Company Details
Company Name:
KEY RISK INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
10885Company Address:
11201 Douglas Avenue Urbandale, IA 50322
Phone Number:
5154733000Mailing Address:
PO Box 9190 Des Moines, IA 50306
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B426228Date Admitted:
2010-11-30Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.03% | $5,545,093 | $4,771,181 | $0 | $911,952 | $1,216,830 | $0 | 133.43% |
| 2025 | Direct Workers Compensation | 0.18% | $1,879,805 | $1,124,911 | $0 | $362,669 | $12,201 | $0 | 3.36% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0% | $0 | $0 | $0 | $0 | $-22,333 | $0 | 0% |
| 2025 | Total Commercial Auto | 0.3% | $2,545,404 | $2,504,035 | $0 | $335,447 | $990,171 | $0 | 295.18% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0.24% | $1,500,761 | $1,476,370 | $0 | $197,778 | $583,801 | $0 | 295.18% |
| 2025 | Commercial Auto Liability - Property Damage | 0.55% | $1,000,508 | $984,247 | $0 | $131,852 | $389,201 | $0 | 295.18% |
| 2025 | Commercial Auto Liability - Medical Payments | 0.47% | $10,470 | $10,300 | $0 | $1,380 | $4,073 | $0 | 295.14% |
| 2025 | Commercial Auto Liability - Uninsured Motorists | 0.07% | $33,665 | $33,118 | $0 | $4,437 | $13,096 | $0 | 295.15% |
| 2025 | Commercial Auto - Comprehensive | 0.31% | $447,617 | $456,551 | $0 | $85,470 | $94,645 | $0 | 110.73% |
| 2025 | Commercial Auto - Collision | 0.29% | $672,267 | $685,684 | $0 | $128,366 | $142,146 | $0 | 110.73% |
| 2024 | Total Property & Casualty | 0.03% | $5,166,187 | $4,213,943 | $0 | $1,000,793 | $1,820,833 | $0 | 181.94% |
| 2024 | Direct Workers Compensation | 0.14% | $1,486,061 | $1,446,070 | $0 | $537,379 | $697,933 | $0 | 129.88% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0% | $0 | $0 | $0 | $0 | $-18,519 | $0 | 0% |
| 2024 | Total Commercial Auto | 0.32% | $2,527,239 | $1,847,293 | $0 | $226,891 | $898,052 | $0 | 395.81% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0.27% | $1,489,434 | $1,088,706 | $0 | $133,719 | $529,269 | $0 | 395.81% |
| 2024 | Commercial Auto Liability - Property Damage | 0.6% | $992,956 | $725,804 | $0 | $89,146 | $352,846 | $0 | 395.81% |
| 2024 | Commercial Auto Liability - Medical Payments | 0.16% | $11,467 | $8,382 | $0 | $1,029 | $4,075 | $0 | 396.02% |
| 2024 | Commercial Auto Liability - Uninsured Motorists | 0.07% | $33,382 | $24,401 | $0 | $2,997 | $11,862 | $0 | 395.8% |
| 2024 | Commercial Auto - Comprehensive | 0.27% | $446,652 | $356,652 | $0 | $91,634 | $94,285 | $0 | 102.89% |
| 2024 | Commercial Auto - Collision | 0.35% | $706,235 | $563,928 | $0 | $144,889 | $149,082 | $0 | 102.89% |
| 2023 | Total Property & Casualty | 0.02% | $3,386,642 | $2,950,005 | $0 | $1,661,086 | $1,971,295 | $0 | 118.68% |
| 2023 | Direct Workers Compensation | 0.13% | $1,353,360 | $1,378,327 | $0 | $949,808 | $1,206,689 | $0 | 127.05% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0% | $0 | $0 | $0 | $0 | $-19,654 | $0 | 0% |
| 2023 | Total Commercial Automobile | 0.2% | $2,033,282 | $1,571,678 | $0 | $711,278 | $784,260 | $0 | 110.26% |
