CHARTER OAK FIRE INSURANCE CO THE

Company Details

License Status:
Active
NAIC Number:
25615
Phone Number:
8339032382
Company Address:

ONE TOWER SQUARE
HARTFORD, CT 06183

Description:
Property and Casualty
License Number:
B422491
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.18% $28,014,217 $27,116,772 $13,655,961 $14,356,691 52.94%
2023 Total Fire & Allied Lines 0.05% $369,340 $391,775 $31,675 $-7,413 -1.89%
2023 Commercial Fire & Allied Lines 0.11% $369,340 $391,775 $31,675 $-7,413 -1.89%
2023 Farmowners Multi-Peril 0.11% $264,774 $248,700 $0 $7,873 3.17%
2023 Commercial Multi-Peril 1.15% $12,741,766 $12,084,241 $5,194,562 $4,919,355 40.71%
2023 Inland Marine (Incl Auto Cargo) 0.07% $394,440 $462,559 $298,065 $-28,351 -6.13%
2023 Earthquake 0.01% $11,524 $11,715 $0 $-11 -0.09%
2023 Direct Workers Compensation 0.12% $1,296,550 $1,402,432 $1,009,572 $782,787 55.82%
2023 Other Liability - Bodily Injury & Property Damage 0.24% $2,285,544 $2,181,351 $1,328,360 $2,579,159 118.24%
2023 Products Liability 0.11% $52,403 $45,260 $0 $-1,128,926 -2,494.31%
2023 Total Commercial Automobile 0.7% $7,255,678 $7,010,954 $4,440,384 $4,290,580 61.2%
2023 Commercial Auto Liability Bodily Injury 0.54% $2,803,100 $2,727,142 $2,750,944 $2,370,485 86.92%
2023 Commercial Auto Liability Property Damage 1.44% $2,073,912 $2,016,416 $427,741 $302,310 14.99%
2023 Commercial Auto Medical Payments 1.28% $96,588 $93,428 $10,000 $52,643 56.35%
2023 Commercial Auto Uninsured Motorists 0.6% $250,145 $244,669 $0 $137,861 56.35%
2023 Commercial Auto Comprehensive 0.75% $895,094 $856,139 $387,422 $393,047 45.91%
2023 Commercial Auto Collision 0.57% $1,136,839 $1,073,160 $864,277 $1,034,234 96.37%
2023 Fidelity 0.01% $3,335 $3,376 $0 $-25 -0.74%
2023 Burglary & Theft 0% $190 $195 $0 $11 5.64%
2023 Boiler & Machinery 0.01% $6,583 $6,263 $0 $66 1.05%
2023 Professional Liability (Excl Medical Malpractice) 1.92% $3,332,090 $3,267,951 $1,353,343 $2,941,586 90.01%
2022 Total Property & Casualty 0.17% $25,194,124 $26,101,554 $10,777,539 $12,888,607 49.38%
2022 Total Fire & Allied Lines 0.09% $429,022 $529,762 $55,568 $107,519 20.3%
2022 Commercial Fire & Allied Lines 0.14% $429,022 $529,762 $55,568 $107,519 20.3%
2022 Farmowners Multi-Peril 0.12% $273,639 $281,072 $88,241 $86,730 30.86%
2022 Commercial Multi-Peril 1.1% $10,978,855 $11,715,698 $3,687,831 $2,674,376 22.83%
2022 Inland Marine (Incl Auto Cargo) 0.1% $507,162 $633,929 $142,180 $460,805 72.69%
2022 Earthquake 0.01% $11,184 $12,530 $0 $-2,800 -22.35%
2022 Direct Workers Compensation 0.16% $1,677,541 $1,599,091 $778,039 $1,490,554 93.21%
2022 Other Liability - Bodily Injury & Property Damage 0.24% $2,082,525 $2,022,483 $597,629 $-320,941 -15.87%
2022 Products Liability 0.19% $81,895 $86,268 $0 $932,447 1,080.87%
2022 Total Commercial Automobile 0.68% $6,671,921 $6,739,998 $5,330,706 $7,478,151 110.95%
