Company Details

Company Details

Company Name:
PRIVILEGE UNDERWRITERS RECIPROCAL EXCHANGE
License Status:
Active
NAIC Number:
12873
Company Address:
1 North Lexington Ave.
White Plains, NY 10601
Phone Number:
8888137873
Mailing Address:
1 North Lexington Ave.
White Plains, NY 10601
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B426227
Date Admitted:
2010-11-30

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 0.15% $27,799,911 $25,450,079 $0 $15,016,992 $16,923,185 $0 112.69%
2025 National Flood Insurance Program 0.3% $49,434 $47,088 $0 $0 $-17 $0 0%
2025 Total Homeowners 0.49% $18,166,743 $16,627,321 $0 $11,720,855 $13,966,809 $0 119.16%
2025 Homeowners Multi-Peril 0.51% $18,166,743 $16,627,321 $0 $11,720,855 $13,966,809 $0 119.16%
2025 Ocean Marine 0.33% $181,638 $174,861 $0 $145,857 $139,951 $0 95.95%
2025 Inland Marine (Incl Auto Cargo) 0.41% $1,676,926 $1,578,303 $0 $357,574 $454,956 $0 127.23%
2025 Other Liability - Bodily Injury & Property Damage 0.2% $2,111,711 $1,852,598 $0 $225,000 $419,505 $0 186.45%
2025 Total Private Passenger Auto 0.08% $2,480,490 $2,268,464 $0 $1,422,205 $696,078 $0 48.94%
2025 Private Passenger Auto Liability - Bodily Injury 0.15% $2,480,490 $2,268,464 $0 $1,422,205 $696,078 $0 48.94%
2025 Private Passenger Auto - Comprehensive 0.22% $3,132,969 $2,901,444 $0 $1,145,501 $1,245,903 $0 108.76%
2024 Total Property & Casualty 0.13% $22,669,096 $20,529,759 $0 $11,709,897 $13,701,498 $0 117.01%
2024 National Flood Insurance Program 0.29% $45,370 $41,697 $0 $0 $-20,375 $0 0%
2024 Total Homeowners 0.43% $14,634,934 $13,257,448 $0 $8,743,306 $9,631,141 $0 110.15%
2024 Homeowners Multi-Peril 0.45% $14,634,934 $13,257,448 $0 $8,743,306 $9,631,141 $0 110.15%
2024 Ocean Marine 0.31% $174,591 $169,321 $0 $135,671 $97,310 $0 71.72%
2024 Inland Marine (Incl Auto Cargo) 0.36% $1,472,458 $1,384,186 $0 $392,288 $372,657 $0 95%
2024 Other Liability - Bodily Injury & Property Damage 0.17% $1,614,710 $1,448,102 $0 $0 $428,858 $0 0%
2024 Total Private Passenger Auto 0.07% $2,115,397 $1,902,370 $0 $811,995 $1,605,590 $0 197.73%
2024 Private Passenger Auto Liability - Bodily Injury 0.14% $2,115,397 $1,902,370 $0 $811,995 $1,605,590 $0 197.73%
2024 Private Passenger Auto - Comprehensive 0.19% $2,611,636 $2,326,635 $0 $1,626,637 $1,586,317 $0 97.52%
2023 Total Property & Casualty 0.12% $18,860,772 $17,616,159 $0 $10,063,656 $10,447,812 $0 103.82%
2023 Total Homeowners 0.41% $12,293,462 $11,241,138 $0 $4,656,695 $4,634,455 $0 99.52%
2023 Homeowners Multi-Peril 0.43% $12,293,462 $11,241,138 $0 $4,656,695 $4,634,455 $0 99.52%
2023 Ocean Marine 0.3% $156,029 $148,341 $0 $162,605 $213,967 $0 131.59%
2023 Inland Marine (Incl Auto Cargo) 0.23% $1,295,232 $1,256,102 $0 $2,147,967 $2,187,346 $0 101.83%
