Company Details

Company Details

Company Name:
AMERICAN FAMILY INSURANCE COMPANY
License Status:
Active
NAIC Number:
10386
Company Address:
6000 American Parkway
Madison, WI 53783-0001
Mailing Address:
6000 AMERICAN PARKWAY
MADISON, WI 53783-0001
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B431292
Date Admitted:
2014-08-27

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 3.14% $563,963,592 $568,708,321 $0 $345,259,905 $349,532,863 $0 101.24%
2025 Farmowners Multi-Peril 5.76% $17,231,953 $16,381,233 $0 $8,375,262 $7,831,237 $0 93.5%
2025 Total Homeowners 6.34% $234,517,754 $216,720,661 $0 $141,431,231 $127,488,229 $0 90.14%
2025 Homeowners Multi-Peril 6.57% $232,224,133 $214,664,936 $0 $140,222,267 $126,209,284 $0 90.01%
2025 Mobile Homes 4.83% $2,293,621 $2,055,725 $0 $1,208,964 $1,278,945 $0 105.79%
2025 Commercial Multi-Peril 1.57% $19,494,011 $32,364,313 $0 $21,776,409 $20,305,555 $0 93.25%
2025 Inland Marine (Incl Auto Cargo) 1.04% $4,259,459 $4,305,982 $0 $2,515,242 $2,789,601 $0 110.91%
2025 Earthquake 2.57% $3,722,538 $3,740,777 $0 $0 $0 $0 0%
2025 Direct Workers Compensation 0% $-2,380 $27,679 $0 $55,783 $292,555 $0 0%
2025 Other Liability - Bodily Injury & Property Damage 0.06% $589,860 $754,670 $0 $50,000 $-522,879 $0 0%
2025 Total Private Passenger Auto 4.22% $137,728,342 $142,815,024 $0 $87,575,966 $108,071,284 $0 123.4%
2025 Private Passenger Auto Liability - Bodily Injury 4.2% $67,231,166 $70,494,829 $0 $39,842,351 $55,035,235 $0 138.13%
2025 Private Passenger Auto Liability - Property Damage 4.2% $44,599,680 $46,336,493 $0 $28,926,907 $27,283,670 $0 94.32%
2025 Private Passenger Auto Liability - Medical Payments 6.25% $5,528,646 $5,422,636 $0 $3,087,191 $2,960,355 $0 95.89%
2025 Private Passenger Auto Liability - Uninsured Motorists 5.49% $20,029,946 $20,214,023 $0 $15,639,517 $22,718,763 $0 145.27%
2025 Private Passenger Auto Liability - Accidental Death & Disab/Dism 22.69% $338,904 $347,043 $0 $80,000 $73,261 $0 91.58%
2025 Private Passenger Auto - Comprehensive 5.04% $70,774,872 $72,618,398 $0 $42,484,915 $41,119,479 $0 96.79%
2025 Private Passenger Auto - Collision 4.81% $75,647,183 $78,979,584 $0 $40,995,097 $42,157,802 $0 102.84%
2024 Total Property & Casualty 3.36% $578,030,877 $566,215,876 $0 $385,352,138 $397,241,566 $0 103.09%
2024 Farmowners Multi-Peril 5.6% $15,242,818 $14,185,921 $0 $12,473,549 $11,425,155 $0 91.6%
2024 Total Homeowners 5.76% $196,342,808 $181,350,360 $0 $151,597,047 $154,254,708 $0 101.75%
2024 Homeowners Multi-Peril 5.98% $194,632,361 $179,890,766 $0 $150,997,349 $153,677,975 $0 101.78%
2024 Dwelling Owners Multi-Peril 1.53% $1,710,447 $1,459,594 $0 $599,698 $576,733 $0 96.17%
2024 Commercial Multi-Peril 4.06% $48,398,801 $58,287,419 $0 $30,750,250 $38,087,355 $0 123.86%
2024 Inland Marine (Incl Auto Cargo) 1.07% $4,395,545 $4,301,047 $0 $2,383,743 $3,052,682 $0 128.06%
2024 Earthquake 2.67% $3,887,168 $3,886,568 $0 $0 $0 $0 0%
2024 Direct Workers Compensation 0.01% $149,445 $256,673 $0 $324,736 $252,587 $0 77.78%
2024 Other Liability - Bodily Injury & Property Damage 0.1% $990,923 $1,151,977 $0 $0 $312,866 $0 0%
2024 Total Private Passenger Auto 4.83% $149,856,949 $147,132,174 $0 $79,593,651 $82,939,054 $0 104.2%
2024 Private Passenger Auto Liability - Bodily Injury 5.04% $74,755,767 $73,381,652 $0 $32,953,229 $37,009,704 $0 112.31%
