Company Details
Company Name:
RIVERSOURCE LIFE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
65005Company Address:
227 AMERIPRISE FINANCIAL CTR MINNEAPOLIS, MN 55474
Phone Number:
6126713131Mailing Address:
227 AMERIPRISE FINANCIAL CENTER MINNEAPOLIS, MN 55474
Mailing Phone:
6126713131Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A424295Date Admitted:
1960-05-16Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.02% | $4,131,877 | $4,519,792 | $0 | $7,705,792 | $8,329,212 | $0 | 108.09% |
| 2025 | Total Individual Accident & Health | 0.05% | $4,124,749 | $4,512,600 | $0 | $7,702,848 | $8,326,205 | $0 | 108.09% |
| 2025 | Individual Long Term Care | 1.76% | $3,243,276 | $3,627,121 | $0 | $7,574,822 | $8,248,196 | $0 | 108.89% |
| 2025 | Individual Disability Income | 0.73% | $881,473 | $885,479 | $0 | $128,026 | $78,009 | $0 | 60.93% |
| 2025 | Total Group Accident & Health | 0% | $7,128 | $7,192 | $0 | $2,944 | $3,007 | $0 | 102.14% |
| 2025 | Group Long Term Care | 0.02% | $7,128 | $7,192 | $0 | $2,944 | $3,007 | $0 | 102.14% |
| 2025 | Total Life & Annuities | 0.48% | $80,659,647 | $0 | $0 | $211,848,365 | $0 | $3,431,507 | 0% |
| 2025 | Total Individual Life | 0.32% | $12,739,485 | $0 | $0 | $12,119,800 | $0 | $1,879,556 | 0% |
| 2025 | Individual Term Life | 0.29% | $1,777,923 | $0 | $0 | $1,456,289 | $0 | $889,895 | 0% |
| 2025 | Individual Indexed Life | 0.5% | $1,244,076 | $0 | $0 | $717,912 | $0 | $118,739 | 0% |
| 2025 | Individual Universal Life | 0.11% | $447,607 | $0 | $0 | $1,580,751 | $0 | $39,056 | 0% |
| 2025 | Individual Universal Life With Secondary Guarantees | 0.44% | $1,108,278 | $0 | $0 | $795,150 | $0 | $85,634 | 0% |
| 2025 | Individual Variable Universal Life | 2.98% | $7,216,950 | $0 | $0 | $6,630,424 | $0 | $742,183 | 0% |
| 2025 | Other Individual Life | 0% | $0 | $0 | $0 | $939,274 | $0 | $4,049 | 0% |
| 2025 | Individual Deposit-Type Contract Funds | 0.07% | $944,651 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Individual Annuities | 0.7% | $67,687,342 | $0 | $0 | $198,543,155 | $0 | $1,529,266 | 0% |
| 2025 | Individual Fixed Annuities | 0% | $0 | $0 | $0 | $14,995,226 | $0 | $59,416 | 0% |
| 2025 | Individual Indexed Annuities | 1.34% | $46,175,246 | $0 | $0 | $12,211,754 | $0 | $258,351 | 0% |
| 2025 | Individual Variable Annuities With Guarantees | 0.99% | $20,570,954 | $0 | $0 | $169,932,629 | $0 | $1,211,499 | 0% |
| 2025 | Individual Life Contingencies | 0.12% | $941,142 | $0 | $0 | $1,403,546 | $0 | $0 | 0% |
| 2025 | Total Individual Life & Annuities | 0.59% | $80,426,827 | $0 | $0 | $210,662,955 | $0 | $3,408,822 | 0% |
| 2025 | Total Group Life | 0% | $0 | $0 | $0 | $459,933 | $0 | $1,981 | 0% |
| 2025 | Other Group Life | 0% | $0 | $0 | $0 | $459,933 | $0 | $1,981 | 0% |
| 2025 | Total Group Annuities | 0.01% | $232,820 | $0 | $0 | $725,477 | $0 | $20,704 | 0% |
| 2025 | Group Fixed Annuities | 0.08% | $232,820 | $0 | $0 | $638,582 | $0 | $20,316 | 0% |
| 2025 | Group Variable Annuities With Guarantees | 0% | $0 | $0 | $0 | $86,895 | $0 | $388 | 0% |
| 2025 | Total Group Life & Annuities | 0.01% | $232,820 | $0 | $0 | $1,185,410 | $0 | $22,685 | 0% |
