Company Details
Company Name:
FEDERATED RESERVE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
16024Company Address:
121 EAST PARK SQUARE OWATONNA, MN 55060
Phone Number:
5074555200Mailing Address:
121 EAST PARK SQUARE OWATONNA, MN 55060
Mailing Phone:
5074555200Description:
Property and Casualty (Ch 379, RSMo)License Number:
B431650Date Admitted:
2017-10-18Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.11% | $19,913,904 | $20,288,605 | $0 | $4,352,852 | $7,106,151 | $0 | 163.25% |
| 2025 | Total Fire & Allied Lines | 0.54% | $3,644,741 | $3,919,398 | $0 | $1,351,859 | $738,743 | $0 | 54.65% |
| 2025 | Commercial Fire & Allied Lines | 1.12% | $3,644,741 | $3,919,398 | $0 | $1,351,859 | $738,743 | $0 | 54.65% |
| 2025 | Commercial Multi-Peril | 0% | $0 | $17,647 | $0 | $0 | $2,455 | $0 | 0% |
| 2025 | Inland Marine (Incl Auto Cargo) | 0.13% | $535,898 | $530,601 | $0 | $42,885 | $27,349 | $0 | 63.77% |
| 2025 | Earthquake | 0.08% | $113,817 | $88,632 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Direct Workers Compensation | 0.57% | $6,076,590 | $5,651,091 | $0 | $1,509,326 | $2,800,253 | $0 | 185.53% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.21% | $2,232,711 | $2,385,888 | $0 | $7,946 | $1,034,371 | $0 | 0% |
| 2025 | Products Liability | 0.71% | $380,278 | $386,434 | $0 | $0 | $49,274 | $0 | 0% |
| 2025 | Total Commercial Auto | 0.4% | $3,424,046 | $3,639,492 | $0 | $837,226 | $1,343,005 | $0 | 160.41% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0.54% | $3,340,006 | $3,540,704 | $0 | $559,839 | $1,041,802 | $0 | 186.09% |
| 2025 | Commercial Auto Liability - Property Damage | 0.02% | $28,886 | $47,539 | $0 | $277,387 | $301,203 | $0 | 108.59% |
| 2025 | Commercial Auto Liability - Medical Payments | 0.26% | $5,875 | $5,872 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Commercial Auto Liability - Uninsured Motorists | 0.1% | $49,279 | $45,377 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Commercial Auto - Comprehensive | 0.74% | $1,065,242 | $1,037,786 | $0 | $165,117 | $163,553 | $0 | 99.05% |
| 2025 | Commercial Auto - Collision | 0.33% | $758,526 | $699,519 | $0 | $268,051 | $271,727 | $0 | 101.37% |
| 2025 | Fidelity | 0.09% | $22,923 | $22,463 | $0 | $2,099 | $2,524 | $0 | 120.25% |
| 2025 | Burglary & Theft | 0.05% | $7,061 | $7,220 | $0 | $0 | $47 | $0 | 0% |
| 2025 | Boiler & Machinery | 0.6% | $315,251 | $321,395 | $0 | $168,343 | $183,157 | $0 | 108.8% |
| 2025 | Umbrella | 1.23% | $1,336,820 | $1,581,039 | $0 | $0 | $489,693 | $0 | 0% |
| 2024 | Total Property & Casualty | 0.11% | $19,099,996 | $16,095,635 | $0 | $5,273,009 | $5,877,588 | $0 | 111.47% |
| 2024 | Total Fire & Allied Lines | 0.58% | $3,665,625 | $2,916,830 | $0 | $403,246 | $1,260,310 | $0 | 312.54% |
| 2024 | Commercial Fire & Allied Lines | 0.93% | $3,665,625 | $2,916,830 | $0 | $403,246 | $1,260,310 | $0 | 312.54% |
| 2024 | Commercial Multi-Peril | 0% | $23,124 | $5,477 | $0 | $0 | $1,368 | $0 | 0% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0.12% | $511,146 | $419,485 | $0 | $349,399 | $372,681 | $0 | 106.66% |
| 2024 | Earthquake | 0.05% | $79,744 | $69,232 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Direct Workers Compensation | 0.5% | $5,470,052 | $4,908,194 | $0 | $758,837 | $1,769,342 | $0 | 233.16% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.21% | $1,948,684 | $1,537,601 | $0 | $12,250 | $670,845 | $0 | 0% |
| 2024 | Products Liability | 0.62% | $355,514 | $277,587 | $0 | $1,011,000 | $11,778 | $0 | 1.16% |
| 2024 | Total Commercial Auto | 0.46% | $3,566,253 | $3,073,285 | $0 | $754,595 | $514,693 | $0 | 68.21% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0.62% | $3,476,170 | $3,000,707 | $0 | $500,533 | $197,919 | $0 | 39.54% |
