Company Details
Company Name:
NEXT INSURANCE US COMPANYLicense Status:
ActiveNAIC Number:
16285Company Address:
975 California Ave Palo Alto, CA 94304
Phone Number:
3023101683Mailing Address:
975 California Ave Palo Alto, CA 94304
Mailing Phone:
3023101683Description:
Property and Casualty (Ch 379, RSMo)License Number:
B431835Date Admitted:
2018-11-09Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.06% | $10,643,963 | $8,999,657 | $0 | $1,723,089 | $4,931,756 | $0 | 286.22% |
| 2025 | Total Fire & Allied Lines | 0.08% | $548,176 | $520,588 | $0 | $174,283 | $252,732 | $0 | 145.01% |
| 2025 | Dwelling Fire & Allied Lines | 0.16% | $548,176 | $520,588 | $0 | $174,283 | $252,732 | $0 | 145.01% |
| 2025 | Commercial Multi-Peril | 0.05% | $609,467 | $425,863 | $0 | $70,378 | $235,125 | $0 | 334.09% |
| 2025 | Direct Workers Compensation | 0% | $10,286 | $288 | $0 | $0 | $167 | $0 | 0% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.89% | $9,432,810 | $8,028,824 | $0 | $1,448,033 | $4,409,255 | $0 | 304.5% |
| 2025 | Liquor Liability | 0.42% | $19,044 | $12,501 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Commercial Auto | 0% | $0 | $0 | $0 | $0 | $-18,851 | $0 | 0% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0% | $0 | $0 | $0 | $0 | $-18,851 | $0 | 0% |
| 2025 | Commercial Auto - Comprehensive | 0% | $0 | $0 | $0 | $0 | $-6 | $0 | 0% |
| 2025 | Boiler & Machinery | 0.05% | $24,180 | $11,593 | $0 | $30,395 | $53,334 | $0 | 175.47% |
| 2024 | Total Property & Casualty | 0.04% | $7,483,784 | $6,408,973 | $0 | $2,809,269 | $4,477,054 | $0 | 159.37% |
| 2024 | Total Fire & Allied Lines | 0.08% | $532,956 | $498,852 | $0 | $185,717 | $167,380 | $0 | 90.13% |
| 2024 | Commercial Fire & Allied Lines | 0.13% | $532,956 | $498,852 | $0 | $185,717 | $167,380 | $0 | 90.13% |
| 2024 | Commercial Multi-Peril | 0.02% | $246,080 | $57,654 | $0 | $0 | $22,758 | $0 | 0% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.71% | $6,695,002 | $5,844,749 | $0 | $2,548,552 | $4,373,216 | $0 | 171.6% |
| 2024 | Liquor Liability | 0.23% | $9,746 | $7,718 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Commercial Auto | 0% | $0 | $0 | $0 | $75,000 | $-70,281 | $0 | -93.71% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0% | $0 | $0 | $0 | $75,000 | $10,867 | $0 | 14.49% |
| 2024 | Commercial Auto Liability - Property Damage | 0% | $0 | $0 | $0 | $0 | $-80,409 | $0 | 0% |
| 2024 | Commercial Auto Liability - Medical Payments | 0% | $0 | $0 | $0 | $0 | $-739 | $0 | 0% |
| 2024 | Commercial Auto - Comprehensive | 0% | $0 | $0 | $0 | $0 | $-4,481 | $0 | 0% |
| 2024 | Commercial Auto - Collision | 0% | $0 | $0 | $0 | $0 | $-11,538 | $0 | 0% |
| 2023 | Total Property & Casualty | 0.03% | $5,320,195 | $4,760,473 | $0 | $1,632,756 | $3,007,899 | $0 | 184.22% |
| 2023 | Total Fire & Allied Lines | 0.05% | $416,750 | $365,618 | $0 | $663,618 | $713,818 | $0 | 107.56% |
| 2023 | Commercial Fire & Allied Lines | 0.13% | $416,750 | $365,618 | $0 | $663,618 | $713,818 | $0 | 107.56% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.51% | $4,907,573 | $4,373,214 | $0 | $922,122 | $2,316,163 | $0 | 251.18% |
| 2023 | Total Commercial Automobile | 0% | $-4,128 | $21,641 | $0 | $47,016 | $-22,082 | $0 | -46.97% |
| 2023 | Commercial Auto Liability Bodily Injury | 0% | $-1,270 | $6,970 | $0 | $25,000 | $89,086 | $0 | 356.34% |
