Company Details
License Status:
Active
NAIC Number:
65056
Phone Number:
5173815500
Company Address:
1 CORPORATE WAY
LANSING, MI 48951
Description:
Life and Health
License Number:
A417991
Date Admitted:
Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Accident & Health | 0% | $274,168 | $263,919 | $2,201,798 | $1,785,452 | 676.52% |
| 2023 | Total Individual Accident & Health | 0.01% | $273,682 | $263,433 | $2,201,798 | $1,785,452 | 677.76% |
| 2023 | Individual Long Term Care | 0.1% | $200,120 | $194,117 | $1,570,540 | $1,350,664 | 695.8% |
| 2023 | Individual Disability Income | 0.07% | $73,562 | $69,316 | $631,258 | $434,788 | 627.25% |
| 2023 | Total Group Accident & Health | 0% | $486 | $486 | $0 | $0 | 0% |
| 2023 | Group Medicare Supplement | 0% | $486 | $486 | $0 | $0 | 0% |
| 2023 | Total Life | 1.55% | $210,269,363 | $0 | $431,041,395 | $0 | 205.11% |
| 2023 | Total Individual Life | 2.1% | $210,210,610 | $0 | $427,946,187 | $0 | 203.7% |
| 2023 | Individual Whole Life | 0.16% | $1,416,321 | $0 | $10,897,524 | $0 | 786.64% |
| 2023 | Individual Term Life | 0.86% | $5,084,043 | $0 | $6,267,671 | $0 | 123.28% |
| 2023 | Individual Universal Life | 0.98% | $5,583,217 | $0 | $12,081,809 | $0 | 216.4% |
| 2023 | Individual Ordinary Annuities | 0.06% | $1,538,337 | $0 | $32,450,853 | $0 | 2,109.48% |
| 2023 | Individual Variable Annuities | 12.9% | $192,861,084 | $0 | $344,818,395 | $0 | 178.79% |
| 2023 | Individual Equity Indexed Annuities | 0.16% | $3,600,656 | $0 | $21,429,935 | $0 | 595.17% |
| 2023 | Individual Deposit-Type Funds | 0.01% | $126,952 | $0 | $0 | $0 | 0% |
| 2023 | Total Group Life | 0% | $58,753 | $0 | $3,095,208 | $0 | 5,268.17% |
| 2023 | Group Whole Life | 0.08% | $49,419 | $0 | $541,340 | $0 | 1,095.41% |
| 2023 | Group Term Life | 0% | $0 | $0 | $0 | $0 | 0% |
| 2023 | Group Universal Life | 0% | $1,584 | $0 | $0 | $0 | 0% |
| 2023 | Group Ordinary Annuities | 0% | $7,750 | $0 | $1,435,223 | $0 | 18,519% |
| 2023 | Group Variable Annuities | 0% | $0 | $0 | $1,072,421 | $0 | 0% |
| 2023 | Group Equity Indexed Annuities | 0% | $0 | $0 | $46,224 | $0 | 0% |
| 2023 | Group Deposit-Type Funds | 0% | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Accident & Health | 0% | $337,402 | $251,183 | $1,859,161 | $1,772,828 | 705.79% |
| 2022 | Total Individual Accident & Health | 0.01% | $336,840 | $250,624 | $1,859,161 | $1,772,828 | 707.37% |
| 2022 | Individual Medicare Supplement | 0% | $13,271 | $14,196 | $28,372 | $28,372 | 199.86% |
| 2022 | Individual Long Term Care | 0.11% | $227,883 | $120,698 | $1,128,739 | $1,042,406 | 863.65% |
| 2022 | Individual Specified Disease | 0.02% | $18,582 | $18,901 | $880 | $880 | 4.66% |
| 2022 | Individual Accident Only | 0% | $283 | $298 | $0 | $0 | 0% |
| 2022 | Individual Disability Income | 0.06% | $71,603 | $91,287 | $701,170 | $701,170 | 768.09% |
| 2022 | Individual Limited Benefit | 0.01% | $5,218 | $5,244 | $0 | $0 | 0% |
| 2022 | Total Group Accident & Health | 0% | $562 | $559 | $0 | $0 | 0% |
| 2022 | Group Accident Only | 0% | $562 | $559 | $0 | $0 | 0% |
| 2022 | Total Life | 1.74% | $249,176,572 | $0 | $383,283,063 | $0 | 153.92% |
| 2022 | Total Individual Life | 2.53% | $249,111,151 | $0 | $380,480,994 | $0 | 152.84% |
| 2022 | Individual Whole Life | 0.34% | $2,899,995 | $0 | $15,609,663 | $0 | 547.07% |
| 2022 | Individual Term Life | 0.87% | $5,426,845 | $0 | $7,631,231 | $0 | 140.62% |
| 2022 | Individual Universal Life | 0.58% | $4,502,099 | $0 | $11,042,679 | $0 | 245.28% |
| 2022 | Individual Variable Life | 0.02% | $49,605 | $0 | $12,000 | $0 | 24.19% |
| 2022 | Individual Ordinary Annuities | 0.07% | $1,700,833 | $0 | $22,200,893 | $0 | 1,305.3% |
| 2022 | Individual Variable Annuities | 9.3% | $183,336,440 | $0 | $300,561,747 | $0 | 163.94% |
| 2022 | Individual Equity Indexed Annuities | 2.65% | $51,195,334 | $0 | $23,422,781 | $0 | 45.75% |