| 2024 | Total Accident & Health | 0.03% | $4,238,042 | $4,632,399 | $0 | $7,565,194 | $7,501,137 | $0 | 99.15% |
| 2024 | Total Individual Accident & Health | 0.06% | $4,228,339 | $4,622,600 | $0 | $7,564,005 | $7,499,949 | $0 | 99.15% |
| 2024 | Individual Long Term Care | 1.72% | $3,333,833 | $3,724,352 | $0 | $7,447,557 | $7,384,487 | $0 | 99.15% |
| 2024 | Individual Disability Income | 0.73% | $894,506 | $898,248 | $0 | $116,448 | $115,462 | $0 | 99.15% |
| 2024 | Total Group Accident & Health | 0% | $9,703 | $9,799 | $0 | $1,189 | $1,188 | $0 | 99.92% |
| 2024 | Group Long Term Care | 0.03% | $9,703 | $9,799 | $0 | $1,189 | $1,188 | $0 | 99.92% |
| 2024 | Total Life & Annuities | 0.47% | $75,158,978 | $0 | $0 | $212,656,952 | $0 | $3,375,924 | 0% |
| 2024 | Total Individual Life | 0.31% | $13,386,452 | $0 | $0 | $11,764,724 | $0 | $1,887,495 | 0% |
| 2024 | Individual Term Life | 0.29% | $1,743,056 | $0 | $0 | $1,223,011 | $0 | $913,525 | 0% |
| 2024 | Individual Indexed Life | 0.61% | $1,398,040 | $0 | $0 | $782,803 | $0 | $120,846 | 0% |
| 2024 | Individual Universal Life | 0.21% | $500,177 | $0 | $0 | $1,666,708 | $0 | $45,873 | 0% |
| 2024 | Individual Universal Life With Secondary Guarantees | 0.49% | $1,195,533 | $0 | $0 | $438,290 | $0 | $86,413 | 0% |
| 2024 | Individual Variable Universal Life | 2.01% | $7,259,199 | $0 | $0 | $7,493,012 | $0 | $716,243 | 0% |
| 2024 | Other Individual Life | 0.55% | $22,892 | $0 | $0 | $160,900 | $0 | $4,595 | 0% |
| 2024 | Individual Deposit-Type Contract Funds | 0.07% | $1,267,555 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Individual Annuities | 0.74% | $61,515,756 | $0 | $0 | $199,872,459 | $0 | $1,465,685 | 0% |
| 2024 | Individual Fixed Annuities | 0.01% | $230,187 | $0 | $0 | $20,163,742 | $0 | $71,575 | 0% |
| 2024 | Individual Indexed Annuities | 1.2% | $40,476,081 | $0 | $0 | $4,212,785 | $0 | $198,206 | 0% |
| 2024 | Individual Variable Annuities With Guarantees | 1.2% | $19,685,488 | $0 | $0 | $175,171,509 | $0 | $1,195,904 | 0% |
| 2024 | Individual Life Contingencies | 0.33% | $1,124,000 | $0 | $0 | $324,423 | $0 | $0 | 0% |
| 2024 | Total Individual Life & Annuities | 0.59% | $74,902,208 | $0 | $0 | $211,637,183 | $0 | $3,353,180 | 0% |
| 2024 | Total Group Life | 0% | $0 | $0 | $0 | $70,170 | $0 | $2,474 | 0% |
| 2024 | Other Group Life | 0% | $0 | $0 | $0 | $70,170 | $0 | $2,474 | 0% |
| 2024 | Total Group Annuities | 0.01% | $256,770 | $0 | $0 | $949,599 | $0 | $20,270 | 0% |
| 2024 | Group Fixed Annuities | 0.14% | $256,770 | $0 | $0 | $919,173 | $0 | $19,818 | 0% |
| 2024 | Group Variable Annuities With Guarantees | 0% | $0 | $0 | $0 | $30,426 | $0 | $452 | 0% |
| 2024 | Total Group Life & Annuities | 0.01% | $256,770 | $0 | $0 | $1,019,769 | $0 | $22,744 | 0% |
| 2023 | Total Accident & Health | 0.03% | $4,375,925 | $4,857,261 | $0 | $7,206,786 | $7,211,837 | $0 | 100.07% |
| 2023 | Total Individual Accident & Health | 0.08% | $4,366,114 | $4,845,095 | $0 | $7,203,513 | $7,208,565 | $0 | 100.07% |
| 2023 | Individual Long Term Care | 1.74% | $3,421,265 | $3,893,157 | $0 | $7,054,580 | $7,059,527 | $0 | 100.07% |
| 2023 | Individual Disability Income | 0.84% | $944,849 | $951,938 | $0 | $148,933 | $149,038 | $0 | 100.07% |
