EMPLOYERS MUTUAL CASUALTY COMPANY

Company Details

License Status:
Active
NAIC Number:
21415
Phone Number:
5152802511
Company Address:

P. O. BOX 712
DES MOINES, IA 50306-0712

Description:
Property and Casualty
License Number:
B424264
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.16% $24,808,407 $24,341,225 $10,501,270 $17,577,594 72.21%
2023 Total Fire & Allied Lines 0.55% $4,239,670 $3,945,400 $3,047,429 $2,687,009 68.1%
2023 Commercial Fire & Allied Lines 1.32% $4,239,670 $3,945,400 $3,047,429 $2,687,009 68.1%
2023 Commercial Multi-Peril 0.09% $960,259 $903,374 $973,226 $1,180,298 130.65%
2023 Inland Marine (Incl Auto Cargo) 0.28% $1,541,260 $1,591,549 $544,044 $454,716 28.57%
2023 Earthquake 0.07% $102,012 $97,663 $0 $1,882 1.93%
2023 Direct Workers Compensation 0.26% $2,825,072 $2,943,692 $1,129,700 $3,377,559 114.74%
2023 Other Liability - Bodily Injury & Property Damage 0.69% $6,591,155 $6,439,108 $1,566,819 $5,277,827 81.97%
2023 Products Liability 1.15% $569,226 $456,579 $0 $789,208 172.85%
2023 Total Private Passenger Automobile 0% $0 $0 $-1,183 $-2,632 0%
2023 Private Passenger Auto Liability Property Damage 0% $0 $0 $0 $-123 0%
2023 Private Passenger Uninsured Motorists 0% $0 $0 $-50 $-1,384 0%
2023 Private Passenger Auto Comprehensive 0% $0 $0 $0 $8 0%
2023 Private Passenger Auto Collision 0% $0 $0 $-1,133 $-1,133 0%
2023 Total Commercial Automobile 0.65% $6,675,004 $6,630,311 $3,171,235 $3,792,588 57.2%
2023 Commercial Auto Liability Bodily Injury 0.85% $4,417,310 $4,445,751 $729,036 $1,871,625 42.1%
2023 Commercial Auto Liability Property Damage 0% $0 $0 $471,524 $475,107 0%
2023 Commercial Auto Medical Payments 0.54% $40,585 $42,063 $1,000 $8,225 19.55%
2023 Commercial Auto Uninsured Motorists 0.45% $186,418 $181,708 $450,000 $-133,946 -73.71%
2023 Commercial Auto Comprehensive 0.7% $840,546 $798,619 $480,131 $520,907 65.23%
2023 Commercial Auto Collision 0.59% $1,190,145 $1,162,170 $1,039,544 $1,050,670 90.41%
2023 Fidelity 0.18% $47,563 $43,356 $75,000 $-25,111 -57.92%
2023 Surety 0.84% $966,504 $1,002,937 $-5,000 $42,293 4.22%
2023 Burglary & Theft 0.05% $3,872 $3,756 $0 $156 4.15%
2023 Boiler & Machinery 0.61% $280,046 $277,039 $0 $1,635 0.59%
2023 Private Flood 0.1% $6,764 $6,461 $0 $166 2.57%
2022 Total Property & Casualty 0.16% $22,912,106 $21,923,160 $11,060,578 $13,980,551 63.77%
2022 Total Fire & Allied Lines 0.72% $3,480,225 $3,410,480 $4,724,236 $5,562,178 163.09%
2022 Commercial Fire & Allied Lines 1.1% $3,480,225 $3,410,480 $4,724,236 $5,562,178 163.09%
2022 Total Homeowners 0% $0 $0 $1,000 $1,003 0%
2022 Homeowners Multi-Peril 0% $0 $0 $1,000 $1,003 0%
2022 Commercial Multi-Peril 0.08% $837,970 $832,353 $336,251 $365,382 43.9%
2022 Inland Marine (Incl Auto Cargo) 0.3% $1,581,603 $1,549,511 $441,415 $490,391 31.65%
2022 Earthquake 0.06% $84,469 $84,065 $0 $-1,978 -2.35%
2022 Direct Workers Compensation 0.27% $2,819,552 $2,789,762 $1,814,288 $3,671,350 131.6%
2022 Other Liability - Bodily Injury & Property Damage 0.69% $5,848,987 $5,554,438 $1,672,060 $1,680,202 30.25%
2022 Products Liability 0.99% $434,818 $415,594 $2,500 $3,500 0.84%
2022 Total Private Passenger Automobile 0% $0 $0 $-737 $-2,965 0%
2022 Private Passenger Auto Liability Property Damage 0% $0 $0 $0 $-677 0%
2022 Private Passenger Uninsured Motorists 0% $0 $0 $-50 $-1,622 0%
2022 Private Passenger Auto Comprehensive 0% $0 $0 $0 $2 0%
