ESSENTIA INSURANCE COMPANY

Company Details

License Status:
Active
NAIC Number:
37915
Phone Number:
8475726387
Company Address:

10275 W. Higgins Road, Suite 750
Rosemont, IL 60018

Description:
Property and Casualty
License Number:
B419918
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.07% $10,978,630 $10,107,638 $3,208,752 $4,755,542 47.05%
2023 Ocean Marine 0% $0 $264 $0 $-5,174 -1,959.85%
2023 Inland Marine (Incl Auto Cargo) 0.19% $1,079,572 $997,500 $378,345 $412,396 41.34%
2023 Total Private Passenger Automobile 0.18% $9,899,058 $9,109,874 $2,830,407 $4,348,320 47.73%
2023 Private Passenger Auto Liability Bodily Injury 0.1% $1,338,181 $1,145,641 $284,218 $881,768 76.97%
2023 Private Passenger Auto Liability Property Damage 0.05% $470,488 $387,170 $96,052 $297,994 76.97%
2023 Private Passenger Auto Medical Payments 0.13% $114,223 $123,903 $30,739 $95,364 76.97%
2023 Private Passenger Uninsured Motorists 0.34% $965,136 $801,537 $198,852 $616,921 76.97%
2023 Private Passenger Underinsured Motorists 0.16% $181,757 $149,094 $36,988 $114,753 76.97%
2023 Private Passenger Auto Comprehensive 0.34% $3,832,213 $3,657,476 $1,228,185 $1,317,034 36.01%
2023 Private Passenger Auto Collision 0.2% $2,997,060 $2,845,053 $955,373 $1,024,486 36.01%
2022 Total Property & Casualty 0.06% $9,145,076 $8,458,470 $2,555,107 $2,786,296 32.94%
2022 Ocean Marine 0.01% $3,156 $25,441 $0 $595 2.34%
2022 Inland Marine (Incl Auto Cargo) 0.17% $881,302 $820,550 $90,220 $37,196 4.53%
2022 Total Private Passenger Automobile 0.17% $8,260,618 $7,612,479 $2,464,887 $2,748,505 36.11%
2022 Private Passenger Auto Liability Bodily Injury 0.08% $939,265 $828,444 $286,913 $401,698 48.49%
2022 Private Passenger Auto Liability Property Damage 0.04% $300,306 $255,512 $88,490 $123,893 48.49%
2022 Private Passenger Auto Medical Payments 0.16% $143,655 $150,335 $52,065 $72,895 48.49%
2022 Private Passenger Uninsured Motorists 0.25% $630,539 $543,381 $188,187 $263,476 48.49%
2022 Private Passenger Underinsured Motorists 0.13% $116,152 $99,291 $34,387 $48,145 48.49%
2022 Private Passenger Auto Comprehensive 0.37% $3,455,456 $3,241,137 $1,025,568 $1,038,878 32.05%
2022 Private Passenger Auto Collision 0.21% $2,675,245 $2,494,379 $789,277 $799,520 32.05%
2021 Total Property & Casualty 0.06% $7,839,435 $7,215,662 $1,837,186 $2,126,273 29.47%
2021 Ocean Marine 0.1% $43,596 $42,534 $-9,450 $-7,912 -18.6%
2021 Inland Marine (Incl Auto Cargo) 0.15% $718,354 $644,586 $30,192 $87,879 13.63%
2021 Total Private Passenger Automobile 0.16% $7,077,485 $6,528,542 $1,816,444 $2,046,306 31.34%
2021 Private Passenger Auto Liability Bodily Injury 0.07% $775,696 $722,051 $159,777 $262,558 36.36%
2021 Private Passenger Auto Liability Property Damage 0.03% $236,187 $217,007 $48,020 $78,910 36.36%
2021 Private Passenger Auto Medical Payments 0.16% $147,074 $137,048 $30,326 $49,834 36.36%
2021 Private Passenger Uninsured Motorists 0.22% $507,685 $478,692 $105,926 $174,066 36.36%
2021 Private Passenger Underinsured Motorists 0.12% $91,798 $84,623 $18,726 $30,771 36.36%
2021 Private Passenger Auto Comprehensive 0.35% $3,011,872 $2,778,123 $826,011 $824,022 29.66%
2021 Private Passenger Auto Collision 0.19% $2,307,173 $2,110,998 $627,658 $626,145 29.66%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2023 Private Passenger Auto 0.17% 2 67
2022 Private Passenger Auto 0.16% 2 84
2021 Private Passenger Auto 0.14% 2 95

Company Changes

Effective Date:
Comments:

American Central changed its name to Essentia Insurance Company.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

Date:
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Date:
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