| 2023 | Total Group Accident & Health | 0% | $9,811 | $12,166 | $0 | $3,273 | $3,272 | $0 | 99.97% |
| 2023 | Group Long Term Care | 0.03% | $9,811 | $12,166 | $0 | $3,273 | $3,272 | $0 | 99.97% |
| 2023 | Total Life | 0.45% | $61,438,518 | $0 | $0 | $203,326,025 | $0 | $1,046,078 | 0% |
| 2023 | Total Individual Life | 0.61% | $61,162,848 | $0 | $0 | $202,238,959 | $0 | $1,046,078 | 0% |
| 2023 | Individual Term Life | 0.29% | $1,709,427 | $0 | $0 | $2,043,674 | $0 | $907,061 | 0% |
| 2023 | Individual Universal Life | 0.31% | $1,794,074 | $0 | $0 | $3,817,087 | $0 | $139,017 | 0% |
| 2023 | Individual Ordinary Annuities | 0.04% | $1,155,441 | $0 | $0 | $36,381,932 | $0 | $0 | 0% |
| 2023 | Individual Variable Annuities | 1.16% | $17,411,679 | $0 | $0 | $156,199,708 | $0 | $0 | 0% |
| 2023 | Individual Equity Indexed Annuities | 1.74% | $39,038,718 | $0 | $0 | $3,796,558 | $0 | $0 | 0% |
| 2023 | Individual Deposit-Type Funds | 0% | $53,509 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Group Life | 0.01% | $275,670 | $0 | $0 | $1,087,066 | $0 | $0 | 0% |
| 2023 | Group Ordinary Annuities | 0.02% | $275,670 | $0 | $0 | $1,067,137 | $0 | $0 | 0% |
| 2023 | Group Variable Annuities | 0% | $0 | $0 | $0 | $19,929 | $0 | $0 | 0% |
| 2022 | Total Accident & Health | 0.03% | $4,599,870 | $4,970,757 | $0 | $6,713,534 | $6,757,421 | $0 | 100.65% |
| 2022 | Total Individual Accident & Health | 0.09% | $4,591,804 | $4,962,133 | $0 | $6,712,081 | $6,755,952 | $0 | 100.65% |
| 2022 | Individual Long Term Care | 1.8% | $3,593,329 | $3,956,840 | $0 | $6,569,637 | $6,612,577 | $0 | 100.65% |
| 2022 | Individual Disability Income | 0.9% | $998,475 | $1,005,293 | $0 | $142,444 | $143,375 | $0 | 100.65% |
| 2022 | Total Group Accident & Health | 0% | $8,066 | $8,624 | $0 | $1,453 | $1,469 | $0 | 101.1% |
| 2022 | Group Long Term Care | 0.02% | $8,066 | $8,624 | $0 | $1,453 | $1,469 | $0 | 101.1% |
| 2022 | Total Life | 0.52% | $74,643,171 | $0 | $0 | $166,661,433 | $0 | $1,936,395 | 0% |
| 2022 | Total Individual Life | 0.75% | $74,394,351 | $0 | $0 | $166,378,424 | $0 | $1,933,515 | 0% |
| 2022 | Individual Whole Life | 0% | $6,343 | $0 | $0 | $2,586 | $0 | $3,522 | 0% |
| 2022 | Individual Term Life | 0.27% | $1,676,246 | $0 | $0 | $683,359 | $0 | $930,817 | 0% |
| 2022 | Individual Universal Life | 0.48% | $3,710,883 | $0 | $0 | $4,764,167 | $0 | $274,271 | 0% |
| 2022 | Individual Variable Life | 2.98% | $6,556,438 | $0 | $0 | $3,096,679 | $0 | $724,905 | 0% |
| 2022 | Individual Ordinary Annuities | 0.01% | $210,000 | $0 | $0 | $24,675,899 | $0 | $0 | 0% |
| 2022 | Individual Variable Annuities | 1.04% | $20,480,856 | $0 | $0 | $132,169,403 | $0 | $0 | 0% |
| 2022 | Individual Modified Guaranteed Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Individual Equity Indexed Annuities | 2.16% | $41,753,585 | $0 | $0 | $986,331 | $0 | $0 | 0% |
| 2022 | Individual Deposit-Type Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0.01% | $248,820 | $0 | $0 | $283,009 | $0 | $2,880 | 0% |
| 2022 | Group Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $2,880 | 0% |
| 2022 | Group Ordinary Annuities | 0.02% | $248,820 | $0 | $0 | $88,212 | $0 | $0 | 0% |