| 2023 | Commercial Auto Liability Bodily Injury | 0.14% | $734,275 | $550,142 | $0 | $22,985 | $154,690 | $0 | 0% |
| 2023 | Commercial Auto Liability Property Damage | 0.34% | $489,517 | $366,761 | $0 | $15,323 | $103,130 | $0 | 0% |
| 2023 | Commercial Auto Medical Payments | 0.11% | $7,970 | $5,971 | $0 | $249 | $1,679 | $0 | 0% |
| 2023 | Commercial Auto Uninsured Motorists | 0.06% | $23,912 | $17,916 | $0 | $749 | $5,038 | $0 | 0% |
| 2023 | Commercial Auto Comprehensive | 0.15% | $176,831 | $143,466 | $0 | $152,809 | $118,187 | $0 | 77.34% |
| 2023 | Commercial Auto Collision | 0.3% | $600,777 | $487,422 | $0 | $519,163 | $401,536 | $0 | 77.34% |
| 2022 | Total Property & Casualty | 0.02% | $2,640,197 | $2,030,694 | $0 | $1,081,383 | $2,114,428 | $0 | 195.53% |
| 2022 | Direct Workers Compensation | 0.14% | $1,460,312 | $1,135,689 | $0 | $285,349 | $1,054,691 | $0 | 369.61% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0% | $0 | $65,049 | $0 | $0 | $19,523 | $0 | 0% |
| 2022 | Total Commercial Automobile | 0.12% | $1,179,885 | $829,956 | $0 | $796,034 | $1,040,214 | $0 | 130.67% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.09% | $413,488 | $282,129 | $0 | $180,444 | $226,008 | $0 | 125.25% |
| 2022 | Commercial Auto Liability Property Damage | 0.18% | $275,658 | $188,086 | $0 | $120,296 | $150,672 | $0 | 125.25% |
| 2022 | Commercial Auto Medical Payments | 0.04% | $2,989 | $2,039 | $0 | $1,304 | $1,634 | $0 | 125.31% |
| 2022 | Commercial Auto Uninsured Motorists | 0.03% | $12,877 | $8,786 | $0 | $5,618 | $7,038 | $0 | 125.28% |
| 2022 | Commercial Auto Comprehensive | 0.09% | $111,780 | $82,131 | $0 | $114,958 | $154,147 | $0 | 134.09% |
| 2022 | Commercial Auto Collision | 0.2% | $363,093 | $266,785 | $0 | $373,414 | $500,715 | $0 | 134.09% |
| 2021 | Total Property & Casualty | 0.01% | $1,086,885 | $964,981 | $0 | $157,915 | $529,284 | $0 | 335.17% |
| 2021 | Direct Workers Compensation | 0.06% | $617,053 | $518,878 | $0 | $74,431 | $348,342 | $0 | 468.01% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.01% | $95,312 | $84,387 | $0 | $0 | $18,351 | $0 | 0% |
| 2021 | Total Commercial Automobile | 0.04% | $374,520 | $361,716 | $0 | $83,484 | $162,591 | $0 | 194.76% |
| 2021 | Commercial Auto Liability Bodily Injury | 0.03% | $144,839 | $144,728 | $0 | $40,313 | $78,305 | $0 | 194.24% |
| 2021 | Commercial Auto Liability Property Damage | 0.07% | $96,560 | $96,485 | $0 | $26,874 | $52,202 | $0 | 194.25% |
| 2021 | Commercial Auto Medical Payments | 0.01% | $973 | $972 | $0 | $271 | $526 | $0 | 194.1% |
| 2021 | Commercial Auto Uninsured Motorists | 0.01% | $4,434 | $4,431 | $0 | $1,234 | $2,397 | $0 | 194.25% |
| 2021 | Commercial Auto Comprehensive | 0.03% | $30,691 | $27,660 | $0 | $3,555 | $7,008 | $0 | 197.13% |
| 2021 | Commercial Auto Collision | 0.06% | $97,023 | $87,440 | $0 | $11,237 | $22,153 | $0 | 197.14% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2022 | Homeowners | 0.02% | 0 | 0 |
Company Changes
Date:
2016-08-05Comments:
Effective 08/05/16 this company redomesticated to Iowa.Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.