2022 Commercial Auto Liability Bodily Injury 0.53% $2,535,450 $2,547,460 $2,504,320 $5,016,718 196.93%
2022 Commercial Auto Liability Property Damage 1.24% $1,867,896 $1,876,883 $498,383 $587,282 31.29%
2022 Commercial Auto Medical Payments 1.16% $83,093 $88,319 $9,246 $111,867 126.66%
2022 Commercial Auto Uninsured Motorists 0.54% $202,819 $208,631 $825,000 $264,258 126.66%
2022 Commercial Auto Comprehensive 0.78% $966,591 $951,603 $688,183 $665,432 69.93%
2022 Commercial Auto Collision 0.56% $1,016,072 $1,067,102 $805,574 $832,594 78.02%
2022 Fidelity 0.02% $4,526 $3,879 $-827 $-1,561 -40.24%
2022 Burglary & Theft 0% $291 $270 $0 $-17 -6.3%
2022 Boiler & Machinery 0.02% $6,168 $7,019 $0 $-577 -8.22%
2022 Professional Liability (Excl Medical Malpractice) 1.46% $2,469,395 $2,469,555 $98,172 $-16,079 -0.65%
2021 Total Property & Casualty 0.2% $26,091,281 $25,512,873 $10,869,129 $10,873,031 42.62%
2021 Total Fire & Allied Lines 0.09% $587,799 $561,681 $15,418 $-30,754 -5.48%
2021 Commercial Fire & Allied Lines 0.18% $587,799 $561,681 $15,418 $-30,754 -5.48%
2021 Farmowners Multi-Peril 0.14% $289,535 $272,371 $125,586 $137,229 50.38%
2021 Commercial Multi-Peril 1.28% $11,744,235 $11,351,142 $3,835,478 $2,987,384 26.32%
2021 Inland Marine (Incl Auto Cargo) 0.14% $665,780 $764,546 $862,255 $831,256 108.73%
2021 Earthquake 0.01% $12,105 $12,766 $0 $860 6.74%
2021 Direct Workers Compensation 0.15% $1,507,330 $1,520,711 $380,827 $568,012 37.35%
2021 Other Liability - Bodily Injury & Property Damage 0.26% $2,080,424 $2,036,553 $2,034,142 $2,234,376 109.71%
2021 Products Liability 0.14% $55,320 $52,388 $34,822 $-215,068 -410.53%
2021 Total Commercial Automobile 0.76% $6,828,580 $6,605,266 $3,172,441 $3,634,053 55.02%
2021 Commercial Auto Liability Bodily Injury 0.58% $2,654,719 $2,535,151 $1,233,598 $1,805,094 71.2%
2021 Commercial Auto Liability Property Damage 1.47% $1,943,402 $1,851,761 $449,097 $551,205 29.77%
2021 Commercial Auto Medical Payments 1.63% $108,870 $141,160 $445 $75,820 53.71%
2021 Commercial Auto Uninsured Motorists 0.76% $225,479 $225,845 $346,940 $121,306 53.71%
2021 Commercial Auto Comprehensive 0.75% $766,428 $722,572 $258,995 $247,195 34.21%
2021 Commercial Auto Collision 0.65% $1,129,682 $1,128,777 $883,366 $833,433 73.84%
2021 Fidelity 0.01% $3,265 $3,504 $-1,840 $-476 -13.58%
2021 Burglary & Theft 0% $273 $286 $0 $-100 -34.97%
2021 Boiler & Machinery 0.02% $7,604 $7,548 $0 $-143 -1.89%
2021 Professional Liability (Excl Medical Malpractice) 1.47% $2,309,031 $2,324,111 $410,000 $726,402 31.26%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2023 Homeowners 0.01% 0 0
2022 Homeowners 0.01% 0 0
2021 Homeowners 0.01% 0 0

Company Changes

This company does not have any company changes.

Market Regulation Actions

Date:

Financial Exams

This company does not have any financial exams.