Company Details
Company Name:
LEMONADE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
16023Company Address:
5 Crosby St New York, NY 10013
Phone Number:
8447338666Mailing Address:
Attn: Legal & Compliance Dept New York, NY 10013
Mailing Phone:
8447338666Description:
Property and Casualty (Ch 379, RSMo)License Number:
B431661Date Admitted:
2017-11-02Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.05% | $9,804,400 | $9,760,610 | $0 | $7,339,031 | $10,027,438 | $0 | 136.63% |
| 2025 | Total Homeowners | 0.19% | $6,979,063 | $7,458,059 | $0 | $6,166,756 | $8,829,588 | $0 | 143.18% |
| 2025 | Homeowners Multi-Peril | 0.2% | $6,979,063 | $7,458,059 | $0 | $6,166,756 | $8,829,588 | $0 | 143.18% |
| 2025 | Pet Insurance Plans | 6.82% | $2,825,337 | $2,302,551 | $0 | $1,172,275 | $1,197,850 | $0 | 102.18% |
| 2024 | Total Property & Casualty | 0.05% | $8,601,040 | $6,300,032 | $0 | $3,488,412 | $3,882,707 | $0 | 111.3% |
| 2024 | Total Homeowners | 0.2% | $6,755,704 | $4,794,859 | $0 | $2,727,212 | $3,148,217 | $0 | 115.44% |
| 2024 | Homeowners Multi-Peril | 0.21% | $6,755,704 | $4,794,859 | $0 | $2,727,212 | $3,148,217 | $0 | 115.44% |
| 2024 | Pet Insurance Plans | 5.43% | $1,845,336 | $1,505,173 | $0 | $761,200 | $734,490 | $0 | 96.49% |
| 2023 | Total Property & Casualty | 0.03% | $4,645,423 | $3,951,457 | $0 | $2,423,134 | $2,619,190 | $0 | 108.09% |
| 2023 | Total Homeowners | 0.11% | $3,402,774 | $2,916,543 | $0 | $1,893,467 | $2,103,908 | $0 | 111.11% |
| 2023 | Homeowners Multi-Peril | 0.12% | $3,402,774 | $2,916,543 | $0 | $1,893,467 | $2,103,908 | $0 | 111.11% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.22% | $1,242,649 | $1,034,914 | $0 | $529,667 | $515,282 | $0 | 97.28% |
| 2022 | Total Property & Casualty | 0.03% | $3,615,626 | $3,080,569 | $0 | $1,929,697 | $2,255,383 | $0 | 116.88% |
| 2022 | Total Homeowners | 0.1% | $2,741,663 | $2,420,858 | $0 | $1,616,164 | $1,885,809 | $0 | 116.68% |
| 2022 | Homeowners Multi-Peril | 0.11% | $2,741,663 | $2,420,858 | $0 | $1,616,164 | $1,885,809 | $0 | 116.68% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.17% | $873,963 | $659,711 | $0 | $313,533 | $369,574 | $0 | 117.87% |
| 2021 | Total Property & Casualty | 0.02% | $2,562,955 | $1,908,221 | $0 | $1,333,506 | $1,958,933 | $0 | 146.9% |
| 2021 | Total Homeowners | 0.09% | $2,118,681 | $1,646,362 | $0 | $1,232,248 | $1,816,654 | $0 | 147.43% |
| 2021 | Homeowners Multi-Peril | 0.09% | $2,118,681 | $1,646,362 | $0 | $1,232,248 | $1,816,654 | $0 | 147.43% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.09% | $444,274 | $261,859 | $0 | $101,258 | $142,279 | $0 | 140.51% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Homeowners | 0.16% | 10 | 256 |
| 2024 | Homeowners | 0.13% | 7 | 400 |
| 2023 | Homeowners | 0.09% | 8 | 735 |
| 2022 | Homeowners | 0.07% | 3 | 443 |
| 2021 | Homeowners | 0.04% | 2 | 507 |
Company Changes
Date:
2017-11-02Comments:
Effective 11/02/2017 this company was admitted as a property and casualty insurer with B1, B2 and B5 authority.Date:
2022-07-28Comments:
Effective 7/28/2022 the above company acquired Metromile Insurance Company, NAIC #16187, creating new Group Code 5032- Lemonade Inc Grp. The updated Code is pending SBS due to technical issues between this company and the NAIC.Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.