Company Details
Company Name:
BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
20044Company Address:
1314 DOUGLAS STREET SUITE 1300 OMAHA, NE 68102-1944
Phone Number:
4023937255Mailing Address:
1314 Douglas Street, Suite 1300 Omaha, NE 68102-1944
Mailing Phone:
4029163611Description:
Property and Casualty (Ch 379, RSMo)License Number:
B426057Date Admitted:
2009-08-10Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.13% | $22,893,678 | $23,537,973 | $0 | $12,857,842 | $13,018,431 | $0 | 101.25% |
| 2025 | Total Fire & Allied Lines | 0.44% | $2,988,114 | $2,761,310 | $0 | $631,295 | $3,217,464 | $0 | 0% |
| 2025 | Commercial Fire & Allied Lines | 0.92% | $2,988,114 | $2,761,310 | $0 | $631,295 | $3,217,464 | $0 | 0% |
| 2025 | Commercial Multi-Peril | 0.49% | $6,131,191 | $5,910,716 | $0 | $2,691,540 | $4,313,326 | $0 | 160.25% |
| 2025 | Inland Marine (Incl Auto Cargo) | 0.01% | $47,456 | $68,070 | $0 | $16,594 | $16,354 | $0 | 98.55% |
| 2025 | Direct Workers Compensation | 0.34% | $3,593,103 | $4,179,080 | $0 | $2,795,444 | $2,092,354 | $0 | 74.85% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0% | $21,824 | $24,736 | $0 | $0 | $-5,748 | $0 | 0% |
| 2025 | Products Liability | 0% | $28 | $33 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Commercial Auto | 0.94% | $8,039,870 | $8,171,174 | $0 | $6,082,199 | $2,788,940 | $0 | 45.85% |
| 2025 | Commercial Auto Liability - Bodily Injury | 1.05% | $6,528,710 | $6,636,529 | $0 | $5,415,418 | $2,692,426 | $0 | 49.72% |
| 2025 | Commercial Auto Liability - Property Damage | 0.83% | $1,511,160 | $1,534,645 | $0 | $666,781 | $96,514 | $0 | 14.47% |
| 2025 | Commercial Auto - Comprehensive | 0.37% | $537,489 | $629,135 | $0 | $124,145 | $105,074 | $0 | 84.64% |
| 2025 | Commercial Auto - Collision | 0.66% | $1,534,603 | $1,793,719 | $0 | $528,614 | $502,656 | $0 | 95.09% |
| 2025 | Fidelity | 0% | $0 | $0 | $0 | $-11,989 | $-11,989 | $0 | 100% |
| 2024 | Total Property & Casualty | 0.14% | $23,999,900 | $20,833,572 | $0 | $9,645,541 | $12,651,416 | $0 | 131.16% |
| 2024 | Total Fire & Allied Lines | 0.35% | $2,249,206 | $1,920,034 | $0 | $1,970,056 | $1,889,687 | $0 | 95.92% |
| 2024 | Commercial Fire & Allied Lines | 0.57% | $2,249,206 | $1,920,034 | $0 | $1,970,056 | $1,889,687 | $0 | 95.92% |
| 2024 | Commercial Multi-Peril | 0.44% | $5,301,541 | $4,386,166 | $0 | $1,436,133 | $1,766,655 | $0 | 123.01% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0.02% | $81,315 | $100,000 | $0 | $173,546 | $23,076 | $0 | 13.3% |
| 2024 | Direct Workers Compensation | 0.46% | $5,044,788 | $4,903,804 | $0 | $2,640,267 | $3,377,535 | $0 | 127.92% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0% | $25,038 | $27,487 | $0 | $3,718 | $-118,133 | $0 | 0% |
| 2024 | Products Liability | 0% | $21 | $70 | $0 | $0 | $-379 | $0 | 0% |
| 2024 | Total Commercial Auto | 1.11% | $8,645,059 | $7,246,804 | $0 | $2,752,370 | $5,130,070 | $0 | 186.39% |
