Company Details
License Status:
Active
NAIC Number:
40371
Phone Number:
5734746193
Company Address:
P.O. Box 618
Columbia, MO 65205
Description:
Property and Casualty
License Number:
B420825
Date Admitted:
Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Property & Casualty | 0.2% | $31,734,992 | $32,221,742 | $23,444,450 | $16,840,307 | 52.26% |
| 2023 | Total Fire & Allied Lines | 0.07% | $514,088 | $488,643 | $49,410 | $21,982 | 4.5% |
| 2023 | Commercial Fire & Allied Lines | 0.16% | $514,088 | $488,643 | $49,410 | $21,982 | 4.5% |
| 2023 | Commercial Multi-Peril | 1.51% | $16,751,242 | $16,650,818 | $11,795,120 | $7,346,235 | 44.12% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.04% | $196,866 | $212,807 | $66,671 | $67,719 | 31.82% |
| 2023 | Earthquake | 0.22% | $315,693 | $327,011 | $0 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0.07% | $748,440 | $758,448 | $104,262 | $152,150 | 20.06% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.09% | $858,214 | $907,579 | $22,997 | $-155,179 | -17.1% |
| 2023 | Products Liability | 0.57% | $281,035 | $296,287 | $53,123 | $138,657 | 46.8% |
| 2023 | Total Private Passenger Automobile | 0.17% | $9,381,428 | $9,963,979 | $9,585,763 | $7,581,439 | 76.09% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0.15% | $2,088,638 | $2,203,363 | $2,415,226 | $1,839,266 | 83.48% |
| 2023 | Private Passenger Auto Liability Property Damage | 0.22% | $2,249,330 | $2,373,240 | $1,997,516 | $1,579,965 | 66.57% |
| 2023 | Private Passenger Auto Medical Payments | 0.23% | $200,816 | $222,909 | $248,981 | $196,712 | 88.25% |
| 2023 | Private Passenger Uninsured Motorists | 0.12% | $337,390 | $356,017 | $598,973 | $187,488 | 52.66% |
| 2023 | Private Passenger Underinsured Motorists | 0.2% | $227,273 | $236,363 | $475,800 | $239,280 | 101.23% |
| 2023 | Private Passenger Auto Comprehensive | 0.17% | $1,978,547 | $2,129,364 | $1,990,019 | $1,931,115 | 90.69% |
| 2023 | Private Passenger Auto Collision | 0.15% | $2,299,434 | $2,442,723 | $1,859,248 | $1,607,613 | 65.81% |
| 2023 | Total Commercial Automobile | 0.26% | $2,676,473 | $2,604,997 | $1,767,104 | $1,687,304 | 64.77% |
| 2023 | Commercial Auto Liability Bodily Injury | 0.26% | $1,323,981 | $1,274,468 | $794,010 | $760,165 | 59.65% |
| 2023 | Commercial Auto Liability Property Damage | 0.23% | $330,995 | $318,617 | $198,502 | $190,041 | 59.65% |
| 2023 | Commercial Auto Medical Payments | 0.17% | $12,588 | $13,049 | $444 | $449 | 3.44% |
| 2023 | Commercial Auto Uninsured Motorists | 0.19% | $77,554 | $77,654 | $0 | $-35,632 | -45.89% |
| 2023 | Commercial Auto Comprehensive | 0.06% | $65,764 | $66,062 | $150 | $8,152 | 12.34% |
| 2023 | Commercial Auto Collision | 0.43% | $865,591 | $855,147 | $773,998 | $764,129 | 89.36% |
| 2023 | Fidelity | 0% | $148 | $148 | $0 | $0 | 0% |
| 2023 | Burglary & Theft | 0% | $102 | $102 | $0 | $0 | 0% |
| 2023 | Boiler & Machinery | 0.02% | $10,056 | $9,615 | $0 | $0 | 0% |
| 2023 | Umbrella | 0% | $1,207 | $1,308 | $0 | $0 | 0% |