| 2024 | Commercial Auto Liability - Property Damage | 0.03% | $41,767 | $33,099 | $0 | $254,062 | $316,774 | $0 | 124.68% |
| 2024 | Commercial Auto Liability - Medical Payments | 0.08% | $6,030 | $4,576 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Commercial Auto Liability - Uninsured Motorists | 0.09% | $42,286 | $34,903 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Commercial Auto - Comprehensive | 0.61% | $997,693 | $860,878 | $0 | $561,789 | $512,203 | $0 | 91.17% |
| 2024 | Commercial Auto - Collision | 0.35% | $700,655 | $583,510 | $0 | $388,664 | $390,793 | $0 | 100.55% |
| 2024 | Fidelity | 0.09% | $23,540 | $20,144 | $0 | $0 | $-2 | $0 | 0% |
| 2024 | Burglary & Theft | 0.06% | $7,256 | $5,868 | $0 | $0 | $101 | $0 | 0% |
| 2024 | Boiler & Machinery | 0.58% | $292,587 | $232,458 | $0 | $33,229 | $40,960 | $0 | 123.27% |
| 2024 | Umbrella | 1.23% | $1,458,123 | $1,185,086 | $0 | $1,000,000 | $332,516 | $0 | 33.25% |
| 2023 | Total Property & Casualty | 0.08% | $12,108,822 | $10,219,059 | $0 | $2,594,889 | $5,840,986 | $0 | 225.1% |
| 2023 | Total Fire & Allied Lines | 0.28% | $2,153,280 | $1,415,965 | $0 | $374,136 | $487,220 | $0 | 130.23% |
| 2023 | Commercial Fire & Allied Lines | 0.67% | $2,153,280 | $1,415,965 | $0 | $374,136 | $487,220 | $0 | 130.23% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.06% | $308,951 | $284,855 | $0 | $22,764 | $28,489 | $0 | 125.15% |
| 2023 | Earthquake | 0.04% | $59,993 | $43,311 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0.35% | $3,723,185 | $3,365,369 | $0 | $1,068,278 | $1,488,349 | $0 | 139.32% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.12% | $1,122,111 | $1,034,636 | $0 | $227,621 | $183,044 | $0 | 80.42% |
| 2023 | Products Liability | 0.56% | $276,269 | $232,761 | $0 | $0 | $1,056,728 | $0 | 0% |
| 2023 | Total Commercial Automobile | 0.33% | $3,382,971 | $3,059,002 | $0 | $886,329 | $1,578,442 | $0 | 178.09% |
| 2023 | Commercial Auto Liability Bodily Injury | 0.44% | $2,288,087 | $2,106,833 | $0 | $29,696 | $545,508 | $0 | 0% |
| 2023 | Commercial Auto Liability Property Damage | 0.02% | $29,406 | $15,383 | $0 | $352,245 | $352,191 | $0 | 99.98% |
| 2023 | Commercial Auto Medical Payments | 0.04% | $2,951 | $2,529 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Commercial Auto Uninsured Motorists | 0.05% | $22,370 | $20,080 | $0 | $55,000 | $149,061 | $0 | 271.02% |
| 2023 | Commercial Auto Comprehensive | 0.56% | $670,385 | $598,667 | $0 | $325,238 | $381,602 | $0 | 117.33% |
| 2023 | Commercial Auto Collision | 0.18% | $369,772 | $315,510 | $0 | $124,150 | $150,080 | $0 | 120.89% |
| 2023 | Fidelity | 0.04% | $10,207 | $16,745 | $0 | $0 | $-548 | $0 | 0% |
| 2023 | Burglary & Theft | 0.05% | $3,516 | $4,223 | $0 | $0 | $-270 | $0 | 0% |
| 2023 | Boiler & Machinery | 0.38% | $173,232 | $120,800 | $0 | $15,761 | $-4,206 | $0 | -26.69% |
| 2023 | Umbrella | 0.87% | $895,107 | $641,392 | $0 | $0 | $1,023,738 | $0 | 0% |
| 2022 | Total Property & Casualty | 0.07% | $10,064,921 | $9,297,576 | $0 | $1,397,033 | $3,163,074 | $0 | 226.41% |
| 2022 | Total Fire & Allied Lines | 0.29% | $1,390,951 | $1,204,208 | $0 | $69,265 | $175,393 | $0 | 253.22% |
| 2022 | Commercial Fire & Allied Lines | 0.44% | $1,390,951 | $1,204,208 | $0 | $69,265 | $175,393 | $0 | 253.22% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.04% | $230,523 | $220,337 | $0 | $137,840 | $141,356 | $0 | 102.55% |
