AMERICAN MODERN HOME INSURANCE CO

Company Details

License Status:
Active
NAIC Number:
23469
Phone Number:
8007599008
Company Address:

P.O. BOX 5323
CINCINNATI, OH 45201-5323

Description:
Property and Casualty
License Number:
B423367
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.03% $5,295,410 $4,949,749 $2,352,044 $2,923,282 59.06%
2023 Total Fire & Allied Lines 0.17% $1,287,873 $1,277,715 $553,927 $1,128,723 88.34%
2023 Commercial Fire & Allied Lines 0.4% $1,287,873 $1,277,715 $553,927 $1,128,723 88.34%
2023 Total Homeowners 0.07% $1,996,646 $1,900,959 $915,565 $904,192 47.57%
2023 Homeowners Multi-Peril 0.07% $1,996,646 $1,900,959 $915,565 $904,192 47.57%
2023 Commercial Multi-Peril 0% $-4,978 $32,814 $33,325 $31,348 95.53%
2023 Ocean Marine 0% $0 $0 $7 $-327 0%
2023 Inland Marine (Incl Auto Cargo) 0.33% $1,855,068 $1,577,947 $752,857 $775,147 49.12%
2023 Earthquake 0% $0 $0 $0 $-232 0%
2023 Other Liability - Bodily Injury & Property Damage 0% $25,816 $25,329 $18,042 $4,272 16.87%
2023 Total Private Passenger Automobile 0% $0 $0 $-1,006 $-1,316 0%
2023 Private Passenger Auto Liability Bodily Injury 0% $0 $0 $-211 $-521 0%
2023 Private Passenger Auto Comprehensive 0% $0 $0 $-795 $-795 0%
2023 Total Commercial Automobile 0.01% $134,985 $134,985 $79,327 $81,475 60.36%
2023 Commercial Auto Liability Bodily Injury 0% $18,726 $18,726 $9,755 $6,231 33.27%
2023 Commercial Auto Liability Property Damage 0.01% $19,338 $19,338 $0 $0 0%
2023 Commercial Auto Medical Payments 0.01% $489 $489 $0 $0 0%
2023 Commercial Auto Uninsured Motorists 0% $299 $299 $0 $0 0%
2023 Commercial Auto Comprehensive 0.07% $85,672 $85,672 $69,572 $75,244 87.83%
2023 Commercial Auto Collision 0.01% $10,461 $10,461 $0 $0 0%
2022 Total Property & Casualty 0.03% $4,477,761 $4,157,253 $1,518,234 $1,795,354 43.19%
2022 Total Fire & Allied Lines 0.23% $1,099,591 $1,029,936 $218,113 $255,474 24.8%
2022 Commercial Fire & Allied Lines 0.35% $1,099,591 $1,029,936 $218,113 $255,474 24.8%
2022 Total Homeowners 0.07% $1,844,003 $1,777,624 $825,044 $1,016,651 57.19%
2022 Homeowners Multi-Peril 0.07% $1,844,003 $1,777,624 $825,044 $1,016,651 57.19%
2022 Commercial Multi-Peril 0.01% $50,590 $57,262 $0 $-3,986 -6.96%
2022 Ocean Marine 0% $0 $2,356 $3,297 $2,917 123.81%
2022 Inland Marine (Incl Auto Cargo) 0.25% $1,329,760 $1,135,467 $462,131 $484,907 42.71%
2022 Earthquake 0% $0 $0 $0 $-1,146 0%
2022 Other Liability - Bodily Injury & Property Damage 0% $27,283 $28,076 $436 $13,614 48.49%
2022 Total Private Passenger Automobile 0% $0 $-2 $675 $-1,995 99,750%
2022 Private Passenger Auto Liability Bodily Injury 0% $0 $-1 $0 $-2,119 211,900%
2022 Private Passenger Auto Comprehensive 0% $0 $-1 $675 $124 -12,400%
2022 Total Commercial Automobile 0.01% $126,534 $126,534 $8,538 $28,918 22.85%
2022 Commercial Auto Liability Bodily Injury 0.01% $25,341 $25,341 $0 $22,558 89.02%
2022 Commercial Auto Liability Property Damage 0% $1,219 $1,219 $0 $0 0%
2022 Commercial Auto Medical Payments 0.01% $676 $676 $0 $0 0%
2022 Commercial Auto Uninsured Motorists 0% $9 $9 $0 $0 0%
2022 Commercial Auto Comprehensive 0.06% $77,912 $77,912 $8,538 $6,360 8.16%
2022 Commercial Auto Collision 0.01% $21,377 $21,377 $0 $0 0%
2021 Total Property & Casualty 0.03% $3,369,817 $3,223,097 $2,000,384 $1,703,537 52.85%
2021 Total Fire & Allied Lines 0.08% $517,924 $491,636 $122,331 $-109,065 -22.18%
2021 Dwelling Fire & Allied Lines 0.36% $517,924 $491,636 $122,331 $-109,065 -22.18%
2021 Total Homeowners 0.07% $1,706,756 $1,663,028 $1,299,100 $1,283,955 77.21%
2021 Homeowners Multi-Peril 0.07% $1,706,756 $1,663,028 $1,299,100 $1,283,955 77.21%
2021 Commercial Multi-Peril 0.01% $72,367 $97,463 $7,385 $80,879 82.98%
2021 Ocean Marine 0% $511 $41,153 $170,052 $118,668 288.36%
2021 Inland Marine (Incl Auto Cargo) 0.2% $928,878 $785,831 $344,033 $349,303 44.45%
2021 Earthquake 0% $0 $0 $0 $-1,400 0%
2021 Other Liability - Bodily Injury & Property Damage 0% $26,754 $27,235 $12,326 $1,672 6.14%
2021 Total Private Passenger Automobile 0% $0 $125 $-251 $-69,259 -55,407.2%
2021 Private Passenger Auto Liability Bodily Injury 0% $0 $41 $7 $-63,501 -154,880%
2021 Private Passenger Auto Comprehensive 0% $0 $84 $-258 $-5,758 -6,854.76%
2021 Total Commercial Automobile 0.01% $117,273 $117,272 $45,408 $48,784 41.6%
2021 Commercial Auto Liability Bodily Injury 0% $14,312 $14,312 $0 $-1,638 -11.44%
2021 Commercial Auto Liability Property Damage 0.01% $9,541 $9,541 $0 $0 0%
2021 Commercial Auto Comprehensive 0.05% $56,052 $56,052 $45,408 $50,422 89.96%
2021 Commercial Auto Collision 0.02% $37,368 $37,367 $0 $0 0%
2021 Private Flood -0.01% $-646 $-646 $0 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Homeowners 0.05% 5 388
2024 Homeowners 0.06% 4 516
2023 Homeowners 0.06% 4 500
2022 Homeowners 0.07% 0 0
2021 Private Passenger Auto 0% 0 0
2021 Homeowners 0.07% 1 163

Company Changes

This company does not have any company changes.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.