Lines 0.07% $240,191 $236,490 $0 $-2,856 -1.21%
2021 Farmowners Multi-Peril 0% $-1,701 $1,793 $0 $-1,391 -77.58%
2021 Total Homeowners 0.1% $2,445,978 $2,305,172 $785,975 $973,364 42.23%
2021 Homeowners Multi-Peril 0.1% $2,445,978 $2,305,172 $785,975 $973,364 42.23%
2021 Commercial Multi-Peril 0.02% $187,404 $178,299 $32,174 $-245,035 -137.43%
2021 Ocean Marine 2.1% $912,249 $830,276 $210,779 $90,869 10.94%
2021 Inland Marine (Incl Auto Cargo) 0.08% $360,845 $298,233 $206,056 $69,027 23.15%
2021 Earthquake 0% $1,359 $1,352 $0 $65 4.81%
2021 Direct Workers Compensation 0% $-134 $-61,977 $620,620 $-514,265 829.77%
2021 Other Liability - Bodily Injury & Property Damage 0.03% $263,076 $288,121 $2,427 $-250,102 -86.8%
2021 Products Liability 0% $2 $7,743 $-18,406 $75,664 977.19%
2021 Total Private Passenger Automobile 0.07% $3,053,541 $4,708,609 $2,734,820 $3,285,555 69.78%
2021 Private Passenger Auto Liability Bodily Injury 0.08% $998,365 $1,518,932 $663,103 $1,438,091 94.68%
2021 Private Passenger Auto Liability Property Damage 0.11% $871,502 $1,333,694 $1,257,953 $1,259,364 94.43%
2021 Private Passenger Auto Medical Payments 0.02% $15,210 $26,033 $0 $-2,402 -9.23%
2021 Private Passenger Uninsured Motorists 0.15% $335,502 $530,262 $170,870 $-31,347 -5.91%
2021 Private Passenger Underinsured Motorists 0.2% $156,076 $240,877 $106,500 $97,410 40.44%
2021 Private Passenger Auto Comprehensive 0.04% $313,899 $480,586 $215,740 $199,575 41.53%
2021 Private Passenger Auto Collision 0.03% $362,987 $578,225 $320,654 $324,864 56.18%
2021 Total Commercial Automobile 0% $40,206 $45,588 $0 $1,280 2.81%
2021 Commercial Auto Liability Bodily Injury 0.01% $26,247 $33,014 $0 $6,456 19.56%
2021 Commercial Auto Liability Property Damage 0.01% $7,433 $7,030 $0 $3,263 46.42%
2021 Commercial Auto Medical Payments 0% $20 $23 $0 $-3,228 -14,034.8%
2021 Commercial Auto Uninsured Motorists 0% $88 $104 $0 $-6,456 -6,207.69%
2021 Commercial Auto Comprehensive 0% $2,402 $2,056 $0 $-274 -13.33%
2021 Commercial Auto Collision 0% $4,016 $3,361 $0 $1,519 45.19%
2021 Aircraft 0% $0 $0 $16,665 $8,759 0%
2021 Fidelity 0.34% $85,886 $79,877 $0 $187,572 234.83%
2021 Surety 9.53% $9,698,346 $9,527,112 $-15,340,688 $4,408 0.05%
2021 Credit Casualty 2.01% $150,000 $29,235 $0 $12,080 41.32%
2021 Umbrella 2.19% $1,736,984 $1,755,036 $0 $1,956,234 111.46%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0.01% 3 1409
2025 Homeowners 0.08% 3 148
2024 Private Passenger Auto 0.02% 3 1098
2024 Homeowners 0.09% 4 346
2024 Life and Annuities 0% 1 0
2023 Private Passenger Auto 0.03% 0 0
2023 Homeowners 0.09% 4 378
2022 Private Passenger Auto 0.07% 0 0
2022 Homeowners 0.09% 3 365
2021 Private Passenger Auto 0.07% 0 0
2021 Homeowners 0.07% 2 329

Company Changes

This company does not have any company changes.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.