| 2022 | Earthquake | 0.05% | $65,350 | $45,745 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Direct Workers Compensation | 0.33% | $3,402,150 | $3,283,530 | $0 | $609,005 | $1,652,887 | $0 | 271.41% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.11% | $911,076 | $829,944 | $0 | $63,044 | $237,753 | $0 | 377.12% |
| 2022 | Products Liability | 0.47% | $206,064 | $208,876 | $0 | $0 | $9,593 | $0 | 0% |
| 2022 | Total Commercial Automobile | 0.3% | $2,906,759 | $2,675,195 | $0 | $517,879 | $741,499 | $0 | 143.18% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.43% | $2,056,015 | $1,854,024 | $0 | $33,551 | $292,920 | $0 | 0% |
| 2022 | Commercial Auto Liability Property Damage | 0.01% | $17,541 | $17,856 | $0 | $127,966 | $65,983 | $0 | 51.56% |
| 2022 | Commercial Auto Medical Payments | 0.03% | $1,837 | $1,592 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Commercial Auto Uninsured Motorists | 0.05% | $20,514 | $18,288 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Commercial Auto Comprehensive | 0.45% | $554,876 | $531,492 | $0 | $174,878 | $193,078 | $0 | 110.41% |
| 2022 | Commercial Auto Collision | 0.14% | $255,976 | $251,943 | $0 | $181,484 | $189,518 | $0 | 104.43% |
| 2022 | Fidelity | 0.09% | $23,200 | $21,350 | $0 | $0 | $187 | $0 | 0% |
| 2022 | Burglary & Theft | 0.07% | $4,906 | $4,772 | $0 | $0 | $-113 | $0 | 0% |
| 2022 | Boiler & Machinery | 0.28% | $110,569 | $96,136 | $0 | $0 | $28,612 | $0 | 0% |
| 2022 | Umbrella | 0.86% | $813,373 | $707,483 | $0 | $0 | $175,907 | $0 | 0% |
| 2021 | Total Property & Casualty | 0.06% | $8,565,235 | $7,803,257 | $0 | $766,956 | $2,691,209 | $0 | 350.89% |
| 2021 | Total Fire & Allied Lines | 0.2% | $1,315,142 | $1,232,919 | $0 | $25,055 | $66,223 | $0 | 264.31% |
| 2021 | Commercial Fire & Allied Lines | 0.39% | $1,315,142 | $1,232,919 | $0 | $25,055 | $66,223 | $0 | 264.31% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.05% | $213,409 | $183,366 | $0 | $0 | $2,511 | $0 | 0% |
| 2021 | Earthquake | 0.03% | $44,194 | $41,293 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Direct Workers Compensation | 0.25% | $2,396,316 | $2,272,543 | $0 | $376,958 | $1,123,318 | $0 | 298% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.11% | $921,309 | $804,295 | $0 | $4,761 | $421,181 | $0 | 0% |
| 2021 | Products Liability | 0.43% | $176,752 | $165,416 | $0 | $117 | $16,334 | $0 | 0% |
| 2021 | Total Commercial Automobile | 0.3% | $2,691,261 | $2,355,687 | $0 | $360,065 | $720,975 | $0 | 200.23% |
| 2021 | Commercial Auto Liability Bodily Injury | 0.41% | $1,864,230 | $1,656,127 | $0 | $23,808 | $291,487 | $0 | 0% |
| 2021 | Commercial Auto Liability Property Damage | 0.01% | $18,463 | $17,308 | $0 | $139,213 | $216,824 | $0 | 155.75% |
| 2021 | Commercial Auto Medical Payments | 0.02% | $1,593 | $2,668 | $0 | $1,000 | $17,386 | $0 | 0% |
| 2021 | Commercial Auto Uninsured Motorists | 0.06% | $17,598 | $15,575 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Commercial Auto Comprehensive | 0.51% | $523,196 | $434,400 | $0 | $84,790 | $84,275 | $0 | 99.39% |
| 2021 | Commercial Auto Collision | 0.15% | $266,181 | $229,609 | $0 | $111,254 | $111,003 | $0 | 99.77% |
| 2021 | Fidelity | 0.1% | $26,165 | $24,790 | $0 | $0 | $1,890 | $0 | 0% |
| 2021 | Burglary & Theft | 0.08% | $5,768 | $5,495 | $0 | $0 | $571 | $0 | 0% |
| 2021 | Boiler & Machinery | 0.26% | $99,336 | $93,116 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Umbrella | 0.85% | $675,583 | $624,337 | $0 | $0 | $338,206 | $0 | 0% |
Complaint Index
Company Changes
Date:
2017-10-18Comments:
Effective 10/18/2017 this company was admitted as a property and casualty insurer with B1, B2, B3, B4 and B5 authority.Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.