Company Details
License Status:
Active
NAIC Number:
10677
Phone Number:
5138702000
Company Address:
P.O. BOX 145496
CINCINNATI, OH 45250-5496
Description:
Property and Casualty
License Number:
B423376
Date Admitted:
Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Property & Casualty | 0.96% | $152,589,874 | $148,996,416 | $64,756,738 | $91,597,455 | 61.48% |
| 2023 | Total Fire & Allied Lines | 0.86% | $6,704,287 | $6,094,148 | $2,101,688 | $1,943,123 | 31.89% |
| 2023 | Dwelling Fire & Allied Lines | 0.4% | $938,808 | $963,494 | $443,851 | $584,132 | 60.63% |
| 2023 | Commercial Fire & Allied Lines | 1.79% | $5,765,479 | $5,130,654 | $1,657,837 | $1,358,991 | 26.49% |
| 2023 | Total Homeowners | 0.5% | $14,852,948 | $14,569,304 | $9,970,969 | $12,845,723 | 88.17% |
| 2023 | Homeowners Multi-Peril | 0.51% | $14,569,205 | $14,267,807 | $9,811,608 | $12,785,211 | 89.61% |
| 2023 | Dwelling Owners Multi-Peril (ACV) | 0.29% | $283,743 | $301,497 | $159,361 | $60,512 | 20.07% |
| 2023 | Commercial Multi-Peril | 4.95% | $54,917,497 | $52,050,283 | $26,268,288 | $28,509,187 | 54.77% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.96% | $5,375,023 | $5,695,008 | $1,885,560 | $2,766,033 | 48.57% |
| 2023 | Total Medical Malpractice | 0.11% | $168,048 | $169,783 | $0 | $-18,010 | -10.61% |
| 2023 | Medical Malpractice - Physicians & Surgeons | 0.02% | $13,946 | $10,629 | $0 | $0 | 0% |
| 2023 | Medical Malpractice - Dentists | 1.48% | $98,846 | $97,272 | $0 | $-1,562 | -1.61% |
| 2023 | Medical Malpractice - Nurses | 0.62% | $11,502 | $14,213 | $0 | $0 | 0% |
| 2023 | Medical Malpractice - Other | 0.53% | $43,754 | $47,669 | $0 | $-16,448 | -34.5% |
| 2023 | Earthquake | 0.89% | $1,268,906 | $1,259,369 | $0 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0.17% | $1,814,178 | $2,375,352 | $1,154,895 | $2,716,888 | 114.38% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 2.67% | $25,503,516 | $25,754,107 | $5,549,433 | $18,523,260 | 71.92% |
| 2023 | Products Liability | 4.53% | $2,239,445 | $2,144,621 | $85,344 | $512,427 | 23.89% |
| 2023 | Total Private Passenger Automobile | 0.2% | $11,134,799 | $10,996,835 | $5,898,796 | $6,729,795 | 61.2% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0.14% | $1,890,691 | $1,909,539 | $1,179,880 | $1,700,750 | 89.07% |
| 2023 | Private Passenger Auto Liability Property Damage | 0.19% | $1,875,682 | $1,852,109 | $1,059,345 | $1,134,395 | 61.25% |
| 2023 | Private Passenger Auto Medical Payments | 0.29% | $254,584 | $264,706 | $96,910 | $95,783 | 36.18% |
| 2023 | Private Passenger Uninsured Motorists | 0% | $7,370 | $7,870 | $0 | $0 | 0% |
| 2023 | Private Passenger Underinsured Motorists | 0.73% | $840,057 | $883,327 | $394,630 | $460,003 | 52.08% |
| 2023 | Private Passenger Auto Comprehensive | 0.25% | $2,850,476 | $2,717,395 | $1,203,686 | $1,121,664 | 41.28% |
| 2023 | Private Passenger Auto Collision | 0.23% | $3,415,939 | $3,361,889 | $1,964,345 | $2,217,200 | 65.95% |
