Company Details
Company Name:
CLEARCOVER INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
16524Company Address:
33 WEST MONROE STREET SUITE 1350 CHICAGO, IL 60603
Phone Number:
7737398117Mailing Address:
33 WEST MONROE STREET SUITE 1350 CHICAGO, IL 60603
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B432064Date Admitted:
2020-09-22Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.05% | $9,792,797 | $10,075,133 | $0 | $6,438,241 | $5,913,240 | $0 | 91.85% |
| 2025 | Total Private Passenger Auto | 0.17% | $5,405,381 | $5,531,610 | $0 | $3,015,025 | $2,603,634 | $0 | 86.36% |
| 2025 | Private Passenger Auto Liability - Bodily Injury | 0.13% | $2,042,897 | $2,092,320 | $0 | $1,532,256 | $1,161,284 | $0 | 75.79% |
| 2025 | Private Passenger Auto Liability - Property Damage | 0.24% | $2,518,525 | $2,555,841 | $0 | $1,263,599 | $1,149,382 | $0 | 90.96% |
| 2025 | Private Passenger Auto Liability - Medical Payments | 0.25% | $217,570 | $234,106 | $0 | $50,894 | $66,576 | $0 | 130.81% |
| 2025 | Private Passenger Auto Liability - Uninsured Motorists | 0.11% | $387,475 | $393,866 | $0 | $71,684 | $87,699 | $0 | 122.34% |
| 2025 | Private Passenger Auto Liability - Underinsured Motorists | 0.16% | $238,914 | $255,477 | $0 | $96,592 | $138,693 | $0 | 143.59% |
| 2025 | Private Passenger Auto - Comprehensive | 0.14% | $1,897,744 | $1,980,862 | $0 | $1,919,658 | $1,882,174 | $0 | 98.05% |
| 2025 | Private Passenger Auto - Collision | 0.16% | $2,489,672 | $2,562,661 | $0 | $1,503,558 | $1,427,432 | $0 | 94.94% |
| 2024 | Total Property & Casualty | 0.07% | $11,582,853 | $12,219,873 | $0 | $8,997,546 | $8,371,671 | $0 | 93.04% |
| 2024 | Total Private Passenger Auto | 0.21% | $6,389,407 | $6,747,096 | $0 | $3,802,758 | $3,517,917 | $0 | 92.51% |
| 2024 | Private Passenger Auto Liability - Bodily Injury | 0.16% | $2,371,489 | $2,482,235 | $0 | $1,351,065 | $1,429,952 | $0 | 105.84% |
| 2024 | Private Passenger Auto Liability - Property Damage | 0.27% | $2,968,121 | $3,129,997 | $0 | $1,803,069 | $1,642,391 | $0 | 91.09% |
| 2024 | Private Passenger Auto Liability - Medical Payments | 0.33% | $291,821 | $312,194 | $0 | $151,227 | $94,098 | $0 | 62.22% |
| 2024 | Private Passenger Auto Liability - Uninsured Motorists | 0.14% | $439,879 | $480,517 | $0 | $290,960 | $99,393 | $0 | 34.16% |
| 2024 | Private Passenger Auto Liability - Underinsured Motorists | 0.24% | $318,097 | $342,153 | $0 | $206,437 | $252,083 | $0 | 122.11% |
| 2024 | Private Passenger Auto - Comprehensive | 0.17% | $2,281,427 | $2,317,074 | $0 | $2,915,819 | $2,783,343 | $0 | 95.46% |
| 2024 | Private Passenger Auto - Collision | 0.18% | $2,912,019 | $3,155,703 | $0 | $2,278,969 | $2,070,411 | $0 | 90.85% |
| 2023 | Total Property & Casualty | 0.08% | $13,110,369 | $12,634,711 | $0 | $8,987,818 | $10,758,456 | $0 | 119.7% |
| 2023 | Total Private Passenger Automobile | 0.24% | $13,110,369 | $12,634,711 | $0 | $8,987,818 | $10,758,456 | $0 | 119.7% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0% | $551 | $119 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Private Passenger Auto Liability Property Damage | 0.7% | $6,993,708 | $6,827,824 | $0 | $3,782,499 | $5,424,056 | $0 | 143.4% |
| 2023 | Private Passenger Auto Comprehensive | 0.54% | $6,116,110 | $5,806,768 | $0 | $5,205,319 | $5,334,400 | $0 | 102.48% |
| 2022 | Total Property & Casualty | 0.07% | $10,528,205 | $9,534,440 | $0 | $7,124,943 | $8,964,710 | $0 | 125.82% |
| 2022 | Total Private Passenger Automobile | 0.22% | $10,528,205 | $9,534,440 | $0 | $7,124,943 | $8,964,710 | $0 | 125.82% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0% | $365 | $248 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Private Passenger Auto Liability Property Damage | 0.7% | $5,979,564 | $5,479,911 | $0 | $2,874,042 | $4,418,259 | $0 | 153.73% |
| 2022 | Private Passenger Auto Comprehensive | 0.49% | $4,548,276 | $4,054,281 | $0 | $4,250,901 | $4,546,451 | $0 | 106.95% |
| 2021 | Total Property & Casualty | 0.03% | $3,920,917 | $2,198,985 | $0 | $1,002,400 | $2,179,767 | $0 | 217.45% |
| 2021 | Total Private Passenger Automobile | 0.09% | $3,920,917 | $2,198,985 | $0 | $1,002,400 | $2,179,767 | $0 | 217.45% |
| 2021 | Private Passenger Auto Liability Property Damage | 0.3% | $2,388,835 | $1,358,743 | $0 | $368,944 | $1,438,231 | $0 | 389.82% |
| 2021 | Private Passenger Auto Comprehensive | 0.18% | $1,532,082 | $840,242 | $0 | $633,456 | $741,536 | $0 | 117.06% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Private Passenger Auto | 0.19% | 8 | 186 |
| 2024 | Private Passenger Auto | 0.22% | 6 | 157 |
| 2023 | Private Passenger Auto | 0.19% | 4 | 122 |
| 2022 | Private Passenger Auto | 0.11% | 1 | 62 |
| 2021 | Private Passenger Auto | 0.03% | 0 | 0 |
Company Changes
Date:
2020-09-22Comments:
Effective 9/22/2020 the above company was admitted as property and casualty insurer with B1 - Property (379.010.1(1), RSMo) and B2 - Liability (379.010.1(2), RSMo) authority.Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.