GOLDEN RULE INSURANCE COMPANY

Company Details

License Status:
Active
NAIC Number:
62286
Phone Number:
3172908100
Company Address:

9800 HEALTH CARE LANE
MINNETONKA, MN 55343

Description:
Life and Health
License Number:
A423280
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Accident & Health 0.46% $68,385,547 $68,656,776 $41,522,636 $39,886,159 58.1%
2023 Total Individual Accident & Health 1.33% $68,385,547 $68,656,776 $41,522,636 $39,886,159 58.1%
2023 Individual Comprehensive Medical Expense 1.57% $33,362,036 $33,626,383 $26,924,563 $25,660,292 76.31%
2023 Individual Medicare Supplement 0.17% $885,227 $886,132 $836,911 $840,593 94.86%
2023 Individual Specified Disease 0.48% $502,110 $502,182 $20,012 $24,467 4.87%
2023 Individual Accident Only 1.39% $1,116,922 $1,121,175 $222,940 $234,488 20.91%
2023 Individual Disability Income 0% $4,627 $4,627 $0 $143 3.09%
2023 Individual Dental 9.66% $5,080,244 $5,080,599 $2,607,787 $2,573,508 50.65%
2023 Individual Limited Benefit 24.31% $27,434,381 $27,435,678 $10,910,423 $10,552,668 38.46%
2023 Total Life 0% $677,178 $0 $3,419,552 $0 504.97%
2023 Total Individual Life 0.01% $677,178 $0 $3,419,552 $0 504.97%
2023 Individual Universal Life 0.12% $677,178 $0 $3,419,552 $0 504.97%
2022 Total Accident & Health 0.57% $75,568,472 $75,675,218 $47,470,259 $45,267,353 59.82%
2022 Total Individual Accident & Health 1.55% $75,568,472 $75,675,218 $47,470,259 $45,267,353 59.82%
2022 Individual Comprehensive Medical Expense 2.2% $39,114,726 $39,201,593 $29,991,397 $28,086,499 71.65%
2022 Individual Medicare Supplement 0.18% $973,375 $976,401 $900,928 $896,372 91.8%
2022 Individual Specified Disease 0.45% $531,337 $531,340 $92,500 $124,056 23.35%
2022 Individual Accident Only 1.82% $1,126,826 $1,128,575 $197,287 $206,216 18.27%
2022 Individual Disability Income 0% $5,352 $5,352 $0 $-12 -0.22%
2022 Individual Dental 10.19% $4,974,131 $4,974,862 $2,558,380 $2,536,123 50.98%
2022 Individual Limited Benefit 28.84% $28,842,725 $28,857,095 $13,729,767 $13,418,099 46.5%
2022 Total Life 0.01% $812,634 $0 $3,658,298 $0 450.18%
2022 Total Individual Life 0.01% $812,634 $0 $3,658,298 $0 450.18%
2022 Individual Universal Life 0.1% $812,634 $0 $3,658,298 $0 450.18%
2021 Total Accident & Health 0.63% $76,364,828 $76,664,494 $51,893,183 $50,620,364 66.03%
2021 Total Individual Accident & Health 0.78% $35,325,137 $35,460,741 $17,690,884 $17,102,650 48.23%
2021 Individual Comprehensive Medical Expense 1.29% $22,954,512 $23,067,489 $11,805,977 $13,067,779 56.65%
2021 Individual Medicare Supplement 0.18% $1,049,459 $1,058,533 $857,013 $927,022 87.58%
2021 Individual Specified Disease 0.53% $548,798 $550,261 $0 $49,097 8.92%
2021 Individual Accident Only 1.65% $1,028,893 $1,033,437 $171,433 $195,252 18.89%
2021 Individual Disability Income 0% $4,266 $5,411 $0 $0 0%
2021 Individual Dental 9.59% $4,468,988 $4,467,801 $2,242,526 $113 0%
2021 Individual Limited Benefit 7.75% $5,270,221 $5,277,809 $2,613,935 $2,863,387 54.25%
2021 Total Group Accident & Health 0.54% $41,039,691 $41,203,753 $34,202,299 $33,517,714 81.35%
2021 Group Comprehensive Medical Expense - Association 98.32% $40,763,975 $40,927,475 $34,097,499 $31,473,297 76.9%
2021 Group Accident Only 0.13% $158,934 $159,483 $50,114 $49,594 31.1%
2021 Group Dental 0.03% $84,447 $84,354 $45,022 $1,984,686 2,352.81%
2021 Group Limited Benefit 0.01% $32,335 $32,441 $9,664 $10,137 31.25%
2021 Total Life 0.01% $923,063 $0 $5,517,160 $0 597.85%
2021 Total Individual Life 0.01% $866,507 $0 $5,517,160 $0 636.87%
2021 Individual Whole Life 0% $0 $0 $3,888 $0 0%
2021 Individual Term Life 0.11% $696,534 $0 $95,282 $0 13.68%
2021 Individual Universal Life 0.02% $130,595 $0 $1,873,908 $0 1,434.9%
2021 Individual Ordinary Annuities 0% $39,378 $0 $3,544,082 $0 9,000.16%
2021 Total Group Life 0% $56,556 $0 $0 $0 0%
2021 Group Term Life 0.01% $56,556 $0 $0 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Health 0.24% 29 493
2025 Life and Annuities 9.62% 0 0
2025 Medicare Supplement Insurance 0% 1 0
2024 Health 0.32% 30 449
2024 Life and Annuities 0.02% 0 0
2024 Medicare Supplement Insurance 0% 1 0
2023 Health 1.02% 36 162
2023 Life and Annuities 0.01% 1 902
2023 Medicare Supplement Insurance 0.12% 0 0
2022 Health 0.9% 44 224
2022 Life and Annuities 0.01% 1 1195
2022 Medicare Supplement Insurance 0.13% 0 0
2021 Health 0.89% 42 193
2021 Life and Annuities 0.01% 1 1241
2021 Medicare Supplement Insurance 0.15% 0 0

Company Changes

This company does not have any company changes.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.