| 2022 | Group Variable Annuities | 0% | $0 | $0 | $0 | $194,797 | $0 | $0 | 0% |
| 2022 | Group Modified Guaranteed Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 0.04% | $4,710,735 | $4,754,231 | $0 | $6,559,725 | $6,619,999 | $0 | 100.92% |
| 2021 | Total Individual Accident & Health | 0.1% | $4,669,765 | $4,712,733 | $0 | $6,559,725 | $6,619,999 | $0 | 100.92% |
| 2021 | Individual Long Term Care | 1.76% | $3,643,012 | $3,687,841 | $0 | $6,342,269 | $6,400,545 | $0 | 100.92% |
| 2021 | Individual Disability Income | 0.91% | $1,026,753 | $1,024,892 | $0 | $217,456 | $219,454 | $0 | 100.92% |
| 2021 | Total Group Accident & Health | 0% | $40,970 | $41,498 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Group Long Term Care | 0.11% | $40,970 | $41,498 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Life | 0.75% | $91,725,086 | $0 | $0 | $194,947,393 | $0 | $1,946,795 | 0% |
| 2021 | Total Individual Life | 1.16% | $91,408,041 | $0 | $0 | $193,752,070 | $0 | $1,944,123 | 0% |
| 2021 | Individual Whole Life | 0% | $6,546 | $0 | $0 | $5,164 | $0 | $3,725 | 0% |
| 2021 | Individual Term Life | 0.27% | $1,634,669 | $0 | $0 | $1,289,535 | $0 | $930,257 | 0% |
| 2021 | Individual Universal Life | 0.51% | $4,098,441 | $0 | $0 | $4,393,661 | $0 | $285,752 | 0% |
| 2021 | Individual Variable Life | 2.85% | $6,732,132 | $0 | $0 | $6,126,321 | $0 | $724,389 | 0% |
| 2021 | Individual Ordinary Annuities | 0.02% | $305,302 | $0 | $0 | $23,030,113 | $0 | $0 | 0% |
| 2021 | Individual Variable Annuities | 2.17% | $49,160,714 | $0 | $0 | $158,402,726 | $0 | $0 | 0% |
| 2021 | Individual Modified Guaranteed Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Individual Equity Indexed Annuities | 2.16% | $29,386,465 | $0 | $0 | $504,550 | $0 | $0 | 0% |
| 2021 | Individual Deposit-Type Funds | 0.09% | $83,772 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0.01% | $317,045 | $0 | $0 | $1,195,323 | $0 | $2,672 | 0% |
| 2021 | Group Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $2,672 | 0% |
| 2021 | Group Ordinary Annuities | 0.02% | $317,045 | $0 | $0 | $1,104,975 | $0 | $0 | 0% |
| 2021 | Group Variable Annuities | 0% | $0 | $0 | $0 | $90,348 | $0 | $0 | 0% |
| 2021 | Group Modified Guaranteed Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0% | 1 | 0 |
| 2025 | Life and Annuities | 0% | 2 | 0 |
| 2025 | Long-Term Care Insurance | 0% | 1 | 0 |
| 2024 | Health | 0% | 1 | 0 |
| 2024 | Life and Annuities | 0.65% | 2 | 45 |
| 2024 | Long-Term Care Insurance | 0% | 1 | 0 |
| 2023 | Health | 0.04% | 1 | 107 |
| 2023 | Life and Annuities | 0.77% | 3 | 52 |
| 2023 | Long-Term Care Insurance | 1.48% | 1 | 42 |
| 2022 | Health | 0.06% | 3 | 243 |
| 2022 | Life and Annuities | 0.74% | 3 | 56 |
| 2022 | Long-Term Care Insurance | 1.51% | 3 | 130 |
| 2021 | Health | 0.06% | 3 | 212 |
| 2021 | Life and Annuities | 0.77% | 2 | 34 |
| 2021 | Long-Term Care Insurance | 1.51% | 3 | 118 |
Company Changes
Date:
2006-12-31Comments:
American Enterprise Life Insurance Company and American Partners Life Insurance Company merged with and into IDS Life Insurance Company, forming RiverSource Life Insurance Company. Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.