LEMONADE INSURANCE COMPANY

Company Details

License Status:
Active
NAIC Number:
16023
Phone Number:
6098023855
Company Address:

Attn: Legal & Compliance Dept
5 Crosby St., 3rd Floor
New York, NY 10013

Description:
Property and Casualty
License Number:
B431661
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.03% $4,645,423 $3,951,457 $2,423,134 $2,619,190 66.28%
2023 Total Homeowners 0.11% $3,402,774 $2,916,543 $1,893,467 $2,103,908 72.14%
2023 Homeowners Multi-Peril 0.12% $3,402,774 $2,916,543 $1,893,467 $2,103,908 72.14%
2023 Inland Marine (Incl Auto Cargo) 0.22% $1,242,649 $1,034,914 $529,667 $515,282 49.79%
2022 Total Property & Casualty 0.03% $3,615,626 $3,080,569 $1,929,697 $2,255,383 73.21%
2022 Total Homeowners 0.1% $2,741,663 $2,420,858 $1,616,164 $1,885,809 77.9%
2022 Homeowners Multi-Peril 0.11% $2,741,663 $2,420,858 $1,616,164 $1,885,809 77.9%
2022 Inland Marine (Incl Auto Cargo) 0.17% $873,963 $659,711 $313,533 $369,574 56.02%
2021 Total Property & Casualty 0.02% $2,562,955 $1,908,221 $1,333,506 $1,958,933 102.66%
2021 Total Homeowners 0.09% $2,118,681 $1,646,362 $1,232,248 $1,816,654 110.34%
2021 Homeowners Multi-Peril 0.09% $2,118,681 $1,646,362 $1,232,248 $1,816,654 110.34%
2021 Inland Marine (Incl Auto Cargo) 0.09% $444,274 $261,859 $101,258 $142,279 54.33%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Homeowners 0.16% 10 256
2024 Homeowners 0.13% 7 400
2023 Homeowners 0.09% 8 735
2022 Homeowners 0.07% 3 443
2021 Homeowners 0.04% 2 507

Company Changes

This company does not have any company changes.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.