ENCOMPASS INDEMNITY COMPANY

Company Details

License Status:
Active
NAIC Number:
15130
Phone Number:
8474025000
Company Address:

3100 Sanders Road, Suite 201
Northbrook, IL 60062

Description:
Property and Casualty
License Number:
B421197
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.14% $22,035,848 $21,852,852 $16,943,538 $20,128,112 92.11%
2023 Total Fire & Allied Lines 0.02% $131,368 $132,639 $34,020 $41,556 31.33%
2023 Commercial Fire & Allied Lines 0.04% $131,368 $132,639 $34,020 $41,556 31.33%
2023 Total Homeowners 0.34% $10,186,198 $10,032,558 $6,554,835 $8,399,735 83.72%
2023 Homeowners Multi-Peril 0.35% $10,186,198 $10,032,558 $6,554,835 $8,399,735 83.72%
2023 Inland Marine (Incl Auto Cargo) 0.02% $121,607 $136,510 $43,315 $50,621 37.08%
2023 Other Liability - Bodily Injury & Property Damage 0.03% $290,245 $319,278 $0 $60,779 19.04%
2023 Total Private Passenger Automobile 0.21% $11,293,006 $11,217,228 $10,311,368 $11,575,421 103.19%
2023 Private Passenger Auto Liability Bodily Injury 0.19% $2,503,716 $2,522,237 $1,707,483 $2,474,416 98.1%
2023 Private Passenger Auto Liability Property Damage 0.22% $2,210,724 $2,286,080 $1,872,487 $2,386,538 104.39%
2023 Private Passenger Auto Medical Payments 0.27% $235,331 $265,287 $215,647 $169,487 63.89%
2023 Private Passenger Uninsured Motorists 0.25% $707,066 $635,808 $1,700,131 $2,147,971 337.83%
2023 Private Passenger Auto Comprehensive 0.21% $2,371,754 $2,151,374 $1,928,431 $1,964,787 91.33%
2023 Private Passenger Auto Collision 0.22% $3,264,415 $3,356,442 $2,887,189 $2,432,222 72.46%
2023 Other Specific 0.18% $13,424 $14,639 $0 $0 0%
2022 Total Property & Casualty 0.13% $19,181,837 $17,671,519 $16,211,633 $15,162,345 85.8%
2022 Total Fire & Allied Lines 0.03% $122,796 $123,413 $0 $5,595 4.53%
2022 Dwelling Fire & Allied Lines 0.08% $122,796 $123,413 $0 $5,595 4.53%
2022 Total Homeowners 0.34% $9,079,964 $8,441,610 $4,974,841 $5,971,898 70.74%
2022 Homeowners Multi-Peril 0.35% $9,079,964 $8,441,610 $4,974,841 $5,971,898 70.74%
2022 Inland Marine (Incl Auto Cargo) 0.03% $143,550 $141,110 $119,067 $121,594 86.17%
2022 Other Liability - Bodily Injury & Property Damage 0.04% $313,655 $319,802 $1,440,000 $55,913 17.48%
2022 Total Private Passenger Automobile 0.2% $9,507,581 $8,631,211 $9,677,725 $9,007,345 104.36%
2022 Private Passenger Auto Liability Bodily Injury 0.17% $2,099,709 $1,825,183 $2,743,830 $2,530,977 138.67%
2022 Private Passenger Auto Liability Property Damage 0.22% $1,918,196 $1,654,689 $1,257,261 $1,306,298 78.95%
2022 Private Passenger Auto Medical Payments 0.27% $242,961 $222,872 $160,582 $193,131 86.66%
2022 Private Passenger Uninsured Motorists 0.21% $537,458 $515,258 $2,130,889 $810,901 157.38%
2022 Private Passenger Auto Comprehensive 0.19% $1,739,963 $1,566,597 $1,268,571 $1,330,432 84.92%
2022 Private Passenger Auto Collision 0.23% $2,969,294 $2,846,612 $2,116,592 $2,835,606 99.61%
2022 Other Specific 0.2% $14,291 $14,373 $0 $0 0%
2021 Total Property & Casualty 0.13% $17,016,339 $16,896,962 $12,424,001 $13,913,241 82.34%
2021 Total Fire & Allied Lines 0.02% $117,969 $130,851 $24,472 $29,437 22.5%
2021 Dwelling Fire & Allied Lines 0.08% $117,969 $130,851 $24,472 $29,437 22.5%
2021 Total Homeowners 0.33% $8,227,643 $8,027,844 $5,058,985 $4,481,841 55.83%
2021 Homeowners Multi-Peril 0.35% $8,227,643 $8,027,844 $5,058,985 $4,481,841 55.83%
2021 Inland Marine (Incl Auto Cargo) 0.03% $140,504 $151,684 $0 $6,427 4.24%
2021 Other Liability - Bodily Injury & Property Damage 0.04% $327,080 $353,956 $1,850,000 $1,918,763 542.09%
2021 Total Private Passenger Automobile 0.18% $8,188,248 $8,217,185 $5,490,544 $7,476,773 90.99%
2021 Private Passenger Auto Liability Bodily Injury 0.14% $1,699,146 $1,726,642 $1,496,490 $1,255,569 72.72%
2021 Private Passenger Auto Liability Property Damage 0.19% $1,534,013 $1,549,317 $975,017 $1,063,338 68.63%
2021 Private Passenger Auto Medical Payments 0.23% $209,954 $211,412 $137,509 $190,110 89.92%
2021 Private Passenger Uninsured Motorists 0.22% $510,408 $530,643 $254,820 $2,242,499 422.6%
2021 Private Passenger Auto Comprehensive 0.17% $1,474,124 $1,463,748 $893,176 $973,530 66.51%
2021 Private Passenger Auto Collision 0.23% $2,760,603 $2,735,423 $1,733,532 $1,751,727 64.04%
2021 Other Specific 0.15% $14,895 $15,442 $0 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0.08% 5 274
2025 Homeowners 0.12% 2 67
2024 Homeowners 0.22% 3 99
2024 Private Passenger Auto 0.15% 7 267
2023 Private Passenger Auto 0.2% 6 175
2023 Homeowners 0.29% 4 109
2022 Private Passenger Auto 0.19% 2 69
2022 Homeowners 0.3% 3 105
2021 Private Passenger Auto 0.19% 1 35
2021 Homeowners 0.3% 2 75

Company Changes

This company does not have any company changes.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.