Company Details
License Status:
Active
NAIC Number:
60054
Phone Number:
8602731530
Company Address:
PO Box 818048
Cleveland, OH 44181-8048
Description:
Discount Medical License
License Number:
DM423459
Date Admitted:
Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Accident & Health | 3.71% | $547,898,984 | $510,684,301 | $468,100,210 | $478,217,448 | 93.64% |
| 2023 | Total Individual Accident & Health | 3.12% | $160,364,228 | $151,099,833 | $108,688,734 | $121,287,215 | 80.27% |
| 2023 | Individual Comprehensive Medical Expense | 5.54% | $118,148,973 | $115,565,382 | $72,304,976 | $84,968,627 | 73.52% |
| 2023 | Individual Medicare Advantage | 2.48% | $42,215,255 | $35,534,451 | $36,383,758 | $36,318,588 | 102.21% |
| 2023 | Total Group Accident & Health | 4.03% | $387,534,756 | $359,584,468 | $359,411,476 | $356,930,233 | 99.26% |
| 2023 | Group Comprehensive Medical Expense - Small Employer | 0.27% | $1,804,193 | $1,804,193 | $1,692,342 | $2,642,542 | 146.47% |
| 2023 | Group Comprehensive Medical Expense - Large Employer | 8.38% | $205,681,378 | $205,106,631 | $210,994,609 | $211,234,582 | 102.99% |
| 2023 | Group Comprehensive Medical Expense - Federal Employees | 4.91% | $44,919,252 | $25,250,321 | $28,484,414 | $24,881,638 | 98.54% |
| 2023 | Group Medicare Supplement | 0.02% | $57,932 | $57,418 | $43,792 | $41,907 | 72.99% |
| 2023 | Group Long Term Care | 0.59% | $226,253 | $232,219 | $435,704 | $974,573 | 419.68% |
| 2023 | Group Dental | 4.56% | $14,734,961 | $14,849,007 | $11,788,224 | $11,857,224 | 79.85% |
| 2023 | Group Stop Loss | 7.12% | $70,809,730 | $70,785,793 | $63,481,643 | $62,883,128 | 88.84% |
| 2023 | Group Medicare Advantage | 1.66% | $49,301,057 | $41,498,886 | $42,490,748 | $42,414,639 | 102.21% |
| 2023 | Total Life | 0.09% | $11,560,460 | $0 | $6,975,942 | $0 | 64.51% |
| 2023 | Total Individual Life | 0% | $420,295 | $0 | $748,108 | $0 | 292.61% |
| 2023 | Individual Other Consideration | 0.47% | $420,295 | $0 | $748,108 | $0 | 292.61% |
| 2023 | Total Group Life | 0.32% | $11,140,165 | $0 | $6,227,834 | $0 | 55.9% |
| 2023 | Group Term Life | 0.01% | $66,125 | $0 | $1,997,770 | $0 | 3,021.2% |
| 2023 | Group Ordinary Annuities | -0.02% | $-209,235 | $0 | $4,230,064 | $0 | -2,021.68% |
| 2023 | Group Deposit-Type Funds | 9.5% | $11,283,275 | $0 | $0 | $0 | 0% |
| 2022 | Total Accident & Health | 3.15% | $415,241,638 | $381,453,651 | $334,789,003 | $337,489,172 | 88.47% |
| 2022 | Total Individual Accident & Health | 1.14% | $55,652,317 | $40,209,687 | $33,649,829 | $33,131,535 | 82.4% |
| 2022 | Individual Comprehensive Medical Expense | 0.13% | $2,251,369 | $384,289 | $3,771,612 | $3,290,963 | 856.38% |
| 2022 | Individual Medicare Advantage | 3.05% | $53,400,948 | $39,825,398 | $29,878,217 | $29,840,572 | 74.93% |
| 2022 | Total Group Accident & Health | 4.32% | $359,589,321 | $341,243,964 | $301,139,174 | $304,357,637 | 89.19% |
| 2022 | Group Comprehensive Medical Expense - Small Employer | 0.16% | $1,201,569 | $1,201,873 | $288,752 | $398,139 | 33.13% |
| 2022 | Group Comprehensive Medical Expense - Large Employer | 7.85% | $188,406,799 | $187,979,389 | $182,360,927 | $184,530,646 | 98.17% |
| 2022 | Group Comprehensive Medical Expense - Federal Employees | 4.12% | $33,662,657 | $33,261,365 | $22,089,784 | $21,928,599 | 65.93% |
| 2022 | Group Medicare Supplement | 0.02% | $59,750 | $60,057 | $40,164 | $40,716 | 67.8% |
| 2022 | Group Long Term Care | 0.65% | $235,074 | $235,192 | $381,392 | $1,300,088 | 552.78% |
| 2022 | Group Accident Only | 0% | $0 | $0 | $583 | $-3,039 | 0% |
| 2022 | Group Disability Income | 0% | $0 | $0 | $2,718,167 | $1,895,942 | 0% |
| 2022 | Group Dental | 4.64% | $14,703,067 | $14,456,546 | $11,581,301 | $11,721,490 | 81.08% |
