EMPIRE FIRE AND MARINE INSURANCE CO

Company Details

License Status:
Active
NAIC Number:
21326
Phone Number:
8476053284
Company Address:

1299 ZURICH WAY, 5TH FLOOR
SCHAUMBURG, IL 60196-1056

Description:
Property and Casualty
License Number:
B424263
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.03% $4,399,262 $4,461,083 $1,602,799 $963,261 21.59%
2023 Total Homeowners 0% $-137,988 $-137,988 $15,323 $15,323 -11.1%
2023 Homeowners Multi-Peril 0% $-137,988 $-137,988 $15,323 $15,323 -11.1%
2023 Commercial Multi-Peril 0% $0 $0 $0 $-1 0%
2023 Inland Marine (Incl Auto Cargo) 0.05% $268,567 $274,694 $0 $5,657 2.06%
2023 Other Liability - Bodily Injury & Property Damage 0% $14,148 $11,066 $0 $-85 -0.77%
2023 Products Liability 0% $0 $0 $0 $-137 0%
2023 Total Commercial Automobile 0.41% $4,254,535 $4,313,311 $1,587,476 $942,504 21.85%
2023 Commercial Auto Liability Bodily Injury 0.43% $2,204,162 $2,237,256 $1,091,749 $104,356 4.66%
2023 Commercial Auto Liability Property Damage 0.63% $908,678 $908,556 $91,378 $94,465 10.4%
2023 Commercial Auto Medical Payments 0.73% $54,694 $54,694 $8,500 $8,499 15.54%
2023 Commercial Auto Uninsured Motorists 0.13% $54,331 $53,660 $0 $0 0%
2023 Commercial Auto Comprehensive 0.33% $391,428 $397,464 $99,683 $431,108 108.46%
2023 Commercial Auto Collision 0.32% $641,242 $661,681 $296,166 $304,076 45.96%
2022 Total Property & Casualty 0.03% $4,009,946 $4,113,958 $759,194 $390,227 9.49%
2022 Inland Marine (Incl Auto Cargo) 0.04% $210,113 $210,364 $2,500 $3,227 1.53%
2022 Other Liability - Bodily Injury & Property Damage 0% $800 $800 $0 $-789 -98.63%
2022 Products Liability 0% $0 $0 $0 $-76 0%
2022 Total Commercial Automobile 0.39% $3,799,033 $3,902,794 $756,694 $387,865 9.94%
2022 Commercial Auto Liability Bodily Injury 0.42% $2,030,017 $2,065,907 $257,950 $-91,237 -4.42%
2022 Commercial Auto Liability Property Damage 0.52% $787,307 $784,883 $101,081 $61,982 7.9%
2022 Commercial Auto Medical Payments 1.3% $92,958 $92,958 $2,500 $2,500 2.69%
2022 Commercial Auto Uninsured Motorists 0.12% $44,916 $42,848 $0 $0 0%
2022 Commercial Auto Comprehensive 0.26% $322,152 $333,892 $170,897 $177,070 53.03%
2022 Commercial Auto Collision 0.29% $521,683 $582,306 $224,266 $237,550 40.79%
2021 Total Property & Casualty 0.03% $4,028,331 $3,952,410 $987,031 $702,820 17.78%
2021 Inland Marine (Incl Auto Cargo) 0.04% $170,545 $170,545 $-9,693 $-4,520 -2.65%
2021 Other Liability - Bodily Injury & Property Damage 0% $1,000 $2,551 $0 $-1,238 -48.53%
2021 Products Liability 0% $0 $0 $0 $-135 0%
2021 Total Commercial Automobile 0.43% $3,856,786 $3,779,314 $996,724 $708,713 18.75%
2021 Commercial Auto Liability Bodily Injury 0.43% $1,986,657 $1,949,801 $590,000 $422,923 21.69%
2021 Commercial Auto Liability Property Damage 0.58% $766,762 $769,054 $60,457 $57,905 7.53%
2021 Commercial Auto Medical Payments 1.11% $73,672 $73,672 $31,652 $26,609 36.12%
2021 Commercial Auto Uninsured Motorists 0.17% $49,781 $48,336 $0 $0 0%
2021 Commercial Auto Comprehensive 0.33% $332,304 $321,450 $69,675 $-1,744 -0.54%
2021 Commercial Auto Collision 0.37% $647,610 $617,001 $244,940 $203,020 32.9%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0% 1 0

Company Changes

This company does not have any company changes.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.