| 2023 | Total Commercial Automobile | 2.4% | $24,784,105 | $24,263,688 | $11,583,974 | $16,520,494 | 68.09% |
| 2023 | Commercial Auto Liability Bodily Injury | 1.49% | $7,710,704 | $7,562,806 | $3,475,197 | $5,489,429 | 72.58% |
| 2023 | Commercial Auto Liability Property Damage | 5.36% | $7,710,704 | $7,562,806 | $3,475,197 | $5,519,162 | 72.98% |
| 2023 | Commercial Auto Medical Payments | 1.55% | $116,564 | $114,029 | $6,658 | $-24,206 | -21.23% |
| 2023 | Commercial Auto Uninsured Motorists | 2.53% | $1,053,368 | $1,048,899 | $22,880 | $1,318,458 | 125.7% |
| 2023 | Commercial Auto Comprehensive | 2.42% | $2,893,244 | $2,776,767 | $1,952,244 | $1,674,772 | 60.31% |
| 2023 | Commercial Auto Collision | 2.63% | $5,299,521 | $5,198,381 | $2,651,798 | $2,542,879 | 48.92% |
| 2023 | Fidelity | 0.02% | $4,361 | $26,862 | $0 | $1,543 | 5.74% |
| 2023 | Surety | 2.14% | $2,445,696 | $2,235,105 | $0 | $233,546 | 10.45% |
| 2023 | Burglary & Theft | 6.53% | $508,439 | $531,354 | $157,126 | $196,656 | 37.01% |
| 2023 | Boiler & Machinery | 1.82% | $832,226 | $793,522 | $100,665 | $116,790 | 14.72% |
| 2023 | Private Flood | 0.53% | $36,400 | $37,075 | $0 | $0 | 0% |
| 2022 | Total Property & Casualty | 0.97% | $140,562,417 | $136,672,459 | $52,407,071 | $79,511,914 | 58.18% |
| 2022 | Total Fire & Allied Lines | 1.07% | $5,159,378 | $4,872,725 | $1,582,160 | $-326,871 | -6.71% |
| 2022 | Dwelling Fire & Allied Lines | 0.64% | $992,052 | $925,531 | $278,647 | $116,260 | 12.56% |
| 2022 | Commercial Fire & Allied Lines | 1.32% | $4,167,326 | $3,947,194 | $1,303,513 | $-443,131 | -11.23% |
| 2022 | Total Homeowners | 0.53% | $14,267,266 | $14,390,489 | $8,009,179 | $5,703,307 | 39.63% |
| 2022 | Homeowners Multi-Peril | 0.53% | $13,946,599 | $14,045,449 | $7,858,319 | $5,430,006 | 38.66% |
| 2022 | Dwelling Owners Multi-Peril (ACV) | 0.33% | $320,667 | $345,040 | $150,860 | $273,301 | 79.21% |
| 2022 | Commercial Multi-Peril | 4.71% | $47,153,461 | $46,365,586 | $19,160,062 | $32,996,824 | 71.17% |
| 2022 | Inland Marine (Incl Auto Cargo) | 1.16% | $6,105,551 | $5,473,057 | $-233,604 | $-655,787 | -11.98% |
| 2022 | Total Medical Malpractice | 0.14% | $189,109 | $228,558 | $1,045,000 | $511,768 | 223.91% |
| 2022 | Medical Malpractice - Physicians & Surgeons | 0.01% | $6,693 | $6,737 | $0 | $0 | 0% |
| 2022 | Medical Malpractice - Dentists | 2.51% | $99,307 | $103,344 | $225,000 | $-28,526 | -27.6% |
| 2022 | Medical Malpractice - Nurses | 0.5% | $19,822 | $22,845 | $0 | $-41,316 | -180.85% |
| 2022 | Medical Malpractice - Other | 0.48% | $63,287 | $95,632 | $820,000 | $581,610 | 608.18% |
| 2022 | Earthquake | 0.91% | $1,243,853 | $1,237,781 | $0 | $0 | 0% |
| 2022 | Direct Workers Compensation | 0.23% | $2,379,052 | $2,382,260 | $878,627 | $2,302,054 | 96.63% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 2.89% | $24,595,495 | $23,836,603 | $4,298,160 | $18,426,215 | 77.3% |
| 2022 | Products Liability | 4.15% | $1,826,709 | $1,755,261 | $43,481 | $205,418 | 11.7% |