| 2022 | Group Stop Loss | 5.99% | $53,355,562 | $53,362,800 | $43,651,283 | $44,566,146 | 83.52% |
| 2022 | Group Medicare Advantage | 3.54% | $67,964,843 | $50,686,742 | $38,026,821 | $37,978,910 | 74.93% |
| 2022 | Total Life | 0.08% | $11,247,178 | $0 | $6,066,624 | $0 | 57.67% |
| 2022 | Total Individual Life | 0.01% | $526,183 | $0 | $1,053,111 | $0 | 279.88% |
| 2022 | Individual Whole Life | 0.06% | $526,183 | $0 | $1,053,111 | $0 | 279.88% |
| 2022 | Total Group Life | 0.24% | $10,720,995 | $0 | $5,013,513 | $0 | 46.76% |
| 2022 | Group Term Life | 0.01% | $70,330 | $0 | $295,753 | $0 | 420.52% |
| 2022 | Group Ordinary Annuities | 0% | $-42,801 | $0 | $4,717,760 | $0 | -11,022.5% |
| 2022 | Group Deposit-Type Funds | 1.93% | $10,693,466 | $0 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 3.31% | $400,933,239 | $402,252,997 | $370,698,182 | $373,250,268 | 92.79% |
| 2021 | Total Individual Accident & Health | 2.65% | $120,018,152 | $121,540,334 | $98,629,646 | $98,624,563 | 81.15% |
| 2021 | Individual Comprehensive Medical Expense | 0% | $0 | $0 | $48,351 | $48,672 | 0% |
| 2021 | Individual Medicare Supplement | 0.01% | $58,285 | $58,306 | $49,877 | $45,552 | 78.13% |
| 2021 | Individual Medicare Advantage | 8.46% | $119,959,867 | $121,482,028 | $98,531,418 | $98,530,339 | 81.11% |
| 2021 | Total Group Accident & Health | 3.7% | $280,915,087 | $280,712,663 | $272,068,536 | $274,625,705 | 97.83% |
| 2021 | Group Comprehensive Medical Expense - Small Employer | 0.19% | $1,675,422 | $1,675,422 | $665,725 | $1,013,112 | 60.47% |
| 2021 | Group Comprehensive Medical Expense - Large Employer | 8.24% | $187,383,046 | $187,345,639 | $196,738,639 | $199,563,163 | 106.52% |
| 2021 | Group Comprehensive Medical Expense - Federal Employees | 3.83% | $29,797,822 | $29,617,974 | $18,546,380 | $18,663,475 | 63.01% |
| 2021 | Group Long Term Care | 0.67% | $259,270 | $252,022 | $373,554 | $505,683 | 200.65% |
| 2021 | Group Accident Only | 0% | $0 | $0 | $531 | $-6,272 | 0% |
| 2021 | Group Disability Income | 0% | $0 | $0 | $3,963,199 | $2,376,562 | 0% |
| 2021 | Group Dental | 4.41% | $13,747,307 | $13,773,685 | $11,745,322 | $11,748,231 | 85.29% |
| 2021 | Group Stop Loss | 6.06% | $48,052,220 | $48,047,921 | $40,035,186 | $40,761,751 | 84.84% |
| 2021 | Total Life | 0.08% | $9,712,416 | $0 | $6,409,362 | $0 | 71.08% |
| 2021 | Total Individual Life | 0.01% | $400,274 | $0 | $748,040 | $0 | 310.27% |
| 2021 | Individual Whole Life | 0.05% | $400,274 | $0 | $748,040 | $0 | 310.27% |
| 2021 | Total Group Life | 0.21% | $9,312,142 | $0 | $5,661,322 | $0 | 60.8% |
| 2021 | Group Term Life | 0.01% | $71,490 | $0 | $425,008 | $0 | 594.5% |
| 2021 | Group Ordinary Annuities | -0.01% | $-111,243 | $0 | $5,236,314 | $0 | -4,707.1% |
| 2021 | Group Deposit-Type Funds | 1.59% | $9,351,895 | $0 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0% | 158 | 9999 |
| 2024 | Life and Annuities | 0% | 1 | 3058 |
| 2024 | Health | 0% | 87 | 9999 |
| 2023 | Health | 2.37% | 71 | 138 |
| 2023 | Long-Term Care Insurance | 0.1% | 0 | 0 |
| 2023 | Life and Annuities | 0% | 1 | 3180 |
| 2023 | Medicare Supplement Insurance | 0.01% | 0 | 0 |
| 2022 | Health | 3.07% | 65 | 96 |
| 2022 | Long-Term Care Insurance | 0.1% | 0 | 0 |
| 2022 | Life and Annuities | 0% | 2 | 5615 |
| 2022 | Medicare Supplement Insurance | 0.01% | 0 | 0 |
| 2021 | Health | 3.9% | 61 | 64 |
| 2021 | Long-Term Care Insurance | 0.12% | 0 | 0 |
| 2021 | Life and Annuities | 0.02% | 1 | 548 |
| 2021 | Medicare Supplement Insurance | 0.01% | 0 | 0 |
Company Changes
This company does not have any company changes.
Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.