| 2023 | Commercial Auto Liability Property Damage | 0% | $-1,270 | $6,970 | $0 | $2,855 | $-149,866 | $0 | 0% |
| 2023 | Commercial Auto Medical Payments | 0% | $-16 | $114 | $0 | $0 | $739 | $0 | 0% |
| 2023 | Commercial Auto Uninsured Motorists | 0% | $-102 | $399 | $0 | $0 | $-85 | $0 | 0% |
| 2023 | Commercial Auto Comprehensive | 0% | $-617 | $3,260 | $0 | $5,360 | $10,641 | $0 | 198.53% |
| 2023 | Commercial Auto Collision | 0% | $-853 | $3,928 | $0 | $13,801 | $27,403 | $0 | 198.56% |
| 2022 | Total Property & Casualty | 0.03% | $4,561,766 | $3,805,945 | $0 | $880,213 | $2,508,592 | $0 | 285% |
| 2022 | Total Fire & Allied Lines | 0.07% | $321,955 | $253,768 | $0 | $160,045 | $158,475 | $0 | 99.02% |
| 2022 | Dwelling Fire & Allied Lines | 0.21% | $321,955 | $253,768 | $0 | $160,045 | $158,475 | $0 | 99.02% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.48% | $4,093,486 | $3,364,195 | $0 | $676,502 | $2,050,074 | $0 | 303.04% |
| 2022 | Total Commercial Automobile | 0.01% | $146,325 | $187,982 | $0 | $43,666 | $300,043 | $0 | 0% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.01% | $46,433 | $59,038 | $0 | $2,600 | $26,681 | $0 | 0% |
| 2022 | Commercial Auto Liability Property Damage | 0.03% | $46,433 | $59,038 | $0 | $5,538 | $237,834 | $0 | 0% |
| 2022 | Commercial Auto Medical Payments | 0.01% | $784 | $1,222 | $0 | $-1,602 | $-1,602 | $0 | 100% |
| 2022 | Commercial Auto Uninsured Motorists | 0.01% | $3,437 | $5,069 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Commercial Auto Comprehensive | 0.02% | $22,764 | $27,995 | $0 | $4,010 | $4,010 | $0 | 100% |
| 2022 | Commercial Auto Collision | 0.01% | $26,474 | $35,620 | $0 | $33,120 | $33,120 | $0 | 100% |
| 2021 | Total Property & Casualty | 0.02% | $2,656,436 | $1,572,018 | $0 | $667,650 | $1,450,136 | $0 | 217.2% |
| 2021 | Total Fire & Allied Lines | 0.03% | $183,520 | $82,722 | $0 | $175,000 | $226,670 | $0 | 129.53% |
| 2021 | Commercial Fire & Allied Lines | 0.05% | $183,520 | $82,722 | $0 | $175,000 | $226,670 | $0 | 129.53% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.3% | $2,399,897 | $1,483,705 | $0 | $492,650 | $1,221,713 | $0 | 247.99% |
| 2021 | Total Commercial Automobile | 0.01% | $73,019 | $5,591 | $0 | $0 | $1,753 | $0 | 0% |
| 2021 | Commercial Auto Liability Bodily Injury | 0% | $22,580 | $1,734 | $0 | $0 | $834 | $0 | 0% |
| 2021 | Commercial Auto Liability Property Damage | 0.02% | $22,580 | $1,734 | $0 | $0 | $834 | $0 | 0% |
| 2021 | Commercial Auto Medical Payments | 0.01% | $614 | $46 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Commercial Auto Uninsured Motorists | 0.01% | $2,295 | $164 | $0 | $0 | $85 | $0 | 0% |
| 2021 | Commercial Auto Comprehensive | 0.01% | $9,867 | $756 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Commercial Auto Collision | 0.01% | $15,083 | $1,157 | $0 | $0 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Homeowners | 0% | 1 | 0 |
| 2024 | Homeowners | 0% | 1 | 0 |
| 2023 | Homeowners | 0% | 1 | 2357 |
| 2022 | Homeowners | 0% | 0 | 0 |
Company Changes
Date:
2018-11-09Comments:
Effective 11/9/2018 this company was admitted with B1 property, B2 liability, B3 fidelity and surety and B5 miscellaneous authority. Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.