| 2022 | Total Private Passenger Automobile | 0.23% | $11,021,840 | $11,356,923 | $6,075,335 | $5,909,476 | 52.03% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.19% | $2,368,245 | $2,479,789 | $1,104,107 | $1,398,383 | 56.39% |
| 2022 | Private Passenger Auto Liability Property Damage | 0.12% | $1,021,992 | $1,078,014 | $704,680 | $636,227 | 59.02% |
| 2022 | Private Passenger Auto Medical Payments | 0.31% | $273,905 | $285,778 | $90,388 | $104,765 | 36.66% |
| 2022 | Private Passenger Uninsured Motorists | 0.37% | $930,287 | $979,890 | $407,889 | $335,444 | 34.23% |
| 2022 | Private Passenger Auto Comprehensive | 0.33% | $3,046,414 | $3,082,884 | $1,712,866 | $1,399,801 | 45.41% |
| 2022 | Private Passenger Auto Collision | 0.26% | $3,380,997 | $3,450,568 | $2,055,405 | $2,034,856 | 58.97% |
| 2022 | Total Commercial Automobile | 2.4% | $23,499,334 | $21,776,464 | $11,220,164 | $15,044,432 | 69.09% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.22% | $1,068,674 | $1,024,550 | $466,577 | $683,991 | 66.76% |
| 2022 | Commercial Auto Liability Property Damage | 9.7% | $14,651,361 | $13,624,286 | $5,723,072 | $9,353,126 | 68.65% |
| 2022 | Commercial Auto Uninsured Motorists | 0.29% | $108,825 | $101,091 | $12,985 | $-20,678 | -20.45% |
| 2022 | Commercial Auto Comprehensive | 2.14% | $2,656,167 | $2,462,658 | $2,743,802 | $2,727,114 | 110.74% |
| 2022 | Commercial Auto Collision | 2.75% | $5,014,307 | $4,563,879 | $2,273,728 | $2,300,879 | 50.41% |
| 2022 | Fidelity | 0.1% | $25,202 | $47,848 | $1,400 | $73,332 | 153.26% |
| 2022 | Surety | 1.82% | $1,870,909 | $1,830,459 | $1,905 | $-1,106,832 | -60.47% |
| 2022 | Burglary & Theft | 6.96% | $505,284 | $459,552 | $111,116 | $125,860 | 27.39% |
| 2022 | Boiler & Machinery | 1.78% | $693,233 | $633,165 | $214,086 | $302,718 | 47.81% |
| 2022 | Private Flood | 0.37% | $26,741 | $25,728 | $0 | $0 | 0% |
| 2021 | Total Property & Casualty | 0.98% | $129,671,678 | $127,529,273 | $52,039,684 | $54,890,857 | 43.04% |
| 2021 | Total Fire & Allied Lines | 0.7% | $4,646,499 | $4,676,448 | $2,355,855 | $3,061,572 | 65.47% |
| 2021 | Dwelling Fire & Allied Lines | 0.61% | $884,288 | $908,034 | $382,342 | $486,415 | 53.57% |
| 2021 | Commercial Fire & Allied Lines | 1.13% | $3,762,211 | $3,768,414 | $1,973,513 | $2,575,157 | 68.34% |
| 2021 | Total Homeowners | 0.59% | $14,581,352 | $15,214,809 | $9,114,702 | $11,951,099 | 78.55% |
| 2021 | Homeowners Multi-Peril | 0.6% | $14,204,191 | $14,804,666 | $8,922,625 | $11,747,111 | 79.35% |
| 2021 | Dwelling Owners Multi-Peril (ACV) | 0.4% | $377,161 | $410,143 | $192,077 | $203,988 | 49.74% |
| 2021 | Commercial Multi-Peril | 4.76% | $43,799,923 | $43,119,600 | $14,641,880 | $13,497,892 | 31.3% |
| 2021 | Inland Marine (Incl Auto Cargo) | 1.06% | $4,980,432 | $4,371,859 | $2,438,081 | $2,444,598 | 55.92% |
| 2021 | Total Medical Malpractice | 0.24% | $312,871 | $353,110 | $0 | $951,957 | 269.59% |
| 2021 | Medical Malpractice - Physicians & Surgeons | 0.01% | $6,691 | $7,385 | $0 | $0 | 0% |
