Company Details

Company Details

Company Name:
AMGUARD INSURANCE COMPANY
License Status:
Active
NAIC Number:
42390
Company Address:
39 Public Square
Wilkes-Barre, PA 18701
Phone Number:
8006732465
Mailing Address:
PO Box AH
Wilkes-Barre, PA 18703-0020
Mailing Phone:
5708259900
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B424564
Date Admitted:
2001-06-28

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 0.07% $11,948,314 $16,515,246 $0 $19,590,066 $16,160,776 $0 82.49%
2025 Total Fire & Allied Lines 0.02% $144,777 $161,211 $0 $0 $-3,921 $0 0%
2025 Commercial Fire & Allied Lines 0.04% $144,777 $161,211 $0 $0 $-3,921 $0 0%
2025 Total Homeowners 0% $-81,883 $1,940,072 $0 $6,963,653 $3,839,243 $0 55.13%
2025 Homeowners Multi-Peril 0% $-81,883 $1,940,072 $0 $6,963,653 $3,839,243 $0 55.13%
2025 Commercial Multi-Peril 0.23% $2,911,291 $3,623,039 $0 $6,535,983 $2,129,123 $0 32.58%
2025 Inland Marine (Incl Auto Cargo) 0.08% $337,695 $519,069 $0 $241,088 $60,697 $0 25.18%
2025 Earthquake 0% $3,679 $19,598 $0 $0 $0 $0 0%
2025 Direct Workers Compensation 0.17% $1,860,961 $2,026,842 $0 $2,048,503 $3,543,836 $0 173%
2025 Other Liability - Bodily Injury & Property Damage 0.04% $373,430 $435,102 $0 $22,283 $538,940 $0 0%
2025 Products Liability 0.01% $7,166 $14,600 $0 $0 $0 $0 0%
2025 Total Commercial Auto 0.56% $4,798,882 $5,949,780 $0 $2,988,789 $5,569,995 $0 186.36%
2025 Commercial Auto Liability - Bodily Injury 0% $0 $0 $0 $7,000 $-46,403 $0 0%
2025 Commercial Auto Liability - Property Damage 2.65% $4,798,882 $5,949,780 $0 $2,981,789 $5,616,398 $0 188.36%
2025 Commercial Auto - Collision 0.68% $1,592,016 $1,825,633 $0 $789,767 $482,866 $0 61.14%
2025 Burglary & Theft 0% $300 $300 $0 $0 $-3 $0 0%
2024 Total Property & Casualty 0.13% $22,579,592 $24,674,487 $0 $24,060,650 $39,979,853 $0 166.16%
2024 Total Fire & Allied Lines 0.03% $167,162 $154,177 $0 $160,887 $98,893 $0 61.47%
2024 Commercial Fire & Allied Lines 0.04% $167,162 $154,177 $0 $160,887 $98,893 $0 61.47%
2024 Total Homeowners 0.16% $5,587,516 $7,456,752 $0 $10,642,375 $11,215,719 $0 105.39%
2024 Homeowners Multi-Peril 0.17% $5,587,516 $7,456,752 $0 $10,642,375 $11,215,719 $0 105.39%
2024 Commercial Multi-Peril 0.41% $4,839,177 $5,427,856 $0 $6,314,804 $11,671,141 $0 184.82%
2024 Inland Marine (Incl Auto Cargo) 0.15% $601,826 $503,505 $0 $46,694 $187,683 $0 401.94%
2024 Earthquake 0.03% $49,201 $58,617 $0 $0 $0 $0 0%
2024 Direct Workers Compensation 0.21% $2,246,255 $2,853,112 $0 $2,787,643 $5,695,371 $0 204.31%
2024 Other Liability - Bodily Injury & Property Damage 0.05% $473,027 $503,150 $0 $1,534,500 $3,670,812 $0 239.22%
2024 Products Liability 0.05% $30,073 $30,604 $0 $0 $0 $0 0%
2024 Total Commercial Auto 0.82% $6,419,515 $5,683,762 $0 $1,630,077 $6,394,333 $0 392.27%
2024 Commercial Auto Liability - Bodily Injury 0% $0 $0 $0 $597 $55,001 $0 0%
2024 Commercial Auto Liability - Property Damage 3.89% $6,419,515 $5,683,762 $0 $1,629,480 $6,339,332 $0 389.04%
2024 Commercial Auto - Collision 1.08% $2,165,540 $2,002,652 $0 $943,670 $1,045,901 $0 110.83%
2024 Burglary & Theft 0% $300 $300 $0 $0 $0 $0 0%
2023 Total Property & Casualty 0.15% $24,064,176 $22,096,078 $0 $28,515,315 $36,462,754 $0 127.87%
2023 Total Fire & Allied Lines 0.02% $159,778 $157,520 $0 $15,608 $74,849 $0 479.56%
2023 Commercial Fire & Allied Lines 0.05% $159,778 $157,520 $0 $15,608 $74,849 $0 479.56%
2023 Total Homeowners 0.26% $7,703,203 $6,465,325 $0 $9,025,435 $11,702,986 $0 129.67%
2023 Homeowners Multi-Peril 0.27% $7,703,203 $6,465,325 $0 $9,025,435 $11,702,986 $0 129.67%
2023 Commercial Multi-Peril 0.47% $5,253,036 $5,292,177 $0 $5,504,517 $9,280,982 $0 168.61%
2023 Inland Marine (Incl Auto Cargo) 0.08% $454,206 $403,559 $0 $48,021 $46,666 $0 97.18%
2023 Earthquake 0.04% $58,069 $49,097 $0 $0 $0 $0 0%
2023 Direct Workers Compensation 0.27% $2,955,762 $2,964,807 $0 $3,122,375 $3,456,409 $0 110.7%