2023 Other Liability - Bodily Injury & Property Damage 0.14% $1,336,567 $1,303,419 $0 $834,810 $736,000 $0 88.16%
2023 Total Private Passenger Automobile 0.07% $3,779,482 $3,667,159 $0 $2,261,579 $2,676,044 $0 118.33%
2023 Private Passenger Auto Liability Property Damage 0.17% $1,705,483 $1,680,853 $0 $1,038,764 $1,408,973 $0 135.64%
2023 Private Passenger Auto Comprehensive 0.18% $2,073,999 $1,986,306 $0 $1,222,815 $1,267,071 $0 103.62%
2022 Total Property & Casualty 0.11% $16,460,988 $16,016,287 $0 $8,160,811 $7,225,996 $0 88.55%
2022 Total Homeowners 0.38% $10,189,390 $9,796,281 $0 $6,336,859 $5,416,195 $0 85.47%
2022 Homeowners Multi-Peril 0.39% $10,189,390 $9,796,281 $0 $6,336,859 $5,416,195 $0 85.47%
2022 Ocean Marine 0.28% $138,269 $115,597 $0 $82,735 $89,643 $0 108.35%
2022 Inland Marine (Incl Auto Cargo) 0.24% $1,248,176 $1,223,616 $0 $263,171 $219,823 $0 83.53%
2022 Other Liability - Bodily Injury & Property Damage 0.15% $1,264,282 $1,273,885 $0 $0 $-228,091 $0 0%
2022 Total Private Passenger Automobile 0.08% $3,583,486 $3,573,424 $0 $1,426,213 $1,657,530 $0 116.22%
2022 Private Passenger Auto Liability Property Damage 0.19% $1,667,478 $1,714,358 $0 $539,167 $836,877 $0 155.22%
2022 Private Passenger Auto Comprehensive 0.21% $1,916,008 $1,859,066 $0 $887,046 $820,653 $0 92.52%
2022 National Flood Insurance Program 0.25% $37,385 $33,484 $0 $51,833 $70,896 $0 136.78%
2021 Total Property & Casualty 0.12% $15,755,146 $15,015,893 $0 $7,608,758 $9,903,081 $0 130.15%
2021 Total Homeowners 0.39% $9,504,452 $8,907,264 $0 $4,482,286 $6,165,940 $0 137.56%
2021 Homeowners Multi-Peril 0.4% $9,504,452 $8,907,264 $0 $4,482,286 $6,165,940 $0 137.56%
2021 Ocean Marine 0.17% $71,950 $70,244 $0 $104,004 $119,633 $0 115.03%
2021 Inland Marine (Incl Auto Cargo) 0.26% $1,218,319 $1,195,597 $0 $818,659 $-25,816 $0 -3.15%
2021 Other Liability - Bodily Injury & Property Damage 0.16% $1,305,109 $1,284,756 $0 $0 $792,265 $0 0%
2021 Total Private Passenger Automobile 0.08% $3,655,316 $3,558,032 $0 $2,203,809 $2,851,059 $0 129.37%
2021 Private Passenger Auto Liability Property Damage 0.22% $1,802,809 $1,815,190 $0 $798,700 $1,443,081 $0 180.68%
2021 Private Passenger Auto Comprehensive 0.21% $1,852,507 $1,742,842 $0 $1,405,109 $1,407,978 $0 100.2%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0.08% 2 114
2025 Homeowners 0.41% 1 10
2024 Private Passenger Auto 0.07% 3 229
2024 Homeowners 0.37% 0 0
2023 Private Passenger Auto 0.08% 3 230
2023 Homeowners 0.34% 0 0
2022 Private Passenger Auto 0.08% 3 255
2022 Homeowners 0.33% 0 0
2021 Private Passenger Auto 0.08% 3 255
2021 Homeowners 0.31% 0 0

Company Changes

This company does not have any company changes.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.