| 2021 | Medical Malpractice - Dentists | 2.8% | $106,906 | $107,882 | $0 | $312,202 | 289.39% |
| 2021 | Medical Malpractice - Nurses | 1.55% | $50,401 | $58,925 | $0 | $15,000 | 25.46% |
| 2021 | Medical Malpractice - Other | 1.94% | $148,873 | $178,918 | $0 | $624,755 | 349.19% |
| 2021 | Earthquake | 0.94% | $1,229,475 | $1,296,711 | $0 | $0 | 0% |
| 2021 | Direct Workers Compensation | 0.23% | $2,226,850 | $2,301,820 | $896,303 | $1,313,369 | 57.06% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 2.71% | $22,031,082 | $20,619,195 | $6,691,858 | $6,298,826 | 30.55% |
| 2021 | Products Liability | 3.61% | $1,469,248 | $1,382,785 | $92,623 | $103,774 | 7.5% |
| 2021 | Total Private Passenger Automobile | 0.27% | $11,811,362 | $12,400,055 | $6,159,535 | $6,563,396 | 52.93% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.22% | $2,617,018 | $2,842,458 | $2,080,670 | $1,923,180 | 67.66% |
| 2021 | Private Passenger Auto Liability Property Damage | 0.14% | $1,145,450 | $1,239,756 | $504,289 | $529,484 | 42.71% |
| 2021 | Private Passenger Auto Medical Payments | 0.33% | $302,320 | $323,307 | $73,450 | $132,394 | 40.95% |
| 2021 | Private Passenger Uninsured Motorists | 0.45% | $1,035,961 | $1,110,377 | $112,390 | $345,371 | 31.1% |
| 2021 | Private Passenger Auto Comprehensive | 0.37% | $3,172,317 | $3,153,098 | $1,428,621 | $1,746,231 | 55.38% |
| 2021 | Private Passenger Auto Collision | 0.3% | $3,538,296 | $3,731,059 | $1,960,115 | $1,886,736 | 50.57% |
| 2021 | Total Commercial Automobile | 2.19% | $19,783,388 | $19,245,870 | $9,477,840 | $8,819,708 | 45.83% |
| 2021 | Commercial Auto Liability Bodily Injury | 0.21% | $960,969 | $907,502 | $910,940 | $254,327 | 28.02% |
| 2021 | Commercial Auto Liability Property Damage | 9.41% | $12,466,425 | $12,142,684 | $5,697,308 | $5,445,991 | 44.85% |
| 2021 | Commercial Auto Uninsured Motorists | 0.32% | $95,969 | $105,860 | $20,249 | $-8,657 | -8.18% |
| 2021 | Commercial Auto Comprehensive | 2.18% | $2,226,095 | $2,144,268 | $1,144,310 | $1,359,229 | 63.39% |
| 2021 | Commercial Auto Collision | 2.33% | $4,033,930 | $3,945,556 | $1,705,033 | $1,768,818 | 44.83% |
| 2021 | Fidelity | 0.19% | $47,732 | $56,475 | $31,665 | $42,069 | 74.49% |
| 2021 | Surety | 1.7% | $1,728,373 | $1,590,550 | $100,000 | $-57,505 | -3.62% |
| 2021 | Burglary & Theft | 6.12% | $417,155 | $324,792 | $-2,215 | $-79,378 | -24.44% |
| 2021 | Boiler & Machinery | 1.55% | $583,065 | $542,732 | $41,557 | $-20,520 | -3.78% |
| 2021 | Private Flood | 0.28% | $22,871 | $32,462 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Private Passenger Auto | 0.23% | 2 | 50 |
| 2023 | Homeowners | 0.49% | 3 | 49 |
| 2022 | Private Passenger Auto | 0.27% | 2 | 50 |
| 2022 | Homeowners | 0.55% | 2 | 38 |
| 2021 | Private Passenger Auto | 0.3% | 2 | 45 |
| 2021 | Homeowners | 0.61% | 1 | 18 |
Company Changes
This company does not have any company changes.
Financial Exams
This company does not have any financial exams.