| 2022 | Individual Deposit-Type Funds | 0% | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0% | $65,421 | $0 | $2,802,069 | $0 | 4,283.13% |
| 2022 | Group Whole Life | 0% | $0 | $0 | $0 | $0 | 0% |
| 2022 | Group Term Life | 0.01% | $55,399 | $0 | $21,256 | $0 | 38.37% |
| 2022 | Group Universal Life | 0% | $1,451 | $0 | $0 | $0 | 0% |
| 2022 | Group Ordinary Annuities | 0% | $3,750 | $0 | $2,032,313 | $0 | 54,195% |
| 2022 | Group Variable Annuities | 0% | $4,821 | $0 | $718,805 | $0 | 14,909.9% |
| 2022 | Group Equity Indexed Annuities | 0% | $0 | $0 | $29,695 | $0 | 0% |
| 2022 | Group Deposit-Type Funds | 0% | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 0% | $401,932 | $398,771 | $1,769,484 | $1,787,267 | 448.19% |
| 2021 | Total Individual Accident & Health | 0.01% | $401,336 | $398,178 | $1,769,484 | $1,787,267 | 448.86% |
| 2021 | Individual Medicare Supplement | 0% | $16,097 | $16,607 | $47,327 | $47,327 | 284.98% |
| 2021 | Individual Long Term Care | 0.12% | $250,159 | $236,314 | $1,137,984 | $1,155,767 | 489.08% |
| 2021 | Individual Specified Disease | 0.02% | $21,869 | $22,332 | $1,983 | $1,983 | 8.88% |
| 2021 | Individual Accident Only | 0% | $315 | $334 | $0 | $0 | 0% |
| 2021 | Individual Disability Income | 0.1% | $107,448 | $117,153 | $581,665 | $581,665 | 496.5% |
| 2021 | Individual Limited Benefit | 0.01% | $5,448 | $5,438 | $525 | $525 | 9.65% |
| 2021 | Total Group Accident & Health | 0% | $596 | $593 | $0 | $0 | 0% |
| 2021 | Group Accident Only | 0% | $596 | $593 | $0 | $0 | 0% |
| 2021 | Total Life | 2.32% | $284,308,385 | $0 | $453,534,527 | $0 | 159.62% |
| 2021 | Total Individual Life | 3.61% | $284,179,428 | $0 | $450,606,931 | $0 | 158.66% |
| 2021 | Individual Whole Life | 0.34% | $3,014,586 | $0 | $15,670,370 | $0 | 528.72% |
| 2021 | Individual Term Life | 0.85% | $5,196,239 | $0 | $8,246,839 | $0 | 158.71% |
| 2021 | Individual Universal Life | 0.59% | $4,659,473 | $0 | $15,660,248 | $0 | 336.09% |
| 2021 | Individual Variable Life | 0.03% | $61,457 | $0 | $129,479 | $0 | 210.68% |
| 2021 | Individual Ordinary Annuities | 0.14% | $2,216,434 | $0 | $21,556,959 | $0 | 972.6% |
| 2021 | Individual Variable Annuities | 11.62% | $262,619,027 | $0 | $372,914,254 | $0 | 142% |
| 2021 | Individual Equity Indexed Annuities | 0.47% | $6,412,212 | $0 | $16,428,782 | $0 | 256.21% |
| 2021 | Individual Deposit-Type Funds | 0% | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0% | $128,957 | $0 | $2,927,596 | $0 | 2,270.21% |
| 2021 | Group Whole Life | 0% | $0 | $0 | $0 | $0 | 0% |
| 2021 | Group Term Life | 0.01% | $53,069 | $0 | $0 | $0 | 0% |
| 2021 | Group Universal Life | 0% | $1,584 | $0 | $0 | $0 | 0% |
| 2021 | Group Ordinary Annuities | 0% | $53,304 | $0 | $1,422,337 | $0 | 2,668.35% |
| 2021 | Group Variable Annuities | 0% | $21,000 | $0 | $1,500,710 | $0 | 7,146.24% |
| 2021 | Group Equity Indexed Annuities | 0% | $0 | $0 | $4,549 | $0 | 0% |
| 2021 | Group Deposit-Type Funds | 0% | $0 | $0 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0% | 0 | 0 |
| 2025 | Life and Annuities | 0% | 20 | 0 |
| 2024 | Life and Annuities | 2.18% | 16 | 109 |
| 2024 | Health | 0% | 0 | 0 |
| 2023 | Health | 0% | 0 | 0 |
| 2023 | Long-Term Care Insurance | 0.09% | 0 | 0 |
| 2023 | Life and Annuities | 2.47% | 18 | 98 |
| 2023 | Medicare Supplement Insurance | 0% | 0 | 0 |
| 2022 | Health | 0% | 0 | 0 |
| 2022 | Long-Term Care Insurance | 0.1% | 0 | 0 |
| 2022 | Life and Annuities | 2.54% | 26 | 141 |
| 2022 | Medicare Supplement Insurance | 0% | 0 | 0 |
| 2021 | Health | 0.01% | 0 | 0 |
| 2021 | Long-Term Care Insurance | 0.12% | 0 | 0 |
| 2021 | Life and Annuities | 2.96% | 38 | 166 |
| 2021 | Medicare Supplement Insurance | 0% | 0 | 0 |
Company Changes
This company does not have any company changes.
Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.