| 2022 | Total Property & Casualty | 0.24% | $34,247,218 | $34,416,140 | $21,430,654 | $24,467,351 | 71.09% |
| 2022 | Total Fire & Allied Lines | 0.1% | $464,143 | $433,607 | $84,723 | $93,922 | 21.66% |
| 2022 | Commercial Fire & Allied Lines | 0.15% | $464,143 | $433,607 | $84,723 | $93,922 | 21.66% |
| 2022 | Farmowners Multi-Peril | 0% | $0 | $0 | $32,968 | $30,993 | 0% |
| 2022 | Commercial Multi-Peril | 1.69% | $16,892,226 | $16,913,504 | $7,219,195 | $9,535,835 | 56.38% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.04% | $237,491 | $223,203 | $98,317 | $82,585 | 37% |
| 2022 | Earthquake | 0.24% | $332,037 | $352,900 | $0 | $0 | 0% |
| 2022 | Direct Workers Compensation | 0.07% | $767,759 | $785,636 | $405,701 | $165,337 | 21.04% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.11% | $966,743 | $988,053 | $78,218 | $-26,464 | -2.68% |
| 2022 | Products Liability | 0.67% | $293,681 | $298,695 | $107,945 | $187,452 | 62.76% |
| 2022 | Total Private Passenger Automobile | 0.25% | $11,690,284 | $11,835,151 | $10,636,081 | $12,577,616 | 106.27% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.21% | $2,627,282 | $2,686,015 | $2,675,865 | $3,932,828 | 146.42% |
| 2022 | Private Passenger Auto Liability Property Damage | 0.31% | $2,661,548 | $2,666,076 | $2,891,268 | $3,116,371 | 116.89% |
| 2022 | Private Passenger Auto Medical Payments | 0.33% | $296,072 | $307,786 | $204,774 | $267,884 | 87.04% |
| 2022 | Private Passenger Uninsured Motorists | 0.16% | $413,288 | $418,549 | $427,586 | $278,791 | 66.61% |
| 2022 | Private Passenger Underinsured Motorists | 0.3% | $259,304 | $257,455 | $329,000 | $632,720 | 245.76% |
| 2022 | Private Passenger Auto Comprehensive | 0.27% | $2,482,026 | $2,489,571 | $1,640,102 | $1,700,840 | 68.32% |
| 2022 | Private Passenger Auto Collision | 0.23% | $2,950,764 | $3,009,699 | $2,467,486 | $2,648,182 | 87.99% |
| 2022 | Total Commercial Automobile | 0.26% | $2,592,810 | $2,576,557 | $2,767,506 | $1,820,075 | 70.64% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.26% | $1,253,034 | $1,211,952 | $1,650,648 | $948,656 | 78.28% |
| 2022 | Commercial Auto Liability Property Damage | 0.21% | $313,272 | $302,988 | $412,662 | $237,164 | 78.28% |
| 2022 | Commercial Auto Medical Payments | 0.19% | $13,794 | $13,420 | $11,000 | $5,361 | 39.95% |
| 2022 | Commercial Auto Uninsured Motorists | 0.2% | $76,954 | $78,117 | $0 | $156,278 | 200.06% |
| 2022 | Commercial Auto Comprehensive | 0.34% | $425,623 | $412,955 | $277,835 | $76,436 | 18.51% |
| 2022 | Commercial Auto Collision | 0.28% | $510,133 | $557,125 | $415,361 | $396,180 | 71.11% |
| 2022 | Fidelity | 0% | $148 | $148 | $0 | $0 | 0% |
| 2022 | Burglary & Theft | 0% | $102 | $103 | $0 | $0 | 0% |
| 2022 | Boiler & Machinery | 0.02% | $8,630 | $6,963 | $0 | $0 | 0% |
| 2022 | Umbrella | 0% | $1,164 | $1,620 | $0 | $0 | 0% |
| 2021 | Total Property & Casualty | 0.26% | $34,128,297 | $33,749,462 | $19,439,038 | $19,442,185 | 57.61% |
| 2021 | Total Fire & Allied Lines | 0.06% | $413,565 | $422,459 | $240,061 | $265,012 | 62.73% |