| 2024 | Commercial Auto Liability - Bodily Injury | 1.25% | $7,020,246 | $5,887,950 | $0 | $2,285,080 | $4,600,449 | $0 | 201.33% |
| 2024 | Commercial Auto Liability - Property Damage | 0.98% | $1,624,813 | $1,358,854 | $0 | $467,290 | $529,621 | $0 | 113.34% |
| 2024 | Commercial Auto - Comprehensive | 0.43% | $692,645 | $590,778 | $0 | $218,873 | $205,378 | $0 | 93.83% |
| 2024 | Commercial Auto - Collision | 0.98% | $1,960,287 | $1,658,429 | $0 | $478,341 | $405,290 | $0 | 84.73% |
| 2024 | Fidelity | 0% | $0 | $0 | $0 | $-27,763 | $-27,763 | $0 | 100% |
| 2023 | Total Property & Casualty | 0.11% | $17,998,418 | $17,180,941 | $0 | $8,665,804 | $8,917,640 | $0 | 102.91% |
| 2023 | Total Fire & Allied Lines | 0.21% | $1,611,616 | $1,414,276 | $0 | $1,611,200 | $131,670 | $0 | 8.17% |
| 2023 | Commercial Fire & Allied Lines | 0.5% | $1,611,616 | $1,414,276 | $0 | $1,611,200 | $131,670 | $0 | 8.17% |
| 2023 | Commercial Multi-Peril | 0.29% | $3,251,123 | $2,394,575 | $0 | $1,225,159 | $767,654 | $0 | 62.66% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.02% | $109,754 | $173,250 | $0 | $13,611 | $137,277 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0.44% | $4,758,686 | $4,358,827 | $0 | $1,601,321 | $1,821,790 | $0 | 113.77% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0% | $22,541 | $46,007 | $0 | $17,390 | $-66,264 | $0 | -381.05% |
| 2023 | Products Liability | 0% | $220 | $206 | $0 | $0 | $-457 | $0 | 0% |
| 2023 | Total Commercial Automobile | 0.8% | $8,244,478 | $8,793,800 | $0 | $4,274,230 | $6,472,443 | $0 | 151.43% |
| 2023 | Commercial Auto Liability Bodily Injury | 1.05% | $5,418,312 | $5,679,855 | $0 | $2,238,181 | $4,449,410 | $0 | 198.8% |
| 2023 | Commercial Auto Liability Property Damage | 0.86% | $1,242,984 | $1,304,531 | $0 | $779,873 | $905,184 | $0 | 116.07% |
| 2023 | Commercial Auto Comprehensive | 0.22% | $261,727 | $323,107 | $0 | $279,761 | $267,123 | $0 | 95.48% |
| 2023 | Commercial Auto Collision | 0.66% | $1,321,455 | $1,486,307 | $0 | $976,415 | $850,726 | $0 | 87.13% |
| 2023 | Fidelity | 0% | $0 | $0 | $0 | $-77,107 | $-346,473 | $0 | 449.34% |
| 2022 | Total Property & Casualty | 0.12% | $16,796,713 | $15,788,651 | $0 | $6,343,249 | $9,206,850 | $0 | 145.14% |
| 2022 | Total Fire & Allied Lines | 0.22% | $1,034,680 | $850,173 | $0 | $1,098,865 | $1,705,905 | $0 | 155.24% |
| 2022 | Commercial Fire & Allied Lines | 0.33% | $1,034,680 | $850,173 | $0 | $1,098,865 | $1,705,905 | $0 | 155.24% |
| 2022 | Commercial Multi-Peril | 0.18% | $1,835,073 | $1,665,234 | $0 | $383,341 | $1,062,713 | $0 | 277.22% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.05% | $252,861 | $247,660 | $0 | $244,382 | $168,160 | $0 | 68.81% |
| 2022 | Direct Workers Compensation | 0.41% | $4,263,612 | $4,070,608 | $0 | $1,156,963 | $313,526 | $0 | 27.1% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.01% | $74,026 | $63,990 | $0 | $211,369 | $20,460 | $0 | 9.68% |
