Company Details
License Status:
Active
NAIC Number:
71854
Phone Number:
7348056291
Company Address:
17900 N. Laurel Park Drive
Livonia, MI 48152
Description:
Life and Health
License Number:
A423244
Date Admitted:
Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Accident & Health | 0.01% | $1,897,231 | $1,897,813 | $909,689 | $736,319 | 38.8% |
| 2023 | Total Individual Accident & Health | 0% | $106,732 | $107,149 | $16,650 | $16,650 | 15.54% |
| 2023 | Individual Accident Only | 0.13% | $106,732 | $107,149 | $16,650 | $16,650 | 15.54% |
| 2023 | Total Group Accident & Health | 0.02% | $1,790,499 | $1,790,664 | $893,039 | $719,669 | 40.19% |
| 2023 | Group Accident Only | 1.32% | $1,790,499 | $1,790,664 | $893,039 | $719,669 | 40.19% |
| 2023 | Total Life | 0.14% | $19,068,638 | $0 | $12,570,357 | $0 | 65.92% |
| 2023 | Total Individual Life | 0.12% | $12,172,474 | $0 | $6,903,563 | $0 | 56.71% |
| 2023 | Individual Whole Life | 0.16% | $1,359,149 | $0 | $440,280 | $0 | 32.39% |
| 2023 | Individual Term Life | 0.55% | $3,233,035 | $0 | $1,845,075 | $0 | 57.07% |
| 2023 | Individual Universal Life | 0.12% | $694,703 | $0 | $358,997 | $0 | 51.68% |
| 2023 | Individual Graded Death Benefits | 36.37% | $6,360,850 | $0 | $3,010,196 | $0 | 47.32% |
| 2023 | Individual Ordinary Annuities | 0.02% | $524,737 | $0 | $1,249,015 | $0 | 238.03% |
| 2023 | Total Group Life | 0.2% | $6,896,164 | $0 | $5,666,794 | $0 | 82.17% |
| 2023 | Group Term Life | 1.16% | $6,896,164 | $0 | $5,666,794 | $0 | 82.17% |
| 2022 | Total Accident & Health | 0.01% | $1,798,680 | $1,797,396 | $952,359 | $889,092 | 49.47% |
| 2022 | Total Individual Accident & Health | 0% | $124,508 | $125,878 | $17,763 | $15,461 | 12.28% |
| 2022 | Individual Accident Only | 0.2% | $124,508 | $125,878 | $17,763 | $15,461 | 12.28% |
| 2022 | Total Group Accident & Health | 0.02% | $1,674,172 | $1,671,518 | $934,596 | $873,631 | 52.27% |
| 2022 | Group Accident Only | 1.26% | $1,674,172 | $1,671,518 | $934,596 | $873,631 | 52.27% |
| 2022 | Total Life | 0.13% | $18,162,291 | $0 | $10,156,657 | $0 | 55.92% |
| 2022 | Total Individual Life | 0.12% | $11,453,128 | $0 | $5,483,399 | $0 | 47.88% |
| 2022 | Individual Whole Life | 0.14% | $1,249,027 | $0 | $206,229 | $0 | 16.51% |
| 2022 | Individual Term Life | 0.51% | $3,152,521 | $0 | $1,755,875 | $0 | 55.7% |
| 2022 | Individual Universal Life | 0.09% | $669,324 | $0 | $287,361 | $0 | 42.93% |
| 2022 | Individual Graded Death Benefits | 25.54% | $5,986,372 | $0 | $2,729,489 | $0 | 45.6% |
| 2022 | Individual Ordinary Annuities | 0.02% | $395,884 | $0 | $504,445 | $0 | 127.42% |
| 2022 | Total Group Life | 0.15% | $6,709,163 | $0 | $4,673,258 | $0 | 69.65% |
| 2022 | Group Term Life | 1.22% | $6,709,163 | $0 | $4,673,258 | $0 | 69.65% |
| 2021 | Total Accident & Health | 0.01% | $1,725,184 | $1,738,907 | $618,802 | $838,696 | 48.23% |
| 2021 | Total Individual Accident & Health | 0% | $139,697 | $141,380 | $36,000 | $36,170 | 25.58% |
| 2021 | Individual Accident Only | 0.22% | $139,697 | $141,380 | $36,000 | $36,170 | 25.58% |
| 2021 | Total Group Accident & Health | 0.02% | $1,585,487 | $1,597,527 | $582,802 | $802,526 | 50.24% |
| 2021 | Group Accident Only | 1.32% | $1,585,487 | $1,597,527 | $582,802 | $802,526 | 50.24% |
| 2021 | Total Life | 0.14% | $16,735,196 | $0 | $9,409,153 | $0 | 56.22% |
| 2021 | Total Individual Life | 0.13% | $10,419,668 | $0 | $4,939,728 | $0 | 47.41% |
| 2021 | Individual Whole Life | 0.13% | $1,128,204 | $0 | $171,755 | $0 | 15.22% |
| 2021 | Individual Term Life | 0.5% | $3,041,835 | $0 | $1,773,438 | $0 | 58.3% |
| 2021 | Individual Universal Life | 0.08% | $654,226 | $0 | $309,838 | $0 | 47.36% |
| 2021 | Individual Graded Death Benefits | 25.65% | $5,564,703 | $0 | $2,258,669 | $0 | 40.59% |
| 2021 | Individual Ordinary Annuities | 0% | $30,700 | $0 | $426,028 | $0 | 1,387.71% |
| 2021 | Total Group Life | 0.14% | $6,315,528 | $0 | $4,469,425 | $0 | 70.77% |
| 2021 | Group Term Life | 1.04% | $6,315,528 | $0 | $4,469,425 | $0 | 70.77% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Health | 0.02% | 1 | 282 |
| 2023 | Life and Annuities | 0.16% | 5 | 417 |
| 2022 | Health | 0.02% | 0 | 0 |
| 2022 | Life and Annuities | 0.16% | 3 | 256 |
| 2021 | Health | 0.02% | 0 | 0 |
| 2021 | Life and Annuities | 0.15% | 3 | 251 |
Company Changes
This company does not have any company changes.
Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.