Company Details
Company Name:
LIBERTY MUTUAL PERSONAL INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
12484Company Address:
175 Berkeley Street Boston, MA 02116
Phone Number:
6173579500Mailing Address:
175 Berkeley Street Boston, MA 02116
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B431824Date Admitted:
2018-10-09Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.29% | $52,813,096 | $58,549,476 | $0 | $40,978,084 | $32,019,276 | $0 | 78.14% |
| 2025 | Total Homeowners | 0.51% | $18,971,796 | $22,541,520 | $0 | $20,030,728 | $21,513,782 | $0 | 107.4% |
| 2025 | Homeowners Multi-Peril | 0.54% | $18,971,796 | $22,541,520 | $0 | $20,030,728 | $21,513,782 | $0 | 107.4% |
| 2025 | Travel Coverage | 0.05% | $73,563 | $87,953 | $0 | $11,681 | $21,475 | $0 | 183.85% |
| 2025 | Earthquake | 0.14% | $197,268 | $219,105 | $0 | $0 | $728 | $0 | 0% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0% | $0 | $0 | $0 | $0 | $-7 | $0 | 0% |
| 2025 | Total Private Passenger Auto | 0.57% | $18,598,742 | $20,225,613 | $0 | $12,355,587 | $1,941,951 | $0 | 15.72% |
| 2025 | Private Passenger Auto Liability - Bodily Injury | 0.82% | $13,082,888 | $14,708,029 | $0 | $1,917,520 | $-14,035,618 | $0 | 0% |
| 2025 | Private Passenger Auto Liability - Property Damage | 0.51% | $5,455,505 | $5,452,555 | $0 | $-7 | $-1,488,402 | $0 | 0% |
| 2025 | Private Passenger Auto Liability - Medical Payments | 0% | $3,946 | $3,660 | $0 | $0 | $-23,095 | $0 | 0% |
| 2025 | Private Passenger Auto Liability - Uninsured Motorists | 0.01% | $33,038 | $37,273 | $0 | $4,641,285 | $3,086,320 | $0 | 66.5% |
| 2025 | Private Passenger Auto Liability - Underinsured Motorists | 0.02% | $23,365 | $24,096 | $0 | $5,796,789 | $14,402,746 | $0 | 248.46% |
| 2025 | Total Commercial Auto | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0% | $-100 | $-100 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Commercial Auto Liability - Medical Payments | 0% | $16 | $16 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Commercial Auto Liability - Uninsured Motorists | 0% | $84 | $84 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Private Passenger Auto - Comprehensive | 0.45% | $6,275,090 | $6,380,306 | $0 | $4,343,468 | $4,009,583 | $0 | 92.31% |
| 2025 | Private Passenger Auto - Collision | 0.55% | $8,696,637 | $9,094,979 | $0 | $4,236,620 | $4,531,764 | $0 | 106.97% |
| 2024 | Total Property & Casualty | 0.34% | $58,992,545 | $68,447,784 | $0 | $38,686,037 | $40,675,588 | $0 | 105.14% |
| 2024 | Total Homeowners | 0.78% | $26,605,416 | $30,679,777 | $0 | $15,296,970 | $15,974,221 | $0 | 104.43% |
| 2024 | Homeowners Multi-Peril | 0.82% | $26,605,416 | $30,679,777 | $0 | $15,296,970 | $15,974,221 | $0 | 104.43% |
| 2024 | Travel Coverage | 0.06% | $100,761 | $118,190 | $0 | $3,919 | $108 | $0 | 2.76% |
| 2024 | Earthquake | 0.16% | $239,071 | $294,487 | $0 | $0 | $20,798 | $0 | 0% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0% | $0 | $46 | $0 | $0 | $220 | $0 | 0% |
| 2024 | Total Private Passenger Auto | 0.59% | $18,343,453 | $21,218,583 | $0 | $13,247,496 | $14,147,512 | $0 | 106.79% |
| 2024 | Private Passenger Auto Liability - Bodily Injury | 0.92% | $13,703,154 | $15,738,945 | $0 | $8,420,251 | $9,029,123 | $0 | 107.23% |
| 2024 | Private Passenger Auto Liability - Property Damage | 0.43% | $4,640,299 | $5,479,638 | $0 | $4,736,461 | $4,764,571 | $0 | 100.59% |
| 2024 | Private Passenger Auto Liability - Medical Payments | 0% | $0 | $0 | $0 | $0 | $-70,256 | $0 | 0% |
| 2024 | Private Passenger Auto Liability - Uninsured Motorists | 0% | $0 | $0 | $0 | $65,044 | $956,530 | $0 | 0% |
| 2024 | Private Passenger Auto Liability - Underinsured Motorists | 0% | $0 | $0 | $0 | $25,740 | $-532,456 | $0 | 0% |