| 2022 | Products Liability | 0% | $116 | $938 | $0 | $0 | $-118 | $0 | 0% |
| 2022 | Total Commercial Automobile | 0.95% | $9,336,345 | $8,890,048 | $0 | $3,270,209 | $5,958,084 | $0 | 182.19% |
| 2022 | Commercial Auto Liability Bodily Injury | 1.14% | $5,468,636 | $5,395,505 | $0 | $1,135,722 | $3,231,910 | $0 | 284.57% |
| 2022 | Commercial Auto Liability Property Damage | 0.84% | $1,264,792 | $1,245,345 | $0 | $650,374 | $1,034,273 | $0 | 159.03% |
| 2022 | Commercial Auto Comprehensive | 0.56% | $690,259 | $597,027 | $0 | $361,236 | $415,631 | $0 | 115.06% |
| 2022 | Commercial Auto Collision | 1.05% | $1,912,658 | $1,652,171 | $0 | $1,122,877 | $1,276,270 | $0 | 113.66% |
| 2022 | Fidelity | 0% | $0 | $0 | $0 | $-21,880 | $-21,880 | $0 | 100% |
| 2021 | Total Property & Casualty | 0.11% | $14,502,650 | $12,841,508 | $0 | $4,819,690 | $6,386,703 | $0 | 132.51% |
| 2021 | Total Fire & Allied Lines | 0.11% | $734,676 | $654,360 | $0 | $414,304 | $356,297 | $0 | 86% |
| 2021 | Commercial Fire & Allied Lines | 0.22% | $734,676 | $654,360 | $0 | $414,304 | $356,297 | $0 | 86% |
| 2021 | Commercial Multi-Peril | 0.16% | $1,465,321 | $1,369,953 | $0 | $612,770 | $587,974 | $0 | 95.95% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.05% | $232,294 | $155,659 | $0 | $0 | $102,833 | $0 | 0% |
| 2021 | Direct Workers Compensation | 0.37% | $3,597,475 | $3,161,242 | $0 | $1,158,090 | $1,205,984 | $0 | 104.14% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.01% | $46,461 | $23,918 | $0 | $259,056 | $569,233 | $0 | 219.73% |
| 2021 | Products Liability | 0% | $1,175 | $1,202 | $0 | $0 | $22 | $0 | 0% |
| 2021 | Total Commercial Automobile | 0.93% | $8,425,248 | $7,475,174 | $0 | $2,401,972 | $3,590,862 | $0 | 149.5% |
| 2021 | Commercial Auto Liability Bodily Injury | 1.16% | $5,319,663 | $4,719,202 | $0 | $1,071,508 | $2,326,315 | $0 | 217.11% |
| 2021 | Commercial Auto Liability Property Damage | 0.91% | $1,206,797 | $1,072,882 | $0 | $596,418 | $470,032 | $0 | 78.81% |
| 2021 | Commercial Auto Comprehensive | 0.5% | $506,321 | $452,955 | $0 | $193,979 | $191,655 | $0 | 98.8% |
| 2021 | Commercial Auto Collision | 0.81% | $1,392,467 | $1,230,135 | $0 | $540,067 | $602,860 | $0 | 111.63% |
| 2021 | Fidelity | 0% | $0 | $0 | $0 | $-26,502 | $-26,502 | $0 | 100% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2022 | Homeowners | 0.01% | 0 | 0 |
| 2021 | Homeowners | 0.02% | 0 | 0 |
Company Changes
Date:
2009-08-10Comments:
Cornhusker Casualty Company was admitted with Property, Liability, Fidelity, Surety and Miscellaneous authority.Date:
2011-08-15Comments:
Effective 8/15/11 Cornhusker Casualty Company changed its name to the above.Date:
2013-12-31Comments:
Effective 12/31/13 Kansas Bankers Surety Company merged into Berkshire Hathaway Homestate Insurance Company.Financial Exams
This company does not have any financial exams.