2024 Private Passenger Auto Liability - Property Damage 4.53% $49,229,048 $48,161,916 $0 $30,196,163 $29,055,411 $0 96.22%
2024 Private Passenger Auto Liability - Medical Payments 5.91% $5,259,942 $5,271,109 $0 $3,596,796 $3,595,082 $0 99.95%
2024 Private Passenger Auto Liability - Uninsured Motorists 6.46% $20,253,086 $19,976,667 $0 $12,772,463 $13,207,061 $0 103.4%
2024 Private Passenger Auto Liability - Accidental Death & Disab/Dism 22.53% $359,106 $340,830 $0 $75,000 $71,796 $0 95.73%
2024 Private Passenger Auto - Comprehensive 5.55% $74,410,102 $70,806,673 $0 $58,894,459 $59,195,604 $0 100.51%
2024 Private Passenger Auto - Collision 5.2% $84,356,318 $84,857,064 $0 $49,334,703 $47,721,555 $0 96.73%
2023 Total Property & Casualty 3.36% $533,355,435 $484,509,205 $0 $348,253,348 $405,647,463 $0 116.48%
2023 Farmowners Multi-Peril 5.4% $13,025,682 $11,828,183 $0 $10,448,709 $12,054,229 $0 115.37%
2023 Total Homeowners 5.67% $169,206,017 $153,443,590 $0 $126,942,692 $155,082,317 $0 122.17%
2023 Homeowners Multi-Peril 5.82% $167,867,869 $152,237,701 $0 $126,472,072 $154,516,673 $0 122.17%
2023 Dwelling Owners Multi-Peril (ACV) 1.37% $1,338,148 $1,205,889 $0 $470,620 $565,644 $0 120.19%
2023 Commercial Multi-Peril 5.74% $63,605,743 $48,383,006 $0 $38,014,667 $51,487,964 $0 135.44%
2023 Inland Marine (Incl Auto Cargo) 0.74% $4,131,685 $3,853,936 $0 $1,570,696 $1,386,510 $0 88.27%
2023 Earthquake 2.75% $3,909,648 $3,700,098 $0 $0 $0 $0 0%
2023 Direct Workers Compensation 0.04% $417,669 $526,524 $0 $617,413 $1,384,697 $0 224.27%
2023 Other Liability - Bodily Injury & Property Damage 0.13% $1,237,381 $1,160,132 $0 $0 $683,905 $0 0%
2023 Total Private Passenger Automobile 5.07% $277,821,610 $261,613,736 $0 $170,659,171 $183,567,841 $0 107.56%
2023 Private Passenger Auto Liability Bodily Injury 5.24% $70,784,651 $69,604,505 $0 $31,735,497 $38,087,862 $0 120.02%
2023 Private Passenger Auto Liability Property Damage 4.34% $43,602,386 $41,153,200 $0 $30,496,024 $32,742,016 $0 107.36%
2023 Private Passenger Auto Medical Payments 5.91% $5,226,641 $5,237,168 $0 $3,467,982 $3,630,704 $0 104.69%
2023 Private Passenger Uninsured Motorists 6.73% $19,215,001 $18,929,524 $0 $8,650,124 $8,904,543 $0 102.94%
2023 Private Passenger Accidential Death & Disab/Dism 18.13% $294,625 $285,265 $0 $85,000 $79,575 $0 93.62%
2023 Private Passenger Auto Comprehensive 5.31% $60,200,334 $55,016,407 $0 $45,474,768 $47,528,382 $0 104.52%
2023 Private Passenger Auto Collision 5.22% $78,497,972 $71,387,667 $0 $50,749,776 $52,594,759 $0 103.64%
2022 Total Property & Casualty 2.86% $412,093,099 $376,871,823 $0 $215,848,545 $241,212,080 $0 111.75%
2022 Farmowners Multi-Peril 4.64% $10,566,846 $9,511,688 $0 $4,208,741 $5,240,679 $0 124.52%
2022 Total Homeowners 5.2% $140,576,300 $125,114,257 $0 $58,307,920 $69,705,006 $0 119.55%
2022 Homeowners Multi-Peril 5.21% $135,951,573 $120,864,759 $0 $56,668,980 $68,021,880 $0 120.03%
2022 Dwelling Owners Multi-Peril (ACV) 4.75% $4,624,727 $4,249,498 $0 $1,638,940 $1,683,126 $0 102.7%
2022 Commercial Multi-Peril 3.28% $32,848,192 $26,610,946 $0 $10,543,092 $14,473,036 $0 137.28%
2022 Earthquake 2.44% $3,339,440 $2,982,217 $0 $0 $0 $0 0%
2022 Direct Workers Compensation 0.06% $601,374 $619,599 $0 $346,638 $293,832 $0 84.77%
2022 Other Liability - Bodily Injury & Property Damage 0.12% $1,011,023 $871,606 $0 $0 $338,221 $0 0%