| 2024 | Total Commercial Auto | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Commercial Auto Liability - Bodily Injury | -0.01% | $-84,195 | $-78,762 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Commercial Auto Liability - Property Damage | -0.02% | $-28,065 | $-26,254 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Commercial Auto Liability - Medical Payments | 0.39% | $28,065 | $26,254 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Commercial Auto Liability - Uninsured Motorists | 0.18% | $84,195 | $78,762 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Private Passenger Auto - Comprehensive | 0.41% | $5,452,167 | $6,382,122 | $0 | $5,496,811 | $5,593,365 | $0 | 101.76% |
| 2024 | Private Passenger Auto - Collision | 0.51% | $8,251,677 | $9,754,579 | $0 | $4,640,841 | $4,939,364 | $0 | 106.43% |
| 2023 | Total Property & Casualty | 0.46% | $73,390,167 | $78,804,762 | $0 | $48,950,250 | $46,501,326 | $0 | 95% |
| 2023 | Total Homeowners | 1.12% | $33,472,092 | $35,489,690 | $0 | $18,433,541 | $13,197,206 | $0 | 71.59% |
| 2023 | Homeowners Multi-Peril | 1.16% | $33,472,092 | $35,489,690 | $0 | $18,433,541 | $13,197,206 | $0 | 71.59% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.02% | $133,765 | $166,084 | $0 | $43,811 | $37,663 | $0 | 85.97% |
| 2023 | Earthquake | 0.24% | $342,474 | $411,846 | $0 | $0 | $13,024 | $0 | 0% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0% | $135 | $296 | $0 | $0 | $-48 | $0 | 0% |
| 2023 | Total Private Passenger Automobile | 0.72% | $39,441,701 | $42,736,846 | $0 | $30,472,898 | $33,253,481 | $0 | 109.12% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 1.21% | $16,290,987 | $17,232,859 | $0 | $9,706,427 | $12,227,903 | $0 | 125.98% |
| 2023 | Private Passenger Auto Liability Property Damage | 0.58% | $5,845,269 | $6,581,200 | $0 | $7,268,801 | $6,971,463 | $0 | 95.91% |
| 2023 | Private Passenger Auto Medical Payments | 0% | $2,181 | $4,680 | $0 | $0 | $-14,889 | $0 | 0% |
| 2023 | Private Passenger Uninsured Motorists | 0.02% | $70,265 | $95,021 | $0 | $66,727 | $-815,527 | $0 | 0% |
| 2023 | Private Passenger Underinsured Motorists | 0.03% | $35,508 | $48,201 | $0 | $11,842 | $1,892,116 | $0 | 0% |
| 2023 | Private Passenger Auto Comprehensive | 0.59% | $6,713,275 | $7,449,539 | $0 | $5,208,862 | $4,587,418 | $0 | 88.07% |
| 2023 | Private Passenger Auto Collision | 0.7% | $10,484,216 | $11,325,346 | $0 | $8,210,239 | $8,404,997 | $0 | 102.37% |
| 2023 | Total Commercial Automobile | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Commercial Auto Liability Bodily Injury | 0% | $-372 | $-339 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Commercial Auto Medical Payments | 0% | $60 | $59 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Commercial Auto Uninsured Motorists | 0% | $312 | $280 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Property & Casualty | 0.57% | $82,886,479 | $87,016,447 | $0 | $49,187,337 | $70,190,469 | $0 | 142.7% |
| 2022 | Total Homeowners | 1.39% | $37,555,533 | $38,273,056 | $0 | $14,161,337 | $21,244,671 | $0 | 150.02% |
| 2022 | Homeowners Multi-Peril | 1.44% | $37,555,533 | $38,273,056 | $0 | $14,161,337 | $21,244,671 | $0 | 150.02% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.04% | $215,493 | $245,799 | $0 | $161,484 | $160,968 | $0 | 99.68% |
| 2022 | Earthquake | 0.36% | $487,267 | $542,985 | $0 | $0 | $19,853 | $0 | 0% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0% | $321 | $519 | $0 | $0 | $-301 | $0 | 0% |
| 2022 | Total Private Passenger Automobile | 0.94% | $44,627,865 | $47,954,088 | $0 | $34,864,516 | $48,765,278 | $0 | 139.87% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 1.4% | $17,082,741 | $17,301,057 | $0 | $5,139,254 | $14,213,770 | $0 | 276.57% |
| 2022 | Private Passenger Auto Liability Property Damage | 0.82% | $6,989,205 | $8,109,514 | $0 | $8,663,284 | $9,283,162 | $0 | 107.16% |