2022 Private Passenger Auto Collision 0% $0 $0 $-687 $-668 0%
2022 Total Commercial Automobile 0.68% $6,644,634 $6,172,624 $1,928,727 $2,129,764 34.5%
2022 Commercial Auto Liability Bodily Injury 0.94% $4,488,076 $4,167,500 $671,391 $390,087 9.36%
2022 Commercial Auto Liability Property Damage 0% $0 $0 $514,193 $593,904 0%
2022 Commercial Auto Medical Payments 0.61% $43,576 $52,544 $11,468 $-14,167 -26.96%
2022 Commercial Auto Uninsured Motorists 0.5% $186,947 $178,091 $10,500 $459,091 257.78%
2022 Commercial Auto Comprehensive 0.62% $767,188 $694,298 $390,377 $367,855 52.98%
2022 Commercial Auto Collision 0.64% $1,158,847 $1,080,191 $330,798 $332,994 30.83%
2022 Fidelity 0.15% $38,694 $36,776 $0 $88,089 239.53%
2022 Surety 0.86% $887,610 $833,632 $140,838 $-3,271 -0.39%
2022 Burglary & Theft 0.05% $3,797 $3,853 $0 $-143 -3.71%
2022 Boiler & Machinery 0.63% $244,236 $234,219 $0 $-2,841 -1.21%
2022 Private Flood 0.08% $5,511 $5,853 $0 $-110 -1.88%
2021 Total Property & Casualty 0.15% $20,595,634 $19,884,470 $8,288,404 $7,906,939 39.76%
2021 Total Fire & Allied Lines 0.51% $3,388,511 $3,128,647 $2,619,095 $-185,122 -5.92%
2021 Commercial Fire & Allied Lines 1.01% $3,388,511 $3,128,647 $2,619,095 $-185,122 -5.92%
2021 Total Homeowners 0% $0 $0 $3,436 $2,804 0%
2021 Homeowners Multi-Peril 0% $0 $0 $3,436 $2,804 0%
2021 Commercial Multi-Peril 0.09% $814,848 $775,487 $105,902 $155,785 20.09%
2021 Inland Marine (Incl Auto Cargo) 0.35% $1,659,292 $1,699,120 $487,411 $450,175 26.49%
2021 Earthquake 0.06% $76,832 $60,273 $0 $1,013 1.68%
2021 Direct Workers Compensation 0.25% $2,396,564 $2,564,636 $1,191,837 $1,250,502 48.76%
2021 Other Liability - Bodily Injury & Property Damage 0.63% $5,100,504 $5,015,954 $1,548,513 $3,052,475 60.86%
2021 Products Liability 0.56% $230,139 $280,651 $130,071 $138,810 49.46%
2021 Total Private Passenger Automobile 0% $0 $0 $-817 $-2,734 0%
2021 Private Passenger Auto Liability Property Damage 0% $0 $0 $0 $-2,373 0%
2021 Private Passenger Auto Medical Payments 0% $0 $0 $216 $-4,842 0%
2021 Private Passenger Auto Comprehensive 0% $0 $0 $0 $1,873 0%
2021 Private Passenger Auto Collision 0% $0 $0 $-1,033 $2,608 0%
2021 Total Commercial Automobile 0.66% $5,930,828 $5,376,409 $2,619,824 $3,425,918 63.72%
2021 Commercial Auto Liability Bodily Injury 0.88% $4,029,219 $3,618,244 $363,600 $882,943 24.4%
2021 Commercial Auto Liability Property Damage 0% $0 $0 $1,056,920 $1,108,406 0%
2021 Commercial Auto Medical Payments 0.84% $55,866 $75,207 $7,405 $22,150 29.45%
2021 Commercial Auto Uninsured Motorists 0.6% $177,061 $167,487 $20,575 $163,998 97.92%
2021 Commercial Auto Comprehensive 0.61% $619,016 $536,777 $404,404 $432,890 80.65%
2021 Commercial Auto Collision 0.61% $1,049,666 $978,694 $766,920 $815,531 83.33%
2021 Fidelity 0.14% $36,681 $37,949 $0 $16,224 42.75%
2021 Surety 0.72% $736,931 $729,603 $-529,899 $-489,197 -67.05%
2021 Burglary & Theft 0.06% $3,878 $3,910 $0 $30 0.77%
2021 Boiler & Machinery 0.59% $220,626 $211,831 $113,031 $90,256 42.61%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2024 Homeowners 0% 1 0
2023 Homeowners 0% 1 0
2022 Private Passenger Auto 0% 0 0
2022 Homeowners 0% 1 9999
2021 Private Passenger Auto 0% 0 0
2021 Homeowners 0% 0 0

Company Changes

This company does not have any company changes.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.