2023 Other Liability - Bodily Injury & Property Damage 0.05% $515,363 $461,422 $0 $60,000 $61,889 $0 103.15%
2023 Products Liability 0.05% $26,264 $27,864 $0 $0 $0 $0 0%
2023 Total Commercial Automobile 0.67% $6,938,195 $6,273,930 $0 $10,739,359 $11,838,953 $0 110.24%
2023 Commercial Auto Liability Bodily Injury 0% $0 $0 $0 $0 $-293 $0 0%
2023 Commercial Auto Liability Property Damage 3.58% $5,152,060 $4,640,954 $0 $9,993,095 $11,057,890 $0 110.66%
2023 Commercial Auto Collision 0.89% $1,786,135 $1,632,976 $0 $746,264 $781,356 $0 104.7%
2023 Burglary & Theft 0% $300 $377 $0 $0 $20 $0 0%
2022 Total Property & Casualty 0.14% $20,015,066 $18,691,347 $0 $12,805,241 $11,039,497 $0 86.21%
2022 Total Fire & Allied Lines 0.03% $137,435 $100,956 $0 $44,421 $43,190 $0 97.23%
2022 Commercial Fire & Allied Lines 0.04% $137,435 $100,956 $0 $44,421 $43,190 $0 97.23%
2022 Total Homeowners 0.18% $4,818,414 $3,507,024 $0 $2,323,553 $3,639,486 $0 156.63%
2022 Homeowners Multi-Peril 0.18% $4,818,414 $3,507,024 $0 $2,323,553 $3,639,486 $0 156.63%
2022 Commercial Multi-Peril 0.58% $5,789,554 $6,325,491 $0 $3,603,727 $3,937,771 $0 109.27%
2022 Inland Marine (Incl Auto Cargo) 0.06% $304,307 $318,319 $0 $45,630 $86,875 $0 190.39%
2022 Earthquake 0.03% $47,643 $67,342 $0 $0 $0 $0 0%
2022 Direct Workers Compensation 0.34% $3,508,444 $3,133,845 $0 $3,029,145 $177,329 $0 5.85%
2022 Other Liability - Bodily Injury & Property Damage 0.05% $422,372 $425,877 $0 $745,000 $595,439 $0 79.92%
2022 Products Liability 0.04% $19,182 $6,363 $0 $0 $0 $0 0%
2022 Total Commercial Automobile 0.51% $4,955,126 $4,791,609 $0 $3,013,765 $2,559,441 $0 84.93%
2022 Commercial Auto Liability Bodily Injury 0% $-1,540 $-1,268 $0 $0 $-3,097 $0 0%
2022 Commercial Auto Liability Property Damage 2.36% $3,560,373 $3,361,640 $0 $2,224,795 $1,751,035 $0 78.71%
2022 Commercial Auto Collision 0.77% $1,396,293 $1,431,237 $0 $788,970 $811,503 $0 102.86%
2022 Burglary & Theft -0.01% $-574 $-248 $0 $0 $-34 $0 0%
2022 Private Flood 0.18% $13,163 $14,769 $0 $0 $0 $0 0%
2021 Total Property & Casualty 0.14% $18,534,935 $16,338,123 $0 $8,427,621 $10,349,677 $0 122.81%
2021 Total Fire & Allied Lines 0.02% $117,461 $102,663 $0 $0 $5,196 $0 0%
2021 Commercial Fire & Allied Lines 0.04% $117,461 $102,663 $0 $0 $5,196 $0 0%
2021 Total Homeowners 0.09% $2,218,172 $1,269,933 $0 $490,456 $773,407 $0 157.69%
2021 Homeowners Multi-Peril 0.09% $2,218,172 $1,269,933 $0 $490,456 $773,407 $0 157.69%
2021 Commercial Multi-Peril 0.81% $7,406,570 $7,294,865 $0 $4,720,554 $5,120,748 $0 108.48%
2021 Inland Marine (Incl Auto Cargo) 0.08% $357,067 $261,217 $0 $75,369 $46,420 $0 61.59%
2021 Earthquake 0.1% $131,220 $111,698 $0 $0 $0 $0 0%
2021 Direct Workers Compensation 0.3% $2,933,224 $2,994,627 $0 $2,255,722 $1,650,400 $0 73.17%
2021 Other Liability - Bodily Injury & Property Damage 0.06% $459,678 $404,803 $0 $3,119 $766,180 $0 0%
2021 Total Commercial Automobile 0.54% $4,910,086 $3,896,564 $0 $882,401 $1,987,302 $0 225.22%
2021 Commercial Auto Liability Bodily Injury 0% $1,047 $989 $0 $0 $2,319 $0 0%
2021 Commercial Auto Liability Property Damage 2.59% $3,426,355 $2,678,255 $0 $404,951 $1,468,498 $0 362.64%
2021 Commercial Auto Collision 0.86% $1,482,684 $1,217,320 $0 $477,450 $516,485 $0 108.18%
2021 Burglary & Theft 0.02% $1,457 $1,753 $0 $0 $24 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Homeowners 0.12% 17 565
2024 Homeowners 0.18% 11 448
2023 Homeowners 0.16% 8 412
2022 Homeowners 0.09% 1 118
2021 Homeowners 0.04% 1 319

Company Changes

Date:
2019-02-26
Comments:
Effective 2/26/2019 the above company added B3 fidelity and surety authority.
Date:
2023-09-20
Comments:
Effective 09/20/2023 the above company redomesticated from Pennsylvania to Nebraska, and was issued a new Missouri Certificate of Authority on 3/13/2024. Company also updated its Mailing and Statutory Home Office Addresses.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.