| 2022 | Private Passenger Auto Medical Payments | 0.01% | $6,265 | $11,213 | $0 | $0 | $41,208 | $0 | 0% |
| 2022 | Private Passenger Uninsured Motorists | 0.05% | $121,883 | $218,226 | $0 | $2,546,075 | $5,955,107 | $0 | 233.89% |
| 2022 | Private Passenger Underinsured Motorists | 0.07% | $62,140 | $104,859 | $0 | $629,436 | $1,165,610 | $0 | 185.18% |
| 2022 | Private Passenger Auto Comprehensive | 0.9% | $8,387,973 | $9,347,932 | $0 | $6,534,402 | $6,411,627 | $0 | 98.12% |
| 2022 | Private Passenger Auto Collision | 0.92% | $11,977,658 | $12,861,287 | $0 | $11,352,065 | $11,694,794 | $0 | 103.02% |
| 2022 | Total Commercial Automobile | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Commercial Auto Liability Bodily Injury | 0% | $-104 | $-105 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Commercial Auto Medical Payments | 0% | $20 | $17 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Commercial Auto Uninsured Motorists | 0% | $84 | $88 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Property & Casualty | 0.67% | $89,037,963 | $77,238,390 | $0 | $37,969,286 | $50,597,311 | $0 | 133.26% |
| 2021 | Total Homeowners | 1.54% | $37,887,560 | $37,226,939 | $0 | $15,494,355 | $19,703,008 | $0 | 127.16% |
| 2021 | Homeowners Multi-Peril | 1.6% | $37,887,560 | $37,226,939 | $0 | $15,494,355 | $19,703,008 | $0 | 127.16% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.06% | $274,365 | $293,123 | $0 | $62,390 | $59,019 | $0 | 94.6% |
| 2021 | Earthquake | 0.45% | $583,306 | $634,705 | $0 | $0 | $18,407 | $0 | 0% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0% | $827 | $827 | $0 | $0 | $-13 | $0 | 0% |
| 2021 | Total Private Passenger Automobile | 1.13% | $50,291,905 | $39,082,796 | $0 | $22,412,541 | $30,816,890 | $0 | 137.5% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 1.5% | $17,654,047 | $13,044,983 | $0 | $2,565,668 | $7,398,800 | $0 | 288.38% |
| 2021 | Private Passenger Auto Liability Property Damage | 1.15% | $9,227,498 | $7,279,762 | $0 | $6,049,847 | $6,724,281 | $0 | 111.15% |
| 2021 | Private Passenger Auto Medical Payments | 0.02% | $15,210 | $26,033 | $0 | $0 | $64,434 | $0 | 0% |
| 2021 | Private Passenger Uninsured Motorists | 0.15% | $335,502 | $530,262 | $0 | $1,352,602 | $3,262,098 | $0 | 241.17% |
| 2021 | Private Passenger Underinsured Motorists | 0.2% | $156,076 | $240,877 | $0 | $175,000 | $978,371 | $0 | 0% |
| 2021 | Private Passenger Auto Comprehensive | 1.12% | $9,654,111 | $7,594,696 | $0 | $3,307,631 | $3,337,880 | $0 | 100.91% |
| 2021 | Private Passenger Auto Collision | 1.11% | $13,249,461 | $10,366,183 | $0 | $8,961,793 | $9,051,026 | $0 | 101% |
| 2021 | Total Commercial Automobile | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Commercial Auto Liability Bodily Injury | 0% | $-108 | $-94 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Commercial Auto Medical Payments | 0% | $20 | $17 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Commercial Auto Uninsured Motorists | 0% | $88 | $77 | $0 | $0 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Private Passenger Auto | 0.59% | 29 | 221 |
| 2025 | Homeowners | 0.72% | 28 | 155 |
| 2024 | Private Passenger Auto | 0.71% | 30 | 239 |
| 2024 | Homeowners | 0.99% | 18 | 136 |
| 2023 | Private Passenger Auto | 0.92% | 39 | 245 |
| 2023 | Homeowners | 1.15% | 20 | 139 |
| 2022 | Private Passenger Auto | 0.9% | 25 | 185 |
| 2022 | Homeowners | 1.32% | 16 | 127 |
| 2021 | Private Passenger Auto | 0.59% | 14 | 158 |
| 2021 | Homeowners | 1.03% | 10 | 110 |
Company Changes
Date:
2020-05-01Comments:
Effective 5/1/2020 the above company redomesticated from Massachusetts to New Hampshire.
Market Regulation Actions
Date:
2025-07-01Financial Exams
This company does not have any financial exams.