2022 Total Private Passenger Automobile 4.71% $223,149,924 $211,161,510 $0 $142,442,154 $151,161,306 $0 106.12%
2022 Private Passenger Auto Liability Bodily Injury 5.1% $62,463,335 $60,017,581 $0 $27,239,007 $32,758,313 $0 120.26%
2022 Private Passenger Auto Liability Property Damage 4.11% $35,121,328 $33,512,105 $0 $25,660,496 $28,465,678 $0 110.93%
2022 Private Passenger Auto Medical Payments 5.64% $5,001,083 $4,722,531 $0 $3,166,690 $3,189,646 $0 100.72%
2022 Private Passenger Uninsured Motorists 7.17% $18,170,155 $17,567,627 $0 $10,393,603 $8,977,898 $0 86.38%
2022 Private Passenger Accidential Death & Disab/Dism 16.23% $269,135 $257,645 $0 $25,000 $40,470 $0 161.88%
2022 Private Passenger Auto Comprehensive 4.7% $43,674,718 $39,675,125 $0 $29,576,844 $30,757,000 $0 103.99%
2022 Private Passenger Auto Collision 4.51% $58,450,170 $55,408,896 $0 $46,380,514 $46,972,301 $0 101.28%
2021 Total Property & Casualty 2.55% $339,168,590 $321,023,661 $0 $166,441,867 $191,819,461 $0 115.25%
2021 Farmowners Multi-Peril 4% $8,479,276 $7,599,518 $0 $3,840,399 $4,434,783 $0 115.48%
2021 Total Homeowners 4.59% $112,855,222 $102,555,681 $0 $47,971,109 $52,174,280 $0 108.76%
2021 Homeowners Multi-Peril 4.61% $109,054,994 $99,086,788 $0 $46,365,038 $50,729,595 $0 109.41%
2021 Dwelling Owners Multi-Peril (ACV) 4.04% $3,800,228 $3,468,893 $0 $1,606,071 $1,444,685 $0 89.95%
2021 Commercial Multi-Peril 2.3% $21,137,868 $15,615,135 $0 $5,635,895 $11,821,932 $0 209.76%
2021 Earthquake 2.07% $2,700,917 $2,439,790 $0 $0 $0 $0 0%
2021 Direct Workers Compensation 0.06% $587,008 $586,889 $0 $351,480 $168,020 $0 47.8%
2021 Other Liability - Bodily Injury & Property Damage 0.09% $697,380 $565,888 $0 $0 $223,849 $0 0%
2021 Total Private Passenger Automobile 4.34% $192,710,919 $191,660,760 $0 $108,642,984 $122,996,597 $0 113.21%
2021 Private Passenger Auto Liability Bodily Injury 4.72% $55,473,511 $56,253,465 $0 $22,044,026 $30,847,441 $0 139.94%
2021 Private Passenger Auto Liability Property Damage 3.9% $31,421,078 $31,260,307 $0 $20,126,234 $21,933,398 $0 108.98%
2021 Private Passenger Auto Medical Payments 4.75% $4,311,841 $4,269,899 $0 $2,714,587 $2,434,854 $0 89.7%
2021 Private Passenger Uninsured Motorists 7.16% $16,463,093 $16,153,199 $0 $7,213,641 $10,594,082 $0 146.86%
2021 Private Passenger Accidential Death & Disab/Dism 13.88% $234,158 $224,517 $0 $51,750 $65,531 $0 126.63%
2021 Private Passenger Auto Comprehensive 3.98% $34,295,147 $33,122,147 $0 $19,716,077 $20,572,581 $0 104.34%
2021 Private Passenger Auto Collision 4.23% $50,512,091 $50,377,226 $0 $36,776,669 $36,548,710 $0 99.38%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 4.89% 45 41
2025 Homeowners 5.89% 77 52
2024 Private Passenger Auto 4.98% 48 55
2024 Homeowners 5.5% 41 56
2023 Private Passenger Auto 4.73% 46 56
2023 Homeowners 4.81% 42 70
2022 Private Passenger Auto 4.4% 44 67
2022 Homeowners 4.32% 37 89
2021 Private Passenger Auto 4.29% 42 65
2021 Homeowners 3.73% 34 102

Company Changes

Date:
2014-08-27
Comments:
Effective 08/27/14 this company was admitted with B2 authority.
Date:
2015-06-04
Comments:
Effective 06/04/15 this company added B1 and B4 authority.
Date:
2016-11-28
Comments:
Effective 11/28/2016 this company redomesticated to Wisconsin.

Market Regulation Actions

Date:
2023-03-07

Financial Exams

This company does not have any financial exams.