| 2021 | Commercial Fire & Allied Lines | 0.12% | $413,565 | $422,459 | $240,061 | $265,012 | 62.73% |
| 2021 | Farmowners Multi-Peril | 0% | $0 | $0 | $0 | $-50,858 | 0% |
| 2021 | Commercial Multi-Peril | 1.85% | $16,998,424 | $17,078,754 | $7,815,866 | $7,525,568 | 44.06% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.04% | $173,367 | $177,101 | $252,320 | $271,416 | 153.25% |
| 2021 | Earthquake | 0.28% | $370,697 | $382,165 | $0 | $0 | 0% |
| 2021 | Direct Workers Compensation | 0.1% | $934,563 | $931,828 | $316,172 | $528,017 | 56.66% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.12% | $1,010,950 | $1,035,696 | $1,389,938 | $799,424 | 77.19% |
| 2021 | Products Liability | 0.77% | $314,535 | $287,621 | $13,178 | $77,233 | 26.85% |
| 2021 | Total Private Passenger Automobile | 0.25% | $11,206,703 | $10,874,437 | $8,462,212 | $8,591,175 | 79% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.23% | $2,660,355 | $2,617,239 | $2,028,856 | $2,048,902 | 78.28% |
| 2021 | Private Passenger Auto Liability Property Damage | 0.3% | $2,450,096 | $2,358,873 | $1,912,086 | $2,171,568 | 92.06% |
| 2021 | Private Passenger Auto Medical Payments | 0.35% | $316,152 | $313,676 | $172,133 | $156,477 | 49.88% |
| 2021 | Private Passenger Uninsured Motorists | 0.18% | $413,720 | $410,162 | $467,917 | $433,745 | 105.75% |
| 2021 | Private Passenger Underinsured Motorists | 0.32% | $245,130 | $242,382 | $725,500 | $608,478 | 251.04% |
| 2021 | Private Passenger Auto Comprehensive | 0.26% | $2,221,292 | $2,109,334 | $1,048,413 | $1,073,592 | 50.9% |
| 2021 | Private Passenger Auto Collision | 0.24% | $2,899,958 | $2,822,771 | $2,107,307 | $2,098,413 | 74.34% |
| 2021 | Total Commercial Automobile | 0.3% | $2,698,157 | $2,551,271 | $949,291 | $1,435,198 | 56.25% |
| 2021 | Commercial Auto Liability Bodily Injury | 0.27% | $1,260,152 | $1,200,192 | $497,454 | $621,904 | 51.82% |
| 2021 | Commercial Auto Liability Property Damage | 0.24% | $315,052 | $300,048 | $124,363 | $155,476 | 51.82% |
| 2021 | Commercial Auto Medical Payments | 0.2% | $13,503 | $13,069 | $5,200 | $11,945 | 91.4% |
| 2021 | Commercial Auto Uninsured Motorists | 0.28% | $82,280 | $80,431 | $-4,952 | $50,677 | 63.01% |
| 2021 | Commercial Auto Comprehensive | 0.41% | $419,540 | $396,410 | $227,011 | $448,520 | 113.15% |
| 2021 | Commercial Auto Collision | 0.35% | $607,630 | $561,121 | $100,215 | $146,676 | 26.14% |
| 2021 | Fidelity | 0% | $148 | $149 | $0 | $0 | 0% |
| 2021 | Burglary & Theft | 0% | $102 | $102 | $0 | $0 | 0% |
| 2021 | Boiler & Machinery | 0.02% | $5,677 | $6,348 | $0 | $0 | 0% |
| 2021 | Umbrella | 0% | $1,409 | $1,531 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Private Passenger Auto | 0.09% | 0 | 0 |
| 2024 | Private Passenger Auto | 0.17% | 1 | 34 |
| 2023 | Private Passenger Auto | 0.22% | 1 | 26 |
| 2022 | Private Passenger Auto | 0.25% | 1 | 27 |
| 2021 | Private Passenger Auto | 0.26% | 0 | 0 |
| 2021 | Homeowners | 0.01% | 0 | 0 |
Company Changes
This company does not have any company changes.
Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.